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Summar Internship Report on SBI vs ICICI Bank

Apr 13, 2015

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internship

STATE BANK OF INDIA

ICICI BANK

ANK OF INDIA

INDEXCONTENT PAGE NO

Acknowledgement.............................................................................................. Executive Summary............................................................................................ Indian Bank Industry.......................................................................................... Introduction of SBI............................................................................................. Product & Services .............................................................................................. Management ....................................................................................................... Introduction of ICICI.......................................................................................... History.................................................................................................................. Product & service................................................................................................. SWOT ANALYSIS SBI....................................................................................................................... ICICI..................................................................................................................... Current Scenario Q-4 Statement of SBI.......................................................................................... Balance sheet......................................................................................................

3 4 5 7 12 14 15 16 28

28 29

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P& L Account....................................................................................................... ICICI BANK CURENT.......................................................................................... Profit & loss account............................................................................................ Balance sheet...................................................................................................... Summary Balance Sheet .................................................................................... Analysis of project............................................................................................... Statement of problem........................................................................................ Research Objective............................................................................................ Significance and scope..................................................................................... Research methodology..................................................................................... Analysis of data................................................................................................. Findings............................................................................................................ Suggestion & Recommendation........................................................................ Conclusion.........................................................................................................

37 39 40 41 45 48 49 50 51 53 55 60 62

64

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AcknowledgementI am honoured to express my gratitude to all the people who were always a great help to me in achieving this milestone. I could have never completed this task without valuable contributions from my teachers and faculty. I express my heart full indebtness and owe a deep sense of gratitude to all of them including my guides Dr.Parul Nagar and Mr. Farhan Shek. I am extremely thankful to Prof. V. Subramaniam for his valuable guidance throughout this project. Above all I extend my sincere thanks to all my colleagues and friends without whom it was never possible to complete this assignment. Thanks

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Executive SummaryIn the growing global competition, the productivity of any business concern depends upon the behavioural aspect of consumers. This topic deals with the customers perception towards other Advance Product from SBI and ICICI investment. This project report contains 5 different chapters. The report begins with the introduction to company, its area of operation, its organization structure, its achievements, etc. The second chapter is the introduction to the Advance Product which gives a brief idea regarding ADVANCE PRODUCT . It also contains the objectives and limitations of the project. The third chapter, methodology adopted in preparing this report is mentioned. It covers the sample procedure, types of data used and the data collection method. The fourth chapter comprehensive coverage of forecasting concepts and techniques which shows the analysis of data through tabulation, computation and graphical representation of data collected from survey. The fifth chapter deals with the findings, suggestion & conclusion part which is very much important after analysis is made.

As we know that only analysis and conclusion is not the end of a research, so in the sixth chapter the recommendation part is covered which are made after a depth study of the analysis part of thesis.

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STATE BANK OF INDIA

ICICI BANK

In each of the five chapters as described above, every chapter has been scheduled in a manner so as to enable the reader to appreciate the contents easily. The report is supported byOF figures ANK INDIA and data wherever necessary with a view to assist the reader in developing a clear cut understanding of the topic.

I hope this report will be extremely useful for those it is meant. Constructive and healthy suggestions for improvements of the report will be great fully appreciated.

KUMAR SHAKTI RANJAN

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STATE BANK OF INDIA

ICICI BANK

INDIAN BANKING INDUSTRY

ANK OF INDIA

The banking section will navigate through all the aspects of the Banking System in India. It will discuss upon the matters with the birth of the banking concept in the country to new players adding their names in the industry in coming few years.

The banker of all banks, Reserve Bank of India (RBI), the Indian Banks Association (IBA) and top 20 banks like IDBI, HSBC, ICICI, ABN AMRO, etc. has been well defined under three separate heads with one page dedicated to each bank. However, in the introduction part of the entire banking cosmos, the past has been well explained under three different heads namely:

History of Banking in India Nationalisation of Banks in India Scheduled Commercial Banks in India

The first deals with the history part since the dawn of banking system in India. Government took major step in the 1969 to put the banking sector into systems and it nationalised 14 private banks in the mentioned year. This has been elaborated in Nationalisationof Banks in India. The last but not the least explains about the scheduled and unscheduled banks in India. Section 42 (6) (a) of RBI Act 1934 lays down the condition of scheduled commercial banks. The description along with a list of scheduled commercial banks are given on this page.

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STATE BANK OF INDIA

ICICI BANK

Introduction of SBIANK OF INDIA

The origin of the State Bank of India goes back to the first decade of the nineteenth century with the establishment of the Bank of Calcutta in Calcutta on 2 June 1806. Three years later the bank received its charter and was re-designed as the Bank of Bengal (2 January 1809). A unique institution, it was the first joint-stock bank of British India sponsored by the Government of Bengal. The Bank of Bombay (15 April 1840) and the Bank of Madras (1 July 1843) followed the Bank of Bengal. These three banks remained at the apex of modern banking in India till their amalgamation as the Imperial Bank of India on 27 January 1921.

Primarily Anglo-Indian creations, the three presidency banks came into existence either as a result of the compulsions of imperial finance or by the felt needs of local European commerce and were not imposed from outside in an arbitrary manner to modernise India's economy. Their evolution was, however, shaped by ideas culled from similar developments in Europe

and England, and was influenced by changes occurring in the structure of both the local trading environment and those in the relations of the Indian economy to the economy of Europe and the global economic framework. The State Bank of India, the countrys oldest Bank and a premier in terms of balance sheet size, number of branches, market capitalization and profits is today going through a momentous phase of Change and Transformation the two hundred year old Public sector behemoth is today stirring out of its Public Sector legacy and moving with an agility to give the Private and Foreign Banks a run for their money.

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STATE BANK OF INDIA

ICICI BANK

The bank is entering into many new businesses with strategic tie ups Pension Funds,ANK OF INDIA

General Insurance, Custodial Services, Private Equity, Mobile Banking, Point of Sale Merchant Acquisition, Advisory Services, structured products etc each one of these initiatives having a huge potential for growth.

The Bank is forging ahead with cutting edge technology and innovative new banking models, to expand its Rural Banking base, looking at the vast untapped potential in the hinterland and proposes to cover 100,000 villages in the next two years.

It is also focusing at the top end of the market, on whole sale banking capabilities to provide Indias growing mid / large Corporate with a complete array of products and services. It is consolidating its global treasury operations and entering into structured products and derivative instruments. Today, the Bank is the largest p

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