Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio

Page 1 <amp-img class='cut-thumb gotoPage' alt='Page 1: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/1.jpg' width="142" height="106" layout="responsive"> Bremer Mutual Insurance Association

Wayne Tjernagel

111 - 1st Avenue Southeast

Waverly IA 50677

Iowa Company Number: 0015

December 31, 2013 - Annual Statement

Page 2 <amp-img class='cut-thumb gotoPage' alt='Page 2: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/2.jpg' width="142" height="106" layout="responsive"> Page 3 <amp-img class='cut-thumb gotoPage' alt='Page 3: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/3.jpg' width="142" height="106" layout="responsive"> Page 4 <amp-img class='cut-thumb gotoPage' alt='Page 4: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... 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ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/6.jpg' width="142" height="106" layout="responsive"> Page 7 <amp-img class='cut-thumb gotoPage' alt='Page 7: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/7.jpg' width="142" height="106" layout="responsive"> Page 8 <amp-img class='cut-thumb gotoPage' alt='Page 8: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/8.jpg' width="142" height="106" layout="responsive"> Page 9 <amp-img class='cut-thumb gotoPage' alt='Page 9: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/9.jpg' width="142" height="106" layout="responsive"> Page 10 <amp-img class='cut-thumb gotoPage' alt='Page 10: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/10.jpg' width="142" height="106" layout="responsive"> Page 11 <amp-img class='cut-thumb gotoPage' alt='Page 11: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/11.jpg' width="142" height="106" layout="responsive"> Page 12 <amp-img class='cut-thumb gotoPage' alt='Page 12: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/12.jpg' width="142" height="106" layout="responsive"> Page 13 <amp-img class='cut-thumb gotoPage' alt='Page 13: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/13.jpg' width="142" height="106" layout="responsive"> Page 14 <amp-img class='cut-thumb gotoPage' alt='Page 14: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/14.jpg' width="142" height="106" layout="responsive"> Page 15 <amp-img class='cut-thumb gotoPage' alt='Page 15: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/15.jpg' width="142" height="106" layout="responsive"> Page 16 <amp-img class='cut-thumb gotoPage' alt='Page 16: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/16.jpg' width="142" height="106" layout="responsive"> Page 17 <amp-img class='cut-thumb gotoPage' alt='Page 17: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/17.jpg' width="142" height="106" layout="responsive"> Page 18 <amp-img class='cut-thumb gotoPage' alt='Page 18: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/18.jpg' width="142" height="106" layout="responsive"> Page 19 <amp-img class='cut-thumb gotoPage' alt='Page 19: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/19.jpg' width="142" height="106" layout="responsive"> Page 20 <amp-img class='cut-thumb gotoPage' alt='Page 20: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... 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ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/22.jpg' width="142" height="106" layout="responsive"> Page 23 <amp-img class='cut-thumb gotoPage' alt='Page 23: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/23.jpg' width="142" height="106" layout="responsive"> Page 24 <amp-img class='cut-thumb gotoPage' alt='Page 24: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/24.jpg' width="142" height="106" layout="responsive"> Page 25 <amp-img class='cut-thumb gotoPage' alt='Page 25: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/25.jpg' width="142" height="106" layout="responsive"> Page 26 <amp-img class='cut-thumb gotoPage' alt='Page 26: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/26.jpg' width="142" height="106" layout="responsive"> Page 27 <amp-img class='cut-thumb gotoPage' alt='Page 27: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/27.jpg' width="142" height="106" layout="responsive"> Page 28 <amp-img class='cut-thumb gotoPage' alt='Page 28: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/28.jpg' width="142" height="106" layout="responsive"> Page 29 <amp-img class='cut-thumb gotoPage' alt='Page 29: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/29.jpg' width="142" height="106" layout="responsive"> Page 30 <amp-img class='cut-thumb gotoPage' alt='Page 30: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/30.jpg' width="142" height="106" layout="responsive"> Page 31 <amp-img class='cut-thumb gotoPage' alt='Page 31: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/31.jpg' width="142" height="106" layout="responsive"> Page 32 <amp-img class='cut-thumb gotoPage' alt='Page 32: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/32.jpg' width="142" height="106" layout="responsive"> Page 33 <amp-img class='cut-thumb gotoPage' alt='Page 33: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/33.jpg' width="142" height="106" layout="responsive"> Page 34 <amp-img class='cut-thumb gotoPage' alt='Page 34: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... 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ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/36.jpg' width="142" height="106" layout="responsive"> Page 37 <amp-img class='cut-thumb gotoPage' alt='Page 37: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio' src='https://reader039.cupdf.com/reader039/viewer/2022022603/5b5a58007f8b9ac7498bc93d/html5/thumbnails/37.jpg' width="142" height="106" layout="responsive"> Page 38 <amp-img class='cut-thumb gotoPage' alt='Page 38: Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... 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Bremer Mutual Insurance Association - Iowa · Bremer Mutual Insurance Association ... ANNUAL STATEMENT FOR THE YEAR 2013 OF THE Bremer Mutual Insurance ... for medical loss ratio

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