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VILLAGE INDUCTION SNEAK INTO THE PRELUDE TO CHANGE 01 - 05 July 2016 Under Guidance of – Prof. Surya Bhushan Prof. Nidhi Prabha Tiwari Presented By – Vikram Vijayant Rana 1

Village induction, Niwai, Tonk, Rajasthan

Apr 15, 2017


Economy & Finance

Vikram Rana
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VILLAGE INDUCTION Sneak into the prelude to change 01 - 05 July 2016Under Guidance of Prof. Surya BhushanProf. Nidhi Prabha TiwariPresented By Vikram Vijayant Rana1

DAY 1-DAY 3Gudha Anandpura, Rajwas, Niwai, Tonk, Rajasthan.201 - 03 July 2016

What We Observed In VillageLocation & HistoryGeographicalSocio EconomicInfrastructural Facility AvailabilityAgricultureLivestock & LivelihoodsEconomy Goat, Camel, Dairy, AgricultureSelf Help Group & Its Rajeevika & SrijanSambhaav A Hunt for WaterPaayas Producer Company5-Key observations & learningsConcluding Observations3


Stay and ExploreDay Long Visit

Gudha Anandpura

HistoryGudha Anandpura is a very old villagePreviously 2 Meena, 2 Gujjar, 1 Baniya, 1 Jaat Stared, the family hereMainly Agriculture based economy, and wage based labour


Raktanchal parvat

GeographicalGudha Anandpura situated in Niwai Block, Dist- Tonk, State- RajasthanSituated 75 Km from JaipurMode of Transport is by Road OnlyClimateHot and Dry ClimateSummer- 45o C Avg.Winter- 22o C Max, 9o C Min.Rainfall- 104 mmSoils type Alluvial SoilSubsoil water is too limited6

Map Of Village

Socio EconomicNo. of Household 350 Castes- Meena, Gujjar, Baniya, Jat, Brahmin, Nai, Bairwa. Men literacy 73% (age group 5-25) 95%Women literacy 68% (age group 5-25) 92%Sex ratio 970/1000Land big land holding Type of agriculture/irrigation rain fed

7Caste Distribution

Infrastructural Facility Availability Infrastructural FacilityAvailabilityPrimary Health CenterNoPrimary SchoolYesHigh SchoolNoDrinking Water SupplyYesPost officeNoConcrete RoadYesDegree CollegeNo


Government Institution


9RABI (October-March)KHARIF (July-October)WheatMazeBajraGram(Chana)Ground NutJowarMustardRagiUradBarleyToorMoong

Land DistributionAgriculture only based on rainfed.Only 2 crops a yearThe community managed sustainable agriculture (CMSA) program is working in village

Community Managed Sustainable AgricultureVision:Sustain efforts to make agriculture as economical as viable and ecologically sustainable activity, without comprising on yields and improving returns per unit of land and water to improve the quality of farmers lifeMissionTo improve the annual incomes of farmers in rain fed area in particular and agriculture in general with integrated farming systems9-Jul-1610


Cattel's are playing vital role in livelihood, when abnormal behaviour of monsoon


Majority of people engage in Farming & Cattel

Goat EconomyPrime CostBrought up CostProductionSalesProfit15,000/-1. Feeding= 16*365= 5,840/-1. Milk= 6 Litre1. Milk= 6l*30*270Days =48,600/-= Sales Cost of goods sold2. Vaccination Charge = 1,000/-2. Kids = 42. Kids = 4*4,000 = 16,000/-= 64,600-21,840Total= 6,840/-42,760/-

13Data For 2 Goats

Camel Economy14Data for 1 Camel

Prime CostBrought up CostProductionCost Of Service SoldSalesProfit 35000/-1. Feeding= 100*365= 36,500/-No. of water tank trip made = 8=37,300+(8*20*240)1. Water Tank= 150*8*240Days= Sales (Cost of service sold+ Brought up)2. Vaccination Charge = 800/-Production Cost= 20 (Cost paid at filling station)= 2,88,000- (75,700+37,300)Total= 37,300/-75,700/-2,88,000/-1,75,000/-

Dairy Economy15Prime CostBrought up CostProductionCost of ProductionSalesProfit1. Cow = 40,000/-1. Feeding Cow= 150*365Day= 54,750/-1. Milk= 8 Litre40,000+(150*365)+1500 = 96,250/-1. Milk= 8l*36*270Days =77,760/-= Sales Cost of goods soldVaccination= 1,500/-Young one- 1Young one=10,000/-=87,760- 96,250= - 8,490/-^2. Buffalo = 35,000/-2. Feeding Buffalo = 150*365Day= 54,750/-2. Milk= 6 Litre35,000+(150*365)+1,000= 90,7502. Milk = 6l*38*270Day= 61,560/-2. Vaccination Charge = 1,000/-Young one-1Young one=10,000/-=71,560-90,750 = - 19,190/-^^This data for first year after investment, Profit will become positive from 2 year

Agricultural EconomyBackward LinkageForward LinkageProduction Cost (Per Bigha) Cost Of Seeds()No. Of UnitsRabi KharifYield (Quintal)Rate of the crop(/Quintal)Cost Of Crops() Bajra 6 Kg800~3.29803,136 Jowar5 Kg500~1.61,2001,920 Wheat12 Kg480~51,3506,750 Chana10 Kg700~4.16,00024,600Cost Of Irrigation (Rain Fed) 00Labour Cost (150/day)10 Days1,5001,500Overall Sale (): 36,406Cost Of Ploughing2 Days8001,300 Profit/Loss (Annual)= Sales- Production Overall cost of production(): 3,480 + 4,100 36,406 7,580 = 28,826/- = 7,580/-


Rich & Poor Economy17SegmentParticularPoorRichEconomic AssetsMud House, Bicycle, Silver jewelryPakka House, Tractor, Disel engine, Four wheeler, Motorbike, Gold jewelry Land Holding 7-10 Kattha (Baswa)25-30 Bigha Source of IncomeAgriculture, Labour, Dairy Government Job, Agriculture Livestock Goat, SheepCow, Buffalo Annual Income Rs 40,000-Rs 45,0006 to 7 LakhSocialCasteNaai MeenaBhaerwaBrahminGujjarJaatGujjarBaniyaEducationGovernment School/College yesyesPrivate School/CollegeNoyesMigrationMigration for jobYesYesMigration for EducationNoYes

Shelf Help Group (SHG) InternalLendingSB A/COpening RevolvingFund Micro Credit Plan Prepared Community Investment FundBank Credit- 1st Linkage Bank Credit- 2nd Linkage Bank Credit- 3rd Linkage

18From 1st Meeting 2 Months3-4Months6-8Months6-8Months6-12Months24-30Months36-40Months15,000110,000A self-help group (SHG) is a village-based financial intermediary committee Group of 10-20 womenMaintain proper accounts/recordsSHG provide empowerment of womenDevelop confidence in women Women try to learn writing, reading and introducing herself 1200 SHGs have been working in Niwai Block- Tonk district, RajasthanPASTPRESENTLoan from local money lenders on a high rateUnstable incomeLack of social awarenessLoan from SHG on low interest rateStable income Social awareness

SHG Ki A cooking competition was organised in Gudha Anandpura, sponsored by DMI, PatnaPurpose Encouraging the member to put up the stall in Saras MelaPromoting the traditional food of RajasthanFood CookedDaal, Baati, and ChurmaGatte Ki Sabji, Mirch ki Sabji,Kadhi and Chhachh,And Puaa





24%/18%SHG- Self Help GroupVO- Village OrganizationCLF- Cluster Level Federation SHG 2MEMBERS: 10- 20/ All membersMEETING: 2 per month/ 1 in 3months Looks after the functioning of VO & SHG/ Looks after the functioning of Cluster & SHGBoth are formed on block levelMEMBERS: 10-15/ 7- 20MEETINGS: 1 per month/ 1 per monthBoth are formed on panchayat level

MEMBERS: 10- 12/ 10- 20MEETINGS: weekly/ 2 per monthLacks livelihood programs/ Promotes livelihood programs from the first day Interest rate (following from top to bottom)

Maitree Dairy Producer Company21

Milking CowHand PackagingMilk Chilling Sampling And Quality Check at DairyCollection center cum Fat and SNF measuring centerExcess Milk Send to LotusPrice of Milk Purchased from farmersPrice at which milk is sold to institutional buyersProfit Margin35 (approx.)37 (approx.)2

Milk collected= 700L/ dayLocal market sale = 150L/ dayExtra Milk(>150L) is send to Lotus dairy

DAY 4 - 5Sambhav, paayas,& rajeevika2204 - 05 July 2016

Paayas Milk Producer CompanyPaayas Dairy first producer company in RajasthanEstablished 19th May 2012Production starts 20th Dec 2012Currently 72,343 Producer PartnerDaily Collection 5,50,000 LitreMilk Pulling Point 2400Payment directly to accountOnly milk producer can become memberMember should loyalty to PaayasMember get dividend and bonus23BenefitCorrect PriceActual weight and TransparencyTimely payment to accountHigh quality cattle feedOnly member can give milk

ConditionMilk only collect at MPP (Milk Pulling Point)Farmer have his own animal & producer of milk, and supply all milk to paayas onlyFarmer have to purchase min 5 shareClass CClass BClass A200 Days270 Days270 Days500-2000 litre2000-6000 litre6000+ litreMin 5 shareMin 20 shareMin 60 share

Category of member

Dairy Co-operative Vs. Dairy Producer CompanyCooperative SocietyProducer CompanyCo-operative societies come in existence for making farmer self reliant, free from middlemenThere is involvement of politics in co-operative societyHierarchy structures are followed strictlyThe members have not necessarily to be primary producerIn co-operative societies, members get only incentives and profit Example of co-operative societies are as:AMUL DAIRYSUDHA DAIRYMOTHER DAIRYProducer company came into existence to remove government interference and full dependence are now on farmers themselves to operate their companyThere is no involvement of politicsNo such hierarchy structures are followed but some people are hired for technical workThe members have to be necessarily a primary producerIn producer company, members get ownerships, dividend and incentivesExample of some producer company are as MAHI (Gujarat)PAAYAS (Rajasthan)BAANI (Punjab)


Water Conservation:- A SAMBHAV and Community ParticipationSAMBHAV is a Non-Profit Non-Governmental OrganizationRegistered under the West Bengal Societies Registration Act, 1961Its working for the conservation and sustainability of water resourcesTechniques used Building channels and embankmentRain water harvestingFarm bending


PreviousPresentWater available only for 3- 4 monthsDepleted aquiferPoor drinking water Water available for 12 monthsRecharged aquiferFresh drinking water for whole year

Phagi block Jaipur district, RajasthanWork in this region is ongoing in 2 villages (Hirapura and Jawad), 5 hamlets in 1gram panchayat with 500 families.

5-Key Observations & Learnings(1)

26 Kavita - a trigger puller/change agentShe is a pursuing graduation in a village called Guda Anandpura.A typical girl child in an Indian village, who is engaged in her cooking, household activities, looking after cows, etc.Due to illiteracy among women in the village, there was reluctance to join/engage in self help group activities.She took an initiative by voluntarily promising to do book keeping and is motivated enough to engage other potential females to join SHG.There is a rule in SHG group that no unmarried child can be a member of the group so she is training a married women, named, Meenakshi (10th pass) to maintain the book.Her idea is now in everyones mind and now they are feeling powerful because they are now a group whose stand matters.She told that once there was a problem regarding a hand pump, SHG group went to Sarpanch directly and the seeing their strength she at once order to build a motor pump for the villagers.

Power Of Societal Unity(2) Maitree- milk producer company (run by women dairy & agriculture company ltd.)

Milk received are checked on quality, composition and later packed and sold in local markets itself, surplus milk; (more than150 ltrs) are sold to other dairy company called LotusVillagers are working on expanding their business, they have bought a pasteurization which ensures them that they can store milk for long time and they do not need to sell their surplus milkCash flow is such monitored that there cannot be any fraud running; if anyone alters the data of milk the profit or loss are result to society and not to individual or himself27

It is a small scale milk producer company producing milk, packaging and selling itIt has women farmers in board of its director who controls the functionFemale villagers are ultimate producer of the milk and collector of the milk

Power of Community Mobilization(3)28 Sambhaav- water conservationistIt is a trust working for recharge of groundwater by various rain water harvesting technique.They teach people about advantage of various structure like pond, farm binding, roof top water collection.The well which was dry all year then, now it has water for 4-5 months.

Villagers are now aware of the change so they are coming together, organizing meetings and working on the plans decided by them.Terms like what to produce and how much are pre-decided; 60% crop should be less water consuming and 40% would more water consuming crop(that to they should produce how much they consume).One good example of their work is that they told a private company to make a pond in their village in return of sand provided by them and the company did, pond has plenty of water through out the year now for their animals.People have now started planting trees across the embankment because their cattle can easily graze leaves of it and the embankment also strengthens.

Powerlessness PowerSmall Entrepreneur(4)29GoatYoung OneMilkHealthFood

GoatGoat economy- prosperous businessCattle farming like goat farming is a business growing these days because it is highly result giving.Farmers like women either invest through themselves or take a loan from their SHG group.


Goat Flow chart of goat economy(pictorial only to show idea, data analysis done before)They initially start from 1 or 2 goats to get their earnings going and later grow their income.Money serves as a tool to boost their power to do anything and get earning in initial and later profit.They feel themselves self dependent, their self-respect grows and they see that their existence counts in their economy where they live.

General Biasness Seems does not Work here...(5)

30Villages working hard to reduce negative inclination from the mind of peopleGender- the sex ratio of village is quite good and a female member is also welcomed with open hearts, but still a male child expected moreOpenness and confidence-villagers be men or women were quite confident in a conversation specially women who being in their ghoonghat was ready to share information and take part in community workCaste system-untouchability was seen less as compared to other stateFather & daughter relation- a man named Deva Lal Jaat has taught her daughter to drive a motorcycle that she can drive to her college and come back . Motorcycle was taught over scooty only because she can bring some household goods when his father was absent . This sets example for other parents also to allow a female child to be self dependent and free

Concluding ObservationsTo remove poverty, entrepreneurship is more required than subsidiesSHG is a silent revolutionChange in the attitude of individual, will lead to the upliftment of a community or societyCommunity mobilization is the best tool for eradicating biggest of the problemsPeople always tends to economize their resources, even in the villages 31

Special thanks to32Vikash Thakur, (BPM, Niwai)Priyanka Kumari, (Cluster Head)Ritti Kumari, (Young Professional)Satish, (Active member of Sambhav group)Manoj Agrawal, (Head of Rajeevikas Institutional Building)Anish Kumar, (Assistant Hr. Manager)Rajendra Singh (BMC, Maitree Dairy)Deva Lal Jaat, (Villager)Chhagan, (Member, Sambhav)Kavita (SHG Motivator)Sao Ji Gujjar, (Villager)Anraaj Meena, (Villager)Rukmani, (Villager)Raju, (Camel Owner)Manbhar Devi, (Milk Producer)Sita Devi, Supervisor, Bharthari - SHGShanti Devi, Board Member - CLFSamodra Devi, Goat OwnerMeenakshiAnd Many More

33Thank You