Transcript
What We Do...
“We Improve Cash Flow and Reduce Liability
for Business Owners”
Back Office- SUTA (Unemployment Claims)
- Labor Laws (Title VII, USERRA, etc.)
- Employee Handbooks
- Employee Disputes
- I-9’s & Record Keeping
HUMAN
RESOURCES
WORKERS’
COMP
Back Office- SUTA (Unemployment Claims)
- Labor Laws (Title VII, USERRA, etc.)
- Employee Handbooks
- Employee Disputes
- I-9’s & Record Keeping
Stabilize Cash-Flow• 1st Dollar Coverage/$0 Ded
• Eliminate Down-Payments
• Eliminate Audits
• Handle Claims
• Harbor’s EMR
HUMAN
RESOURCES
WORKERS’
COMP
Back Office- SUTA (Unemployment Claims)
- Labor Laws (Title VII, USERRA, etc.)
- Employee Handbooks
- Employee Disputes
- I-9’s & Record Keeping
Stabilize Cash-Flow• 1st Dollar Coverage/$0 Ded
• Eliminate Down-Payments
• Eliminate Audits
• Handle Claims
• Harbor’s EMR
HUMAN
RESOURCES
- Safety Plan- Manuals & Posters- Mo. Mtg Materials- Site Specific Plans- Inspections- Safety MeetingProgram
- Safety RepsReview/Analyze
- OSHA ComplianceResources
Keep Costs Down
SAFETY
WORKERS’
COMP
Back Office- SUTA (Unemployment Claims)
- Labor Laws (Title VII, USERRA, etc.)
- Employee Handbooks
- Employee Disputes
- I-9’s & Record Keeping
Our Goal: One-Stop Shop• Bonding
• Pay Go GL
• Auto
• Umbrella
• $2 mil EPLI
Stabilize Cash-Flow• 1st Dollar Coverage/$0 Ded
• Eliminate Down-Payments
• Eliminate Audits
• Handle Claims
• Harbor’s EMR
COMMERCIAL
INSURANCE
HUMAN
RESOURCES
- Safety Plan- Manuals & Posters- Mo. Mtg Materials- Site Specific Plans- Inspections- Safety MeetingProgram
- Safety RepsReview/Analyze
- OSHA ComplianceResources
Keep Costs Down
SAFETY
HUMAN
RESOURCES
WORKERS’
COMP
EMPLOYEE
BENEFITS
Back Office- SUTA (Unemployment Claims)
- Labor Laws (Title VII, USERRA, etc.)
- Employee Handbooks
- Employee Disputes
- I-9’s & Record Keeping
Our Goal: One-Stop Shop• Bonding
• Pay Go GL
• Auto
• Umbrella
• $2 mil EPLI
Stabilize Cash-Flow• 1st Dollar Coverage/$0 Ded
• Eliminate Down-Payments
• Eliminate Audits
• Handle Claims
• Harbor’s EMR
COMMERCIAL
INSURANCE
- Safety Plan- Manuals & Posters- Mo. Mtg Materials- Site Specific Plans- Inspections- Safety MeetingProgram
- Safety RepsReview/Analyze
- OSHA ComplianceResources
Keep Costs Down
Attract & Retain Quality Employees- $10,000 Life Ins. - Healthcare
- Dental - Life - Vision - 401(k) - 125 Plan
SAFETY
WORKERS’
COMP
PAYROLL
EMPLOYEE
BENEFITS
Back Office- SUTA (Unemployment Claims)
- Labor Laws (Title VII, USERRA, etc.)
- Employee Handbooks
- Employee Disputes
- I-9’s & Record Keeping
Our Goal: One-Stop Shop• Bonding
• Pay Go GL
• Auto
• Umbrella
• $2 mil EPLI
Stabilize Cash-Flow• 1st Dollar Coverage/$0 Ded
• Eliminate Down-Payments
• Eliminate Audits
• Handle Claims
• Harbor’s EMR
Process Payroll• Live Checks• Direct Deposits• Debit Pay Cards• Pay Payroll Taxes• File 940’s & 941’s• File State W/H & UI• File W2’s• Process WageDeductions/Garnishments
COMMERCIAL
INSURANCE
Attract & Retain Quality Employees- $10,000 Life Ins. - Healthcare
- Dental - Life - Vision - 401(k) - 125 Plan
- Safety Plan- Manuals & Posters- Mo. Mtg Materials- Site Specific Plans- Inspections- Safety MeetingProgram
- Safety RepsReview/Analyze
- OSHA ComplianceResources
Keep Costs Down
SAFETYHUMAN
RESOURCES
WORKERS’
COMP
PAYROLL
EMPLOYEE
BENEFITS
Back Office- SUTA (Unemployment Claims)
- Labor Laws (Title VII, USERRA, etc.)
- Employee Handbooks
- Employee Disputes
- I-9’s & Record Keeping
Our Goal: One-Stop Shop• Bonding
• Pay Go GL
• Auto
• Umbrella
• $2 mil EPLI
Stabilize Cash-Flow• 1st Dollar Coverage/$0 Ded
• Eliminate Down-Payments
• Eliminate Audits
• Handle Claims
• Harbor’s EMR
Process Payroll• Live Checks• Direct Deposits• Debit Pay Cards• Pay Payroll Taxes• File 940’s & 941’s• File State W/H & UI• File W2’s• Process WageDeductions/Garnishments
COMMERCIAL
INSURANCE
Attract & Retain Quality Employees- $10,000 Life Ins. - Healthcare
- Dental - Life - Vision - 401(k) - 125 Plan
- Safety Plan- Manuals & Posters- Mo. Mtg Materials- Site Specific Plans- Inspections- Safety MeetingProgram
- Safety RepsReview/Analyze
- OSHA ComplianceResources
Keep Costs Down
SAFETYHUMAN
RESOURCES
Non-Revenue
Producing Tasks
What’s It Costing you Now???
What’s It Costing you Now???
U.S. Department of Labor & U.S. Chamber of Commerce Say:
# of Employees 1-9 10-24 25-49 50+
Administrative Cost 8-12% 4-8% 3-6% 2-5%
Small Business Administration Says:
$5,411 per Employee
Cost per employee for firms with:
Type of Regulation All Firms <20 employees 20-499 employees 500+ employeesAll Federal Regulations $5,633 $7,647 $5,411 $5,282
Economic $2,567 $2,127 $2,372 $2,952
Workplace $922 $920 $1,051 $841
Environmental $1,249 $3,296 $1,040 $710
Tax Compliance $894 $1,304 $948 $780
What’s It Costing you Now???
U.S. Department of Labor & U.S. Chamber of Commerce Say:
# of Employees 1-9 10-24 25-49 50+
Administrative Cost 8-12% 4-8% 3-6% 2-5%
The PEO Employment Index
US unemployment
How do we Reduce
Liability???
Co-Employment
Your Current Setup
Employer Employees
Employer Employees
Your Current Setup
Direction & Control
100% Liability
Employer Employees
Direction & Control
Your Current Setup
Direction & Control
Employer Employees
Your Current Setup
Human Resources
Unemployment
Workers’ Comp
Safety/Risk Mgmt
Commercial Ins.
Employee Benefits
Payroll
100% Liability
Co-Employment
Employer Employees
Your Current Setup
Employer Employees
Human Resources
Unemployment
Workers’ Comp
Safety/Risk Mgmt
Commercial Ins.
Employee Benefits
Payroll
Co-Employment
Employer Employees
Human Resources
Unemployment
Workers’ Comp
Safety/Risk Mgmt
Commercial Ins.
Employee Benefits
Payroll
Co-Employment
Employer Employees
Direction & Control
Human Resources
Unemployment
Workers’ Comp
Safety/Risk Mgmt
Commercial Ins.
Employee Benefits
Payroll
100% Liability
Co-Employment
Employer Employees
Direction & Control
Human Resources
Unemployment
Workers’ Comp
Safety/Risk Mgmt
Commercial Ins.
Employee Benefits
Payroll
Employer Employees
Direction & Control
Co-Employment
Human Resources
Unemployment
Workers’ Comp
Safety/Risk Mgmt
Commercial Ins.
Employee Benefits
Payroll
100% Liability
How Does Harbor Make ThisCost-Effective for Clients???
Multiple
Commercial
Insurance
Brokers
LifeVision
Workers’
Comp
Broker
Bonding
Umbrella
International
Multiple
Benefits
BrokersHealth
Dental
401K
Comp Carrier
Attorney Safety
Equipment
Vendor
EmployerPayroll
Human
Resources Safety
CPA Payroll Co.
GL
Auto
WORKERS’
COMP
PAYROLL
EMPLOYEE
BENEFITS
Back Office- SUTA (Unemployment Claims)
- Labor Laws (Title VII, USERRA, etc.)
- Employee Handbooks
- Employee Disputes
- I-9’s & Record Keeping
Our Goal: One-Stop Shop• Bonding
• Pay Go GL
• Auto
• Umbrella
• $2 mil EPLI
Stabilize Cash-Flow• 1st Dollar Coverage/$0 Ded
• Eliminate Down-Payments
• Eliminate Audits
• Handle Claims
• Harbor’s EMR
Process Payroll• Live Checks• Direct Deposits• Debit Pay Cards• Pay Payroll Taxes• File 940’s & 941’s• File State W/H & UI• File W2’s• Process WageDeductions/Garnishments
COMMERCIAL
INSURANCE
Attract & Retain Quality Employees- $10,000 Life Ins. - Healthcare
- Dental - Life - Vision - 401(k) - 125 Plan
- Safety Plan- Manuals & Posters- Mo. Mtg Materials- Site Specific Plans- Inspections- Safety MeetingProgram
- Safety RepsReview/Analyze
- OSHA ComplianceResources
Keep Costs Down
SAFETYHUMAN
RESOURCES
DES Inc.16398 N. Evans Rd.
Selma, TX 77365
www.DES-TX.com
Local: (210) 651-1200
Fax: (210) 979-1541
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