About Nations Reliable Lending

Stand Out From The Crowd

Nations Reliable Lending, LLC

Stand Out From The Crowd

Nations Reliable Lending, LLC

Ron Zach - President

Nations Reliable Lending, LLC

Our Executives

Roberto Contreras – Principle

Michael Allen – EVP of Secondary Markets

Mewael Ghebremichael – EVP of Operations

About NRL Mortgage

Vision: To deliver industry “Best Service”…not just to borrowers but to our branches and loan originators.

What can NRLdo for you?

• Founded in 2007

• Official Partner of the Houston Rockets

• Full Service Mortgage Banker

• Focused on technology and providing the ultimate branch support

• Closed over $1 Billion since inception

• GSE Approved

NRL Mortgage is represented in our commitment to all aspects of our daily operations to our family’s core values: I C.A.R.E.

These ideas are the basis of our foundation for our company and is our formula in defining success for us and most importantly our customers!

Core Values

I C.A.R.E.

I

C

A

R

E

Integrity and Honesty

Communication

Accountability

Reliability

Empowering employees and customers!

Our Timeline

NRL Mortgage Founded

- January 2007 -

Full EagleFHA Lender

- January 2008 -

Expanded to

represent all of Texas

- January 2009 -

Inc. 500 Fastest

Growing Private Co.

- December 2011 -

Official Partner of

theHouston Rockets

- August 2012 -

Inc. 500 Fastest

Growing Private Co.

- December 2012 -

What can NRL Mortgage do for you?As a FULL SERVICE residential mortgage lender, here is a list of excellent services we offer our branches in order to accelerate the loan process for our customers:

• In-House Underwriting, Processing and Closing• Production Support Center• Fast turn times for Underwriting and Closing• FHA, VA, USDA, and Conventional • Loan amounts from $50k to $2 million• Loan programs for credit scores as low as 560

All customers work with Licensed Originators who:• Must attend 20 hours of training courses• Must pass National Licensing Test• Must pass State Licensing Test• Undergo an annual criminal background check and annual credit report analysis• Must complete and receive credit for at least 8 hours of continuing education per year• Are listed on a National website for consumers to check status (http://nmlsconsumeraccess.org/)

Branch Services

From Encompass360 to Optimal Blue to Docusign to Mercury, NRL Mortgage uses the latest software technology to simplify and streamline the entire loan process, from origination to secondary marketing.

Our software:• Ensures more efficient & immediate

communication throughout the company• Provides one central portal for important

documents• Offers unique value proposition• Informs the client and realtors of Loan Status

24/7• Delivers electronic signatures and documents

Technology

Benefits of our Software

Where we are . . .

“Reliable is Our Middle Name”

Our Philosophy

Our company motto is “Reliable Is Our Middle Name” (that’s literally what the ‘R’ in NRL Mortgage stands for!). We pride ourselves on delivering the highest level of service in order to bring the best in residential lending experiences to our customers. We are always open to aligning ourselves with professionals in the mortgage industry that are like minded and also aspire to these same goals.

NRL Mortgage

Awards and Affiliations

Questions?

Nations Reliable Lending, LLC1233 West Loop South, Ste. 1350Houston, TX 77027(713) 275-1300www.NRLMORTGAGE.com