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SBI vs ICICI vs ALL OTHER

Apr 05, 2018

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    Origin

    SBI was formed in the year 1 July 1955.

    The State Bank of India (SubsidiaryBanks) Act was passed in 1959. The Actenabled the State Bank of India to make

    the eight former State-associated banksas its subsidiaries.

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    Origin

    ICICI Bank started as a wholly owned

    subsidiary of ICICI Limited, an Indianfinancial institution, in 1994.ICICI BANK islargest private sector bank of india inmarket capitalisation and second largestoverall in terms of assets

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    Origin

    IDBI(Industrial Development Bank of India ): IDBI was established in 1964 with an objective to provide

    financial help to the institutions in need.

    HDFC(Housing devlopment fund Corporation )

    : HDFC Bank was incorporated in August 1994.

    CBI (Central Bank of India )

    : Sir Sorabji Pockhanawala was the founder of the bank

    In the year 1969 the bank was nationalized by the Governmentof India.

    For other banks I have take these all top banking sector

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    BANK: A bank is that financial institution which accepts Deposites from the

    public and give loan for the purpose of consumption or investment.

    All banks has two common function(ie Accepting deposites and Advancing

    loan).

    Accepting deposits : A bank accepts deposits from the public.

    There are few accounts in which public deposits their money to theirconvenience

    Fixed or time deposits Account

    Current Account

    Saving deposit Account

    Home safe saving Account

    Recurring deposit Account Advancing loan: After receiving deposit from the bank . Bank

    advances loan .

    Cash credit

    Over draft

    Demand loan

    Short term loan

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    SBI (State bank of India) bank provides following services Personal Banking

    SBI Term Deposits SBI Loan For PensionersSBI Recurring Deposits Loan Against Mortgage Of PropertySBI Housing LoanSBI Car Loan Rent Plus SchemeSBI Educational Loan Medi-Plus Scheme

    Other Services

    Agriculture/Rural BankingNRI ServicesATM ServicesDemat ServicesCorporate BankingInternet Banking

    Mobile BankingInternational Banking

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    ICICI Bank provides these all services Personal Banking

    DepositsLoansCardsInvestments (it sells gold , mutual fund)InsuranceDemat ServicesWealth Management

    NRI Banking

    Money TransferBank AccountsInvestmentsProperty SolutionsInsuranceLoans

    Business BankingCorporate Net BankingCash ManagementTrade ServicesFXOnlineSME Services ref: Subhrata Datta Officer trainee ICICI Bank

    Oline TaxesCustodial Services

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    Deposits Saving Account

    Current Account

    Pension Account

    Loans

    Home Loans

    Loan against Property

    Education Loan Personal Loan

    Holiday Travel Loan

    Reverse Mortgage Loan

    Payments

    Tax Payments

    Stamp Duty Payments

    Easy Fill

    Card to Card Money transfer

    (these function are common to all other banks but name of these serviceare different eg. Saving in CBI is known as cent bachat khata)

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    SBI:Personal department

    Credit/Advance department

    Human resource development

    Cash department

    Account department

    Pension department

    Rural development department

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    Sales department

    Forex department

    Current Account department

    HR Department

    Mutual fund Department

    Saving Department

    Investment

    Two wheeler loan department

    Four wheeler loan

    department

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    Private sector bank

    Human resource department

    Investment Department

    Loan Department

    Forex Department

    Account Department

    Mutual Fund Department

    IT Department

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    Public Sector Bank:

    Credit Department

    Account Department

    Loan Department

    Human resource Department

    Genral administration

    Rural Devlopment

    Investment department

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    (as I analysed the same kind of people they recruit in eachdepartment in all the banks)

    Experienced in Human resourcedepartment

    Well experienced personality

    MBA in HR

    Human

    resourceDepartment

    From any stream

    Personality Must have capacityto moblisation of customers

    MBA in marketing

    Account

    Department

    Genrally Agricultural stream.

    Any stream but must haveexperienced

    MBA in finance

    LoanDepartment

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    Specialisation in IT sector

    Experience in IT sectorITdepartment

    Must have enough knowledge and

    education of share market MBA in Finance, MarketingInvestment

    Must have attracting power to attract

    the consumer MBA in Sales , MarketingSales

    department

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    State bank of IndiaChair person or managing director

    Executive director

    Genral manager

    Zonal Manager

    Regional manager

    Branch manager

    Dupty manaer

    Award staff

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    Basis SBI Bank ICICIbank

    Branches about 10000 1,420

    ATMs more than 8500 4,644

    undertaking Public sector Bank Private sector bank

    Consumer less more

    satisfaction

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    Job security: security no job security

    Work pressure a little pressure more pressureTo employee

    Motive service to people profit motive

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    SBI

    SBI will maintain a good earnings profile in

    the medium term despite high pressureon yields due to the increasingcompetition in the banking sector.

    State Bank of India (SBI) is the largestnationalized commercial bank in India interms of assets, number of branches,deposits, profits and workforce.

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    ICICI BANK

    ICICI Bank has its equity shares listed in India

    on Bombay Stock Exchange and theNational Stock Exchange of India Limited.

    ICICI is India's second-largest bank, boasting

    an asset value of Rs. 3,744.10 billion and

    profit after tax Rs. 30.14 billion, for the ninemonths, that ended on December 31, 2008.

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    market position

    SBI

    ICICI

    other banks

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    VK OHRI ECONOMICS

    WWW.ILOVEINDIA.COM

    SBI SITE

    ICICI BANK SITE

    PANKAJ TIWARI (IDBI BANK)

    RAM CHANDRA VAISYA (ICICI BANK)

    SUBHRATA DATTA (ICICI BANK) RK SINHA (SBI)

    MANOJ SINHA (CBI)

    http://www.iloveindia.com/http://www.iloveindia.com/
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