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Origin
SBI was formed in the year 1 July 1955.
The State Bank of India (SubsidiaryBanks) Act was passed in 1959. The Actenabled the State Bank of India to make
the eight former State-associated banksas its subsidiaries.
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Origin
ICICI Bank started as a wholly owned
subsidiary of ICICI Limited, an Indianfinancial institution, in 1994.ICICI BANK islargest private sector bank of india inmarket capitalisation and second largestoverall in terms of assets
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Origin
IDBI(Industrial Development Bank of India ): IDBI was established in 1964 with an objective to provide
financial help to the institutions in need.
HDFC(Housing devlopment fund Corporation )
: HDFC Bank was incorporated in August 1994.
CBI (Central Bank of India )
: Sir Sorabji Pockhanawala was the founder of the bank
In the year 1969 the bank was nationalized by the Governmentof India.
For other banks I have take these all top banking sector
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BANK: A bank is that financial institution which accepts Deposites from the
public and give loan for the purpose of consumption or investment.
All banks has two common function(ie Accepting deposites and Advancing
loan).
Accepting deposits : A bank accepts deposits from the public.
There are few accounts in which public deposits their money to theirconvenience
Fixed or time deposits Account
Current Account
Saving deposit Account
Home safe saving Account
Recurring deposit Account Advancing loan: After receiving deposit from the bank . Bank
advances loan .
Cash credit
Over draft
Demand loan
Short term loan
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SBI (State bank of India) bank provides following services Personal Banking
SBI Term Deposits SBI Loan For PensionersSBI Recurring Deposits Loan Against Mortgage Of PropertySBI Housing LoanSBI Car Loan Rent Plus SchemeSBI Educational Loan Medi-Plus Scheme
Other Services
Agriculture/Rural BankingNRI ServicesATM ServicesDemat ServicesCorporate BankingInternet Banking
Mobile BankingInternational Banking
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ICICI Bank provides these all services Personal Banking
DepositsLoansCardsInvestments (it sells gold , mutual fund)InsuranceDemat ServicesWealth Management
NRI Banking
Money TransferBank AccountsInvestmentsProperty SolutionsInsuranceLoans
Business BankingCorporate Net BankingCash ManagementTrade ServicesFXOnlineSME Services ref: Subhrata Datta Officer trainee ICICI Bank
Oline TaxesCustodial Services
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Deposits Saving Account
Current Account
Pension Account
Loans
Home Loans
Loan against Property
Education Loan Personal Loan
Holiday Travel Loan
Reverse Mortgage Loan
Payments
Tax Payments
Stamp Duty Payments
Easy Fill
Card to Card Money transfer
(these function are common to all other banks but name of these serviceare different eg. Saving in CBI is known as cent bachat khata)
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SBI:Personal department
Credit/Advance department
Human resource development
Cash department
Account department
Pension department
Rural development department
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Sales department
Forex department
Current Account department
HR Department
Mutual fund Department
Saving Department
Investment
Two wheeler loan department
Four wheeler loan
department
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Private sector bank
Human resource department
Investment Department
Loan Department
Forex Department
Account Department
Mutual Fund Department
IT Department
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Public Sector Bank:
Credit Department
Account Department
Loan Department
Human resource Department
Genral administration
Rural Devlopment
Investment department
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(as I analysed the same kind of people they recruit in eachdepartment in all the banks)
Experienced in Human resourcedepartment
Well experienced personality
MBA in HR
Human
resourceDepartment
From any stream
Personality Must have capacityto moblisation of customers
MBA in marketing
Account
Department
Genrally Agricultural stream.
Any stream but must haveexperienced
MBA in finance
LoanDepartment
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Specialisation in IT sector
Experience in IT sectorITdepartment
Must have enough knowledge and
education of share market MBA in Finance, MarketingInvestment
Must have attracting power to attract
the consumer MBA in Sales , MarketingSales
department
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State bank of IndiaChair person or managing director
Executive director
Genral manager
Zonal Manager
Regional manager
Branch manager
Dupty manaer
Award staff
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Basis SBI Bank ICICIbank
Branches about 10000 1,420
ATMs more than 8500 4,644
undertaking Public sector Bank Private sector bank
Consumer less more
satisfaction
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Job security: security no job security
Work pressure a little pressure more pressureTo employee
Motive service to people profit motive
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SBI
SBI will maintain a good earnings profile in
the medium term despite high pressureon yields due to the increasingcompetition in the banking sector.
State Bank of India (SBI) is the largestnationalized commercial bank in India interms of assets, number of branches,deposits, profits and workforce.
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ICICI BANK
ICICI Bank has its equity shares listed in India
on Bombay Stock Exchange and theNational Stock Exchange of India Limited.
ICICI is India's second-largest bank, boasting
an asset value of Rs. 3,744.10 billion and
profit after tax Rs. 30.14 billion, for the ninemonths, that ended on December 31, 2008.
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market position
SBI
ICICI
other banks
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VK OHRI ECONOMICS
WWW.ILOVEINDIA.COM
SBI SITE
ICICI BANK SITE
PANKAJ TIWARI (IDBI BANK)
RAM CHANDRA VAISYA (ICICI BANK)
SUBHRATA DATTA (ICICI BANK) RK SINHA (SBI)
MANOJ SINHA (CBI)
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