Project report COMPARISON OF “PROMOTIONAL PROGRAMS ” UNDERTAKEN BY three KUDUMBASREE UNITS AND MARKET SHARE ANALYSIS OF THESE UNITS – A STUDY WITH REFERENCE TO KUDUMBASREE UNITS OF MALLAPPALLY, ANICADU, KOTTANGAL VILLAGES OF PATHANAMTHITTA DISTRICT. Submitted in partial fulfillment of the requirements of the degree of MASTER OF BUSINESS ADMINISTRATION Kannur University By PRAVEEN KUMAR P (BOGMBA 1062) Under the guidance of Assistant Prof. NISHITH ANAND
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Project report
COMPARISON OF “PROMOTIONAL PROGRAMS ” UNDERTAKEN BY three KUDUMBASREE UNITS AND MARKET SHARE ANALYSIS OF THESE UNITS – A STUDY WITH REFERENCE TO KUDUMBASREE UNITS OF MALLAPPALLY, ANICADU, KOTTANGAL VILLAGES OF PATHANAMTHITTA DISTRICT.
Submitted in partial fulfillment of the requirements of the degree of
MASTER OF BUSINESS ADMINISTRATIONKannur University
By
PRAVEEN KUMAR P (BOGMBA 1062)
Under the guidance of
Assistant Prof. NISHITH ANAND
Chintech School of Management Studies
Chinmaya Institute of Technology
Kannur
2011
CERTIFICATE
This is to certify that the project report entitled
COMPARISON OF “PROMOTIONAL PROGRAMS ” UNDERTAKEN BY THREE KUDUMBASREE UNITS AND MARKET SHARE ANALYSIS OF THESE UNITS – A STUDY WITH REFERENCE TO KUDUMBASREE UNITS OF MALLAPPALLY, ANICADU, KOTTANGAL VILLAGES OF PATHANAMTHITTA DISTRICT.
Is a bona fide record of work done by
PRAV EEN KUMAR P (B0GMBA1062)
and submitted in partial fulfillment of the requirements of the degree of Master Of
Business Administration of the Kannur University
Place: Kannur Assistant Prof. NISHITH ANAND
Date : (Supervising Guide)
CERTIFICATE
This is to certify that the project report entitled
COMPARISON OF “PROMOTIONAL PROGRAMS ” UNDERTAKEN BY three KUDUMBASREE UNITS AND MARKET SHARE ANALYSIS OF THESE UNITS – A STUDY WITH REFERENCE TO KUDUMBASREE UNITS OF MALLAPPALLY, ANICADU, KOTTANGAL VILLAGES OF PATHANAMTHITTA DISTRICT.
Is a bona fide record of work done by
PRAVEEN KUMAR P(B0GMBA1062)
and submitted in partial fulfillment of the requirements of the degree of Master Of
Business Administration of the Kannur University
Place: Kannur Dr. K. K. Falgunan
Date (Principal)
DECLARATION
I hereby declare that the project entitled, COMPARISON OF
“PROMOTIONAL PROGRAMS ” UNDERTAKEN BY three
KUDUMBASREE UNITS AND MARKET SHARE ANALYSIS OF
THESE UNITS – A STUDY WITH REFERANCE TO
KUDUMBASREE UNITS OF MALLAPPALLY, ANICADU,
KOTTANGAL VILLAGES OF PATHANAMTHITTA DISTRICT.
is a report of original work done by me under the supervision of, Assistant
prof. NISHITH ANAND Chinmaya Institute of Technology and is
submitted to Kannur University in partial fulfillment of the requirements for
the award of the Degree of Master of Business Administration.
I also declare that this report has not been submitted by me fully or
partially for the award of any degree, diploma, or any other similar title or
recognition before.
Place: Kannur PRAVEEN KUMAR PDate
ACKNOWLEDGEMENT
I would like to express my heartfelt thanks and gratefulness to
all those people who have cooperated with me for undertaking this project.
I am deeply indebted to Dr K.K Falgunan, Principal, Chinmaya Institute
of Technology for giving me the opportunity to carry out this project.
I express my immense gratitude to my mentor Assistant Prof.
NISHITH ANAND School of Management Studies, Chintech who has
helped me during the course of my project.
I am thank full to the members of 6 kudumbasree units who helps me
to collect data
I am also thankful to all other faculty members in the Department of
Management Studies and all my friends who have helped me during the
course of the project.
Last but not the least I am thankful to the Lord almighty who led me in
the right way to attain the successful completion of this project.
PRAVEEN KUMAR P
TABLE OF CONTENTS
CHAPTER PARTICULARS
CHAPTER 1 INTRODUCTION
OBJECTIVES OF THE STUDY
METHODOLOGY AND DATA COLLECTION
LIMITATIONS OF THE STUDY
CHAPTER 2 COMPANY PROFILE
CHAPTER 3 ANALYSIS OF DATA
CHAPTER 4 FINDINGS
SUGGESTIONS
CONCLUSION
BIBLIOGRAPHY
CHAPTER-1
INTRODUCTION AND DESIGN OF
STUDY
INTRODUCTION
Kudumbasree, the poverty eradication mission of the state of Kerala is a
community based self help initiative involving poor women. It has been envisaged
as an approach to poverty alleviation focusing primarily on micro finance and
micro-enterprise development, and integrally linked to local self-government
institutions. National Bank of Agriculture and Rural Development (NABARD)
initiated women Self Help Groups (SHGs) in India with the support of local
NGOs. The formation of SHGs led to the implementation of Swarnajayanti Gram
Swarozgar Yojana (SGSY), launched by the Ministry of Rural Development. In a
similar line Kudumbashree is sponsored by local self-government institutions in
Kerala. Though local government institutions are not organically linked to
Kudumbashree, they are active partners in the programme.
Under Kudumbashree, women have organized themselves under a three –
tier community based organization. The bottom of the KDMS programme is
formed by the Neighborhood Groups (NHGs) comprising of 20-40 women
members selected from poor families. Area Development Society (ADS) is formed
at the level of ward of local government by federating 8-10 NHGs. The
Community Development Society (CDS) formed at the village panchayat level or
at the municipality (town) or corporation (city) is a federation of ADSs. CDS, the
highest tier, is the federation of all the ADSs in the respective panchayat (rural) or
municipality (town) or corporation (city).The KDMS system works in close
association with both the urban and rural local governments through a network of
Community Based Organizations working with women.
As on March 2008, KDMS has covered 36,53,655 families through 1,85,309
NHGs, 16,950 ADSs and 1058 CDSs. It also plays an important role as a nodal
agency for anti-poverty programmes sponsored by central, state and local
governments with focus on micro enterprise development. It has become a conduit
for a variety of government programmes. This poor women-oriented self help
group programme strives to tackle poverty in an integrated manner through an
effective convergence of resources and actions. Micro finance, especially provision
of thrift and credit services using bank linkage appears to have proved its viability.
Thrift and Credit activities at the level of NHGs promote saving habit among the
poor and help them access loans for both consumption and investment purposes.
These Thrift and Credit Societies play a significant role in channelising rural
savings for the poverty eradication programme of Kudumbashree. It has developed
training modules for micro- enterprise management and conducted several training
programmes. Kudumbashree mission is implementing the projects for the destitute.
Various development activities in the state of Kerala are being brought together
through the group dynamics developed under the Kudumbashree programme. This
has resulted in convergence of resources leading to poverty reduction (Jose, 2006).
It is significant to examine the functioning of KDMS programme in the state
of Kerala which has caught the attention world-wide, due to high social and
equitable development in the backdrop of limited economic growth. Kerala,
despite having a relatively low GNP, has achieved life expectancies comparable to
industrially advanced countries. Among various Indian states it has an impressive
Human Development Index (HDI).
OBJECTIVES OF STUDY
To study the role of Kudumbasree in empowering the women.
To know how the Kudumbasree units functioning and processing.
To find out the various programs and campaign’s conducted by
Kudumbasree units.
To understand how the Kudumbasree units marketing their products.
Identify major problems being faced by Kudumbasree units, especially
related to production and marketing.
Critically examine the role of local government institutions and financial
institutions in the Kudumbasree units.
METHODOLOGY
Both primary and secondary data’s were used for the study. Primary data
collected by direct interview with the Kudumbasree units. Questionnaires were
used for the study.
Members of 6 kudumbasree units were interviewed.
Secondary data collected from the records of kudumbasree units and
kudumbasree articles, and the web-sites of Kudumbasree.
LIMITATIONS OF STUDY
Kudumbasree units are not much active in the study area, i.e.
Pathanamthitta, so these six units were selected from a wide search.
Some of the members were not much aware about project. So I had to
explain about the significance of the project and also about the course
MBA.
The members didn’t have much time to spend with me, because they were
busy with their jobs.
CHAPTER SCHEME
The project report has been presented in following format.
The first chapter gives an introduction and design to the study. It deals with the
introduction, objectives, methodology of the study, Limitations of the study
The second chapter is the analysis of the data’s collected from the 6 Kudumbasree
units in pathanamthitta district.
The third chapter deals with the findings, suggestions and conclusion derived from
the study.
CHAPTER- 2
COMPANY PROFILE
The Mission Statement
"To eradicate absolute poverty in ten years through concerted community
action under the leadership of local governments, by facilitating organization of
the poor for combining self-help with demand-led convergence of available
services and resources to tackle the multiple dimensions and manifestations of
poverty, holistically."
Organizational structure Kudumbashree was conceived as a joint programme of the Government of
Kerala and Nabard implemented through Community Development Societies
(CDSs) of Poor Women, serving as the community wing of local government.
Kudumbashree is formally registered as the "State Poverty Eradication
Mission" (SPEM), a society registered under the Travancore Kochi Literary,
Scientific and Charitable Societies Act 1955. It has a governing body chaired by
the state minister of LSG. There is a state mission with field officers in each
district. This official structure supports and facilitates the activities of the
community network across the state
KUDUMBASREE MARKETS
The ME survey conducted in October 2007 survey gave new insights to
Kudumbashree. Immediate interventions in the area of marketing, quality
improvement, production capacity enhancement, product standardization,
branding, packing etc. were seen to be imperative for the success of enterprises.
The first market intervention by the mission in this regard was to organize
monthly markets across districts. The monthly markets became operational in
There are six Kudumbasree units under my study. These six units I selected
from three villages in Pathanamthitta district, they are Anicadu, mallappally,
kottangal. I visited the head office of 5 villages in Mallappally. From there I
collected the details of 10 kudumbasree units which are active in business. From
those 10 units I selected these 6 units for my study. Kudumbasree units under my
study are:
1) Dhanalakshmi Kudumbasree unit
Ward number- 8, Anicadu village
Reg. no- P 426/02
2) Navarashmi Kudumbasree unit.
Ward number-6, Anicadu village
Reg. no- P 426/02
3) Sowparnika Kudumbasree unit
Ward number-12, Kottangal village
Reg. no- 83
4) Navajyothi Kudumbasree unit
Ward no-12, Kottangal village
Reg. number- 13/2011.
5) Bhavana Kudumbasree unit.
Padimon p o, Powathilpadi.
Reg. number-MLPY/14/2005
6) Anugraha Kudumbasree unit
Mallappally village
Reg. number- 596/2007
Keezhuvaipur p.o, Mallappally.
Details of 6 kudumbasree units.
1) Dhanalakshmi kudumbasree unit
Ward number- 8, Anicadu village
Reg. no- P 426/02
Kudumbasree community development society
Started their unit in 2002
Total no. of members: 22
They are joining together on each Sunday at 2 p.m. They have an investment of
20 rupees in each meeting. Each member have equal share.
The main business conducted by them are :
Table. 2. 1 Business of the unit.
Number. Business.
1 Soap making
2 Snacks
3 Tailoring
They have annual investment of Rs.21120. And the income from business is varies.
Their previous year’s revenue from all business is:
Table.2.2 Revenue from business.
Business Annual income
Soap making 23040
Snacks. 24000
Figure.2.1 Previous years revenue from business
Soap making Snacks.22400
22600
22800
23000
23200
23400
23600
23800
24000
24200
Annual income
Annual income
Soap making and snack business give them good return. But snacks is more
profitable for the unit
Govt. provides financial assistance to the units by providing loans with
subsidy. If the units submit a project to the govt. they study the project and grand
them loans for starting business. But in this unit the members are not ready to do
any business.
Govt. conducts camps and programs for the development of kudumbasree units
through villages. There is a CDS member for each ward and ADS members for
each units. They attend the camps and programs and take classes to its members.
There are camps in every month.
This unit markets their products through door to door selling.
The main marketing problems affected them are, low quality, poor packaging,
better substitutes.
There only a small scale sales, with a profit of 4700 per annum, so it is not easy to
calculate their market share.
2) Navarashmi Kudumbasree unit.
Ward number-6, Anicadu village
Reg. no- P 426/02
Kudumbasree community development society
Started their unit in 2005
Total no. of members: 16
They are joining together on each Wednesday at 2 p.m. They have an
investment of 20 rupees in each meeting. Each member have equal share.
The main programs conducted by them are:
Table.2. 3 Business conducted by the unit.
Number. Business.
1 Give animals to members for self
employment(cow,goat)
2 Snacks ( parippuvada, uzhunnuvada, chips,
)
3 Tailoring
They have annual investment of Rs.15360. And the income from business is
varies.Their previous year’s revenue from business is:
Table.2.4 Revenue from Business.
Business. Revenue.
Give animals. 4000.
Snacks. 36000
Figure.2.2 Previous years revenue of the unit
Give animals. Snacks.0
5000
10000
15000
20000
25000
30000
35000
40000
Annual income.
Annual income.
There are two sources of incomes, but they earn more income from their snack business. From this we can find that we can earn good returns from this business.
Govt. provides financial assistance to the units by providing loans with
subsidy. If the units submit a project to the govt. they study the project and grand
them loans for starting business. But in this unit the members are not ready to do
any business.
Govt. conducts camps and programs for the development of kudumbasree units
through villages. There is a CDS member for each ward and ADS members for
each units. They attend the camps and programs and take classes to its members.
There are camps in every month.
This unit also markets their products through door to door selling.
The main marketing problems affected them are, low quality, poor packaging,
better substitutes.
3) Sowparnika kudumbasree unit
Ward number-12, Kottangal village
Reg. no- 83
Started their unit in 2003
Total no. of members: 14
They are joining together on each Saturday at 2 p.m. They have an
investment of 10 rupees in each meeting. Each member have equal share.
The main programs conducted by them are:
Table.2.5 Business conducted by the unit
Number. Business.
1 Onam market
2 Agriculture unit.
3 Tailoring
Each year they conduct an Onam market in Mallappally market. They sell
their agricultural products, tailoring products in this market. They have an
agriculture unit, they took 30 cent of land and doing agriculture of bean, bitter
ground,banana,brincal, cheera etc.
They have annual investment of Rs.6720. And the income from business are:
Their previous year’s income from all business is
Table.2.6 Revenue from all business
Business. Revenue.
Onam market 7000
Agriculture. 34500
Figure.2.3 previous years revenue of the unit.
Onam market Agriculture.0
5000
10000
15000
20000
25000
30000
35000
40000
Annual income.
Annual income.
This unit earns a good amount of income from the agriculture, in onam
market also they sell their agriculture products, so they collect all their income
from the field of agriculture,
Govt. provides financial assistance to the units by providing loans with
subsidy. If the units submit a project to the govt. they study the project and grand
them loans for starting business.
Govt. conducts camps and programs for the development of kudumbasree units
through villages
This unit markets their products through door to door selling, and also gives
directly to the market. And they conduct onam market for selling their products
The main marketing problems affected them are, vegetable sellers are not ready to
buy their products because they purchase vegetables in bulk quantities from
outside. So they are not ready to give a good price.
4) Navajyothi kudumbasree unit
Ward no-12, Kottangal village
Reg. number- 13/2011.
Started their unit in 2007
Total no. of members: 21
They are joining together on each Sunday at 3 p.m. They have an investment of
20 rupees in each meeting. Each member have equal share.
The main programs conducted by them are:
1) They have a stationery shop, they purchase stationary items from the nearest
wholesale market in Changanacherry and sell it with a higher rate.
2) They give animals like goat, hen, cow, to its members.
They have annual investment of Rs.20160. And the income from business are.
Their previous year’s income from all business is:
Table.2.7 Revenue from all the business.
Business. Revenue.
Stationary shop 36000
Rent from animal 3500
Figure.2.4 Previous years revenue of the unit.
Stationary shop Rent from animal0
5000
10000
15000
20000
25000
30000
35000
40000
Annual income.
Annual income.
This table shows that the above 90% income of this unit is from their
stationary shop.
Govt. provides financial assistance to the units by providing loans with subsidy. If
the units submit a project to the govt. they study the project and grand them loans
for starting business.
Govt. conducts camps and programs for the development of kudumbasree units
through villages
This unit markets their products through the stationary shop.
The main marketing problems affected them are, the shop is a small one. Not much
investment for the business, it’s in a local area so the customers are more
purchasing on credit.
5) Bhavana kudumbasree unit.
Padimon p.o, Powathil padi.
Reg. number-MLPY/14/2005
They joined together in each Saturday. Total number of members is 10. SBT is
the banker of this unit. They started their unit in 2005.
The main programs by them are:
1) Snacks.
2) Tailoring of special covers by avoiding the plastic.
They produce special type of cover for packing. The unit jointly produces these
covers by tailoring machine. The main feature of this cover is, it is made by a
special material. They never use plastic for production. Now a days the
government is banned plastic, so their product have a wide scope.
Income from business:
Table.2.8 Revenue from all business
Business. Revenue.
Snacks 23000
Tailoring of special cover. 60000
Figure.2.5 Previous years revenue from all business
Snacks Tailoring of special cover.0
5000
10000
15000
20000
25000
30000
35000
40000
Annual income.
Annual income.
6). Anugraha kudumbasree units
Ward no. 8, keezhvaipur po.
Reg. no. 596/2007.
They join together on each Saturday at 3 pm. They have an investment of
Rs. 20 per each meeting. They are 9 members, so the annual investment is 8640. It
is the unit which is most active in the study units. They have business of nutria
mix. Producing nutria mix for children’s aged between 6 months- 3 years. The
ingredients are wheat, nuts, soya, sugar, Bengal gram. They have a uniform for
nine members. They are very careful about the children’s, so they wearing special
cap to avoid hair in the nutria mix.
They have a building with three rooms. One store room, mill, packing room.
They started their unit with a capital of 440000. Out of this 100000 was subsidy.
Details of the product:
Table.2.9 Details of the product
Quantity. Price. Ingredients.
675 gram(packet) Rs.56 Wheat, nuts, soya, Bengal
gram, sugar.
Before starting their unit they attended a training program of I week in
Thrissur, and also PAP training in Trivandrum. They are providing their service to
200 anganvadi units, in Pathanamthitta, kottayam districts. They are getting order
from ICDS.
Profit of the unit:
Table.2.10 Profit of the unit
Income. 300000
Expense. 175000
Profit. 125000.
The profit is given to the bank account (Union Bank), they took only 6ooo
rupees as salary, remaining part of profit taken for the improvement of their unit.
They are proceeding under the district mission Pathanamthitta.