hdfc mutual fund

WELCOME TOTHE

PRESENTATION ON

HDFC MUTUAL FUND

ABOUT THE BANK

Housing Development Finance Corporation Limited, more popularly known as HDFC Bank Ltd, was established in the year 1994, as a part of the liberalization of the Indian Banking Industry by Reserve Bank of India (RBI).

The bank boasts of as many as 1412 branches and over 3275 ATMs across India.

HDFC Mutual Fund

A Mutual Fund is a trust that pools the savings of a number of investors who share a common financial goal.

The money thus collected is then invested in capital market instruments such as shares, debentures and other securities.

The income earned through these investments and the capital appreciation realized are shared by its unit holders in proportion to the number of units owned by them.

Thus a Mutual Fund is the most suitable investment for the common man as it offers an opportunity to invest in a diversified, professionally managed basket of securities at a relatively low cost.

CONCEPT

OPERATION FLOW CHAT

ORGANISATION OF A MUTUAL

FUND

4P’s OF MARKETING

Children's Gift Fund

Debt/ Income Fund

Equity / Growth Fund

Exchange Traded Funds

Fund of Fund Schemes

Fixed Maturity Plan

Liquid Funds

Quarterly Interval Fund

PRODUCTS

PRICE

Net Asset Value is the worth, in market terms, for each unit of the fund. It is calculated as the market value of all investments in the fund less liabilities and expenses divided by the outstanding number of units in the fund. Most schemes announce their NAVs on a daily basis.

If the applicable NAV is Rs. 10.00 and the exit/redemption load is 1%, then the Repurchase Price will be Rs. 9.90.

It promotes through various banks and there branches by having a separate counter.

it also promotes through hording , pamphlets and various sort advertisement.

PROMOTION

PLACE

HDFC Asset Management Company Ltd (AMC) was incorporated under the Companies Act, 1956, on December 10, 1999, and was approved to act as an Asset Management Company for the HDFC Mutual Fund by SEBI vide its letter dated July 3, 2000.

The registered office of the AMC is situated at Ramon House, 3rd Floor, H.T. Parekh Marg, 169, Backbay Reclamation, Churchgate, Mumbai - 400 020.

SWOT Analysis

Recent data released by AMFI stated that the cumulative average Asset Under Management (AUM) of all fund houses aggregated to about Rs 6,87,640 crore (US$ 132.77 billion) in the last quarter of 2011

MUTUALFUNDS INDUSTY IN

INDIA

1.Right strategy for the right products.2.Superior customer service vs. competitors.3.Great Brand Image.4.Products have required accreditation.5.High degree of customer satisfaction.6.Good place to work7.Lower response time with efficient and effective service.8.Dedicated workforce aiming at making a long-term career in the field.

STRENGTHS : -

1.Some gaps in range for certain sectors.2.Customer service staff need training.3.Processes and systems, etc.4.Management cover insufficient.5.Sectorial growth is constrained by low unemployment levels and competition for staff

WEAKNESS : –

1.Profit margins will be good.2.Could extend to overseas broadly.3.New specialist applications.4.Could seek better customer deals.5.Fast-track career development opportunities on an industry-wide basis.6.An applied research center to create opportunities for developing techniques to provide added-value services.

OPPORTUNITIES : –

1.Legislation could impact.2.Great risk involved3.Very high competition prevailing in the industry.4.Vulnerable to reactive attack by major competitors.5.Lack of infrastructure in rural areas could constrain investment.6.High volume/low cost market is intensely competitive.

THREATS : -

PEST Control

POLITICAL RBI has increased its inflation forecast for Financial Year (FY)

ending March 2011, from 5.5% to 7%. It is an area of concern on the macroeconomic front as it has forced RBI to hike the interest rates. Overall, higher rates of interest will increase the cost of capital and will affect corporate earnings if the trend continues over a longer period of time.

The auto and consumer durable sectors did well as part of the consumption theme which played out in 2010. We feel that banking, consumer, pharmaceutical, IT are sectors that offer prospects of healthy and secular earnings growth.

The rising interest rate scenario does not augur well for the real estate prices. Besides, corporate governance issues impact their valuations.

INVESTMENT POLICIES

Consistent with the investment objectives of the scheme, the AMC aims to identify securities which offer superior levels of yield at low levels of risk. The investment team of the AMC will carry out an internal credit analysis of all securities included in the investment universe. The Scheme may also use various derivative and hedging products from time to time, as would be available and permitted by SEBI, in an attempt to protect the value of the portfolio and enhance Unit holders’ interest.

ECONOMICAL

SOCIAL

Benefits of HDFC Mutual Funds

Affordability Flexibility

Liquidity Professional Management

Diversification Low Costs

Regulated for Investor Potential ReturnProtection

TECNOLOGYCAL

HDFC Mutual Fund introduces  , which enables you to transact online onhttps://investor.hdfcfund.com/mfonline/ 24 hours a day, 7 days a week, 365 days a year. On   you can 

•Purchase*•Redeem•Switch•Register for Systematic Transactions (SIP / STP / FLEXINDEX / FLEXSTP)•View your account details•View your portfolio valuation•Download account statements ……….Online!!!

All you need to transact is 

•An existing folio•An email ID•HPIN (HDFC Personal Identification Number).

LOSING GROUND

PORTFOLIO BREAKUP

1. SOUMO ROY, ROLL NO. - 782. AVINASH KUMAR , ROLL NO. – 903. FAIZAN KHAN, ROLL NO. - 524. PRADEEP SINGH KHAKHAL, ROLL NO. – 595. DEEPAK YADAV, ROLL N O. – 756. ARUN PAL, ROLL NO. - 06

NAMES :-