© John Wallace 2013 1 Mobile and Online Banking Security John Wallace Consultant, Resources Global Professionals.
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© John Wallace 20131
Mobile and Online Banking Security
John Wallace
Consultant, Resources Global Professionals
Mobile and Online Banking Security
Do you love the convenience of Online/Mobile Banking?
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Mobile and Online Banking Security
• You are not alone:
• 50% of consumers use Online Banking (computer)
• 20% of consumers use Mobile Banking (phone or other mobile devices)
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Mobile and Online Banking Security
Caution!
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Mobile and Online Banking Security
• Your banking credentials are in danger of being stolen
• The online banking credentials of your company are also at risk
How?
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Mobile and Online Banking Security
Organized criminal gangs:
• Paying smart programmers to create malware
• Paying others to get the malware on your computer
• Targeting the bank accounts of you and your company
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Mobile and Online Banking Security
How do they get the malware on your computer?
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Mobile and Online Banking Security
This is how they do it:
• Infected legit web sites (80% of infected sites are legit)
• Phishing e-mails (clicking on links, photos, etc.)
• Rogue web sites (faked web sites, porn, etc.)
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Mobile and Online Banking Security
They also use:
• Social Networks
• Public WiFi Hotspots
• Social engineering (free games or copyright bypass)
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Mobile and Online Banking Security
How do they get the malware on your phone?
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Mobile and Online Banking Security
This is how they do it:
• Downloading free games with malware
• QR Codes (pasted over legit ones)
• WiFi Hotspots
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Mobile and Online Banking Security
They also use:
• Phishing e-mails (with links or photos of interest to you)
• Smishing links http://abcefglmnop1379#winner.zapme.com/othergoofycharacters
• Social Networks
• Femtocells
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Mobile and Online Banking Security
What if I have current anti-virus software?
Sorry, but it won’t protect you from these guys!
(zero day malware)
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Mobile and Online Banking Security
How can I protect myself?
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Mobile and Online Banking Security
PROTECT your computer:
• Dedicate a computer to use for ONLY online banking
• Don’t surf the web with your online banking computer (ever)
• Don’t use it for e-mail
• Don’t use it for downloading anything except banking
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Mobile and Online Banking Security
PROTECT your company’s computer:
• Dedicate a computer to use for ONLY online banking
• Don’t surf the web with the online banking computer (ever)
• Don’t use it for downloading anything except banking
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Mobile and Online Banking Security
PROTECT your smart phone or other mobile device:
• Don’t do banking from your smart phone or other mobile device (for now).
• Do banking from your dedicated home computer
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Mobile and Online Banking Security
• Contact your bank and plead for help
• Contact law enforcement
• Most important: Don’t let it happen to you….
What do I do if it happens to me?
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Mobile and Online Banking Security
PROTECT yourself:
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Mobile and Online Banking Security
PROTECT your computer:
• Dedicate a computer to use for ONLY online banking
• Don’t surf the web with your online banking computer (ever)
• Don’t use it for e-mail
• Don’t use it for downloading anything except banking
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Mobile and Online Banking Security
PROTECT your company’s computer:
• Dedicate a computer to use for ONLY online banking
• Don’t surf the web with the online banking computer (ever)
• Don’t use it for downloading anything except banking
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Mobile and Online Banking Security
PROTECT your smart phone or other mobile device:
• Don’t do banking from your smart phone or other mobile device (for now).
• Do banking from your dedicated home computer
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Questions
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Contact Information
For a copy of this presentationOr any further information:
Please Contact: John Wallace
(210) 279-6443John.Wallace@resources-usa.com
orSusan Hough
(210) 841-6123shough@resources-us.com
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