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Wealth Management by Gladiators

May 29, 2018



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    ANAND KHARADI (1212)

    UMESH MAKWANA (1213)

    GAURANG DESAI (1228)

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    ` Meaning

    ` Major players in Indian market

    ` Wealth management process

    ` Core elements in wealth management` Services rendered under wealth management

    ` Advantages of wealth management

    ` Limitations of wealth management

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    A type of financial service that combines personal

    investments, tax planning strategies, estate planning and

    legal counsel.

    It is designed to provide a broad array of services

    within the confines of one office.

    "Wealth Management is an all inclusive set of

    strategies that

    aims to grow, manage, protect and distribute assets ina much planned ,systematic and integrated manner. "

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    1.Axis Bank2.Citi Bank3.HDFC Bank

    4.ICICI Bank5.Kotak Mahindra Bank6.State Bank of India7.NBFCs

    - Religare-Future Capital Holdings (FCH)-Reliance Money

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    a) Advisory

    Wealth mangers role is limited to the extent of

    providing guidance on investment / financial

    planning and tax advisory, based on client profile.

    Investment decisions are solely taken by the client,

    as per his/her own judgment.

    b) Investment Processing (transaction oriented)

    Client engages wealth manager to executespecific transaction or set of transactions.

    Investment planning, decision and further

    management remain vested with the client.

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    c) Custody, Safekeeping and Asset Servicing

    Client is responsible for investment planning,

    decision and execution. Wealth manager is entrusted

    with management, administration and oversight ofinvestment process.

    d) End-to-end Investment Lifecycle Management

    Wealth manager owns the whole gamut of investment

    planning, decision, execution and management,

    on behalf of the client. He is mandated to make

    financial planning, implement investment decisions

    and manage the investment throughout its life.

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    1) Helpful In Tax Planning : The wealth management

    professional always shows the good path to the

    customers and provide the service of tax

    planning. How to minimize the tax and save more


    2) Helpful In Selection of Investment

    Strategy: Another advantage from the customer

    point of view is with the help of WM Professional thecustomer can easily know the investment strategy

    and analyze risk and return.

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    3) Helpful In Estate Management: With the help of

    wealth management professional we can also

    manage our estate. Estate management is a task toprovide objective administration of our funds

    tailored to aim in responsible distribution and

    protection of our overall estate.

    4) Helpful in forward looking: We can say planning,

    that recognizes as our estate grows and changes

    occurs we require some team of professionals who

    help us in future planning.

    5) Helpful for Indian Economy: Banks which are

    engaged in business of WM earning revenues from

    the foreign countries i.e. outsourcing for economy

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    1. WM Reduces The Scope Of Management:Though we all know that management has

    existence at all levels of life and society but the term

    wealth management only related with the higher level

    means rich people, and is not having any plans and

    provisions for poor and lower and middle level of


    2. Chances of Fraud:

    Another demerit or limitation of the WM concept is

    it is not showing the actual position. The customerdoesn't know about the things going on with using his

    wealth and there may be chances of forgery and fraud

    with customers.

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    3. Actual Picture VS Inflation:What is the actual position of

    market we don't know because every thing

    is done by some WM professionals. So we

    can not assume our position in the marketthat also results in inflation because

    economy is unknown about the actual

    state. There may be chance that the

    customers are in risk but they are showingthe false return and vice-versa.

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