Lendingstar pitch deckEN

Slava Artamonov CEO and co-founder sa@simzirok.com angel.co/simzirok

P2P LENDING AND

INVESTMENT

ONLINE PLATFORM FOR SMALL BUSINESS AND CONSUMERS

Consumer and SMB challenges 60% - interest rate for consumer and SMB business loans

Loan origination – takes a lot of time for the entrepreneur (3-10 days)

50% - loan applications rejected

Private investors has limited investment opportunities

Bank loans – is the only source of financing for small businesses private entrepreneurs

We know how to change

lending to make it…

Simple like SMS

We know how to change lending and to make it…

Easy like a cup of coffee

Pleasant like…

Banking with

Differently

What feels more satisfying: making profit or

…making a difference in somebody’s life? Or both?

Profit by investing in real PEOPLE and real BUSINESS!

$2b

£450M

1

23

P2P lending MARKET

100% MARKET GROWTH

P2P volume

Our plans

HOW IT WORKS?

Borrower fill in PROFILE and obtain CREDIT SCORE

Borrower creates Project with loan details

>$2,500/1-18M

Borrower’s details is

available for Investors

Borrower’s credit score with details

Approved Project published and available for INVESTOR

Investor makes an offer (1-100$)

…and his/her own interest rate

5%  Ѝѝ FEE FROM BORROWERS!

1%  Ѝѝinvestment management fee!

BUSINESS MODEL

Market overview (2014-2015)

46,5M  

$13.7B  

POPULATION  MARKET 2013

143M  

$50B  

POPULATION  MARKET 2013  

91M  

$10B  

POPULATION  

MARKET 2013  

10%  MARKET Growth 10%  MARKET

Growth   12%  MARKET Growth  

60.3%/17%  APR/APY 54%/9%  APR/APY 24%/6%  APR/APY

80%  

16%  

-6%  

60%  

7.9%  -16%  

12*%  6.5%  

21%  

CONSUMER LOANS GROWTH   APY   SECURITIES MARKET 2012/2013  

Ukraine Russia

SEA (Vietnam)

46,5M POPULATION

ADDRESSABLE MARKET $13,7  ЍѝB!

UKRAINIAN MARKET!

4 YRS IN BUS DEVELOPMENT IN KZ, RU AND UA. !ONE COMPANY SOLD TO STRATEGIC INVESTOR!EDUCATION: BANKING FINANCE AT KIEV UNIVERSITY !

12 YRS IN IT AS CFO AND COO IN US TECH START-UPS THAT IS SUCCESSFULLY GROWING!EDUCATION: FINANCE/ECONOMICS AT !!MBA!

Slava Artamonov !CEO, CO-FOUNDER!

5 YRS HEADING CORP SALES !AT!

`Larry Sheremetiev!COO, co-founder!

+5 FTEs

TEAM

SEED ROUND RAISED FROM IMPERIOUS GROUP

$300,000

Slava Artamonov sa@simzirok.com!

ARCHIVEMENTS

LAUNCHED

Slava Artamonov sa@simzirok.com!

ARCHIVEMENTS

BETA IN NOV 2013

1,500  Ѝѝ SIGN UPS

$ 200,000 LOAN VOLUME

10,000 SITE VISITORS

Slava Artamonov sa@simzirok.com!

ARCHIVEMENTS

when !

NEEDED

WE GIVE !

UMBRELLA!

Slava Artamonov!CEO and co-founder !sa@simzirok.com angel.co/simzirok