Business Disaster Recovery Plan

Safeguarding our client’s investment

Safeguarding our client’s investment

Hurricanes

Hurricanes

Flooding

Flooding

Wild FiresWild Fires

EarthquakesEarthquakes

Hail Storms

Hail Storms

Freezing RainFreezing Rain

Can your Business

survive a visit from

Mother Nature?

??

What are the risks?

Population

• About one half population within 50 miles of coast

• CA – 34 million

• By 2010, about 74 percent of U.S. population will live in coastal areas

Small businesses

• 98 % of all firms in US

• 85% of small businesses employ 10 or fewer

• Employ 50% of workforce

• 44% of nation’s payroll

• Generate 41% of nation’s business receipts

• One of every five businesses experiences a major disruption each year.

• Small business owners have a higher probability of being impacted by a disaster.

• More than 60% of small businesses do not have a backup power supply.

• Small business owners have fewer recovery resources and a lower tolerance for losses.

• As many as 90% of small businesses do not have a business continuity plan in place.

Facts that most small businesses face

Facts that most small businesses face

Who / What is IBHS?

• IBHS is an initiative of the insurance industry to reduce deaths , injuries, property damage economic losses and human suffering caused by natural disasters.

• IBHS is a non-profit research and communications organization committed to institutionalizing natural disaster protection as a public value.

• IBHS is headquartered in Tampa, Florida. Its members are made up of more than 100 of the country's leading property-casualty insurers and reinsurers. It also has formal partner agreements with many other organizations, such as the American Red Cross, SBA and American Society of Civil Engineers.

Open for Business

• Earlier this year IBHS met with representatives from Farmers to discuss "Open for Business", an Internet-based disaster recovery and risk assessment tool they (IBHS) had developed.

• Pre-disaster property protection plan

• Post-disaster business continuity and recovery plan

• This service, valued @$2,000/user, is available exclusively to IBHS member insurers. We in turn would like to make it available as value added service to your Farmers business customers.

Farmers & IBHSFarmers & IBHS

Getting Started

Pass codes are utilized to gain initial entry – The key that unlocks the door

• Provided by IBHS to the member company

• Distributed by member company to those eligible

• IBHS can track number of registrants/pass code

Farmers Passcode = FI3797

http://www.ibhs.org/policyholder/redir.asp?codebiz=FI3797

Registration Type

OFBRegistration

Privacy Guarantees & Limit on Liability of Member Co.’s

• No one has access to business person’s plan except the one(s) with whom the registrant shares the information.

• IBHS will do the following:

• Automatic E-mails to users to remind them to update plans

• IBHS will run periodic reports to compile information in aggregate of perils to which OFB users are exposed – to improve the product and communication messages of IBHS. No individual businesses will be identified.

• IBHS has included “member companies” in multiple locations of its Disclaimer/Privacy Policy to include them in the indemnity and limitation of liability language.

Self-Assessment:

Are You Prepared?

(Immediately after Registration Page)

OFB Background

Registration Complete

Guidance

Identification of Property

Enter Zip Code

Property Evaluation

Perils for 93551

Palmdale Home Office

Windstorm Exercise

Example of Windstorm Questions

More Information

Select Your Answers

Individualized High Wind Evaluation

View My Recommendation

Recovery Plan Generator

Secure Site

Suppliers/Vendors

Suppliers/Vendors (contd.)

Key Business Functions

Key Business Functions(contd.)

Voice/Data Communications

Voice/Data Communications (more

information)

Recovery Plan Rpts & Download

Sample Employee Report

• Person responsible for recovery location gets complete report

• Individual employee reports

• View or save as pdf file -- save to hard drive, CD, paper copy, etc.

Logging in & out

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Update “My Account” Info

• Cristofer P Pereyra• 5800 N 19th Ave, Suite 216

Phoenix, AZ 85015• (602) 266-6446 Office• (602) 293-3766 Fax• cpereyra@farmersagent.co

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Thank You

VISIT: http://theinsuranceexpert.wordpress.co

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Cristofer P Pereyra, LLC