Stephen L. Foster Agent, New York Life Insurance Company 2554 Lewisville-Clemmons Road, Clemmons, NC 27012 Office phone: 336-499-0969, Fax: 336-499-9510,

Stephen L. FosterAgent, New York Life Insurance Company2554 Lewisville-Clemmons Road, Clemmons, NC 27012Office phone: 336-499-0969, Fax: 336-499-9510, Cell: 336-829-61606100 Fairview Road, Suite 400, Charlotte, NC 28210704-371-8500Registered Representative offering securities through NYLIFE Securities LLC,Member FINRA/SIPC, A Licensed Insurance Agency