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Term Term Set Context
opportunity(1 occurrence)
Plain_English American consumers should have theopportunity to use credit to build a better futurefor themselves and their loved ones.
opportunities(1 occurrence)
Plain_English Credit discrimination prevents people from havingaccess to these opportunities, and can makecredit more expensive.
Opportunity(3 occurences)
Plain_English The Equal Credit Opportunity Act makes it illegalfor a creditor to discriminate in any aspect of credittransaction based on certain characteristics.
practices(1 occurrence)
Plain_English In addition, the Fair Housing Act makes manydiscrimination practices in home financing illegal.
Opportunity(3 occurences)
Plain_English The Office of Fair Lending and Equal Opportunity
communications(1 occurrence)
Plain_English Walking away and continuing the discussion later,if you so choose, is a good way to controlcommunications with the lender.
Information(2 occurences)
Plain_English Additional Information.
Information(2 occurences)
Plain_English Additional Information.
information(2 occurences)
Plain_English Below you will find links to additional informationabout your fair lending rights:
information(2 occurences)
Plain_English Below you will find links to additional informationabout your fair lending rights:
information(2 occurences)
Plain_English For more information on credit discrimination,download our brochure.
information(2 occurences)
Plain_English For more information on credit discrimination,download our brochure.
Department(2 occurences)
Plain_English Department of Housing and Urban Development:
Development(1 occurrence)
Plain_English Department of Housing and Urban Development:
If you believe a lender has discriminated againstyou for any reason, you can file a complaint.
If you believe that a lenderhas discriminated againstyou for any reason, you canfile a complaint.
complex or long word
If you believe a lender has discriminated againstyou for any reason, you can file a complaint.
Sentence too long: 30 words
Learn more about what factors lenders can considerin deciding whether to lend money and deciding whatfeatures to offer, like the interest rate or the term of theloan.
avoid complex sentences
Learn more about what factors lenders can considerin deciding whether to lend money and decidingwhat features to offer, like the interest rate or the termof the loan.
avoid hidden verbs
Creditors will make decisions based on your credithistory.
use complementizer
Be sure there are no mistakes or missing items inyour credit reports.
Be sure that there are nomistakes or missing items inyour credit reports.
use complementizer
Be sure you understand the rates and fees you willpay over the long run.
Be sure that youunderstand the rates andfees you will pay over thelong run.
Sentence too long: 29 words
Ask whether the rates and fees quoted to you by yourlender are set, or if there are any circumstances inwhich the quoted rates and fees could change.
We've listened to your feedback. It was loud and clear. So we've
updated our product to give you what you asked for. Now, when
you log in, you get your settings from the last time that you were
logged in.
Usecontractions
Contractions shorten a sentence and make the sentence sound morelike a conversation. In spoken conversation, we usually usecontractions rather than the full form.
Compare the following examples:
If you have a problem with your installation, do not hesitate to
contact us. We are ready for your call.
If you've got a problem with your installation, don't hesitate to
contact us. We're ready for your call.
Use discoursemarkers
Discourse markers are words that let you know that a speaker wants toengage you in a discussion.
When we have a discussion, we say things like "so anyway, we thinkthat..." or "on the other hand, you might want to..." or "The thing is, weshould really...".
These kinds of expressions are discourse markers. Discourse markersengage the reader and make it sound like you're having a privatediscussion with them.
Compare the following examples:
If you look at how the industry is changing, you'll notice a few
interesting trends. People are relying more on community-
created content. But how much of it is high quality?
Now, if you look at how the industry is changing, you'll notice a
few interesting trends. First off, people are relying more on
community-created content. How much of it is high quality
though?
livelinessLively text is exciting and compelling to read. Liveliness is important when you want to convince the readerand inspire confidence.
For example, a promotional brochure about your products should engage the reader and convince them thatyour product can meet their needs. Liveliness might not be as important for other types of text such assystem requirements.
Your goal is to ensure that your content has the appropriate level of liveliness for your target audience.
If you're not happy with your liveliness score, use the following guidelines and explanations to improve theliveliness of your text:
Guideline Explanation
Use incompletesentencesoccasionally
Incomplete sentences create a sense of suspense. Compare thefollowing examples
When processes work efficiently, customers get results and
employees are more productive - both of which are beneficial for
business.
When your processes work efficiently, everyone benefits.
Customers get results. Employees are more productive.
Vary yoursentencelength
Like incomplete sentences, varied sentence lengths make your textmore exciting to read. When the rhythm of a text is less predicable,readers pay more attention to what you are saying.
Shorten youraveragesentencelength
Shorter sentences increase readability and liveliness. Text is moreenjoyable to read when the reader doesn't have to concentrate toohard to understand it. Shorter sentences are much easier tounderstand than longer ones.
Use an activevoice
When you address the reader directly, the user feels more engaged.
Compare the following examples:
The Business Dashboard supports market-leading applications,
includes technologies that facilitate business growth and can be
deployed on the platform of your choice.
Our systems and applications work with yours. And because the
Dashboard is so reliable, you can count on it to work when
you’re working.
Ask the readerquestionsoccasionally
When you ask the reader questions, they are encouraged to readfurther and search for the answers to the question.