Xavier High School Student Life 6 Page Design: Jenna Fenske, Colette Miller, Lauren Lutgens Information: Lauren Lutgens, Colette Miller, helium.com Photos: Lauren Lutgens Show Me the Money Money is something high-schoolers never seem to have enough of. Between paying for gas, clothes, food, and going out with friends, things can get expensive. Budgeting money can be a challenge, especially when trying to save for college on top of having weekly expenses. Below are some tips from the professionals and from Xavier students to make the most of money earned. Get a job 1. 2. 8. 7. 6. 5. 4. 3. 10. 9. Budgeting money Use cash more often Keep a record of spending Wait for sales Save change $5 challenge Saving tipS Watch little money wasters Carpool to save money on gas Having a job during the summer is a good option because there is more time to work and make money. Budgeting money allows smart money management. For example dividing a paycheck into spending, saving, and charity. Money feels endless when using a credit card where as using cash limits spending. By keeping a record of spending, money is used more responsibly and is a reminder of how much there is to spend. Instead of going to a movie or going out to dinner, money can be saved by renting a movie or eating at home with friends. Take turns driving with friends who live close by so that everyone doesn’t waste gas and money. Little spending adds up quickly, so be aware of the money wasters such as snacks and other things that are not needed. Shopping is okay, but there are times when waiting for sales can be worth it. Most of the time full prices reduce after some time. Extra change is an easy thing to ignore but “a penny saved is a penny earned.” -Ben Franklin An easy way to save money is to set aside every five dollar bill obtained for instant savings. Zach Schowalter ‘13 Kara Zwanziger ‘14 Find cheap ways to socialize “Getting a summer job that you enjoy is easy and you can make a lot of money.” “Think about purchases before you make them and decide wether your long term purchases will be worth it in the long run.” “I work at Hy-Vee year-round and detassel during the summer. I only spend 20% of the money I make and the rest goes towards college. I use my spending money on gas and clothes.” “Saving money is important because with college approaching I think it is important to have money handy for things you might need. I work at Panera and I save 25% for college, 25% for spending, and 50% for savings.”
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Xavier High School Student Life 6
Page Design: Jenna Fenske, Colette Miller, Lauren Lutgens Information: Lauren Lutgens, Colette Miller, helium.com Photos: Lauren Lutgens
Show Me the Money Money is something high-schoolers never seem to have enough of. Between paying for gas, clothes, food, and going out with friends, things can get expensive. Budgeting money can be a challenge, especially when trying to save for college on top of having weekly expenses. Below are some tips from the professionals and from Xavier students to make the most of money earned.
Get a job1.2.
8.7.6.
5.4.3.
10.9.
Budgeting money
Use cash more often
Keep a record of spending
Wait for sales
Save change
$5 challenge
Saving tipS
Watch little money wasters
Carpool to save money on gasHaving a job during the summer is a good option because there is more time to work and make money.
Budgeting money allows smart money management. For example dividing a paycheck into spending, saving, and charity.
Money feels endless when using a credit card where as using cash limits spending.
By keeping a record of spending, money is used more responsibly and is a reminder of how much there is to spend.
Instead of going to a movie or going out to dinner, money can be saved by renting a movie or eating at home with friends.
Take turns driving with friends who live close by so that everyone doesn’t waste gas and money.
Little spending adds up quickly, so be aware of the money wasters such as snacks and other things that are not needed.
Shopping is okay, but there are times when waiting for sales can be worth it. Most of the time full prices reduce after some time.
Extra change is an easy thing to ignore but “a penny saved is a penny earned.” -Ben Franklin
An easy way to save money is to set aside every five dollar bill obtained for instant savings.
Zach
Sch
ow
alt
er
‘13 K
ara
Zwa
nzig
er ‘14
Find cheap ways to socialize
“Getting a summer job that you enjoy is easy and you can
make a lot of money.”
“Think about purchases before you make them and
decide wether your long term purchases will be worth it in
the long run.”
“I work at Hy-Vee year-round and detassel during the summer. I only spend 20% of the money I make and the rest goes towards college. I use my spending money on gas and clothes.”
“Saving money is important because with college approaching I think it is important to have money handy for things you might need. I work at Panera and I save 25% for college, 25% for spending, and 50% for savings.”
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