Transcript
Integrating Risk and Resiliency into Local Planning - Milford, CT
Converting FEMA’s 4 Core Steps to Local Hazard Mitigation Plan Implementation
Step 1: Organize Resources – Forming Beneficial Partnerships and Developing Communication Channels
• GIS Mapping • Fire Department/Emergency Management • Public Works:
• Stormwater Management • Waste Water Treatment
• Police Department • Community Development • Chief Elected Official’s Office • Inland Wetlands • Planning & Zoning
Step 2: Assess Risks
Understanding Financial Risks and Structural Vulnerabilities allows for an understanding of where future funds and resources can be directed. Hazard Mitigation Plan = Future grant document. For example – Flood Protection for Waste Water Treatment Facilities & Pump Stations
• 4,200 flood zone parcels
• 3,000 NFIP policies
• $3.1 million/premiums paid annually
• $1,052 per household average
• $1,343 per household average in SFHA
National Flood Insurance Program
Step 3: Develop a Mitigation Plan Collect the right
people in the room and keep them talking to each other. Mitigation is LONG RANGE planning. Keep risks in FOCUS.
Step 4: Implement Plan and Monitor Progress
Groin Replacement
CDBG-DR Infrastructure Grant
Gulf Beach, Milford, CT
Apply for mitigation funding Prepare elected officials for mitigation effort cost shares. Commit future resources for mitigation efforts
www.ShoreUpCT.org
State of Connecticut Resiliency Efforts: Shoreline Resiliency Fund
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Low Interest/Short Term Construction Loan Program
• 15 Year Term • 2.75% interest rate (2.895%
APR*) • 1% origination fee • Borrow minimum $10,000 to
maximum $300,000 • No monthly principal or interest
payments for the first 12 months *APR is based on Loan Amount of $125,000 - 168 payments of $897.29
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Shoreline Resiliency Fund aka Shore Up CT
• October 2013 – CT Legislature approved $25 million in funding.
• January 2014 -Housing Development Fund Selected as Fund Manager and awarded $2 million start up funds.
• July 28, 2014 – Shore Up Program Launch
• August 2014 -$3 million released by the Bond Commission
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Location Eligibility:
VE or AE Flood Zone Properties
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Eligible Properties
• Primary and secondary single family
homes, 1-4 unit owner-occupied rentals
• Businesses with 100 or less employees in
good standing with all applicable state
regulatory agencies
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Residential Project Requirements
• Higher Standard - Elevation to the 500 year flood risk height plus at least 1 ft. free board*
*Required for State funds spent in the flood zone
Existing AE-11 Example:
AE-11 x 1.25 = 13.75
Plus 1 ft = FFE 14.75
Commercial: 100 yr +1 ft. freeboard
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High Demand
• 185+ inquiries/3 months
• 45 Pre-qualifications
• 1 Refinance Loan approved;
closing pending.
• 3 Refinance Project
Applications under review
• 2 CDBG-DR gap funding
applications submitted
• HMGP-paired construction
loan applications expected
as approvals are granted.
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Website – www.shoreupct.org
Future Risk and Resiliency Planning Challenges
Allowing New Development in High Risk Areas
Developing Political Strategies for Acquisition and Retreat in Unsustainable Areas.
Identify Areas where Public Investment in Infrastructure Improvements are NECESSARY AND UNAVOIDABLE
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