* ANSWERING THE FOLLOWING QUESTIONS WILL HELP DETERMINE WHETHER YOU MAY QUALIFY FOR THE EMERGENCY MORTGAGE ASSISTANCE PROGRAM * 1. IS THE PROPERTY LOCATED IN THE STATE OF CONNECTICUT? a. YES - Continue b. NO - Stop you are not eligible 2. DO YOU OWN THE HOME & LIVE THERE AS YOUR FULL TIME PRIMARY RESIDENCE? a. YES - Continue b. NO - Stop you are not eligible 3. DO YOU HAVE A FORECLOSURE SALE DATE OR LAW DATE? a. YES - Contact the CHFA call center at 1-877-571-2432 as soon as possible because this matter is time sensitive b. NO - Continue c. DON’T KNOW - Continue 4. ARE YOU OR THE CO-BORROWER CURRENTLY IN ACTIVE BANKRUPTCY? a. YES - Continue - HAS THE BANKRUPTCY BEEN FULLY DISCHARGED? 1. Yes – Based on the information you have entered you may be eligible. Continue to the application. 2. NO – Based on the information you have entered you are not eligible at this time. If you are currently in an active bankruptcy and you have not received a discharge, you will not qualify for assistance at this time. If you obtain permission from the Bankruptcy Court to work with CHFA and your Lender, please contact the CHFA call center at 1-877-571-2432. b. NO – Based on the information you have entered you may be eligible. Continue to the application. SHOULD YOU HAVE ANY QUESTIONS DURING THE APPLICATION PROCESS, PLEASE CONTACT THE NEAREST HUD APPROVED COUNSELOR FOR ASSISTANCE. THE LIST OF HUD APPROVED COUNSELORS CAN BE FOUND WITH THE EMAP APPLICATION. * PLEASE BE AWARE THE EMAP LOAN IS NOT A GRANT BUT A 30 YEAR MORTGAGE THAT MUST BE REPAID*
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* ANSWERING THE FOLLOWING QUESTIONS WILL HELP DETERMINE WHETHER YOU MAY
QUALIFY FOR THE EMERGENCY MORTGAGE ASSISTANCE PROGRAM *
1. IS THE PROPERTY LOCATED IN THE STATE OF CONNECTICUT?
a. YES - Continue
b. NO - Stop you are not eligible
2. DO YOU OWN THE HOME & LIVE THERE AS YOUR FULL TIME PRIMARY RESIDENCE?
a. YES - Continue
b. NO - Stop you are not eligible
3. DO YOU HAVE A FORECLOSURE SALE DATE OR LAW DATE?
a. YES - Contact the CHFA call center at 1-877-571-2432 as soon as possible because this matter is time
sensitive
b. NO - Continue
c. DON’T KNOW - Continue
4. ARE YOU OR THE CO-BORROWER CURRENTLY IN ACTIVE BANKRUPTCY?
a. YES - Continue
- HAS THE BANKRUPTCY BEEN FULLY DISCHARGED?
1. Yes – Based on the information you have entered you may be eligible. Continue to the
application.
2. NO – Based on the information you have entered you are not eligible at this time. If you
are currently in an active bankruptcy and you have not received a discharge, you will
not qualify for assistance at this time. If you obtain permission from the Bankruptcy
Court to work with CHFA and your Lender, please contact the CHFA call center at
1-877-571-2432.
b. NO – Based on the information you have entered you may be eligible. Continue to the application.
SHOULD YOU HAVE ANY QUESTIONS DURING THE APPLICATION PROCESS, PLEASE CONTACT THE NEAREST HUD
APPROVED COUNSELOR FOR ASSISTANCE. THE LIST OF HUD APPROVED COUNSELORS CAN BE FOUND WITH
THE EMAP APPLICATION.
* PLEASE BE AWARE THE EMAP LOAN IS NOT A GRANT BUT A 30 YEAR MORTGAGE THAT MUST BE REPAID*
Rev 12-16
EMERGENCY MORTGAGE ASSISTANCE PROGRAM
EMAP DISCLOSURES INCLUDED: (PLEASE SIGN, DATE AND RETURN)
EMAP Application
Supplement to Mortgage Application
Certification of Assets
CHFA EMAP Borrower Certificate
Borrower’s Certification and Authorization
CHFA Owner-Occupancy Certification
Customer Identification Form(s) (Complete one form for each Borrower)
Self- employed borrowers, please provide a year to date, Profit and Loss Statement from your
Accountant.
Electric/Heat (Oil or Gas) Statements: Prior 12 month history for each or copy of budget plan.
Asset Documentation: Provide the most recent three (3) months statements for Checking,
Savings, 401K, CD’s, and/or Annuities.
Household Members over the age of 18: Full income and Asset Documentation is required.
Full time students over the age of 18 must provide verification of school enrollment.
Page 1 of 2 Hardship letter form 3-2017
Hardship Letter
To: CHFA EMAP DEPARMENT
Date Financial Hardship began: ______________________.
We are requesting a review of our current financial situation to determine whether we qualify for mortgage assistance under the Emergency Mortgage Assistance Program (EMAP).
“Financial hardship due to circumstances beyond the homeowners’ control” means a significant reduction of aggregate family household income or increase in expenses, which reasonably cannot be or could not have been alleviated by the liquidation of assets by the homeowners, as determined by CHFA, which includes but is not limited to the following:
We are having difficulty making our monthly payment(s) because of reasons detailed below: (Check all that apply and provide an explanation in the space provided.)
Type of Hardship Explain in a few sentences….
Unemployment or underemploymentof one or more of the homeowners.
A loss, reduction or delay in receipt ofsuch federal, state or municipalbenefits as Social Security,supplemental security income, publicassistance and government pensions.
A loss, reduction or delay in receipt ofsuch private benefits as pension,disability, annuity or retirementbenefits.
Divorce or a loss of support payments.
Disability, illness, or death of ahomeowner.
Page 2 of 2 Hardship letter form 3-2017
A significant increase in the dollaramount of the periodic paymentsrequired by the mortgage.
An unanticipated rise in housingexpenses.
Expenses related to the disability,illness or death of a member of thehomeowner’s family.
____ A significant increase in the dollar amount of the periodic payments required by the mortgage.
Phone #: Acct #:
III. TYPE OF FINANCIAL HARDSHIP (Check all that apply)
Monthly Payment:
Fixed Rate
or
Adjustable
Rate
____Taxes _____ Homeowner's Ins ____ Flood Ins _____ PMI
Payment includes Escrows: ____ Yes ____ No
____Taxes _____ Homeowner's Ins ____ Flood Ins _____ PMI
Payment includes Escrows: ____ Yes ____ No
Circle: Monthly Payment:
Fixed Rate
or
Adjustable
Rate
I. BORROWER INFORMATION
Co-Borrower's Name (include Jr. or Sr, if applicable)
Fixed Rate
or
Adjustable
Rate
____Taxes _____ Homeowner's Ins ____ Flood Ins _____ PMI
Payment includes Escrows: ____ Yes ____ No
Monthly Payment:Circle:
Phone #:
Lender Name & Address:
EMAP #
Borrower Co-Borrower
APPLICATION FOR EMERGENCY MORTGAGE ASSISTANCE PROGRAM
CONNECTICUT HOUSING FINANCE AUTHORITY
Social Security Number
DOB (mm/dd/yyyy)
Social Security Number
The Connecticut Housing Finance Authority (CHFA) will use the information on this form to determine if you are eligible for assistance under the Emergency Mortgage
Assistance Program pursuant to PA 08-176 of the Connecticut General Statues. This effort is designed to help you avoid foreclosure on your mortgage. CHFA may use your
social security number or request a credit report on you. This, and other financial information, will assist CHFA in determining your eligibility for this program.
Phone #:
# of Dependents (not listed by Borrower)
no. ages:
Lender Name & Address: Circle:
____ Married _____ Unmarried (include single,
____ Separated divorced, widowed)# of Dependents
no. ages:
Lender Name & Address:
II. CURRENT MORTGAGE INFORMATION - PROVIDE MOST RECENT STATEMENT FOR EACH
TYPE OF PROPERTY:
Single Family: __________
Multi-Family: __________
# Units: __________
Condo: __________
Other: __________
Acct #:
Home Phone
Acct #:
DOB (mm/dd/yyyy)
Mailing Address, if different from Property Address
Property Address (Street, City, State, Zip) No. of years owned ________
____ Married _____ Unmarried
____ Separated (include single,
divorced,
Borrower's Name (include Jr. or Sr, if applicable)
Position/Title/Type of Business
Home Phone
Business Phone (incl. area code)
Monthly Income
$
Dates of Hire - from and to:
Business Phone (incl. area code)
_____ Loss of Income. _____ Reduction of Income. _____Loss, reduction or delay in Government or Private Benefits.
_____Divorce or Loss of Support Payments. _____ Disability, Illness or Death of Co-Mortgagor.
_____ Expenses related to disability, illness, death of a member of the mortgagor's family.
Position/Title/Type of Business
2. Have you previously received an Emergency Mortgage Assistance Loan? _____ Yes _____ No
_____ Uninsured Damage to the property which affects livability and necessitates costly repairs.
Borrower
IV. CURRENT EMPLOYMENT INFORMATION
Co-Borrower
Dates of Hire - from and to:
Dates of Hire - from and to:
Monthly Income
$
Dates of Hire - from and to:
Business Phone (incl. area code)
Monthly Income
$
Business Phone (incl. area code)
V. CURRENT ADDITIONAL EMPLOYMENT INFORMATION
Name & Address of Employer
Name & Address of Employer
Self Employed? ____Yes ____ No Self Employed? ____Yes ____ No
Name & Address of Employer
Position/Title/Type of Business
Position/Title/Type of Business
Name & Address of Employer
Monthly Income
$
CHFA EMAP08-02-1
Please Provide Number of People in Household _______________
$
$
$
$
$
$
401K
Other
Retirement
$
Other $
Description
Total
Assets
Date Date
Current income must include the income of all persons residing in the household including gainfully employed minors.
$
Monthly Income
$
$ Per Month
First Mortgage Payment
Name & Address of Employer Name & Address of Employer
VI. PREVIOUS EMPLOYMENT INFORMATION
Other monthly income
from pensions, annuities
or retirement plans
Total Debt/Expenses $
Annual Premium $Policy #
Rents Received
$
Food Stamps/Welfare
$
Total (Gross Income)
HOA/Condo
Fees/Property
Maintenance
Other
___________________
_
$
$Unemployment Income $
$Other (investment
income, royalities,
interest, dividends etc.)
$
Credit Cards/Installment
Loan(s) (total minimum
payment per month)
$
$
Property Taxes
Alimony, child support
payments
_____ Mail
This application was received:
$
Net Rental Expenses
$
avg payment per mo. $
$
BORROWER SIGNATURE: CO-BORROWER SIGNATURE:
IX. INFORMATION FOR GOVERNMENT MONITORING PURPOSES
The following information is requested by the Federal Government for certain types of loans related to a dwelling in order to monitor the lender's compliance
with equal credit opportunity, fair housing and home mortgage disclosure laws. You are not required to furnish this information, but are encouraged to do so.
The law provides that a lender may not discriminate either on the basis of this information, or on whether you choose to furnish it. If you furnish the
information, please provide both ethnicity and race. For race, you may check more than one designation. If you do not wish to furnish ethnicity, race, or sex,
under Federal regulations, this lender is required to note the information on the basis of visual observation and surname if you have made this application in
person. If you do not wish to furnish the information, please check the box below. (Lender must review the above material to assure that the disclosures
satisfy all requirements to which the lender is subject under applicable state law for the particular type of loan applied for.)
The undersigned acknowledges that any assistance granted pursuant to this application will be secured by a mortgage on the property described herein, and
represents that the property will not be used for any illegal or restricted purpose, and that all statements made in this application are true and are made for
the purpose of obtaining a loan. Verification may be obtained from any source named in this application. The original or a copy of this application will be
retained by the lender, even if the loan is not granted. In addition, the undersigned hereby consents to the acquisition of all pertinent data necessary by the
Connecticut Housing Finance Authority in order to evaluate eligibility, including, but not limited to, personal income tax returns both State and Federal.
X. AGREEMENT
Participation in EMAP requires the homeowner to be enrolled in a monthly budget payment plan with utility companies.
Homeowner's Insurance Company:
Sex: Female Male Sex: Female Male
Race: Race:
Condo Home Owner's Association Fee (if applicable)
Utility Information
Car Payments
$ $
Second Mortgage
Payment
Monthly Income
$
DATE APPLICATION RECEIVED BY CHFA:___________________________________________________
_____Hand delivered
For Completion by CHFA
Ethnicity: Hispanic or Latino Not Hispanic or Latino
_____ Telephone
BORROWER I do not wish to furnish this information.
Phone #: Account #
CO-BORROWER I do not wish to furnish this information.
Ethnicity: Hispanic or Latino Not Hispanic or Latino
$ Annually
avg payment per mo. $
Electric Company:
Phone #: Account #
Oil/Gas Company:
If not currently enrolled in a monthly budget payment plan, is homeowner willing to do so? ____YES _____NO
1. Have you received a Civil Summons of Foreclosure from the Superior Court?* ______
*In the event a homeowner has received a Civil Summons of Foreclosure, participation
in the Judicial Mediation program is a requirement for EMAP eligibility.
2. Are you currently participating in Judicial Mediation? ___________________________________
2a. If yes, provide name of Judicial Mediator: ____________________________________________
3. Have you received a Delinquency Notice of Intent to foreclose from your lender? ______
4. Are you 60 days or more behind on the mortgage? ______
5. Are you more than 30 days but less than 60 days delinquent on your mortgage? ______
6. Are you current on your mortgage but anticipating becoming delinquent? ______
6a. If yes, briefly explain why.
7. Are you working with a Counseling Agency? ____________________________________________
8. If yes, what agency are you working with _______________________________________________
9. Have you contacted your Mortgage Lender in an effort to resolve the mortgage delinquency? ______
9a. If yes, what were the results or outcome of your efforts? (Please provide details below)
All of the information provided herewith, including any and all materials and documents provided in connection
with this EMAP loan application, is true and complete to the best of the Borrowers’ knowledge.
False statements made herein are punishable under the Penalty for False Statement set out in Connecticut
General Statutes Section 53a-157b.
___________________________________________ ______________________Borrower’s signature Date
___________________________________________ ______________________Co- Borrower’s signature Date
Form 4506-T(Rev. September 2015)Department of the Treasury Internal Revenue Service
Request for Transcript of Tax Return Do not sign this form unless all applicable lines have been completed.
Request may be rejected if the form is incomplete or illegible.
For more information about Form 4506-T, visit www.irs.gov/form4506t.
OMB No. 1545-1872
Tip. Use Form 4506-T to order a transcript or other return information free of charge. See the product list below. You can quickly request transcripts by using our automated self-help service tools. Please visit us at IRS.gov and click on “Get a Tax Transcript...” under “Tools” or call 1-800-908-9946. If you need a copy of your return, use Form 4506, Request for Copy of Tax Return. There is a fee to get a copy of your return.
1a Name shown on tax return. If a joint return, enter the name shown first.
1b First social security number on tax return, individual taxpayer identification number, or employer identification number (see instructions)
2a If a joint return, enter spouse’s name shown on tax return. 2b Second social security number or individual taxpayer identification number if joint tax return
3 Current name, address (including apt., room, or suite no.), city, state, and ZIP code (see instructions)
4 Previous address shown on the last return filed if different from line 3 (see instructions)
5 If the transcript or tax information is to be mailed to a third party (such as a mortgage company), enter the third party’s name, address, and telephone number.
Caution: If the tax transcript is being mailed to a third party, ensure that you have filled in lines 6 through 9 before signing. Sign and date the form once you have filled in these lines. Completing these steps helps to protect your privacy. Once the IRS discloses your tax transcript to the third party listed on line 5, the IRS has no control over what the third party does with the information. If you would like to limit the third party’s authority to disclose your transcript information, you can specify this limitation in your written agreement with the third party.
6 Transcript requested. Enter the tax form number here (1040, 1065, 1120, etc.) and check the appropriate box below. Enter only one tax form number per request.
a Return Transcript, which includes most of the line items of a tax return as filed with the IRS. A tax return transcript does not reflect changes made to the account after the return is processed. Transcripts are only available for the following returns: Form 1040 series, Form 1065, Form 1120, Form 1120-A, Form 1120-H, Form 1120-L, and Form 1120S. Return transcripts are available for the current year and returns processed during the prior 3 processing years. Most requests will be processed within 10 business days . . . . . .
b Account Transcript, which contains information on the financial status of the account, such as payments made on the account, penalty assessments, and adjustments made by you or the IRS after the return was filed. Return information is limited to items such as tax liability and estimated tax payments. Account transcripts are available for most returns. Most requests will be processed within 10 business days .
c Record of Account, which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript. Available for current year and 3 prior tax years. Most requests will be processed within 10 business days . . . . . .
7 Verification of Nonfiling, which is proof from the IRS that you did not file a return for the year. Current year requests are only available after June 15th. There are no availability restrictions on prior year requests. Most requests will be processed within 10 business days . .
8 Form W-2, Form 1099 series, Form 1098 series, or Form 5498 series transcript. The IRS can provide a transcript that includes data from these information returns. State or local information is not included with the Form W-2 information. The IRS may be able to provide this transcript information for up to 10 years. Information for the current year is generally not available until the year after it is filed with the IRS. For example, W-2 information for 2011, filed in 2012, will likely not be available from the IRS until 2013. If you need W-2 information for retirement purposes, you should contact the Social Security Administration at 1-800-772-1213. Most requests will be processed within 10 business days .
Caution: If you need a copy of Form W-2 or Form 1099, you should first contact the payer. To get a copy of the Form W-2 or Form 1099 filed with your return, you must use Form 4506 and request a copy of your return, which includes all attachments.
9 Year or period requested. Enter the ending date of the year or period, using the mm/dd/yyyy format. If you are requesting more than four years or periods, you must attach another Form 4506-T. For requests relating to quarterly tax returns, such as Form 941, you must enter each quarter or tax period separately.
Caution: Do not sign this form unless all applicable lines have been completed.
Signature of taxpayer(s). I declare that I am either the taxpayer whose name is shown on line 1a or 2a, or a person authorized to obtain the tax information requested. If the request applies to a joint return, at least one spouse must sign. If signed by a corporate officer, 1 percent or more shareholder, partner, managing member, guardian, tax matters partner, executor, receiver, administrator, trustee, or party other than the taxpayer, I certify that I have the authority to execute Form 4506-T on behalf of the taxpayer. Note: For transcripts being sent to a third party, this form must be received within 120 days of the signature date.
Signatory attests that he/she has read the attestation clause and upon so reading declares that he/she
has the authority to sign the Form 4506-T. See instructions.Phone number of taxpayer on line 1a or 2a
Sign
Here
Signature (see instructions) Date
Title (if line 1a above is a corporation, partnership, estate, or trust)
Spouse’s signature Date
For Privacy Act and Paperwork Reduction Act Notice, see page 2. Cat. No. 37667N Form 4506-T (Rev. 9-2015)
/ / / / / / / /
Form 4506-T (Rev. 9-2015) Page 2
Section references are to the Internal Revenue Code unless otherwise noted.
Future Developments
For the latest information about Form 4506-T and its instructions, go to www.irs.gov/form4506t. Information about any recent developments affecting Form 4506-T (such as legislation enacted after we released it) will be posted on that page.
General Instructions Caution: Do not sign this form unless all applicable lines have been completed.
Purpose of form. Use Form 4506-T to request tax return information. You can also designate (on line 5) a third party to receive the information. Taxpayers using a tax year beginning in one calendar year and ending in the following year (fiscal tax year) must file Form 4506-T to request a return transcript.
Note: If you are unsure of which type of transcript you need, request the Record of Account, as it provides the most detailed information.
Tip. Use Form 4506, Request for Copy of Tax Return, to request copies of tax returns.
Automated transcript request. You can quickly request transcripts by using our automated self-help service tools. Please visit us at IRS.gov and click on “Get a Tax Transcript...” under “Tools” or call 1-800-908-9946.
Where to file. Mail or fax Form 4506-T to the address below for the state you lived in, or the state your business was in, when that return was filed. There are two address charts: one for individual transcripts (Form 1040 series and Form W-2) and one for all other transcripts.
If you are requesting more than one transcript or other product and the chart below shows two different addresses, send your request to the address based on the address of your most recent return.
Chart for individual transcripts (Form 1040 series and Form W-2 and Form 1099)
If you filed an
individual return
and lived in:
Mail or fax to:
Alabama, Kentucky, Louisiana, Mississippi, Tennessee, Texas, a foreign country, American Samoa, Puerto Rico, Guam, the Commonwealth of the Northern Mariana Islands, the U.S. Virgin Islands, or A.P.O. or F.P.O. address
Internal Revenue Service RAIVS Team Stop 6716 AUSC Austin, TX 73301
512-460-2272
Alaska, Arizona, Arkansas, California, Colorado, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Montana, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Utah, Washington, Wisconsin, Wyoming
Internal Revenue Service RAIVS Team Stop 37106 Fresno, CA 93888
559-456-7227
Connecticut, Delaware, District of Columbia, Florida, Georgia, Maine, Maryland, Massachusetts, Missouri, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia, West Virginia
Internal Revenue Service RAIVS Team Stop 6705 P-6 Kansas City, MO 64999
816-292-6102
Chart for all other transcripts
If you lived in
or your business
was in:
Mail or fax to:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Florida, Hawaii, Idaho, Iowa, Kansas, Louisiana, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Texas, Utah, Washington, Wyoming, a foreign country, American Samoa, Puerto Rico, Guam, the Commonwealth of the Northern Mariana Islands, the U.S. Virgin Islands, or A.P.O. or F.P.O. address
Internal Revenue Service RAIVS Team P.O. Box 9941 Mail Stop 6734 Ogden, UT 84409
801-620-6922
Connecticut, Delaware, District of Columbia, Georgia, Illinois, Indiana, Kentucky, Maine, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Vermont, Virginia, West Virginia, Wisconsin
Internal Revenue Service RAIVS Team P.O. Box 145500 Stop 2800 F Cincinnati, OH 45250
859-669-3592
Line 1b. Enter your employer identification number (EIN) if your request relates to a business return. Otherwise, enter the first social security number (SSN) or your individual taxpayer identification number (ITIN) shown on the return. For example, if you are requesting Form 1040 that includes Schedule C (Form 1040), enter your SSN.
Line 3. Enter your current address. If you use a P.O. box, include it on this line.
Line 4. Enter the address shown on the last return filed if different from the address entered on line 3.
Note: If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS, file Form 8822, Change of Address. For a business address, file Form 8822-B, Change of Address or Responsible Party — Business.
Line 6. Enter only one tax form number per request.
Signature and date. Form 4506-T must be signed and dated by the taxpayer listed on line 1a or 2a. If you completed line 5 requesting the information be sent to a third party, the IRS must receive Form 4506-T within 120 days of the date signed by the taxpayer or it will be rejected. Ensure that all applicable lines are completed before signing.
!CAUTION
You must check the box in the signature area to acknowledge you have the authority to sign and request the information. The form will not be processed and returned to you if the
box is unchecked.
Individuals. Transcripts of jointly filed tax returns may be furnished to either spouse. Only one signature is required. Sign Form 4506-T exactly as your name appeared on the original return. If you changed your name, also sign your current name.
Corporations. Generally, Form 4506-T can be signed by: (1) an officer having legal authority to bind the corporation, (2) any person designated by the board of directors or other governing body, or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer. A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-T but must provide documentation to support the requester's right to receive the information.
Partnerships. Generally, Form 4506-T can be signed by any person who was a member of the partnership during any part of the tax period requested on line 9.
All others. See section 6103(e) if the taxpayer has died, is insolvent, is a dissolved corporation, or if a trustee, guardian, executor, receiver, or administrator is acting for the taxpayer.
Note: If you are Heir at law, Next of kin, or Beneficiary you must be able to establish a material interest in the estate or trust.
Documentation. For entities other than individuals, you must attach the authorization document. For example, this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate.
Signature by a representative. A representative can sign Form 4506-T for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848, line 5. The representative must attach Form 2848 showing the delegation to Form 4506-T.
Privacy Act and Paperwork Reduction Act Notice.
We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code. We need this information to properly identify the tax information and respond to your request. You are not required to request any transcript; if you do request a transcript, sections 6103 and 6109 and their regulations require you to provide this information, including your SSN or EIN. If you do not provide this information, we may not be able to process your request. Providing false or fraudulent information may subject you to penalties.
Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation, and cities, states, the District of Columbia, and U.S. commonwealths and possessions for use in administering their tax laws. We may also disclose this information to other countries under a tax treaty, to federal and state agencies to enforce federal nontax criminal laws, or to federal law enforcement and intelligence agencies to combat terrorism.
You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number. Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law. Generally, tax returns and return information are confidential, as required by section 6103.
The time needed to complete and file Form 4506-T will vary depending on individual circumstances. The estimated average time is: Learning about the law or the form, 10 min.; Preparing the form, 12 min.; and Copying,
assembling, and sending the form to the IRS, 20 min.
If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-T simpler, we would be happy to hear from you. You can write to:
Internal Revenue ServiceTax Forms and Publications Division1111 Constitution Ave. NW, IR-6526 Washington, DC 20224
Do not send the form to this address. Instead, see Where to file on this page.
Form 4506-T(Rev. September 2015)Department of the Treasury Internal Revenue Service
Request for Transcript of Tax Return Do not sign this form unless all applicable lines have been completed.
Request may be rejected if the form is incomplete or illegible.
For more information about Form 4506-T, visit www.irs.gov/form4506t.
OMB No. 1545-1872
Tip. Use Form 4506-T to order a transcript or other return information free of charge. See the product list below. You can quickly request transcripts by using our automated self-help service tools. Please visit us at IRS.gov and click on “Get a Tax Transcript...” under “Tools” or call 1-800-908-9946. If you need a copy of your return, use Form 4506, Request for Copy of Tax Return. There is a fee to get a copy of your return.
1a Name shown on tax return. If a joint return, enter the name shown first.
1b First social security number on tax return, individual taxpayer identification number, or employer identification number (see instructions)
2a If a joint return, enter spouse’s name shown on tax return. 2b Second social security number or individual taxpayer identification number if joint tax return
3 Current name, address (including apt., room, or suite no.), city, state, and ZIP code (see instructions)
4 Previous address shown on the last return filed if different from line 3 (see instructions)
5 If the transcript or tax information is to be mailed to a third party (such as a mortgage company), enter the third party’s name, address, and telephone number.
Caution: If the tax transcript is being mailed to a third party, ensure that you have filled in lines 6 through 9 before signing. Sign and date the form once you have filled in these lines. Completing these steps helps to protect your privacy. Once the IRS discloses your tax transcript to the third party listed on line 5, the IRS has no control over what the third party does with the information. If you would like to limit the third party’s authority to disclose your transcript information, you can specify this limitation in your written agreement with the third party.
6 Transcript requested. Enter the tax form number here (1040, 1065, 1120, etc.) and check the appropriate box below. Enter only one tax form number per request.
a Return Transcript, which includes most of the line items of a tax return as filed with the IRS. A tax return transcript does not reflect changes made to the account after the return is processed. Transcripts are only available for the following returns: Form 1040 series, Form 1065, Form 1120, Form 1120-A, Form 1120-H, Form 1120-L, and Form 1120S. Return transcripts are available for the current year and returns processed during the prior 3 processing years. Most requests will be processed within 10 business days . . . . . .
b Account Transcript, which contains information on the financial status of the account, such as payments made on the account, penalty assessments, and adjustments made by you or the IRS after the return was filed. Return information is limited to items such as tax liability and estimated tax payments. Account transcripts are available for most returns. Most requests will be processed within 10 business days .
c Record of Account, which provides the most detailed information as it is a combination of the Return Transcript and the Account Transcript. Available for current year and 3 prior tax years. Most requests will be processed within 10 business days . . . . . .
7 Verification of Nonfiling, which is proof from the IRS that you did not file a return for the year. Current year requests are only available after June 15th. There are no availability restrictions on prior year requests. Most requests will be processed within 10 business days . .
8 Form W-2, Form 1099 series, Form 1098 series, or Form 5498 series transcript. The IRS can provide a transcript that includes data from these information returns. State or local information is not included with the Form W-2 information. The IRS may be able to provide this transcript information for up to 10 years. Information for the current year is generally not available until the year after it is filed with the IRS. For example, W-2 information for 2011, filed in 2012, will likely not be available from the IRS until 2013. If you need W-2 information for retirement purposes, you should contact the Social Security Administration at 1-800-772-1213. Most requests will be processed within 10 business days .
Caution: If you need a copy of Form W-2 or Form 1099, you should first contact the payer. To get a copy of the Form W-2 or Form 1099 filed with your return, you must use Form 4506 and request a copy of your return, which includes all attachments.
9 Year or period requested. Enter the ending date of the year or period, using the mm/dd/yyyy format. If you are requesting more than four years or periods, you must attach another Form 4506-T. For requests relating to quarterly tax returns, such as Form 941, you must enter each quarter or tax period separately.
Caution: Do not sign this form unless all applicable lines have been completed.
Signature of taxpayer(s). I declare that I am either the taxpayer whose name is shown on line 1a or 2a, or a person authorized to obtain the tax information requested. If the request applies to a joint return, at least one spouse must sign. If signed by a corporate officer, 1 percent or more shareholder, partner, managing member, guardian, tax matters partner, executor, receiver, administrator, trustee, or party other than the taxpayer, I certify that I have the authority to execute Form 4506-T on behalf of the taxpayer. Note: For transcripts being sent to a third party, this form must be received within 120 days of the signature date.
Signatory attests that he/she has read the attestation clause and upon so reading declares that he/she
has the authority to sign the Form 4506-T. See instructions.Phone number of taxpayer on line 1a or 2a
Sign
Here
Signature (see instructions) Date
Title (if line 1a above is a corporation, partnership, estate, or trust)
Spouse’s signature Date
For Privacy Act and Paperwork Reduction Act Notice, see page 2. Cat. No. 37667N Form 4506-T (Rev. 9-2015)
/ / / / / / / /
Form 4506-T (Rev. 9-2015) Page 2
Section references are to the Internal Revenue Code unless otherwise noted.
Future Developments
For the latest information about Form 4506-T and its instructions, go to www.irs.gov/form4506t. Information about any recent developments affecting Form 4506-T (such as legislation enacted after we released it) will be posted on that page.
General Instructions Caution: Do not sign this form unless all applicable lines have been completed.
Purpose of form. Use Form 4506-T to request tax return information. You can also designate (on line 5) a third party to receive the information. Taxpayers using a tax year beginning in one calendar year and ending in the following year (fiscal tax year) must file Form 4506-T to request a return transcript.
Note: If you are unsure of which type of transcript you need, request the Record of Account, as it provides the most detailed information.
Tip. Use Form 4506, Request for Copy of Tax Return, to request copies of tax returns.
Automated transcript request. You can quickly request transcripts by using our automated self-help service tools. Please visit us at IRS.gov and click on “Get a Tax Transcript...” under “Tools” or call 1-800-908-9946.
Where to file. Mail or fax Form 4506-T to the address below for the state you lived in, or the state your business was in, when that return was filed. There are two address charts: one for individual transcripts (Form 1040 series and Form W-2) and one for all other transcripts.
If you are requesting more than one transcript or other product and the chart below shows two different addresses, send your request to the address based on the address of your most recent return.
Chart for individual transcripts (Form 1040 series and Form W-2 and Form 1099)
If you filed an
individual return
and lived in:
Mail or fax to:
Alabama, Kentucky, Louisiana, Mississippi, Tennessee, Texas, a foreign country, American Samoa, Puerto Rico, Guam, the Commonwealth of the Northern Mariana Islands, the U.S. Virgin Islands, or A.P.O. or F.P.O. address
Internal Revenue Service RAIVS Team Stop 6716 AUSC Austin, TX 73301
512-460-2272
Alaska, Arizona, Arkansas, California, Colorado, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Montana, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Utah, Washington, Wisconsin, Wyoming
Internal Revenue Service RAIVS Team Stop 37106 Fresno, CA 93888
559-456-7227
Connecticut, Delaware, District of Columbia, Florida, Georgia, Maine, Maryland, Massachusetts, Missouri, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia, West Virginia
Internal Revenue Service RAIVS Team Stop 6705 P-6 Kansas City, MO 64999
816-292-6102
Chart for all other transcripts
If you lived in
or your business
was in:
Mail or fax to:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Florida, Hawaii, Idaho, Iowa, Kansas, Louisiana, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Dakota, Oklahoma, Oregon, South Dakota, Texas, Utah, Washington, Wyoming, a foreign country, American Samoa, Puerto Rico, Guam, the Commonwealth of the Northern Mariana Islands, the U.S. Virgin Islands, or A.P.O. or F.P.O. address
Internal Revenue Service RAIVS Team P.O. Box 9941 Mail Stop 6734 Ogden, UT 84409
801-620-6922
Connecticut, Delaware, District of Columbia, Georgia, Illinois, Indiana, Kentucky, Maine, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Vermont, Virginia, West Virginia, Wisconsin
Internal Revenue Service RAIVS Team P.O. Box 145500 Stop 2800 F Cincinnati, OH 45250
859-669-3592
Line 1b. Enter your employer identification number (EIN) if your request relates to a business return. Otherwise, enter the first social security number (SSN) or your individual taxpayer identification number (ITIN) shown on the return. For example, if you are requesting Form 1040 that includes Schedule C (Form 1040), enter your SSN.
Line 3. Enter your current address. If you use a P.O. box, include it on this line.
Line 4. Enter the address shown on the last return filed if different from the address entered on line 3.
Note: If the addresses on lines 3 and 4 are different and you have not changed your address with the IRS, file Form 8822, Change of Address. For a business address, file Form 8822-B, Change of Address or Responsible Party — Business.
Line 6. Enter only one tax form number per request.
Signature and date. Form 4506-T must be signed and dated by the taxpayer listed on line 1a or 2a. If you completed line 5 requesting the information be sent to a third party, the IRS must receive Form 4506-T within 120 days of the date signed by the taxpayer or it will be rejected. Ensure that all applicable lines are completed before signing.
!CAUTION
You must check the box in the signature area to acknowledge you have the authority to sign and request the information. The form will not be processed and returned to you if the
box is unchecked.
Individuals. Transcripts of jointly filed tax returns may be furnished to either spouse. Only one signature is required. Sign Form 4506-T exactly as your name appeared on the original return. If you changed your name, also sign your current name.
Corporations. Generally, Form 4506-T can be signed by: (1) an officer having legal authority to bind the corporation, (2) any person designated by the board of directors or other governing body, or (3) any officer or employee on written request by any principal officer and attested to by the secretary or other officer. A bona fide shareholder of record owning 1 percent or more of the outstanding stock of the corporation may submit a Form 4506-T but must provide documentation to support the requester's right to receive the information.
Partnerships. Generally, Form 4506-T can be signed by any person who was a member of the partnership during any part of the tax period requested on line 9.
All others. See section 6103(e) if the taxpayer has died, is insolvent, is a dissolved corporation, or if a trustee, guardian, executor, receiver, or administrator is acting for the taxpayer.
Note: If you are Heir at law, Next of kin, or Beneficiary you must be able to establish a material interest in the estate or trust.
Documentation. For entities other than individuals, you must attach the authorization document. For example, this could be the letter from the principal officer authorizing an employee of the corporation or the letters testamentary authorizing an individual to act for an estate.
Signature by a representative. A representative can sign Form 4506-T for a taxpayer only if the taxpayer has specifically delegated this authority to the representative on Form 2848, line 5. The representative must attach Form 2848 showing the delegation to Form 4506-T.
Privacy Act and Paperwork Reduction Act Notice.
We ask for the information on this form to establish your right to gain access to the requested tax information under the Internal Revenue Code. We need this information to properly identify the tax information and respond to your request. You are not required to request any transcript; if you do request a transcript, sections 6103 and 6109 and their regulations require you to provide this information, including your SSN or EIN. If you do not provide this information, we may not be able to process your request. Providing false or fraudulent information may subject you to penalties.
Routine uses of this information include giving it to the Department of Justice for civil and criminal litigation, and cities, states, the District of Columbia, and U.S. commonwealths and possessions for use in administering their tax laws. We may also disclose this information to other countries under a tax treaty, to federal and state agencies to enforce federal nontax criminal laws, or to federal law enforcement and intelligence agencies to combat terrorism.
You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number. Books or records relating to a form or its instructions must be retained as long as their contents may become material in the administration of any Internal Revenue law. Generally, tax returns and return information are confidential, as required by section 6103.
The time needed to complete and file Form 4506-T will vary depending on individual circumstances. The estimated average time is: Learning about the law or the form, 10 min.; Preparing the form, 12 min.; and Copying,
assembling, and sending the form to the IRS, 20 min.
If you have comments concerning the accuracy of these time estimates or suggestions for making Form 4506-T simpler, we would be happy to hear from you. You can write to:
Internal Revenue ServiceTax Forms and Publications Division1111 Constitution Ave. NW, IR-6526 Washington, DC 20224
Do not send the form to this address. Instead, see Where to file on this page.
DATA FACTS, INC.
Consent Form
We hereby give our consent to have the Connecticut Housing Finance Authority (CHFA) and Data Facts, Inc., their credit reporting agency, to obtain any and all information regarding credit obligations and any credit related matters required in connection with our mortgage application.
This form may be reproduced and that copy shall be as effective as the original consent form which we have signed.
_________________________________________ ____________________ Borrower’s signature Date
_________________________________________ ____________________ Co-Borrower’s signature Date
This Notice provides you with a summary of the financial privacy policies and practices of
the Connecticut Housing Finance Authority (CHFA).
I. Information CHFA collects:
CHFA collects nonpublic personal information about you from the following sources:
Information received on an application or other forms;
Information about your transactions with us or others; and
Information we receive from a consumer reporting agency.
II. Information CHFA discloses:
CHFA does not disclose any nonpublic personal information about you to anyone, except as permitted by law. If your loan with CHFA is paid off or otherwise becomes inactive, CHFA will continue to adhere to the privacy policies and practices as
described in this notice.
III. Policies and Practices with respect to protecting information:
CHFA restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. CHFA maintains physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Emergency Mortgage Assistance Program
EMAP RETURN ADDRESS
Please use the following address when returning your
completed EMAP Application package and
documentation.
Connecticut Housing Finance Authority (CHFA)
Attention: EMAP Department
999 West Street
Rocky Hill, CT 06067-4005
Rev 12-16
Rev. 10-16-17
FORECLOSURE PREVENTION COUNSELING AGENCIES
(CHFA APPROVED LISTING)
AGENCY CONTACT INFORMATION
Bridgeport Neighborhood Trust, Inc. (203) 290-4248
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