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Fundamentals of Housing
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Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Dec 22, 2015

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Page 1: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Fundamentals of Housing

Page 2: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it.◦ Lifespace (aka housing): provides shelter,

security, privacy, prestige, and a means of self-expression.

Page 3: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Location Climate Availability Cost Taste Lifestyle

Factors Affecting Housing Choices

Page 4: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

The specific placement of a home Ranges from urban to suburban to rural May be categorized as seashore, mountain,

desert, and so on◦ These difference should reflect in how a house

looks. A house on the beach in California should look different than an house in the mountains of Montana or a house in Boyceville.

Location, location, location!!!

Page 5: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Location is an important consideration in the selection of design, or construction of a home.◦ Materials used to build along with furnishings

used to decorate can be affected by the location of a house.

Page 6: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

A home is part of a neighborhood which is part of a community.◦ Each person has needs that must be met by the

location of their house: Education Transportation Worship Health care Shopping Recreation

Page 7: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

The choice of climate in which to live in automatically affects the choice of housing design.◦ A house built in northern WI should be designed

for comfort during cold winters with lots of snow. It needs enough insulation and a tight shell to keep the cold air out. The roof slope is important so snow doesn’t accumulate on the roof top. Amount of windows-heat loss

Climate

Page 8: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Homes designed for desert climates should have thick masonry walls to keep the high temperatures out of the house. These homes should have wide overhanging roofs to shade the walls and light colors to reduce heat buildup.

Page 9: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Availability of desirable housing in a given area is often limited◦ This is not the case with today’s economy and the

number of houses currently on the market=buyers market

◦ Each year more people buy trailers, motor homes, mobile homes, and houseboats so they can take their house with them everywhere they go.

Availability

Page 10: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

One of the largest factors

Repairs, taxes, and insurance costs are also something to think of other than the cost of rent or buying a house.

Cost

Page 11: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Taste- a sense of what is fitting, harmonious, or beautiful. Seems agreeable or pleasing◦ Reveals the personality of an individual-acquired

through experiences and cultural influences. Tastes varies from person to person, along with

from time to time throughout a person’s life.

Function also plays a factor with taste-a reading room should not just be designed for beauty. It should have good lighting, a comfy reading chair, etc.

Taste

Page 12: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Some use their home as a peaceful retreat, while other use it mainly for social gatherings. Some use their home only as a place to sleep and get ready for the next day, for others, it is a bustling center of activity.

The space inside a home may be described as individual, group, or support space.

Lifestyle

Page 13: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Individual: needed for sleeping, dressing, studying, relaxing, and conducting business in privacy.◦ The amount needed varies depending on how

many household members there are and how highly they value privacy.

Page 14: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Group: Needed for family recreation, conversation, dining, and entertaining. ◦ The amount varies with the household’s lifestyle

and socials values.

Support: Preparing food and doing laundry are two common support activities◦ The amount varies widely from household to

household.

Page 15: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Tract houses Custom houses Manufactured houses Mobile homes Multifamily dwellings

◦ Cooperatives◦ Condominiums◦ Rental apartments

Types of Housing Available

Page 16: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Built by a developer who subdivides a large piece of land into lots. The developer then builds several houses using just a few basic plans.

This reduces cost and increase building speed

◦ The developer often provides financing. One unit in the development is usually left unoccupied to show as a display for prospective buyers.

Tract Houses

Page 17: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

The buyer can see what he or she is buying. A firm price can be negotiated before

building begins. Usually costs less than a custom house Usually increases in value as the

development grows.

Advantages of Tract Houses

Page 18: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

They can have very little individuality-they all look the same.

They often look bare and unfinished for a few years until trees and shrubs grow.

The lots are usually very small in order for the developer to sell as many houses as possible.

The buyer takes a risk of not knowing how successful the development will eventually be.

Disadvantages of Tract Houses

Page 19: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Designed and built to meet the needs of a specific household. ◦ They may be designed by an architect, home

designer, or prospective homeowner. Cost more per square foot, but is most

functional housing

Custom Houses

Page 20: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Experience gained from building a house Savings in labor charges Everything is built to your personal

specification

Advantages of Custom Houses

Page 21: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

It is complicated and requires a lot of patience and hard work.

Can be difficult to get a loan to cover expenses

Building a house to code-knowing the different codes

Disadvantages of Custom Houses

Page 24: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Lower costs Reduced time in building Often high quality

Advantages of Manufactured

Page 25: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Limited selection Special equipment is needed to install

pieces Shipping can be expensive

Disadvantages of Manufactured

Page 26: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Designed to be movable-constructed on a frame with wheels for towing.

Can be placed on a temporary or permanent foundation.

Mobile Homes

Page 27: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Movable Price is low Little upkeep is required Recreational facilities and services offered

at some mobile home parks. Monthly license fees are typically lower than

property taxes for houses.

Advantages of Mobile Homes

Page 28: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

The value depreciates rapidly◦ Can lose 50% of resale value in 5 years

Sometimes considered second-class housing

Sometimes are limited to where they can put mobile homes in a city.

Not very mobile once they reach their final location.

Cost of moving a mobile home◦ Need professional movers and there are highway

restrictions which reduce mobility.

Disadvantages of Mobile Homes

Page 29: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

A dwelling that is managed and run as a corporation.◦ This is referring to the type of ownership, not the

type of building. Cooperatives area available in single-family

homes, mobile home parks, and multifamily dwellings.◦ Most common cooperatives are multifamily

dwellings=apartments.

Cooperatives

Page 30: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

The buyer purchases stock in the corporation that runs the building and, therefore receives an apartment.

The person owns the house, so they do not pay rent.

The buyer does however pay a monthly fee that is put towards property taxes and maintenance costs of the building.

The corporation takes care of maintenance and repairs with the money collected from the stockholders.

Page 31: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Owners have a say in how the co-op is run◦ Whereas a renter has no say

They can express opinions regarding future neighbors◦ Owners generally vote on potential owners

Advantages of Cooperatives

Page 32: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Each member must abide by the wishes of the total group◦ If the group makes a bad decision, then all suffer.

Disadvantages of Cooperatives

Page 33: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

A dwelling wherein the owner buys an apartment and a share of the common ground.◦ They pay taxes on their apartment/ground just as

if it were a separate house. Common property is maintained with

money collected from monthly assessments◦ Hallways, laundry areas, parking lots, sidewalks,

lawns, tennis courts, and swimming pools.

Condominiums

Page 36: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Very popular among people who prefer to be more mobile.

Usually require less initial expense and much less up keep effort than other types of housing.

Readily available Choices are unlimited in terms of style, size,

price, range, and facilities. Usually conveniently located near public

transportation, shopping centers, and recreation areas.

Advantages of Rentals

Page 37: Housing: Refers to more than just a structural dwelling-it also includes all that is within the dwelling and all that surrounds it. ◦ Lifespace (aka.

Renters have little or no voice in how the apartment building is managed or maintained.

Neighbors may move it and out so often, no neighborhood spirit is developed.

Money spent on rent is not applied toward ownership.◦ After paying rent for years, renters have no

property to show for their payments.

Disadvantages of Rentals