How to Enroll - Home Depot Live The Orange Life
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Carlene NotoStore 405Glendale, AZ
2010 Annual Enrollment Guide for Guam Part-Time Hourly Associates
“I LIVE the Orange LIFE!”That’s the power of your Home Depot benefits.
2010 Benefits Annual Enrollment To enroll, go to http://resources.hewitt.com/homedepot or call 1-800-555-49542
Benefits Annual Enrollment Toolkit Full-Time Hourly and Salaried Associates
Medical Coverage for 2010 4
Dental Coverage for 2010 7
Term Life Insurance for Part-time Hourly Associates 8
Disability Coverage for Part-time Hourly Associates 8
FutureBuilder 9
The Employee Stock Purchase Plan 9
How to Enroll 10
2010 Payroll Deductions 13
Benefits Contact List 14
What’s inside
Get the Power of Your Home Depot Benefits In 2010!Health Care Plans• NEW! Medical
• Dental
Financial Protection Plans• Life Insurance
• Disability
Financial Benefits• FutureBuilder
• Employee Stock Purchase Plan (ESPP)
Home Life Benefits• Paid Time Off
• CARE/Solutions for Life
• Associate Discounts
• Quit for Life® Tobacco Cessation Program
When You Enroll – November 3 through November 13!
Live the Orange Life: Guide to Your Benefits Guam Part-Time Hourly Associates
2010 Benefits Annual Enrollment To enroll, go to http://resources.hewitt.com/homedepot or call 1-800-555-49543
Medical• Coverage is now available to part-time
associates!
Dental • New 2010 payroll deductions (See page 13)
Life Insurance• New online beneficiary designation
What’s New for 2010! for Part-Time Hourly Associates
Live the Orange Life: Guide to Your Benefits Guam Part-Time Hourly Associates
2010 Benefits Annual Enrollment To enroll, go to http://resources.hewitt.com/homedepot or call 1-800-555-49544
What’s NewNEW!!! Medical coverage is now available to
part-time associates! For 2010, part-time associ-
ates can choose medical coverage through the
TakeCare $10,000 Max medical plan.
Medical Enrollment Must-KnowsYou must go to the Your Benefits Resources Web
site and actively enroll in the new medical plan by
November 13 to have medical coverage in 2010! If
you don’t actively enroll, you won’t have medical
coverage next year.
Your Medical Option for 2010The TakeCare $10,000 Max Plan• The TakeCare $10,000 Max medical plan
is available to you and your eligible dependents.
• You must use a TakeCare participating provider.
The TakeCare network is the largest on-island
network of medical providers and pharmacies,
including the FHP clinic. No medical benefits are
payable for services received from a non-network
provider. To find a TakeCare participating provider,
go to www.takecareasia.com or call the
Customer Service department on Guam at
1-671-647-3526.
• The TakeCare $10,000 Max plan has benefit limits
on some services, such as primary office visits.
When you have reached the limit for a plan serv-
ice, the plan will not pay any more benefits for that
service. For example, the plan has a $200 limit
(per covered individual per calendar year) on pri-
mary office visits. This means that after you or a
covered dependent has incurred $200 in primary
office visit expenses in a calendar year, the plan
will not pay any more for primary office visit
expenses for that person.
For information on your medical coverage and the
plan limits, see the Medical Plan chapter of the
Benefits Summary for Guam part-time associates.
To verify that you and your dependents are eligible for
coverage in 2010, see the Eligibility and Enrollment
chapter of the Benefits Summary. As part of the ongo-
ing dependent verification process, the Company may
ask you to provide documentation of eligibility such as
a marriage license or birth certificate.
Medical Coverage for 2010
Guam Part-Time Hourly Associates
2010 Benefits Annual Enrollment To enroll, go to http://resources.hewitt.com/homedepot or call 1-800-555-49545
TakeCare Asia $10,000 Max Medical PlanIn-Network Out-of-Network
Annual Deductible $100 individual/$200 Family Not applicable
Out-of-pocket maximum $5,000 individual/$10,000 Family Not applicable
Primary doctor office visit $15 copay; limited to $200 per covered individual per year Not covered
Specialist office visit $15 copay; limited to $1,000 per covered individual per year Not covered
Annual physical exam $15 copay; limited to $200 per covered individual per year Not covered
Inpatient hospital care 80% covered; limited to $1,000 per covered individual per year Not covered
Retail: Generic drug $15 copay; limited to $500 per covered individual per year Not covered
Retail: Preferred drug $20 copay; limited to $500 per covered individual per year Not covered
Mail Order: Generic and Preferred drug100% covered; after deductible is met; limited to $500 per covered individual per year for generic and preferred combined
Not covered
Live the Orange Life: Guide to Your Benefits Guam Part-Time Hourly Associates
2010 Benefits Annual Enrollment To enroll, go to http://resources.hewitt.com/homedepot or call 1-800-555-49546
Get the FULL Power of Your TakeCare Medical Plan• Get a TakeCare participating provider.
TakeCare $10,000 Max medical participants must
use TakeCare participating providers or no bene-
fits are paid. To find a TakeCare participating
provider, go to www.takecareasia.com or call
the Customer Service department on Guam at
1-671-647-3526.
• Get generic prescription drugs! Talk with your
doctor about whether a generic drug will work for
you.
• Get your maintenance drugs through the mail
order service! You’ll save time and money when
you use the mail order service to purchase your
maintenance drugs.
Use the Power of ALL of These Home Depot Programs!• Get free one-on-one sessions to help with
family situations, depression, alcohol or drug
abuse. Services available through CARE/Solutions
for Life include face-to-face sessions, child care,
elder care and parenting resources, and financial
counseling and legal services. These services are
confidential and available to you and your immedi-
ate family. For more information on the many free
services offered to you through CARE/Solutions for
Life, see the Work/Life chapter of the Benefits
Summary.
• Get help with claims and billing issues and
other medical services! Your Health Advocate
will assist you and all of your dependents—includ-
ing your parents and parents-in-law—with benefit
claims and billing issues, scheduling appointments
and many other services.
• Get a discount on getting in shape! Go to the
Home Depot associate discount Web site and get
discounts on fitness equipment, health clubs,
nutrition and weight management and many,
many other items. You can access the associate
discount Web site by going to the Your Benefits
Resources Web site.
Guam Part-Time Hourly Associates
2010 Benefits Annual Enrollment To enroll, go to http://resources.hewitt.com/homedepot or call 1-800-555-49547
What’s New for 2010• New 2010 payroll deductions (See page 13)
Dental Enrollment Must-KnowsIf you don’t go to the Your Benefits Resources Web
site and make changes, you’ll automatically receive
the same dental coverage you have now (2009) for
2010. If you want to make changes to your dental
coverage, you must go to the Your Benefits
Resources Web site and make your changes by
November 13.
Your Dental Coverage for 2010The TakeCare Dental Plan• You must use TakeCare network dentists or no
benefits are paid! To find a TakeCare network
dentist, go to www.takecareasia.com or call the
Customer Service department on Guam at
1-671-647-3526.
• No deductible in the dental plan! The dental
plan begins paying benefits immediately—there is
no deductible before benefits for covered dental
services are paid.
• Free dental preventive care! Two dental clean-
ings and checkups each calendar year are free if
you use a TakeCare network dentist.
To verify that you and your dependents are eligible
for coverage in 2010, see the Eligibility and
Enrollment chapter of the Benefits Summary.
As part of the ongoing dependent verification
process, the Company may ask you to provide
documentation of eligibility such as a marriage
license or birth certificate.
Need more detail? See the Dental Plan chapter of
the Benefits Summary.
Dental Coverage for 2010
Dental Service TakeCare Network Dentists Only
Annual Maximum Benefit $1,500 per covered person per calendar year
Preventive Care You pay nothing.
Restorative You pay 20%
Simple Extractions You pay 20%
Endodontics You pay 50%
Periodontics You pay 50%
OrthodonticsYou pay 50%; lifetime maximum orthodontia benefit
is $1,000 per covered person.
2010 Dental Plan Coverage
Live the Orange Life: Guide to Your Benefits Guam Part-Time Hourly Associates
2010 Benefits Annual Enrollment To enroll, go to http://resources.hewitt.com/homedepot or call 1-800-555-49548
What’s New for 2010• New online beneficiary designation
Term Life Insurance Enrollment Must-Knows • You must designate the beneficiary(ies) for
your life insurance coverage during your
Annual Enrollment session using the new
online Beneficiary Form! This online designation
will replace any prior designation you have made
on paper forms.
• You can enroll in life insurance during Annual
Enrollment or if you experience a qualified status
change—by calling the Benefits Choice Center.
• If you are currently enrolled in life insurance, you
do not have to reenroll during Annual
Enrollment—you will keep your coverage for 2010
unless you make a change.
Your 2010 Term Life Insurance OptionsTerm Life Insurance for Part-Time AssociatesYou can buy life insurance coverage of $20,000
for yourself. If your death is the result of a covered
accident, the plan pays your beneficiary an
additional $20,000.
Term Life Insurance for Your Spouse and Dependent ChildrenYou also can purchase Dependent Term Life Insurance
for your spouse or same-sex domestic partner in the
amount of $2,500 and/or your dependent children in
the amount of $2,500 for each eligible child age six
months and older ($500 for a child under six months).
To find out more about term life insurance coverage, see
the Life Insurance chapter of the Benefits Summary.
To verify that you and your dependents are eligible
for coverage in 2010, see the Eligibility and
Enrollment chapter of the Benefits Summary.
You MUST Designate Your Life Insurance
Beneficiaries Online during Annual Enrollment!
When you reach the “Enroll in Your Benefits” page
during your enrollment session, you’ll see a link
“Choose a Beneficiary.” You must complete an
online beneficiary designation if you have life
insurance coverage.
You’ll need the following information for each benefi-
ciary you designate: your beneficiary’s date of birth.
The online beneficiary designations you make will
replace any prior designations you have made on
paper forms.
Term Life Insurance for Part-time Hourly Associates and Their Families
What’s New for 2010There are no changes to your disability plan or your
disability payroll deductions in 2010.
Disability Coverage Enrollment Must-Knows• If you opted out of disability coverage when you
were hired, you can enroll in disability coverage
during Annual Enrollment or if you experience a
qualified status change—by calling the Benefits
Choice Center.
• If you are currently enrolled in disability, you do
not have to reenroll during Annual Enrollment—
you will keep your coverage for 2010 unless you
make a change.
Your 2010 Disability CoverageIf an illness or injury leaves you unable to work, your
bills keep coming even though your paychecks stop.
When you are covered under the short-term disabili-
ty plan, you’ll continue to receive part of your income
if a qualified disability keeps you at home. That’s
why disability coverage is such an important finan-
cial safety net for you and your family.
The short-term disability plan begins paying 50% of
your covered weekly base pay (up to $125 per
week) after an illness or injury has kept you unable
to work for 14 consecutive calendar days. Short-
term disability benefits continue for an approved
period of disability up to 26 weeks (your 14-day
elimination period plus your 24 weeks of coverage).
Short-term disability benefits are reduced by other
income you receive (such as Social Security and
Workers’ Compensation) while you are disabled.
For more information on how the disability plan
works, see the The Short-term Disability Plan
chapter in the Benefits Summary.
Disability Coverage for Part-time Hourly Associates
Guam Part-Time Hourly Associates
2010 Benefits Annual Enrollment To enroll, go to http://resources.hewitt.com/homedepot or call 1-800-555-49549
FutureBuilder Enrollment Must-KnowsYou can begin making before-tax contributions to
your FutureBuilder account when you complete 90
days of service.
It’s easy to enroll in FutureBuilder or make changes
to your contributions or investments during your
enrollment session!
Use the Power of FutureBuilder,Home Depot’s 401(k) Program!• Matching Home Depot contributions—once you
have completed one year of service (at least
1,000 hours in a 12-month period), the Company
contributes $1.50 for every $1 you contribute up to
the first 1% of your pay. In addition, you’ll receive
50¢ for every dollar you save from the next 2% to
5% of your pay.
• A lower tax bill—you lower your tax bill today by
making before-tax contributions to FutureBuilder.
You pay no taxes on your contributions, the com-
pany matching contributions or your investment
earnings until you take the money out of the plan.
• A variety of investment approaches—you can
let the professionals invest your account by
choosing a LifePath Portfolio or make your own
investment decisions among the plan’s core funds
or through the self-directed brokerage window.
• Professional investment advice—if you would
like professional advice on how much to save
through FutureBuilder and how to invest your sav-
ings in the plan, consider using Merrill Lynch
Advice Access. Merrill Lynch Advice Access pro-
vides you with professional help on determining
how much to save, which FutureBuilder core fund
investments to choose and how to monitor your
progress and stay on track.
It’s important to thoroughly review the FutureBuilder
chapter in the Benefits Summary for complete infor-
mation about how the plan works.
Could you use some professional investment
advice? Visit livetheorangelife.com and click the
financial tab. Here you’ll find a video about Merrill
Lynch’s Advice Access.
FutureBuilder
The Employee Stock Purchase PlanESPP Enrollment Must-KnowsYou have two opportunities to enroll in the ESPP
each year—before each ESPP “Plan” deadline—
December 17 for the January 1, 2010 plan and June
16 for the July 1, 2010 plan. You can enroll on
Your Benefits Resources by clicking the ESPP tab.
Use the Power of Home Depot’sEmployee Stock Purchase Program!• Get Home Depot Stock at a discount! The
Employee Stock Purchase Plan gives you a
unique opportunity to invest in ownership of the
Company at a special associate price. Through
the plan, you can purchase shares of Home Depot
stock at a 15% discount.
• Buy stock through convenient payroll deduc-
tions! When you enroll, you’ll indicate the percent-
age of your pay you want to invest in the ESPP
through payroll deduction, up to a maximum of 20%
of your eligible earnings or $21,250. On the last day
of each plan, Home Depot stock will be purchased
for you. The price of the stock is 15% off the closing
stock market price on the last day of the plan.
For more information on this exclusive associate
opportunity, see the Employee Stock Purchase
Plan chapter of the Benefits Summary.
Live the Orange Life: Guide to Your Benefits Guam Part-Time Hourly Associates
2010 Benefits Annual Enrollment To enroll, go to http://resources.hewitt.com/homedepot or call 1-800-555-495410
How to EnrollWhat’s New for 2010• New, simplified enrollment steps guide you
through the process that includes helpful
decision-making tools!
• New requirement to designate your life
insurance beneficiaries online!
Enrollment Must-Knows• You must go to the Your Benefits Resources
Web site and actively enroll in the new medical
plan by November 13 to have medical cover-
age in 2010! If you don’t actively enroll, you won’t
have medical coverage next year.
• If you want to make changes to your dental
coverage, you MUST go to the Your Benefits
Resources Web site or call the Benefits Choice
Center by November 13! If you don’t go to Your
Benefits Resources and make changes, in 2010
you’ll automatically receive the same dental cover-
age you have now.
If you are currently enrolled in life and/or disability
insurance, you do not have to reenroll in these plans
during Annual Enrollment—you will keep your
coverage for 2010 unless you make a change.
• You must designate your beneficiary(ies) for
your life insurance coverage using the new
online Beneficiary Designation form during
your Annual Enrollment session! This online
designation will replace any prior designations you
have made on paper.
When You EnrollYour enrollment deadline is November 13! If you
want to enroll in medical coverage or make changes
to your dental coverage for 2010, you must go to the
Your Benefits Resources Web site or call the
Benefits Choice Center by November 13!
Using Your Benefits Resources to EnrollThe easiest way to enroll in your benefits is on
the Your Benefits Resources Web site—plus, you
could win free medical coverage or a $50 VISA
gift card!
You can enroll at any time, as long as you enroll
before November 13. Be sure to take advantage of
the online annual enrollment tools to help you
make your medical and dental plan decisions.
FIRST, log on to Your Benefits Resources at
http://resources.hewitt.com/homedepot, then
visit the Annual Enrollment page. Here you can
learn about and enroll in your 2010 benefits.
Use Steps 1, 2 and 3 to help you make your benefit
choices and click Step 4 when you’re ready to enroll!
• Select 4. Enroll in your benefits then click
Enroll Now! to begin the enrollment process.
• Click on each plan—Medical Plan and Dental
Plan—to choose your options for 2010. Don’t
forget while you’re enrolling to:
—Choose your coverage option in each plan.
—Select the dependents you want covered
under each plan. To add a new dependent,
choose Add a Dependent located on each plan
page and then enroll them for coverage. You
also must certify that the dependent is eligible
for coverage.
Guam Part-Time Hourly Associates
2010 Benefits Annual Enrollment To enroll, go to http://resources.hewitt.com/homedepot or call 1-800-555-495411
• Click the Choose a Beneficiary link and use
the new Online Beneficiary Form to name your
beneficiary for your Term Life Insurance if you
have this coverage. This online designation(s) will
replace any prior designations you have made on
paper. Paper beneficiary forms will no longer be
used to name beneficiaries—this must be done
online!
° Once your benefit selections are complete, go
to Confirm Your Choices at the bottom of the
screen and click the Complete Enrollment button.
° You should receive a Completed Successfully
message on screen. If you don’t, your elections
haven’t been saved. It’s a good idea to print your
confirmation for your records.
You’ll see this Completed Successfully message
when your enrollment is complete.
You can also make changes to your FutureBuilder
account quickly and easily during your enrollment
session by clicking 5. Review Your FutureBuilder
401(k) Plan on the Annual Enrollment page.
You can enroll in your 2010 benefitsthrough the Benefits Choice CenterWhile the easiest, most convenient way to enroll is
through Your Benefits Resources, you also may
call 1-800-555-4954 and speak with a representative.
You’ll receive a Confirmation of Enrollment in the
mail whether you enroll online or by phone.
Don’t forget to enroll by your enrollment deadline!
Use Your Online Annual Enrollment ToolsYour online Annual Enrollment tools are valuable
resources for choosing your benefits. You’ll find links
to these tools on the Annual Enrollment page:
Under 2. Medical tools to help you choose,
you’ll find:
• Search for medical providers
• Compare medical plan costs
Under 3. Dental tools to help you choose,
you’ll find:
• Compare dental plan details
• Search for dental providers
I Want to Enroll Now!Go to the Your Benefits Resources Web site.
Call the Benefits Choice Center at 1-800-555-4954
and speak with a representative. Keep in mind that
you may experience long wait times to speak with a
representative during the annual enrollment period!
Are you a new user?Log on to http://resources.hewitt.com/homedepot.
Click Register as a New User. You will need to pro-
vide the last four digits of your Social Security num-
ber and your date of birth. Then you will be prompt-
ed to set up a new User ID and password. You also
will answer five security questions.
Live the Orange Life: Guide to Your Benefits Guam Part-Time Hourly Associates
2010 Benefits Annual Enrollment To enroll, go to http://resources.hewitt.com/homedepot or call 1-800-555-495412
3
2
1
Have Your User ID and Password Ready Before Enrollment!1. Log on to http://resources.hewitt.com/homedepot.2. Enter your user ID and Password3. Click Log On
Forgot Your User ID or Password?1. Click I Forgot My User ID or I Forgot My Password2. To get your User ID, enter the last 4 digits of your SocialSecurity Number and your birth date
3. To get your password, enter the last 4 digits of your Social Security Number and your birth date and use one of the prompts: Use Hint to Retry Password, AnswerSecurity Questions or Reset Password 3
Guam Part-Time Hourly Associates
2010 Benefits Annual Enrollment To enroll, go to http://resources.hewitt.com/homedepot or call 1-800-555-495413
2010 Health Care Plan Eligibility and Bi-Weekly Payroll Deductions
Full-TimeHourly &SalariedAssociates
Part-TimeHourly
Associates
Associate -Only
Associate +Spouse
Associate +Child(ren)
Associate +Family
FULL-TIME AND SALARIED ASSOCIATE MEDICAL/VISION PLAN OPTIONS
TakeCare PPO o $30.50 $76.50 $62.50 $111.00
TakeCare Asia o $21.50 $54.00 $44.00 $78.50
PART-TIME ASSOCIATE MEDICAL PLAN
TakeCare $10,000 Max o $37.38 $82.14 $67.38 $120.00
DENTAL PLAN OPTIONS
TakeCare Dental o o $20.97 $41.95 $39.85 $55.37
For all other benefit premiums log on to Your Benefits Resources™ at http://resources.hewitt.com/homedepot or call the Benefits Choice Center at 1-800-555-4954.
• In some instances your paycheck may not be enough to cover the entire amount of your benefits premiums. In those cases, the amount of the premiumabove your paycheck is still owed and will be collected from your future paychecks.
2010 Payroll Deductions
Live the Orange Life: Guide to Your Benefits Guam Part-Time Hourly Associates
2010 Benefits Annual Enrollment To enroll, go to http://resources.hewitt.com/homedepot or call 1-800-555-495414
Benefits Contact ListPhone Number Internet Address
General Assistance
Benefits Choice Center: Benefits questions & enrollment 1-800-555-4954 Your Benefits Resources™ http://resources.hewitt.com/homedepot
HR Services:HR/Pay questions 1-866-myTHDHR (1-866-698-4347) www.myTHDHR.com
Part-Time Hourly Medical and Dental Plan Provider
TakeCare 1-671-647-3526 www.takecareasia.com
Life Insurance/Disability/Accidental Dismemberment
MetLife 1-800-638-9909 www.metlife.com or go to Your Benefits Resources for single sign-on
To Learn About...
Associate Discounts http://resources.hewitt.com/homedepot and select the Associate Discounts tab
CARE/Solutions for Life 1-800-553-3504 www.caresolutionsforlife.com
CareerDepot https://careers.homedepot.com/cg
ESPP (Employee Stock Purchase Plan) 1-800-843-2150www-us.computershare.com/employee; To enroll:http://resources.hewitt.com/homedepot
Health Advocate 1-800-519-6689
The Home Depot Awareness Line: Report workplace concerns
1-800-286-4909
The Homer Fund (An independent public charity) 1-770-433-8211 Ext. 12611 www.thdhomerfund.org
Matching Gift (A program of The Home Depot Foundation) 1-888-628-2442 www.givingprograms.com/homedepot
Merrill Lynch 1-800-843-2150 www.bol.ml.com
Quit for Life® (Quit Tobacco Program) 1-866-784-8454 www.quitnow.net/homedepot
2010 Benefits Annual Enrollment To enroll, go to http://resources.hewitt.com/homedepot or call 1-800-555-4954162010 Benefits Annual Enrollment For help, go to http://resources.hewitt.com/homedepot or call 1-800-555-495416
Hawaii Full-Time Hourly and Salaried Associates
This information offers only a brief overview of the benefit plans. By enrolling in or making
changes to your benefits (including such actions as, but not limited to: adding dependents,
verifying a child’s full-time student status), you are responsible for providing truthful and
accurate information. Providing false information may result in disciplinary action as outlined
in the Company’s code of conduct.
The Benefits Summary is the definitive guide to benefits at The Home Depot. The ben-
efits information in this Annual Enrollment Guide is provided as a service to associ-
ates. A description of the benefit provisions, conditions and limitations will be included in the
current Benefits Summary, which is provided annually to all associates. Plans having these
programs and features also have exclusions, limitations, reductions of benefits and terms
under which the plans and policies may be continued in force or
discontinued. In the event of a conflict between this guide and the plan documents or poli-
cies, the plan documents or policies will govern. The Company has the right to amend or ter-
minate these benefits at any time.
Confidential and Proprietary
This is an unpublished work containing confidential and proprietary
information of The Home Depot. All rights reserved.
GUAM PART-TIME HOURLY ASSOCIATESGU PT GUIDE 2010
© 2009 Homer TLC, Inc. All rights reserved. Your Benefits Resources is a trademark of Hewitt Management Company LLC.
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