Acquirer Systems Company Introduction

Automated testing solutions for the global payments industry to help you to

get higher quality products to your customers faster

What we do

Certification&

Compliance

Testing&

Performance

Systems change and technology

Migration

We help companies with…

We do this by replicating the entire payments value chain

And by allowing you to automate testing for any transaction over any protocol

The Problem

10:30AM Your client just landed in a new town

The Scene: Buying clients coffee in local cafe

The Customer: Pays by card

The DialogueCustomer / I’d like to pay by card please

Assistant / Sure, just enter your card here and type your pin

Customer / Thanks

Assistant / Sorry, sir, that card isn’t working

Customer / Oh, I’m really sorry. Does someone have cash?

Customer / No problem sir. Thank you.

Customer / There must be something wrong with my card

Customer / I won’t chance using it again on this trip!

You are no longerFront-of-wallet

Yourcustomers have

so manychoices

More Payment MethodsNFC, EMV, mPayments, mWallets, closed & open loop cards, virtual payments etc

More Product SourcesBanks and new entrants:Tesco, M&S, Virgin Money, Paypal, Google

More Payment ChannelsATM, PoS, Mobile, Internet, Contact, Contactless

These choices are creating complexity

Aperfect storm

is coming

The market is moredynamic than ever. Competition is fierce.

1

It’s difficult to keep older Payment systems up to date with new technologies and market dynamics

2

Pressure is on the product development process to be faster than ever in this increasingly complex environment

3

Customer expectations for service and reliability must be met to stay competitive

4

So how can you weather this storm and delight customers with new products and a better payment experience while reducing risk and lowering costs?

Competitive Advantageis enabled by next-generation

Enterprise-class testing

The role of testing

Good testingprotects

and differentiates

your business

2010 Bug Hits Millions of Germans“A 2010 software bug has left millions of German debit

and credit card holders unable to withdraw money. About 30m chip and PIN cards – a quarter of those in circulation

- are thought to have been affected. It is estimated [it] will cost €300m to rectify.”

London 2012: Visa Blames Wembley for Olympics card chaos

“Thousand of Olympic fans left hungry and thirsty at Wembley as car payments are refused and

only cash is accepted. Visa blames “Wembley Management”

A failure for the contactless Olympics holds a warning for mobile money“They couldn’t pay with their credit or debit card for any refreshments due to issues with

the local IT system”

CertificationTesting is lessthan 10% of“Good”Functional,Positive,Negative andPerformanceTesting

Certification Testing

“Certification” Testing: • A small component of “good”

testing• Not a QA cycle• A minimum test of conformance• Short and low effort

Certification Testing

“Certification” Testing: • A small component of “good”

testing• Not a QA cycle• A minimum test of conformance• Short and low effort

“Good” Testing: Limited by time and resource. Needs to comprehensively replicate infield scenarios and test collaboratively to rigorously establish interoperability and infield performance of product Certification

Testing

Good Testing

“Good” Testing: Limited by time and resource. Needs to comprehensively replicate infield scenarios and test collaboratively to rigorously establish interoperability and infield performance of product

“Ideal” Testing: Not limited by time and resource, can test for every scenario

“Certification” Testing: • A small component of “good”

testing• Not a QA cycle• A minimum test of conformance• Short and low effort

Certification Testing

Good Testing

Ideal Testing

The Acquirer Systems Difference

A single platform that replicates your entire Payments environment – it can replicate any part of the payment chain for any participant

You can emulate any payment transaction in any scenario, in no time, giving you greater test coverage and better quality, with less effort

The power of a test platform architected like a production switch is that you can build automated test cases in a fraction of the time it takes to develop resource-intensive scripts.

The Acquirer Systems Difference

Our platform is the fastest payment simulation engine in the market so you can test an entire system or discrete function in a fraction of the time. You can conduct full regression testing in hours rather than days.

You can make your test platform available to all parties involved in product development, delivery, and live support allowing discrete testing at any stage through a common interface.

The Acquirer Systems Difference

It’s not just better,It’s completely different.

The Acquirer Systems Difference

Acquirer Systems delivers measurable competitive

advantage

Regression test inHours ratherthan weeks

1-Pass Certification(compared to 5 cycles typically)

42%Reduction in testproject duration

We help you to complete projects faster by helping you test & certify more products faster and more efficiently

We help you to get new products to market faster

We lower your costsWe lower your costs by improving test efficiency with our transaction- based testing

94%Test time saving through

automation

34%Lower staff costs

$1m spent in fixing bugs reduced to $40k

You can improve the quality of your product with our platform and reduce the risk of failure when live

We reduce your risk and increase quality

80%Fewer problems

entering production

Our product family

Acquirer SystemsProduct Family

A closer look at ASTREX

ASTREX: Your platform foremulating the Payments Chain

Wherever you are in the payments chain, ASTREX provides all the functions needed to replicate the end-to-end environment

Market Success throughnext generation testing

Who uses Acquirer Systems?

Chosen by the global payments industry

Trusted by Global Leaders

Trusted around the world

Trusted by Global Leaders

Trusted around the world

Certified and confirmed by

Trusted by Global Leaders

Get in touch

Get in touch with us today to find out how Acquirer and ASTREX can help you get

products to market faster with improved quality to satisfy your customers.

Or connect with uson social media

Contact us at:www.acquirer.com

sales@acquirer.com+353 1 604 1980