DESIGNED - NABARD - National Bank For Agriculture And Rural … · 2018-09-22 · [ 2 ] [2] crore and annual loan offtake of crore and loan outstanding of nearly crore crore households

DESIGNED BY

DISCLAIMER

This Status of Microfinance in India report has been prepared based on the data compiled and collated by us as received from various

reporting banks across the country. While due care has been taken to ensure the correctness and purity of the data, NABARD does not

exercise any editorial control over the data reproduced here. NABARD is therefore not responsible for data inaccuracies, if any, reported

in this publication.

“ S H G s , S A V I N G F O R T H E P R E S E N T , S E C U R I N G T H E F U T U R E ”

[ 2 ]

[ 2 ]

crore and annual loan offtake of

crore and loan outstanding of nearly

crore

crore households through more than

lakh SHGs with deposits of about

r

r

r

NABARD is proud to say that the Self Help Group - Bank Linkage Programme, which is the largest microfinance programme in the world,

today touches

Quest for delivering affordable banking and credit delivery services to the geographically and financially disadvantaged

poor is an ongoing process for eons till a ray of hope in the form of Self Help Group approach for building social capital

to deliver savings and credit products has been conceptualized. The group approach was then dovetailed into the banking operations

which gave birth to the concept of Self Help Group Bank Linkage Programme to work on the synergies of the existing vast network of bank. This savings led group approach to deliver varied services at the doorstep is the most prominent and pioneering Financial Inclusion move till date.

The movement now in its 26th year, has emerged as a powerful intervention to extend the frontiers of organized financial system to cover the small borrowers. I am glad to state that with the active collaboration of NGOs, banks and the Governments and of late the NRLM, the programme now covers 10 crore families through 85 lakh SHGs with savings deposits of R16,114 crore and 48.4 lakh groups with collateral-free loan outstanding of over R61,500 crore, of which, 88% for rural women.

During the year, we continued our partnership with NRLM in taking SHG Bank Linkage Programme to an elevated level. We have mainstreamed the Livelihood Enterprise Development Program (LEDP) for larger benefit of SHG members besides, introducing Micro Finance Facilitator (MFF) in priority states to deepen the movement.

“Status of Microfinance in India” the referential document in the sector for more than a decade is the prestigious annual publication of NABARD being brought in after meticulous compilation of data from all the practitioners and players in the financial sector. It has become a trusted repository of data on the Microfinance sector and quoted quite often by policy makers and practitioners alike.

To expedite data collection as well as its accuracy, this year, a system of online submission of SHG Bank Linkage Programme data to NABARD by banks through ENSURE or Electronic Submission of Return & Analysis of Data, a web-based application has been introduced. I profusely thank all our channel partners for their contribution as well as cooperation and kudos to the staff of the Micro Credit Innovations Department for bringing out this excellent publication.

I am confident that this documentation of our learning journey, ever emerging and unfolding, would encourage the stakeholders of the programme to reposition their efforts leading to woman empowerment.

Dr. Harsh Kumar Bhanwala

C H A I R M A N, NA BA R D

NO. STATEMENTS

I-A Savings of SHGs with Banks - Agency-wise position as on 31 March 2017

I-B Bank loans disbursed to SHGs - Agency-wise position during 2016-17

I-C Bank loans outstanding against SHGs - Agency-wise position as on 31 March 2017

I-D Non Performing Assets of Banks against SHGs - Agency-wise position as on 31 March 2017

I-E Agency-wise Bank Loans provided to MFIs during 2016-17 and loans outstanding as on 31

March 2017

II-A Savings of SHGs with Banks - Region-wise/State-wise/Agency-wise position as on

31 March 2017

II-B Bank Loans disbursed to SHGs during the year 2016-17 - Region-wise/State-wise/

Agencywise position

II-C Bank Loans Outstanding against SHGs - Region-wise/State-wise/Agency-wise position as on

31 March 2017

II-D Non Performing Assets against Bank Loans to SHGs - Region-wise/State-wise/ Agency-wise

position as on 31 March 2017

III-A(I) Savings of SHGs with Public Sector Commercial Banks as on 31 March 2017

III-A(II) Savings of SHGs with Private Sector Commercial Banks as on 31 March 2017

III-B Savings of SHGs with Regional Rural Banks as on 31 March 2017

III-C Savings of SHGs with Co-operative Banks as on 31 March 2017

IV-A(I) Bank Loans disbursed by Public Sector Commercial Banks to SHGs during 2016-17

IV-A(II) Bank Loans disbursed by Private Sector Commercial Banks to SHGs during 2016-17

IV-B Bank Loans disbursed by Regional Rural Banks to SHGs during 2016-17

IV-C Bank Loans disbursed by Co-operative Banks to SHGs during 2016-17

V-A(I) Bank loans outstanding against SHGs as on 31 March 2017 - Public Sector

Commercial Banks

V-A(II) Bank loans outstanding against SHGs as on 31 March 2017 - Private Sector

Commercial Banks

V-B Bank loans outstanding against SHGs as on 31 March 2017 - Regional Rural Banks

66

66

66

67

67

68

69

70

71

73

92

99

103

120

137

144

148

165

182

188

Highlights

Microfinance in India 2016-17

Lead Paper - Pushing forward the Post-2015 Development Agenda with Microfinance

06

10

44

PARTICULARS

V-C Bank loans outstanding against SHGs as on 31 March 2017 - Co-operative Banks

VI-A(I) NPA against Bank loans to SHGs of Commercial Banks (Public Sector)

as on 31 March 2017

VI-A(II) NPA against Bank loans to SHGs of Commercial Banks (Private Sector)

as on 31 March 2017

VI-B NPA against Bank loans to SHGs of Regional Rural Banks (RRBs)

as on 31 March 2017

VI-C NPA against Bank loans to SHGs of Co-operative Banks as on 31 March 2017

VII Bank Loans provided to MFIs during 2016-17 and NPAs as on 31 March 2017

VIII(A) NABARD Support for training and capacity building SHG-BLP during 2016-17

VIII(B) NABARD Support for training and capacity building – JLG stakeholders

during 2016-17

VIII(C) Training and capacity building for SHG-BLP during 2016-17 from WSHG

Development Fund

IX-A(I) State-wise Grant Support sanctioned to Non Government Organizations (NGOs)

functioning as SHPIs as on 31 March 2017

IX–A(II) State-wise Grant Support sanctioned to Anchor NGOs under WSHG Scheme

(in LWE affected and backward districts) as on 31 March 2017

IX-B State-wise Grant Support sanctioned to Regional Rural Banks (RRBs)


IX-C State-wise Grant Support sanctioned to Cooperative Banks functioning as SHPIs

as on 31 March 2017

IX-D State-wise Grant Support sanctioned to Individual Rural Volunteers (IRVs)


IX-E State-wise Grant Support sanctioned to Farmers’ Clubs functioning as SHPIs as

on 31 March 2017

IX-F State-wise Grant Support sanctioned to SHG Federations functioning as SHPIs

as on 31 March 2017

IX-G State-wise Grant Support sanctioned to PACS functioning as SHPIs

as on 31 March 2017

IX-H Promotional Support sanctioned and released to NGO-MFIs as on 31 March 2017

IX-I State-wise Grant Support sanctioned to Joint Liability Group Promoting

Institutions (JLGPIs) as on 31 March 2017

X Data on financing of JLGs as on 31 March 2017

XI-A Agencies having outstanding Revolving Fund Assistance as on 31 March 2017

XI-B Agencies having outstanding Capital Support as on 31 March 2017

XI-C Long Term Refinance santioned/disbursed by NABARD to NBFC-mFIs during

2016-17

Glossary / Abbreviations

192

209

227

234

238

254

256

258

259

260

261

262

263

264

265

266

267

268

269

270

271

271

272

273

[ 6 ]

of the SHG-Bank Linkage Programme 2016-17

PARTICULARS ACHIEVEMENTS

Total number of SHGs saving linked with banks

Out of total SHGs - exclusive Women SHGs

Out of total SHGs - under NRLM/SGSY

Out of total SHGs - under NULM/SJSRY

Total number of SHGs credit linked during 2016-17




Total number of SHGs having loans outstanding as on 31 March 2017




1

(i)

(ii)

(iii)

2

(i)

(ii)

(iii)

3

(i)

(ii)

(iii)

85.77

73.22

37.44

5.45

18.98

17.16

8.86

1.06

48.48

42.84

24.91

3.18

Physical (no. in lakhs)

Financial (r in crore)

16114.23

14283.42

7552.70

1126.86

38781.16

36103.13

17336.26

2675.77

61581.30

56444.24

29994.43

4133.29

[ 7 ]

4

5

6

7

8

(i)

(ii)

(iii)

(iv)

9

(i)

(ii)

(iii)

(iv)

(v)

(vi)

1010

441

7.02

24.53

3799

1.39

36.18

979

0.36

127016.62

204313.51

9511.17

26848.13

5659.51

43293.60

4.25

3.80

3498

31.97

361.87

204.38

155.21

PARTICULARS ACHIEVEMENTS

Physical (no. in lakhs)

Financial (r in crore)

Average loan amount outstanding/SHG as on March 2017 (in R)

Average loan amount disbursed/SHG during 2016-17 (in R)

Estimated number of families covered up to 31 March 2017

No. of Banks and Financial Institutions submitted MIS (in number)

Data on Joint Liability Groups

Joint Liability Groups promoted during the year 2016-17

Loan disbursed to Joint Liability Groups (JLGs) during the year

2016-17

Cumulative Joint Liability Groups promoted as on 31 March 2017

Cumulative loan disbursed to JLGs as on 31 March 2017

Support from NABARD

Capacity building for partner institutions

Under SHG-BLP and JLGs

Number of Programmes conducted during 2016-17 (in no.only)

Number of participants covered during 2016-17 ( in lakh)

Cumulative number of participants trained upto March 2017 (in lakh)

Under WSHG Scheme (in LWE affected and backward districts)

Number of Programmes conducted during 2016-17 (in no. only)

Number of participants covered during 2016-17 (in lakh)

Refinance Support

Refinance to banks during 2016-17

Cumulative refinance released upto 31 March 2017

Financial Support to MFIs

Revolving Fund Assistance outstanding as on 31 March 2017

Capital Support outstanding as on 31 March 2017

Refinance disbursed to NBFC-MFIs during 2016-17

Grant assistance to SHPIs for promotion of SHGs under SHG-BLP

Grant assistance sanctioned during 2016-17

Cumulative sanctioned upto 31 March 2017

Cumulative grant assistance sanctioned to Anchor NGOs for promotion

of SHGs under WSHG Development Scheme upto 31 March 2017

Cumulative grant assistance sanctioned to JLGPIs for promotion of

JLGs upto 31 March 2017

[ 8 ]

[ 9 ]

[ 10 ] “SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE”

Microfinance in India 2016-17

The extent of participation can be gauged by the fact that at present more than 100 Scheduled Banks, 349 DCCBs, 27 State Rural Livelihood Missions and over 5000 NGOs are engaged in promoting Self Help Groups. The programme owes this level of involvement to its ability to mobilise masses of rural people, impress upon the Govt machinery and draw developmental agencies of all hues and continue to draw upon the synergies with aplomb even today. One look at the rural credit markets as it existed at the time of launch of the pilot explains the appeal.

Till the 90’s large section of the rural population was unbanked and austerely overlooked by the mainstream banking institutions. Most of them had to take recourse to informal sources for credit because as compared to formal sources, the informal sources have highly flexible terms and it is easy to obtain loans for consumption needs and also for marriage and other purposes. With least documentation and accessibility as well as availability at any time, the village money lenders are the last resort to many ruralites whose needs are emergent and they don’t hesitate to agree to pay exorbitant interest rates during the hour of crisis without realising the deleterious consequences that will follow at a later date like coercive recovery and taking over of the productive assets thereby throwing them into abyss of poverty. Despite the relentless efforts of Government of India and RBI in creating and supporting enabling environment for increasing the outreach of formal financial services to cover the marginalised population, informal sector continued to rule the roost till quite some time.

The major cause was the information asymmetry that plagued the formal banking system vis-à-vis the village money lender. What was needed was to break the monopoly of door-step availability of credit by the informal sources at the time of crisis. That’s where the Self Help Group concept scored. It combined the flexibility and availability of informal sources with the transparency of institutional credit.

1.1

1.2

Today, the SHG - Bank Linkage Programme (SHG - BLP) is the largest microfinance programme in the world because of its sheer size and population it touches. What is equally remarkable is that it is also the most widely participated developmental programme in the country and perhaps in the world for the large number of channel partners, their grass root workers, Govt agencies and banking outlets involved.

1.3

[ 11 ]


[ 13 ]

After extensive trial and research the pilot programme was launched Twenty Five years ago in 1992. The Self Help Group - Bank Linkage Programme (SHG-BLP) was an innovation harnessing the synergy of flexibility of informal system with the strength and affordability of formal system. Three radical innovations were introduced through the RBI/NABARD guidelines on SHG-BLP:

Acceptance of informal groups as clients of banks – both deposit and credit linkage

Introduction of collateral free lending, and

Permission to lend to group without specification of purpose/ activity/project

This savings led and door step credit delivery mechanism based on social collateral started making immediate inroads backed by an enabling policy environment and support from some national level institutions and multilateral agencies.

NABARD’s experiment in SHG-BLP established the credibility of groups as a bankable proposition and rural people capable of financial discipline. It created a new set of clientele with untapped appetite leading to several NGOs acting as financial intermediaries for on-lending to groups buoyed by the success of SHG-BLP. A new breed of micro lenders was born, the Micro Finance Institutions. As per MFIN, as on 31.03.2017, the Microfinance industry has a total loan portfolio of R106,916 crore.

As we celebrate the Silver-Jubilee year of the movement, it is heartening to share visible improvements in all aspects of the movement as compared to last year. During 2016-17, despite the impact of demonetisation on credit disbursement and repayments, combined efforts and initiatives of NABARD, banks, SHPIs, NRLM and Government agencies have given great boost to the SHG-BLP movement.

There was a net addition of 6.73 lakh SHGs during the year increasing the number of SHGs having savings linkage to 85.76 lakh as on 31 March 2017. The savings outstanding of SHGs with banks as on 31 March 2017 has reached an all-time high of R16114.22 crore. During the year, banks have disbursed loan of R38781.16 crore, recording 4% increase over the last year despite the impact of demonetisation which slowed down loan disbursement post October 2017. The total bank loan outstanding to SHGs also increased by 7.81% and stood at R61581.30 crore against R57,119 crore as on 31 March 2016. The gross NPA of bank loans to SHGs marginally increased by about 5 basis points from 6.45% as on 31 March 2016 to 6.50% as on 31 March 2017. This was achieved in a year when there was overall deterioration in quality of assets and mounting NPAs in the banking sector.

1.4

1.5

1.6

1.7

1.8


WAY FORWARD 2 .

There is merit in banking on rural credit for both demand and supply side players. Some private banks, the latest entrant being Bandhan have shown that a healthy bottom-line can be achieved entirely on the basis of microloans. Thus, besides the two models of MFIs and SHG-BLP, the third emerging model is bank’s dedicated vertical working on the lines of MFIs, but with statutory safeguards. In addition, there may be increased role of P2P financing in near future. There is need of letting all efforts to bloom through suitable guidance and supervision ensuring that the microfinance clients are served properly.

As per an assessment there still exists substantial potential for formation of large number of SHGs in priority States. While NRLM is committed to cover all eligible families under its fold by 2022-23, there is need to speed up the process. The success in creating suitable intermediary structures is still not encouraging in several priority States. The sharp focus on livelihoods for SHG members is lacking in many Regions.

Apart from promotion of SHGs in priority states, identification of livelihoods, skill development and capacity building, taking forward the programme of SHG members as agents/BC/Bank Sakhi and collaboration with new partners for strengthening/ deepening the SHG movement at Pan India level may be the future direction for SHG-BLP. Some RRBs have started using the services of our partner SHPIs as agents/ BF for credit linkage of SHGs and recovery of dues from them on the lines of ICICI bank model.

While SHG-BLP has grown strong on the pillars of financial inclusion and social capital, the recent addition of technology as the third pillar has shown immense potential to strengthen its base. The EShakti initiative in select 25 districts during last two years has shown the way. It needs to be expanded to cover all the SHGs in the country. Support of every stakeholder in this endeavour is essential.

SHG Federations may emerge to be useful institutions in the SHG eco-system through both financial and non-financial supports. There is, however, lack of proper legal form to suit the structure and other issues impacting viability. There is need to search for suitable solution to the issues impacting the structure.

2.1

2.2

2.3

2.4

2.5

[ 15 ]

In the recent years, with the entire banking sector embracing technology, there is a smooth and seamless flow of data, both of transaction and information, across the banking system. However, the microfinance sector was more or less left out from the technology platform.

It was therefore felt that SHGs should not be left behind and should evolve to be able to leverage upon technology. Digitisation of Self Help Groups is a step towards systematic and faster achievement of the avowed goals of SHG movement.

Keeping this in mind, NABARD attempted digitisation of SHGs under a project called EShakti to take advantage of the available technology to address the problem of book keeping, capturing the credit history of SHG members, generating SHG grading report based on its financial and non-financial records and making them available to all important stakeholders. The stakeholders especially bankers can now take informed decisions for extending credit linkages on the basis of reports generated through EShakti.

SHG AS A PART OF DIGITAL WORLD - ESHAKTI

3 .

3.1

Screenshots of the EShakti app

3.2

3.3


Project EShakti envisages mapping of the existing SHGs in a district (bank wise, branch wise) by capturing financial and non-financial information of the SHG and its members and uploading the transactions including minutes of meetings, through an “App” loaded on Android based Tablets/ Mobiles to a dedicated website viz. https://eshakti.nabard.org/. To address the regional GPRS connectivity issues across the country, provision is made for uploading of data through both online and offline modes. Stakeholders like SHG members themselves, Government Agencies, Banks, NGOs, etc. can access the data on the basis of login accounts.

Encouraged by the positive response of the stakeholders in Phase I in Ramgarh (Jharkhand) and Dhule (Maharashtra) districts, the pilot project was expanded to 23 more districts under Phase II across various States.

Data of 1.3 lakh SHGs has since been digitized in the pilot project and credit linkage of SHGs has shown handsome increase.

3.4

3.5

3.6

[ 17 ]

PROGRESS OF SHG - BANK LINKAGE PROGRAMME

4 .

SHG - Bank Linkage Programme has traversed twenty-five years of unabated journey towards empowering the rural poor, in general and rural women in particular. Taking a big leap from a pilot in 1992, SHG Bank Linkage Programme has now become the largest community based microfinance initiative with 85.77 lakh SHGs as on 31 March 2017 covering more than a hundred million rural households. There was a net addition of 6.73 lakh savings linked SHGs during 2016-17, a major portion (70.4%) from priority States indicating the urge for connecting the poor households in less developed States with the development process through SHG-BLP. Coordinated efforts by NABARD and NRLM to enhance the coverage of eligible SHGs under NRLM fold has resulted in a net addition of nearly 2.9 lakh SHGs under its fold during the year. The domain of SHGs consists of 85.4% women groups and is the mainstay programme for empowerment of the poor rural women in the country. Table 4.1 gives an account of savings, credit disbursement and credit outstanding of total SHGs and under NRLM and NULM during the past three years.

SHG - Bank Linkage Programme is a strong intervention in economic enablement and financial inclusion for the bottom of the pyramid. A proven platform initially conceived for increasing the outreach of banking services among the poor has since graduated to a programme for promotion of livelihoods and poverty alleviation. All the major parameters viz. the number of SHGs with savings bank accounts, amount of credit disbursed during the year, the bank loans outstanding as well as the quantum of savings outstanding had shown positive growth during the past three years (Figure 4.1). The year 2016-17 has proved particularly positive for the growth of SHGs.

4.1

4.2

Table 4.1

OVERALL PROGRESS UNDER SHG-BANK LINKAGE PROGRAMME DURING PAST THREE YEARS(No. of SHGs in lakh, Amount in Rcrore)

Particulars

2014-15

No. of SHGs

SHG Savings with Banks as on 31st March

No. of SHGs

No. of SHGs

Amount AmountAmount

2015-16 2016-17

Total No. of SHGs

Of Total, All Women SHGs

% of Women Groups to Total

Of Total, NRLM/SGSY Groups

% of NRLM/SGSY Groups to Total

Of Total, NULM/SJSRY Groups

% of NULM/SJSRY Groups to Total

76.97

(3.59%)

66.51

(6.38%)

86.41

30.52

(34.92%)

39.65

4.33

5.63

11059.84

(11.74%)

9264.33

(15.61%)

83.77

4424.03

(78.56%)

40.00

1071.81

9.69

79.03

(2.68%)

67.63

(1.68%)

85.58

34.57

(13.27%)

43.74

4.46

(3.00%)

5.64

13691.39

(23.79%)

12035.78

(29.92%)

87.91

6244.97

(41.16%)

45.61

1006.22

(6.12%)

7.35

85.77

(8.53%)

73.22

(8.26%)

85.36

37.44

(8.30%)

43.65

5.45

(22.42%)

6.36

16114.23

(17.69%)

14283.42

(18.67%)

88.64

7552.70

(20.94%)

46.87

1126.86

(11.99%)

6.99

Loans Disbursed to SHGs during the year

Loans Outstand-ing against SHGs as on 31st March

Total No. of SHGs







Total No. of SHGs







16.26

(19.03%)

14.48

(25.69%)

89.05

6.43

(28.45%)

39.54

1.05

6.46

44.68

(6.46%)

38.58

(13.27%)

86.35

18.46

(41.24%)

41.32

3.18

7.12

27582.31

(14.84%)

24419.75

(16.07%)

83.53

9487.69

(27.26%)

34.40

1871.55

6.79

51545.46

(20.06%)

45901.95

(26.97%)

89.05

19752.74

(94.08%)

38.32

3462.62

6.72

18.32

(12.67%)

16.29

(12.50%)

88.92

8.16

(26.91%)

44.54

1.11

(5.71%)

6.06

46.73

(4.59%)

40.36

(4.61%)

86.37

21.91

(18.69%)

46.89

3.13

(-1.57%)

7.00

37286.90

(35.18%)

34411.42

(40.92%)

92.29

16785.78

(76.92%)

45.02

2620.22

(40.00%)

7.03

57119.23

(10.81%)

51428.91

(12.04%)

90.04

26610.16

(34.72%)

46.59

3979.75

(14.93%)

6.97

18.98

(3.60%)

17.16

(5.34%)

90.42

8.86

(8.58%)

46.69

1.06

(-4.5%)

5.60

48.48

(3.74%)

42.84

(6.14%)

88.36

24.91

(13.69%)

51.37

3.18

(1.60%)

6.55

38781.16

(4.01%)

36103.13

(4.92%)

93.09

17336.26

(3.28%)

44.70

2675.77

(2.12%)

6.90

61581.30

(7.81%)

56444.24

(9.75%)

91.66

29994.43

(12.72%)

48.71

4133.29

(3.86%)

6.71

(Figures in parentheses indicate increase/decrease over the previous year)

[ 19 ]

No. OF SAVINGS LINKED SHGs The number of savings linked SHGs has shown a huge jump of 8.53% during the year. The increase is highest during this decade. With the expanding coverage of SHG-Bank Linkage Programme in Eastern and North Eastern Regions and other priority States during the last three years, there has been perceptible correction in the Southern bias of the Programme (Figure 4.2). Bihar, Maharashtra, Rajasthan and West Bengal account for 63% of the net addition of SHGs during the year. The share of Southern Region in terms of number of SHGs declined to 43.4% in 2016-17 from almost half (48.3%) in 2014-15. There was a slight decline in the percentage share of SHGs in Southern Region as well as Central Region during 2016-17 over the previous year in spite of an absolute rise in number of SHGs. Major States like Telangana, Maharashtra, Gujarat, Chhattisgarh, Uttarakhand, West Bengal, Bihar, Jharkhand, and Rajasthan have recorded higher growth rate. The State-wise details of number of SHGs are given in Statement II-A.

4.3

Figure 4.1

PROGRESS OF SHG-BLP DURING PAST THREE YEARS (No. of SHGs in Lakh, Amount in r'000 crore)

0

10

20

30

40

50

60

70

80

90

No. of SHGs with savings

Linkage

No. of SHGs with loan

outstanding

Amount of loan

outstanding

Amount of savings

outstanding

No. of SHGs disbursed with

loan

Amount of loan disbursed

2014-15

2014-15

2015-16

2015-16

2016-17

2016-17

76.97 11.06 16.26 27.58 44.68 51.55

79.03 13.69 18.32 37.29 46.73 57.12

85.77 16.11 18.98 38.78 48.48 61.58


Figure 4.2

Figure 4.3

REGION-WISE DISTRIBUTION OF SHGs WITH SAVINGS LINKAGE (%)

AVERAGE SAVINGS OUTSTANDING (R/SHG)

0

10

20

30

40

50

N E region

N E region

5069 10865 9888 12160 17231 26302 18788

Eastern region

Eastern region

Southern region

Southern region

AllIndia

Northern region

Northern region

Central region

Central region

Western region

Western region

2014-15

2015-16

2016-17

4.34 4.69 10.62 12.23 19.81 48.32

5.44 4.98 10.32 12.88 21.51 44.87

5.28 5.33 9.89 13.30 22.77 43.43

2014-15

2016-17

2015-16

2015-16

2016-17

0

5000

10000

15000

20000

25000

30000

[ 21 ]

SAVINGS OUTSTANDING The savings outstanding of SHGs as on 31 March 2017 has reached all-time high of R16,114 crore, about 17.7% more than that a year back. The average savings outstanding per SHG increased by 8% during the year, to R18,788 as on 31 March 2017 from R17,324 in the previous year. The average savings outstanding was highest in Southern Region and lowest in North Eastern Region (Figure 4.3). Southern States have a sizeable number of matured SHGs that contribute higher amount of monthly savings leading to higher average savings rate, whereas in North Eastern States and other priority States, the average savings are low. States that have added more number of new SHGs during the year have obviously recorded decline in average savings outstanding during the year. The state-wise savings outstanding position is given in Statement II-A.

CREDIT DISBURSEMENT BY BANKS During 2016-17, banks provided loans to 18.98 lakh SHGs (22% of total SHGs) as against to 18.23 lakh SHGs (23.2% of total SHGs) during 2015-16. The number of SHGs to whom loans were provided during the year was lower than previous year in Southern Region, Western Region and Central Region. In Southern Region about 30% of SHGs have availed bank loan during 2016-17. The percentage of SHGs availing credit during the year was 42% in Andhra Pradesh and Telangana, 27% in Kerala and 19% in Tamil Nadu. Low credit linkage in North Eastern States and some priority States was a concern (Table 4.4). In States like Kerala, Karnataka, Andhra Pradesh, Maharashtra, Uttarakhand, Uttar Pradesh, and Madhya Pradesh the number of SHGs provided with bank loan during 2016-17 was lower than the previous year.

During 2016-17, about R38,781 crore of bank loan was disbursed recording a marginal increase (4%) in the total amount of loan disbursed by banks to SHGs as compared to R37,287 crore during 2015-16. The quantum of loan disbursed to SHGs was lower than the previous year in Central and Western Region whereas other Regions witnessed thin rise. Institutional credit flow to SHGs was reported to be adversely hit by the demonetization of specified bank notes declared on 8 November 2016 and the resultant disruption in the loaning operations by financing institutions. Despite this, the rise in number of SHGs credit linked and quantum of loan disbursed during the year is very positive for SHG-BLP.

The average loan disbursement per group during 2016-17 was R2.04 lakh, a slender rise from R2.03 lakh during the previous year, against the y-o-y rise of 20% in 2015-16. Southern Region however continued to have the distinction of having highest per SHG average credit disbursement of R2.73 lakh with a 5% rise over previous year. North Eastern Region (16%) and Eastern Region (12%) recorded a rise in the average credit disbursement whereas other Regions have witnessed a fall (Figure 4.5). Among the States, the average credit disbursement per SHG declined over previous year significantly (25% and above) in case of Gujarat, Uttar Pradesh, Madhya Pradesh, Uttarakhand and Punjab. Maharashtra (15%) and Chhattisgarh (11%) also witnessed moderate fall in average loan disbursement while it was a slender fall (less than 5%) in States like Tamil Nadu, Karnataka, Haryana, Himachal Pradesh, Rajasthan, Odisha and Jharkhand. In North Eastern Region, States like Manipur, Sikkim and Tripura disbursed lower average loan during the year while other States have recorded a rise. Among major States, average credit disbursed per SHG was in the region of R3 lakhs for Goa (R3.19 lakh) and Telangana (R3.02 lakh) followed by Kerala (R2.96 lakh) and Andhra Pradesh (R2.89 lakh).

4.4

4.5


Figure 4.4

STATE-WISE REGION-WISE % OF SHGs AVAILING BANK LOAN DURING 2016-17

0

Him

ac

ha

l Pra

de

sh

Pu

nja

b

Ra

jast

ha

n

Ha

rya

na

Ja

mm

u &

Ka

shm

ir

No

rth

ern

re

gio

n

Ma

nip

ur

Aru

na

ch

al P

rad

esh

Me

gh

ala

ya

Miz

ora

m

Sik

kim

NA

ga

lan

d

Ass

am

No

rth

Ea

ste

rn r

eg

ion

A &

N Is

lan

ds

(UT

)

Jh

ark

ha

nd

Ori

ssa

We

st B

en

ga

l

Tri

pu

ra

8.12

8.2

1

10.17

11.00

20.10

10.19

1.82

1.8

7

2.63

3.5

7

3.9

7

5.14

7.59

6.39

8.8

4

13.40

16.78

26.52

1.69

10

20

30

40

50

0

10

20

30

40

50

Bih

ar

Ea

ste

rn r

eg

ion

Utt

ar

Pra

de

sh

Utt

ara

kh

an

d

Ma

dh

ya P

rad

esh

Ch

ha

ttis

ga

rh

Go

a

Ma

ha

rash

tra

Gu

jara

t

We

ste

rn r

eg

ion

Pu

du

ch

err

y

Tam

il N

ad

u

Ka

rna

taka

Ke

rala

Tela

ng

an

a

An

dh

ra P

rad

esh

So

uth

ern

re

gio

n

All

Ind

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Ce

ntr

al r

eg

ion

35.39

25.45

4.3

1

5.4

7

14.15

16.25

7.57

9.14

10.22

9.3

7

11.8

1

18.78

25.69

26.86

41.9

4

42.

15

30

.52

22.13

9.6

7

[ 23 ]

Figure 4.5

AVERAGE LOAN DISBURSEMENT 2016-17(R PER SHG)

2016-17 2015-16 India

98134

204314

123294 82864 139311 95194 272962 204314

84375 126746 141272 167636 84709 258996 203495

North Eastern region

Northern region

Central region

Western region

Eastern region

Southern region

All India

0

50000

100000

150000

200000

250000

300000

The dominance of Southern Region continued during 2016-17 in disbursement of bank loans to SHGs. Southern Region disbursed R31,023 crore (80% of the total credit) to 11.37 lakh SHGs (60% of total) during 2016-17. Eastern Region stood next with 26.2% of SHGs availing 12.2% of bank loan disbursed during the year (Figure 4.6).

About 46.7% of total SHGs receiving bank credit during the year were covered under NRLM and they availed 44.7% (R17,336 crore) of the total bank loan disbursed. The number of SHGs availing bank loan, total amount of credit disbursed by banks and the average credit disbursement to SHGs in different Regions during past three years are shown in Table 4.2. The state-wise position of bank loans disbursed to SHGs during 2016-17 is given in Statement II- B.


Table 4.2

Figure 4.6

REGION-WISE STATUS OF BANK LOAN DISBURSED TO SHGs DURING THE YEAR

(Total loan disbursed in r Lakh; Average loan disbursed in r/ SHG)

REGION-WISE DISTRIBUTION OF LOANS TO SHGs 2016-17 (%)

2015-162014-15

RegionsNo. ofSHGs

No. ofSHGs

No. ofSHGs

Total loans disbursed



Average loan

disbursed

Average loan

disbursed

Average loan

disbursed

North Eastern

Northern

Central

Western

Eastern

Southern

All India

18791

43848

109231

97341

351800

1005227

1626238

15795

42873

110909

117080

329602

2141972

2758231

84056

97777

101536

120279

93690

213083

169608

26037

38106

84282

112525

412576

1158797

1832323

21969

48298

119067

188632

349489

3001235

3728690

84375

126746

141272

167636

84709

258996

203495

28961

46567

82012

106825

497063

1136692

1898120

28421

57414

67958

148819

473172

3102332

3878116

98134

123294

82864

139311

95194

272926

204314

2016-17

Inner Circle: No. of SHGOuter Circle : Loan Disbursed to SHGs

North Eastern Region

Northern Region

Central Region

Western Region

Eastern Region

Southern Region

1.53

2.45

4.32

5.63

26.1959.89

0.73 1.48 1.753.84

12.20

80.00

[ 25 ]

Figure 4.7

STATE-WISE NO. OF SHGs WITH LOAN OUTSTANDING 2016-17 (%)

CREDIT OUTSTANDING As on 31 March 2017, 48.48 lakh (56.5%) SHGs were having credit outstanding of R61,581 crore against 46.72 lakh SHGs (59.1%) and R57,119 crore as on 31 March 2016, recording 8% rise in the quantum of loan outstanding. During the year, there was 4% increase in number of SHGs having bank loan outstanding, however, in relative terms overall number of SHGs having bank loan outstanding has declined from 59.1% in 2016 to 56.5%. This was mainly because of net addition of 6.74 lakh SHGs during the year increasing the total number of SHGs by 8.5%. Eastern Region (68.8%) has surpassed Southern Region (68.2%) with the proportion of SHGs having bank loan outstanding during the year for the first time. Percentage of SHGs having loan outstanding was lowest in Western Region at 24.4%, with Northern (31.5%) and North Eastern Regions (31.6%) slightly ahead. Among the major states, percentage of groups having credit linkage was highest in Telangana (96%), followed by Andhra Pradesh (89%) and Bihar (82.5%). Among the States, this percentage was lowest in Arunachal Pradesh (4.4%) and among larger States in Gujarat (19.6%). State-wise and Region-wise coverage of SHGs having bank loan outstanding as on 31 March 2017 is given in Figure 4.7.

The average loan outstanding increased during the year by 4% to R1,27,017 from R1,22,242 per SHG. Other than Southern and Eastern Regions all other Regions registered a decline in the average loan outstanding compared to previous year. The average loan outstanding was highest in Southern Region and lowest in Central Region (Figure 4.8). Among States, highest

4.6

0

Chandigarh

Haryana

Himacha

l Pradesh

Jammu

& Kashmir

Ne

w De

lhi

Punjab

Northern

region

Assam

Arunacha

l Pradesh

Manipur

Megha

laya

Mizoram

Naga

land

Sik

kim

Tripura

North

Eastern

region

A &

N Is

lands

Bihar

Jharkhand

Orissa

West

Benga

lEastern

region

Chhattisgarh

Madh

ya

Pradesh

Uttar Pradesh

Uttara

khand

Centra

l region

Goa

Gujarat

Maharashtra

Western

region

Andhra

Pradesh

Karnata

ka

Kera

lala

kshad

weep

Puducherr

yTamil

Nadu

Telangana

Southern

region

Rajasthan

8.3

55.4

36.0

35.

89.3

37.

7

31.

529.2

4.4

11.4

15.0

15.8

18.8

16.5

67.

93

1.6

35.

382.5

67.

051.1

70.8

68.

852. 4

38.

551.7

30.9

47.

021.6

16.6

25.7

24.4

88.5

63.0

51.1

100.0

25.1

42.

39

6.0

68.

2

27.3

20

40

60

80

100

120

India: 56.53%


Figure 4.8

Table 4.3

REGION-WISE AVERAGE BANK LOAN OUTSTANDING 2015-16 & 2016-17 (R / SHG)

REGION-WISE STATUS OF BANK LOANOUTSTANDING TO SHGs DURING PAST THREE YEARS(Total Loan O/s in RLakh; Average Loan O/s in R/ SHG)

0

40000

80000

120000

160000

200000

NE region Northernregion

Centralregion

Westernregion

Easternregion

Southernregion

58064

122242

127017

63352 55563 75120 66148 183562

2016-17 2015-16 India 2015-16 India 2016-17

2015-162014-15

RegionsNo. ofSHGs

No. ofSHGs

No. ofSHGs

Total loans outstanding



Average loan

outstanding

Average loan

outstanding

Average loan

outstanding

North Eastern

Northern

Central

Western

Eastern

Southern

All India

176904

123041

438216

270718

1069329

2389972

4468180

153970

72209

248614

198739

617046

3863969

5154546

87036

58687

56733

73412

57704

161674

115361

150860

154724

434797

258119

1130902

2543219

4672621

88473

115907

289590

203462

703767

4310725

5711923

58646

74912

66604

78825

62231

169499

122242

143222

143905

398411

278097

1343296

2541356

4848287

83160

91167

221368

208907

888561

4664964

61581306

58064

63352

55563

75120

66148

183562

127017

2016-17

NB: O/s = Outstanding as on 31 March of the financial year.

[ 27 ]

average per group loan outstanding was recorded by Andhra Pradesh (R2.31 lakh) followed by Karnataka (R1.25 lakh), while it was lowest in tribal States of Jharkhand and Chhattisgarh at R0.36 and R0.37 lakh per group, respectively.

Southern Region continued its dominance in share of bank loan outstanding position in terms of number of SHGs (25.4 lakh, 52.4%) and quantum of bank loan outstanding (R46,650 crore, 75.75%) as on 31 March 2017. Even though the number of SHGs with credit outstanding remained almost same as previous year, there was 8% rise in outstanding amount in Southern Region. There is 19% rise in number of SHGs with credit outstanding and 26% rise in outstanding amount in case of Eastern Region over the previous year. Region-wise status of bank loan outstanding to SHGs during past three years is given in Table 4.3. The State-wise details of bank loan outstanding are given in Statement V.

NPAs IN SHG-BLP NPAs under bank loans to SHGs during 2016-17 were 6.50%, near about the level of previous year 6.45%. However, the absolute NPA amount witnessed a rise of 8.6% during 2016-17, from R3,686 crore in 2015-16 to R4,002 crore. The ratio of loan outstanding to loan disbursement during 2016-17 under SHG-BLP was 1.6 for all India, a marginal rise from the level of 1.5 in 2015-16, which had declined from 2.1 the previous year. High ratio indicates a relatively high NPA rate and vice versa. High outstanding joined with low disbursement implies a situation where repayment rate is low and many of the SHGs are not eligible for subsequent doses of loans because of overdue loans. The ratio was high at 3.3 for Central Region which had NPA rate of 23.14%, followed by North Eastern Region at 2.9 with NPA level of 20.64%.

The overall NPA position in Eastern Region declined to 8.95% in 2016-17 from 12.65% in 2015-16 whereas all other Regions witnessed rise in NPA level. The fall in Eastern Region was attributed to Odisha where the absolute NPA amount declined from R470 crore as on 31 March 2016 to R300 crore as on 31 March 2017. A marginal fall was also observed in West Bengal, whereas in Jharkhand and Bihar the NPA amount had gone up during the year as compared to previous year. Among other States Rajasthan, Uttarakhand, Goa, Andhra Pradesh and North Eastern States like Manipur, Meghalaya, Nagaland, Sikkim and Tripura have reported lower NPA during the year as compared to previous year. Figure 4.9 portrays the NPA level of SHGs in different Regions and major States in 2016-17 and 2015-16.

4.7


More than half (52%) of the total NPA amount of R4,002 crore as on 31 March 2017 belonged to States in Southern Region and it increased during the year from 49% during the previous year. The quantum of NPAs increased in Western Region, as well, from R187 crore in 2015-16 to R250 crore, mainly because of R58 crore rise in Maharashtra. The share of NPA in Eastern and Central Region declined in 2016-17 as compared to 2015-16 (Figure 4.10).

While three Southern States viz. Tamil Nadu (19.3%), Andhra Pradesh (12.5%) and Telangana (9.2%) together accounted for 41% of the total NPA amount as on 31 March 2017, four other States viz. Odisha, Bihar, West Bengal and Maharashtra accounted for another 24%. During the year, Karnataka recorded increase of R131 crore in the quantum of NPAs followed by Telangana R111 crore. The State-wise status of NPAs in bank loans to SHGs is given in Statement VI.

Figure 4.9

MAJOR STATES AND REGION-WISE NPA (%)

2016-17 2015-16

0

Ha

rya

na

Pu

nja

b

Ra

jast

ha

n

No

rth

ern

re

gio

n

Ass

am

Aru

na

ch

al P

rad

esh

Miz

ora

m

Tri

pu

ra

No

rth

Ea

ste

rn r

eg

ion

Bih

ar

Jh

ark

ha

nd

Ori

ssa

We

st B

en

ga

l

Ea

ste

rn r

eg

ion

Ch

ha

ttis

ga

rh

Ma

dh

ya P

rad

esh

Utt

ar

Pra

de

sh

Ce

ntr

al r

eg

ion

Gu

jara

t

Ma

ha

rash

tra

An

dh

ra P

rad

esh

We

ste

rn r

eg

ion

Ka

rna

taka

Ke

rala

Tam

il N

ad

u

Tela

ga

na

So

uth

ern

re

gio

n

All

Ind

ia

18.30

23.03

25.36

21.69

18.08

35.

13

18.6

4

35.

75

20.6

4

13.06

17.6

1

14.08

4.7

7

8.95

8.17

21.5

4

27.79

23.14

11.4

4

12.20

2.87

11.98

3.53

4.50

12.79

3.0

4

4.45

6.50

10

20

30

40

[ 29 ]

Figure 4.10

REGION-WISE DISTRIBUTION OF AMOUNT OF NPA (%)

AGENCY-WISE DISTRIBUTION OF SHG BANK LINKAGE PROGRAMME Commercial Banks by virtue of their vast network take the lead in SHG-BLP. More than half (44.4 lakh, 52%) of the SHGs in the country maintain their savings account with the Commercial Banks. During 2016-17, the share of Commercial Banks in terms of SHGs with savings linkage increased by 7.4%. Commercial Banks accounted for 63% of the savings outstanding of SHGs (Table 4.4). On the other hand, RRBs accounted for 30% of SHGs and they have added 3.3 lakh SHGs, almost half of net addition of SHGs during the year and accounted for 22% of savings of the SHGs. The performance of Cooperatives on the other hand remained subdued with 18% SHGs and 14% of savings outstanding. Bank-wise status of savings outstanding of SHGs as on 31 March 2017 is given in Statement I-A.

During 2016-17, Commercial Banks disbursed R24,297 crore (R25,185 crore in 2015-16) to 11.16 lakh SHGs (11.32 lakh in 2015-16) with an average of R2,17,629 (R2,22,482 in 2015-16) per SHG, against national average of R2,04,314. Commercial banks accounted for 63% of bank loans disbursed to 59% SHGs during the year. During the year Commercial banks have disbursed lesser amount of loan to lower number of SHGs as compared to 2015-16 (Table 4.5)

4.8

4%6%

12%

5%

24%

49%

4%5%

6%

13%

20%

52%

Inner Circle : 2015-16Outer Circle : 2016-17

North Eastern Region

Northern Region

Central Region

Western Region

Eastern Region

Southern Region


The share of RRBs in quantum of credit disbursement to SHGs stood at 30%, about 27% more than the previous year. Further, the number of SHGs provided credit support also increased by 18.5%. The average loan disbursement by RRBs during the year was R2,08,290 increasing from R1,94,833 during last year. The share of Cooperative Banks both in number of SHGs provided bank loan during the year as well as the quantum of loan disbursed declined in 2016-17 as compared to previous year. The average loan per SHG provided by Cooperatives was R1,28,097, marginally increasing from R1,27,894 in the previous year. Bank-wise details of loans disbursed during the year under SHG-BLP are given in Statement I-B.

The number of SHGs having loan outstanding as on 31 March 2017 increased in case of RRBs and Commercial Banks, however, the increase was more prominent in case of RRBs (18.7%). Commercial Banks accounted for about two thirds of the bank loan outstanding under SHG-BLP. The average loan outstanding in case of Commercial Banks was R1,44,809 where as it was R1,18,622 in case of RRBs and R66,966 in case of Cooperative Banks. Bank-wise details of loans outstanding at the end of financial year 2016-17 under SHG-BLP are given in Statement I-C.

The overall NPA rate in bank loan to SHGs was 6.5% during 2016-17 near about the level in the previous year. The Commercial Banks as well Cooperative Banks have witnessed a rise in NPAs over the previous year while there was a fall by 114 basis points for RRBs (Figure 4.11).

Table 4.4

AGENCY-WISE STATUS OF SHG-BLP IN 2016-17

Total Savings of SHGs with Banks as

on 31 March 2017

Loans disbursed to SHGs by Banks

during the year

Total Outstanding Bank Loans against

SHGsNPAs

No. of SHGs

No. of SHGs

No. of SHGs

Savings Amount

Loans disbursed

Loans outstand-

ing

Amount of Gross

NPANPA (%)

Category of Agency

Commercial Banks% Share

Regional Rural Banks% Share

Cooperative Banks% Share

Total

386684762.8

191199131.0

379292.26.2

6158130

444442851.8

258631830.2

154612918.0

8576875

101700263.1

36317622.5

23124414.4

1611423

111644258.8

55754029.4

22413811.8

1898120

242970262.7

116130029.9

2871137.4

3878116

26703055.1

16118433.2

56614111.7

484828

6.83

5.47

8.33

6.5

26411266.0

10450026.1

316077.9

400219

[ 31 ]

Table 4.5

Figure 4.11

AGENCY-WISE % CHANGES IN SAVINGS, BANK LOANS AND NPAs IN 2016-17 OVER 2015-16

NPA POSITION OF BANKS IN 2015-16 AND 2016-17 (%)

Total Savings of SHGs with Banks as

on 31 March 2017

Loans disbursed to SHGs by Banks

during the year

Total Outstanding Bank Loans against

SHGsNPAs

No. of SHGs

No. of SHGs

No. of SHGs

Savings Amount

Loans disbursed

Loans outstand-

ing

Amount of Gross NPA

Category of Agency

Commercial Banks

Regional Rural Banks

Cooperative Banks

Total

7.4

14.6

2.7

8.5

12.6

46.2

6.4

17.7

-1.4

18.5

-2.4

3.6

-3.5

26.7

-2.2

4.0

1.7

11.5

-5.8

3.8

4.1

18.7

-1.8

7.8

13.8

-1.8

5.2

8.6

0

2

4

6

8

10

6.25

Commercial Banks Regional Rural Banks Coopertive Banks All India

6.83 6.61 5.47 7.78 8.33 6.45 6.5

2015-16 2016-17


MFI-BANK LINKAGE PROGRAMME

5 .

MFI – BANK LINKAGE PROGRAMME Micro Finance Institutions (MFIs) act as an important conduit for extending financial services to the microfinance sector in the country by raising resources from Banks and other institutions and extending loans to individuals or members of SHGs/ JLGs. The Indian Microfinance Sector has witnessed a phenomenal growth over the past few years. The number of Institutions providing microfinance services has gone up from a few to several hundreds. The quantum of credit made available to the poor and financially excluded clients has gone past R60,000 crore and number of clients benefitted is close to 40 million as of March 2017.

Post Andhra crisis, the Reserve Bank of India has notified guidelines for the lending operations of MFIs based on the Malegam Committee recommendations. A new class of financial organizations named as NBFC–MFIs have been created subject to satisfying certain conditions regarding the capital to be employed, lending to members, cap on interest to be charged and margin to be retained, etc. As the loans extended to the MFIs by banks qualify for priority sector category subject to fulfillment of similar conditions, other MFIs have also strive to follow these guidelines. RBI’s upgraded regulations and guidelines on NBFC-MFIs and inclusion of loans to MFIs by banks under priority sector have resulted in phenomenal growth of MFIs during the last three years.

In addition to their internal resources, MFIs have been allowed to mobilize resources through various ways including obtaining of bulk loans from Banks/ other Financial Institutions, NCDs, securitization of portfolio etc. These institutions generally adopt various models of delivery like JLGs, Grameena Bank and directly to individuals and have grown at a much faster pace after suitable policy and institutional support. MFIs are more aggressive and innovative in reaching out to the rural poor with well-oiled distribution channels as compared to the formal banking system, however, the cost of delivery is higher. During the year 2016-17 apart from demonetization of SBNs, the repayment performance of many MFIs was hit also due to rumors of loan waiver announcements.

PROGRESS UNDER MFI-BANK LINKAGE PROGRAMMEThe Progress under MFI-Bank linkage programme during the last 3 years is shown in Table 5.1:The Agency-wise details of loans extended to MFIs are shown in Table 5.2.

5.1

5.2

[ 33 ]

Table 5.1

Table 5.2

PROGRESS UNDER MFI-BANK LINKAGE

LOANS TO MFIs BY BANKS/FINANCIAL INSTITUTIONS

2014-15

Loans disbursed to MFls during the year

Loans outstanding against MFls as on 31 March

No. of accounts

No. of loan accounts

No. of loan accounts

No. of accounts

No. of accounts

Amount

Amount(r Crore)

Amount(r Crore)

Amount Amount

2015-16 2016-17

Particulars

Financing agency

Period

Loans disbursed by banks/Fls to MFls

Loans outstanding against MFls as on 31st March

Loan outstanding as % of fresh loans

Commercial Banks

Regional Rural Banks

Cooperative Banks

SIDBI

Total by all agencies

589

4662

5415641430

153113

03

834

334937

5896472314

13858.6419324.1417091.33

47.6952.4237.83

06.00

207.33

1283.801413.011967.90

15190.1320795.5719304.38

444515613328

131344250

017

1682

869897

466220205357

18720.6122682.8525089.18

1186.62210.2378.75

011.76

261.54

2593.232676.003795.98

22500.4625580.8429225.45

2014-20152015-20162016-2017

2014-20152015-20162016-2017

2014-20152015-20162016-2017

2014-20152015-20162016-2017

2014-20152015-20162016-2017

15190.13(47.73%)

22500.46(36.22%)

148.13

647

2020

20795.57 (36.90%)

25580.84(13.69%)

123.00

2314

5357

19304.38(-7.17%)

29225.45(14.25%)

151.39

Source: Reporting Banks

(Amount in Crore)

(Figures in parenthesis indicates growth/decline over the previous year)

Source: Reporting Banks

Bank-wise details of MFIs financed are given in Statement VII. (In case of abridged version, refer to enclosed CD for Statements).


REVOLVING FUND ASSISTANCE / CAPITAL SUPPORT TO MFIs BY NABARD NABARD has been providing financial assistance to MFIs since 2007-08 by way of capital/ revolving fund support to help them to extend their outreach to the poor households and to enable them to leverage commercial borrowings from banks. However, after the announcement of creation of “India Microfinance Equity Fund” with SIDBI for the same purpose these supports were discontinued with effect from 1st April, 2011. The outstanding against capital support provided by NABARD stood at R3.80 crore to 12 entities as on 31 March 2017 and the RFA outstanding was R4.25 crore against 11 entities. Agency-wise details are given in Statements XI-A and XI-B. (In case of abridged version, refer to enclosed CD for Statements).

REFINANCE TO MFIs NABARD has been providing financial assistance to MFIs by way of Long Term Refinance support to eligible NBFC-MFIs since 2014-15. NBFC-MFIs having grading upto mfR2 (mfR3 in North Eastern states and Hilly areas) by CRISIL or equivalent and continuous profit during last three years are eligible for refinance subject to fulfilling other conditions. During 2016-17, refinance to the tune of R3498 crore have been disbursed to 19 MFIs.

5.3

5.4

[ 35 ]

NABARD AS MICROFINANCE FACILITATOR

6 .

NABARD continued with its role as the main facilitator and mentor of microfinance initiatives in the country, particularly the SHG Bank Linkage initiative. It continued to provide support in the form of grant assistance for formation, nurturing and credit linking of SHGs with the banks, capacity building of various stakeholders through training, exposure visits, seminars, workshops etc. NABARD intensified its efforts to promote sustainable livelihoods among SHG members by mainstreaming Livelihood and Enterprise Development Programme (LEDP), pilots in micro insurance and pension, digitization of SHGs, commissioning studies on topics related to micro credit/ SHG-BLP. A glimpse of the facilitator role played by NABARD during 2016-17 is given in following paragraphs.

REFINANCE TO BANKS NABARD has been extending 100% refinance to Banks towards their lending to SHGs and MFIs to supplement their resources. Total loans issued by Banks to SHGs and the refinance extended by NABARD for such loans is shown in Figure 6.1. During 2016-17, NABARD extended refinance to the extent of R5659.51 crore against their SHG lending forming 10.58% of the total refinance provided to Banks for investment credit, as against R6906.03 crore disbursed during the previous year.

Cumulative disbursement of refinance by NABARD for SHG lending now stands at R43293.60 crore

6.1

6.2

0

10000

20000

30000

40000

27582.31

2014-15

R in

Crore

2015-16 2016-17

4493.67 37286.90 6906.03 38781.16 5659.51

Figure 6.1

REFINANCE TO BANKSBank Loans to SHGs NABARD Refinance to Banks


Table 6.1

GRANT SUPPORT TO PARTNER AGENCIES

Cumulative Sanctions up to 31 | 03 | 2017

Cumulative Releases up to 31 | 03 | 2017

Amount AmountSHGs formed

SHGs formed

Agency

NGOs

RRBs

Cooperative Banks

IRVs

Farmers Club

PACs

SHG Federations

NGO - MFls

Total

Women SHG Scheme (in backward and LWE affected districts)

Anchor NGOs

32338.95

1541.78

1023.82

455.18

46.00

615.91

25.40

140.00

36187.04

20438.10

643367

57681

62022

26250

5128

13875

200

2800

811323

204381

11707.00

456.16

486.17

78.25

20.32

42.89

12.37

4.00

12807.16

7444.53

473108

50511

55675

12313

4469

1750

46

0

540724

200698

(Amount in Rlakh)

[ 37 ]

EXPENDITURE ON SHGs/JLGs - FUNDS UTILIZED ‘Financial Inclusion Fund’ and ‘Women Self Help Group Development Fund’ were utilized during the year for various microfinance related activities such as formation and linkage of SHGs/JLGs through SHPIs/JLGPIs, training and capacity building of stakeholders, livelihood promotion, studies, documentation, awareness and innovations etc. A sum of R62.69 crore was expended during 2016-17 from these funds for the above purposes registering an increase of 18.5% over the previous year.

SUPPORT FOR TRAINING AND CAPACITY BUILDING OF MICROFINANCE CLIENTS NABARD gave due recognition to training and capacity building of various stakeholders such as Bankers, NGOs, Government officials, SHGs, SHG Federations and trainers. During 2016-17 more than 4700 training programmes were conducted and about 1.75 lakh participants were trained. Cumulatively, around 37.69 lakh participants have been imparted training till the end of 31st March 2017 creating a strong team for implementation of the microfinance programmes. The Region-wise number of stakeholders trained by NABARD is given in Statements – VIII (A) to VIII(C). (In case of abridged version refer to enclosed CD for Statements).

GRANT SUPPORT TO PARTNER AGENCIES FOR PROMOTION AND NURTURING OF SHGS NABARD extended grant support to NGOs, Federations of SHGs, RRBs, NGO-MFIs, CCBs, PACS, Farmers’ Clubs and Individual Rural Volunteers (IRVs) for promotion, nurturing and credit linkage of SHGs with the banks. These supports have proved to be catalyst for the movement. Untiring efforts of the Self Help Group Promoting Institutions (SHPIs) has led to spectacular growth of the movement and has spread the concept to every corner of the country. The financial support extended by NABARD to various SHPIs till 31 March, 2017 is indicated in Table 6.1.

6.3.1

6.3.2

6.3.3

Agency-wise, State-wise details of grant assistance extended to partner agencies have been given in Statements – IX-A(i) - IX-H. (In case of abridged version, refer to enclosed CD for Statements.)


VILLAGE LEVEL PROGRAMMES In order to give the SHG-BLP a leg-up, Village Level Programmes on SHGs were continued by NABARD with the support of banks and NRLM in 13 priority States. The aim was to foster better understanding of mutual requirements between banks, SHGs and SHPIs at ground level and to sort out issues like saving linkage, credit linkage and repayment, etc. at the ground level. These programmes were organized in priority States viz. Assam, Bihar, Chhattisgarh, Gujarat, Himachal Pradesh, Jharkhand, J & K, Maharashtra, Madhya Pradesh, Odisha, Rajasthan, Uttrakhand, Uttar Pradesh and West Bengal during the year. NABARD supported more than 23500 village level programmes during this year. SRLMs and State Government departments also participated in the programmes. Banks reported increased credit linkage, account opening of new SHGs and improved repayment of bank loans with the help of these programmes. These programmes resulted in better interface between bankers and SHGs leading to increased credit flow and appreciation of each other’s needs. It has been decided by NABARD to regularize this intervention in priority States.

CENTRE FOR RESEARCH ON FINANCIAL INCLUSION AND MICROFINANCE (CRFIM) The Centre for Microfinance Research (CMR) set up within Bankers Institute of Rural Development (BIRD) was renamed as Centre for Research on Financial inclusion and Microfinance (CRFIM) with broader mission and operational coverage during the year. The agency takes up research activities in the field of Microfinance and financial inclusion for facilitating policy initiatives and improvement in design and delivery system of microfinance. CRFIM also publishes half-yearly Journals “The Microfinance Review” which contains research articles on topical issues of microfinance. Two volumes of “The Microfinance Review” were also published by the agency during the year.

6.3.4

6.3.5

[ 39 ]

ON-GOING INITIATIVES7 .

FINANCING OF JOINT LIABILITY GROUPs Apart from extending 100% refinance support to Banks, NABARD also extends financial support for awareness creation and capacity building of all stakeholders of this programme. Besides, NABARD extends grant support for formation and nurturing of JLGs to banks and other JLG promoting agencies. As against 5.72 lakh JLGs promoted during 2015-16, JLGs promoted during 2016-17 were 7.02 lakh taking the cumulative number of JLGs promoted and financed by banks to 24.53 lakh as at the end of March 2017. The Southern States top the list with over 8.01 lakh JLGs organized so far, Eastern Region follows closely with 7 lakh JLGs. In terms of loans disbursed, however, Southern States account for nearly 41% of the total loans disbursed.

With a view to sensitising the stakeholders of the JLG programme, NABARD has been arranging training programmes and exposure visits to successful JLGs, to the functionaries of these institutions including financing banks. Nearly 90000 personnel have already been benefitted from these trainings and exposure visits.

7.1.1

Figure 7.1

No. OF JLGs ORGANISED

March 2015 March 2016 March 2017

7719

8

4873

2 3018

09

1992

82

1263

34 3755

05

1128

860

1125

29

6464

7

4664

08

2879

23

2154

65

6047

50

1751

722

1629

31

8880

0

7004

27

3970

57

3035

77

8005

53

2453

345

N O R T H E R N R E G I O N

N O R T H E A S T E R N R E G I O N

E A S T E R N R E G I O N

C E N T R A L R E G I O N

W E S T E R N R E G I O N

S O U T H E R N R E G I O N

T O T A L

No.

OF

JLGs

PRO

MO

TED


LIVELIHOOD INTERVENTIONS FOR SHGS Skill development is an important tool for improving the employability and enhancing productivity of the working poor and thereby reducing poverty and exclusion. Rural poor women typically face difficulties or discrimination in accessing good quality training. Keeping the above in view, NABARD continued with Micro Enterprise Development Programme (MEDP) to nurture the entrepreneurial talents of members of matured SHGs to set up and run micro enterprises as a livelihood option in farm or non-farm sector. Around 15552 skill up-gradation training programmes have been conducted under this initiative covering about 4.40 lakh members of matured SHGs up to 31 March, 2017.

During the year, NABARD mainstreamed Livelihood and Enterprise Development Programme with a view to create sustainable livelihoods among SHG members and to create maximum impact of skill up-gradation. These programmes are implemented in small batches for a maximum of 150 SHG members in a cluster of contiguous villages on a project basis covering 15 to 30 SHGs. The programme provides for livelihood creation in agricultural & allied activities as well as rural non-farm sector activities. As on 31 March 2017, 139 proposals have been sanctioned to various agencies across India.

7.1.2

0

1000

2000

3000

4000

5000

6000

7000

8000

9000

10000

Figure 7.2

JLG - LOAN DISBURSED

Northern region

Nort Eastern region

Eastern region

Central region

Western region

Southern region

Total

2014-15 436.09

211.53

718.26

126.03

254.27

383.14

1104.11

1475.08

2519.24

650.12

785.18

1353.81

663.37

782.78

1191.29

1434.69

2651.88

3345.43

4414.41

6160.72

9511.17

2015-16

2016-17

[ 41 ]

SPECIAL INITIATIVES

SCHEME FOR PROMOTION OF WOMEN SHGS IN BACKWARD & LWE AFFECTED DISTRICTS OF INDIA NABARD, in association with the Department of Financial Services, Ministry of Finance, Govt. of India continued to implement a scheme for promotion and financing of Women Self Help Groups in 150 identified backward and Left Wing Extremism (LWE) affected districts of the country. The progress under the scheme as on 31 March 2017 is given in Statement IX-A (ii). (In case of abridged version, refer to enclosed CD for Statements).

IMPLEMENTATION OF NATIONAL RURAL LIVELIHOOD MISSION (NRLM) AND SCHEME FOR INTEREST SUBVENTION TO WOMEN SHGS The Ministry of Rural Development (MoRD), Government of India has launched the National Rural Livelihood Mission (NRLM) by restructuring Swarnajayanti Gram Swarojgar Yojana (SGSY) with effect from 1 April 2013. NABARD is implementing the Interest Subvention Scheme for Women SHGs under NRLM for Regional Rural Banks (RRBs) and Cooperative Banks in Category I districts. Further, as a part of collaboration between NABARD and NRLM, Regional Offices of NABARD are coordinating with the concerned SRLM to achieve the goal of training of all rural bank managers. To address the issue of low credit linkages under SHG-Bank Linkage Programme, NABARD has planned to conduct block level programmes in DDM districts so as to increase the credit linkages during this financial year. Such programmes would be on the lines of credit camps/ linkage meets involving bank branch officials, SHPIs, ANGOs, SRLM representatives, SHG leaders, NGOs, livelihood experts etc. State level sensitization programmes on SHG-BLP for senior bank executives have also been organised in coordination with SRLMs with the overall objective of increasing credit linkages. SRLMs have also been roped in as implementing agencies for EShakti in several States and they are supporting the digitization project in every State.

SIGNING OF MOU WITH BHARAT RURAL LIVELIHOODS FOUNDATION (BRLF) During the year an MoU has been signed between NABARD and BRLF. The MoU envisages collaboration in matters of engaging with the NGOs, partner organisations to support the project programmes for bringing synergy in speeding livelihood developments in the neediest areas of our country. BRLF, a society registered under the Societies Registration Act, 1860 has a mission to facilitate and upscale civil society action in partnership with government for transforming livelihoods and lives of rural households with an emphasis on women particularly in the Central Indian Tribal Region.

APRACA CENTRE OF LEARNING The Asia-Pacific Rural and Agricultural Credit Association (APRACA) is an association of institutions which are involved in agricultural, rural and microfinance policy and development, representing 21 countries in the Asia-Pacific region. With a view to further strengthening the knowledge management at APRACA, the concept of APRACA Centres of Excellence (ACE) was conceived. The goal of ACE is to utilize the effective model of SHG-Bank Linkage Programme for poverty alleviation/ women empowerment in

7.2

7.2.1

7.2.2

7.2.3

7.2.4


India and to create a strategic network in other APRACA member countries. NABARD, which is a member of APRACA, has been designated as an APRACA Centres of Excellence (ACE) for linkage banking in India. ACE has since been set up in BIRD, Lucknow during the year.

SHG BLP STRATEGIC ADVISORY BOARD A Strategic Advisory Board was constituted in NABARD in 2015 to give focus on strategic action plan on SHG-BLP, evolving quality standards, financial literacy, digitisation of SHGs, livelihood promotion, etc. The Second Meeting of the Strategic Advisory Board was held during the year. The Board highlighted the importance of SHG Bank Linkage Programme in terms of outreach, efficiency in delivery, cost effectiveness, accessibility and affordability in the changing financial ecosystem. Advisory Board recommended action points for addressing issues such as credit gap, low level of credit flow to SHGs, tackling NPAs, increasing banks outreach with alternative models, meeting the training needs, etc.

COLLABORATION WITH IRCTC - LIVELIHOOD FOR SHG MEMBERS With the objective of enabling livelihoods for SHGs, IRCTC had taken an initiative of collaborating with NABARD for providing marketing avenues to SHGs for their products including catering of local cuisine in trains through their website. Similarly, IRCTC had also proposed to provide space to select SHGs in rural/ semi urban railway stations (D & E categories) for installation of Water Vending Machines (WVMs). A few projects on pilot basis are being implemented in collaboration of IRCTC.

7.2.5

7.2.6

[ 43 ]


Pushing forward the Post - 2015 Development Agenda with Microfinance*

THE FOCUS of this paper is on discussing in brief the role of microfinance in realising the post-2015 development

agenda, in terms of Sustainable Development Goals (SDGs), that the world has set before itself to be achieved by 2030.

The understanding of the linkage between microfinance and the SDGs is important as the focus of both is on the people

at the lower rungs of the economy. Microfinance, in simple terms, is providing access to financial services in smaller

volumes and at affordable cost, especially to hitherto not reached or inadequately reached masses. Microfinance in India

did emerge as a solution to the problem of large scale exclusion of masses from formal credit mostly due to factors such

as lack of collateral with clients, high transaction costs due to uneconomically small ticket loans with wide geographical

spread, and low credit worthiness of individual clients. The microfinance, in its modern form, consists of different models

and channels. The most popular channel is Self Help Groups (SHGs), founded on the principle of peer pressure, joint

liability, regular savings, periodic interactions, collective action, and linked to formal financial agencies or Microfinance

Institutions (MFIs). Subsequently, Joint Liability Groups (JLGs) have been promoted and linked to banks or MFIs to

take care of higher quantum individual loans, again based on joint liability. In another model, MFIs have been financing

SHGs and also directly financing individual clients. As of now, there are 85.7 lakh SHGs in the country covering around

10 crore rural households. Thus, SHGs penetrated 60 per cent of the rural households. Notably, over 90 per cent

of microfinance clients are women constituting daily workers, seasonal earners, self-employed women, artisans and

small farmers. The microfinance sector has potential to understand the needs of the poor and devise efficient delivery

mechanisms. Thus, microfinance has such a considerable outreach that it can serve as a powerful medium for any

developmental intervention.

In view of the above, this paper examines the role the microfinance can play in achieving the SDGs. The rest of the paper

discusses genesis of post-2015 development agenda, the list of 17 SDGs, SHG-Bank Linkage Programme (SHG-BLP),

role of Microfinance in achieving SDGs and the way forward. This paper is an attempt to suggest that microfinance

platform can be used to achieve the developmental agenda.

“We recognize that people are at the centre of sustainable development and, in this regard, we strive for a world that is just, equitable and inclusive, and we commit to work together to promote sustained and inclusive economic growth, social development and

environmental protection and thereby to benefit all.”

Outcome document of the United Nations Conference on Sustainable Development (Rio+20),

“The future we want”

8 .

* This Article is authored by Dr. K. J. S. Satyasai and Dr. B. D. Nayak,

Department of Economic Analysis and Research (DEAR), NABARD HO, Mumbai.

The view expressed are those of the authors alone.

The authors wish to thank Shri G.R. Chintala, Shri N. Srinivasan, Mrs. Girija Srinivasan,

Shri R. Ramakrishna, Dr. Nikita Gopal, Ms.Sravya for their inputs and suggestions. Usual caveats apply.

[ 45 ]


Chart 1.

INDIA’S PROGRESS IN MILLENNIUM DEVELOPMENT GOALS (MDGs)

Source: UNDP website with short URL: https://goo.gl/umHxKY accessed on 8 June 2017

[ 47 ]

GENESIS OF POST-2015 DEVELOPMENT AGENDA The world has progressed well during

the last seven decades. But several problems like hunger, malnutrition, and poverty have not been wiped off

to the desired extent. India, for instance, ranks 80th among 117 countries in terms of Global Hunger index,

2015 (IFPRI, 2016)1. Its hunger status, with an index value of 29, is classified as ‘serious’, notwithstanding

the reduction in index value compared to the year 2000. The Hunger Index has three dimensions - inadequate

food supply measured through undernourishment, child under-nutrition measured through wasting and

stunting of under-five children, and child mortality measured through under-five children mortality. The

data shows that 15 per cent of the population is undernourished and the under-five mortality is 5.3 per cent.

While prevalence of wasting is 15 per cent for the under-five children, stunting is as high as 38.8 per cent.

Thus, nutrition security especially for under-five children, the future citizens, assumes importance and much

effort is needed to ensure it. Similarly, other problems like persisting poverty, less decent and often non-

paid/underpaid employment for especially women, violence against women, and poor health and hygiene

continue to pose formidable challenge.

MDGs pursued till 2015 by all the countries helped the world reduce hunger and poverty considerably,

though not completely. They tried to address gender and sustainability issues too, of course, with limited

success2. Progress of MDGs is given in pictorial format in Chart 1, where from, it is very clear that

India’s progress is on track in respect of poverty reduction, eliminating gender disparity in education,

halting/reversing spread of HIV and developing partnerships. However, on account of halving hunger,

improving maternal health by three quarters, halting and reversing malaria and other diseases and halving

proportion of people not having sustainable access to safe drinking water, the progress is slow. In respect

of other indicators, the progress is moderate. That is, the developmental agenda is still incomplete and

further efforts are needed. Hence, 17 Sustainable Development Goals (SDG) have been formulated with 169

indicators in place of 8 MDG with 18 quantifiable time bound targets.

Pursuing the SDG, the post-2015 development agenda, over the next 15 years needs huge investment and it

is a challenge for the national governments to raise finances. India, housing nearly 300 million poor people,

has even larger challenges given its vast rural population, lower levels of financial inclusion, geographies

and multi-dimensional exclusion of vast numbers, low levels of technology, resource crunch, and so on.

WHAT ARE THE SDGs? SDGs, 17 in number, have emerged out of 8 MDGs. Sustainable development

and interconnections between environmental, social and economic problems has been accorded major

emphasis as evident from the fact that MDG 7 i.e., Ensure environmental sustainability can be mapped to

9 SDGs from SDG 6 to 15. Poverty and hunger related goals are split into SDG 1 and SDG 2 out of MDG

1. SDG 1, 2, 6, 12, and 15 are directly related to agriculture and rural development. SDGs 3, 4, 5, 6, 7 and

10 impinge on gender, health and inequalities. While a few SDGs are directly linked to the welfare of rural

people - their lives and livelihoods, all the SDGs can influence rural lives in some form or the other (Chart 2).


# Traditional agencies: government, cooperatives and commercial banks including RRBs; Modern agencies:

Insurance, provident fund, financial corporation/institution, financial company, self-help group-bank linked,

self-help group – NBFC; and, Non-institutional: Landlord, agricultural moneylender, professional moneylender,

input supplier, relatives and friends, professionals like doctors, lawyers, etc.

Source: Compiled from NSS Report No.577: Household Indebtedness in India

Chart 2.

Table 1.

SNAPSHOT OF SUSTAINABLE DEVELOPMENT GOALS

INCIDENCE OF INDEBTEDNESS (IOI), AVERAGE AMOUNT OF DEBT (AOD) AND SOURCES FOR INDEBTED RURAL HOUSEHOLD, JUNE 2012

Occupational categories

IOI (%) AOD per indebted HH (r Lakh)

Share of agencies# in credit outstanding (%)

Traditional Modern Others

Non-instituitionalInstitutional

cultivator 35.0 1.10 53.9 3.7 0.8 41.6

25.6 0.88 43.1 5.6 0.6 50.7

31.4 1.03 51.1 4.2 0.7 44.0

non-cultivator

all

[ 49 ]

ISSUES IN FINANCING DEVELOPMENT Achieving SDGs by 2030

needs commitment to invest huge resources including money. Development

Committee Discussion Note on From Billions to Trillions: Transforming

Development Finance3 underlines that the global community needs to move

the discussion from “Billions” in Official Development Assistance (ODA) to

“Trillions” in investments of all kinds: public and private, national and global, in

both capital and capacity. The most substantial development spending happens

at the national level in the form of public resources, while the largest potential

is from private sector business, finance and investment. “Billions to trillions” is

shorthand, according to the Development Committee, for the realization that

achieving the SDGs will require more than money. It needs a global change

of mind set, approaches and accountabilities to reflect and transform the new

reality of a developing world with highly varied country contexts. Globally,

major sources of financing development are private sector finance (around

USD 1178 billion comprising USD 778 billion of Foreign Direct Investment +

USD 400 billion remittances as per 2013 data), ODA (USD 135 billion) and

domestic resources. Flow of private sector finance can be ensured by improving

business climate, developing local capital markets and mitigating investment

risks. Domestic resources, the largest available source of funding for countries’

development plans, can be unlocked through effective fiscal measures.

POOR ACCESS TO FINANCE – STAGNANT SHARE OF FORMAL AGENCIES Mere 31.4 per cent of the rural households reported borrowing from any source and 22.4 per cent in urban areas. That is, almost 70 per cent in rural areas and 78 per cent in urban areas remained without access to finances. The situation looks further dim if we consider the fact that access to institutional sources of credit is further low.

Hardly, 17 per cent of the rural households have borrowed from formal agencies. In terms of shares in cash loans outstanding, 44 per cent still comes from informal sources. Thus, the ground reality is one of low outreach of formal agencies, limited access to credit and hence, limited access to economic opportunities for many. Poor access to finance limits one’s pursuit of economic activities, acquiring education and affording health care. Despite Public policy focus on expanding the outreach of institutional agencies through several institutional interventions and small borrower friendly policies, the formal agencies could not reach the unreached to the desirable extent.


SHARE OF MODERN AGENCIES IN CREDIT OUTSTANDING Perhaps as a response, during late 1980s and early 1990s, several Non-

Governmental Organisations made forays into microfinance and brought several

innovations to reach the unreached. Group approach through self-help groups

(SHG)4 was one of the most important channels for reaching the unreached to

provide financial access. With policy support from Reserve Bank of India (RBI)

and NABARD, the Self Help Group-Bank Linkage Programme (SHG-BLP) was

launched during early 1990s, which has completed 25 years as of now. Apart

from SHG Bank Linkage channel, there has been emergence of Microfinance

Institutions (MFIs) on the rural finance scene. Though the share of MFIs and

SHGs in the total credit outstanding for a rural household is not substantial

compared to mainstream institutions, the 25-year journey of SHG-BLP, mostly

covering women, has been phenomenal as will be discussed in the next section.

Undisputedly, the programme has been a movement that empowered women.

The model has been accepted widely as an effective delivery mechanism for

most services. Thus, the influence of the SHG movement has been well beyond

mere providing financial resources to the rural people transcending to rural

health, education, and caring for the environment.

Table 2.

SHARES OF TRADITIONAL AND MODERN INSTITUTIONAL AGENCIES# IN TOTAL CREDIT OUTSTANDING, RURAL, 2012

Credit Agency Formal Agencies

Informal Agencies

Traditional Modern Others

All India 51.1 4.2 44.00.7

38.7 10.8 49.31.2

24.0

54.9 4.1 38.52.5

52.3 4.7 42.60.4

43.5 6.8 49.60.1

33.7 8.3 0.18.3

7.3 68.30.4

West Bengal

Telangana

Tamil Nadu

Odisha

Karnataka

Andhra Pradesh

Source: Compiled from NSS Report No.577: Household Indebtedness in India

Note: # in Table 1.

[ 51 ]


[ 53 ]

Microfinance SHG-Bank Linkage programme (SHG-BLP)

NABARD’S SHG-Bank Linkage Programme (SHG-BLP) evolved out of an action research project with

Mysore Resettlement and Development Agency (MYRADA) during 1986-87. The aim was to inculcate

savings habit among the rural poor, especially the women, organised into groups and to link them to the

mainstream banking system. The programme grew rather fast to reach credit outstanding of r571 billion

with 4.7 million SHGs as on 31 March 2016. The CAGR of number of SHGs having bank credit outstanding

and the amount of bank loan outstanding to SHGs between 1999 and 2016 was 27.22 per cent and 43.44

per cent, respectively (Table 3). The credit per SHG grew at the rate of 12.78 per cent per annum.

Table 3.

PROGRESS OF CREDIT LINKAGE TO SHGs IN INDIA, 31 MARCH

Total (r billion) Total (r billion)Average per SHG

(r ’000)Average per SHG

(r ’000)

Year Bank Loan Outstanding to SHGs

No. of SHGs Credit linked

(’000) (’000)

1993

2000

0.000.3

115 1.93 17

11

0.010.6

264 4.81 18

10

0.022.1

503 10.26 20

0.064.8

717 20.49 29

13

0.128.6

1079 39.04 36

14

0.2414.3 17

0.5733 17

11

1994

2001

1995

2002

1996

2003

1997

2004

CAGR (%) (1999 - 2016)

1998

1999

Year Bank Loan Outstanding to SHGs

No. of SHGs Credit linked

68.991618

4354 363.40 83

43

113.982239

4451 393.75 88

51

123.672895

4197 429.28 102

170.003626

4468 515.46 115

47

226.804224

4673

27.22 43.44 12.78

571.19 122

54

280.384851 58

312.214787 65

43

2005

2012

2006

2013

2007

2014

2008

2015

2009

2016

2010

2011

Source: Progress of SHG-Bank Linkage in India, NABARD, various issues;

and Status of Microfinance in India, NABARD, various issues.


Chart 3.

(as on 31 March of each year)

Chart 4.

TREND IN BANK LOAN OUTSTANDING AND AVERAGE BANK LOAN OUTSTANDING PER SHG

TREND IN SHGs SAVING LINKED AND CREDIT LINKED DURING 2007-2016

0

20

40

60

80

100

120

140

0

100

200

300

400

500

600

1991 1996 2001 2006 2011 2016

Bank

Loan

/SHG

(.0

00)

Bank

Loan

(bi

llion

)

Bank loan Average per SHG

Phase I

Phase II

Phase III

[ 55 ]

The trends over time suggest that the SHG-BLP experienced three phases of growth (Chart 3) with steeper

growth in the third phase. The initial phase until 2000 is the period of intense learning and there have

been affirmative resolutions, policy framework, standardizing models, partnering with various agencies and

key players, during this phase, to push the movement ahead. The Second phase between 2000 and 2010

recorded rapid growth in SBLP in terms of formation of SHGs, horizontal and vertical expansion in credit

penetration and holistic participation. Capacity building of SHG members for graduation as entrepreneurs

through entrepreneurship programmes supported the members to upscale their skill for income generation.

Matured SHG members were encouraged to form Joint Liability Groups to get credit support. The third

phase, 2010 onwards, remains more of a consolidation phase following the Andhra Pradesh Crisis that

brought in its wake stringent regulation on microfinance. SHGs reached 10 crore households. It is in this

phase that NABARD rolled out SHG2 guidelines for revitalizing SHG-BLP and SGSY got restructured

as National Rural Livelihoods Mission (NRLM). SHG2 introduced the concept of voluntary savings,

switching over to cash credit system in place of term loans and allowed carving out JLGs out of SHGs.

NRLM envisaged building people’s organisations in terms of clusters and federations and brought the

livelihood framework to the centre stage. During this phase, digitisation of SHG and SHG data is another

major innovation. MIS was generated on CBS platform. ICT was used for digitization of SHGs with a view

to improvement in MIS and facilitate credit linkage.

One vexed issue in SHG-BLP has been getting SHGs credit linked with banks. Chart 4 gives the number of

SHGs savings linked as well as credit linked as at the end of each fiscal year.

The proportion of SHGs bank credit linked declined to less than 60 per cent in the second half, from around

70 per cent in the first half of the period (Chart 4). Fast rise in number of SHGs formed, non-availability

of hand holding support to SHGs for repeat finance and competing MFIs for financing SHGs are some

of the reasons for reduced bank-linkage proportions. In this context, recent initiative by NABARD for

digitization of SHGs, through E-Shakti portal, is intended to strengthen the monitoring and facilitate better

credit linkage.

MFIs AND MICROFINANCE In India, the MFI sector has grown remarkably during past two

decades, spreading across the country and surviving the 2010 Andhra Pradesh microfinance crisis. As on

31 March 2016, they reached out to 40 million clients with an outstanding credit of r63,853 crore5. There

was a steady growth in the average credit outstanding per client, by 76% from r7481 in 2011 to r13162

in 2015. Interestingly, in the recent past MFIs are growing fast in the states like Punjab, Haryana, Gujarat,

Himachal Pradesh, and Uttar Pradesh, which are left uncovered by SHG-BLP. Though MFIs provided loans

for both consumption and productive purposes, a major part of the credit flow, 94% in 2016, is channelized

for income generating activities. Agriculture, Animal husbandry and small trading are the major income

generating activities that account for 79% of the micro credit provided by MFIs in 20166. Non-income

generating loans are mostly used for consumption, housing and education of children.

MFIs played a significant role in bridging the gap between the formal financial institutions and the rural

poor. However, of late, their increasing urban orientation and providing pure credit products without the

capacity building component have been criticised, for the situation in rural areas is not of credit shortage

alone. It is more of shortage of entrepreneurial capabilities and lack of technical skills. These aspects needs

attention.


Microfinance and SDGs

The first goal, SDG 1, is to end poverty in all its forms explicitly has one of its targets (1.4) that seeks

to ensure that all will have equal rights to economic resources. The target also states that all should

have access to basic services, ownership and control over land, technology and financial services

including microfinance. The target 1.5 under SDG 1 seeks to build resilience of the poor and the

vulnerable and reduce their exposure. This presupposes the positive relation between microfinance

and the economic betterment. It also brings to fore the role of insurance and other risk management

strategies that can protect the poor from adverse situations that can rip off productive resources

and/or from loss of breadwinners.

Many studies such as by Puhazhendhi and Satyasai (2000)8 and NCAER (2007)9 on impact of SHG Bank

Linkage Programme revealed that SHGs were able to obtain higher doses of loans that enhanced

capital availability to households. This in turn enhanced investment in productive assets that led to

diversify and intensify income generating activities of SHG members. Improved savings and capital

formation helped members to improve self-financing capabilities and risk bearing ability. The studies

Almost in attaining all the SDGs microfinance institutions including SHGs can play a major role in generating funds for development and can give community orientation to the interventions. The pathway of microfinance to SDGs is two-fold. One is through financial inclusion7 and the other is through social engineering.

[ 57 ]

also proved beyond doubt the ability of the SHG programme to lift members above poverty line.

It was estimated that the proportion of members below poverty line declined from 58 per cent in

pre-SHG situation to 33 per cent in post-SHG situation, likely due to income growth of 6 per cent

per annum10. Thus, the positive role of microfinance in achieving SDG 1 is well documented.

The formidable task of ending hunger and improving nutrition (SDG 2) cannot be achieved without

involving women and without creating awareness among them. Many SHGs and their federations

have been creating awareness on nutrition among their members. Hunger can be attacked by

enhancing productivity of agriculture and allied sectors, by smoothing the consumption and

ensuring entitlements from food security schemes. Most SHG members take loans for crop/

vegetable production and livestock – both cattle and small ruminants. Such support to food

production activities improve and stabilize incomes and also increase domestic consumption.

Further, SHG loans are taken for consumption purposes to some extent or the other to help tide

over the seasonal shortfall in purchasing power due to seasonal cash in-flows. This is the case

typical to marine fishers and dry land farmers whose income flow is seasonal and during off-

seasons they need loans for ensuring adequate consumption. There have been grain banks run by

SHG women in some parts of the country where members can borrow from grain banks in the

form of grain and repay in kind in future. This is a community level initiative to help people in

difficult times of food shortage. Importantly, membership in SHGs created awareness about the

rights and responsibilities. Reportedly, SHG members in several places questioned the authorities

and dealers on the quality of the rations supplied also brought the issue to the notice of the Gram

Panchayat and other officials. Though consumption levels can be supported through direct income

transfers and/or schemes like MGNREGA, such measures are not sustainable in the long run as

they may disturb the already precarious fiscal situation.

SDG 3 that aims to ensure healthy lives and promote wellbeing for all at all ages cannot be

achieved without the active involvement of women. For instance, the Swasthya Sakhi (health

activist) program being a component of SHG in Rajiv Gandhi Mahila Vikas Pariyojana (RGMVP)

demonstrated that empowered women have brought remarkable change in health status as

well as in overall development of villages11. Empowerment means improved financial security,

improved power relationships within household and society, enhanced awareness on health,

increased contribution in household decision making along with men and acceptance by men and

recognition to women. Safe deliveries and focus on mother and child health can reduce maternal

mortality. Further, the hygiene practices at household, community and village levels have changed

for the better and women increasingly benefited from other government schemes too, thanks to

information spread by Swasthya Sakhis. Instead of health workers delivering services earlier, the

people started demanding for them, which is a paradigm shift in the service delivery space.

SHG membership is known to have improved the access to education (SDG 4). As per an empirical

study of impact of SHGs12 around 80 per cent of members reported increase in access to education.

Several SHGs demanded a school in the village; distributed books to poor children; proposed

an English medium school; approached concerned authorities to have a traffic policeman at the

school and yet several others created awareness on the importance of girl child education among

the villagers and the parents through campaigns and discussions and promoted girl child education

in their villages. Many SHGs discussed the importance of education in group meetings and held

evening classes for the women.


[ 59 ]


While financial intermediation and promoting savings among SHG women is

seen as an entry point, the major purpose is expected to be gender equality and

empowerment. Ending all forms of discrimination against all women and girls

everywhere, eliminating violence against women, ensuring full and effective

participation and equal opportunities for leadership, etc., being targets under SDG

5 for achieving gender equality and “empower all women” can be better fulfilled

through the medium of SHGs. As several studies brought out, members of SHGs

expressed better role in decision making at home and community, higher level of

confidence in facing outside people and situations, ability to raise voice on violence

against self and fellow members and ensuring children’s education compared to

non-members. Studies have established that SHG movement has enabled the

women to get the social identity and leadership in decision-making and take a

stand on the issues related to family as well as society. SHGs have battled against

social evils like dowry, sale of liquor in villages, exploitation against women, etc.

They have also put forth their demands before the appropriate authorities for road

connectivity to villages, electricity, health and sanitation facilities, provision of

drinking water, etc. SHGs were also seen fighting for the rights of not only the

members and their families but also women in general, common interests of the

settlements, etc.

While SHGs and microfinance can overall contribute to several other SDGs in some

form or the other, in fulfilling certain targets their role cannot be overemphasized.

For instance, target to achieve and sustain income growth of the bottom 40 per

cent population by 2030 under SDG 10 i.e. to reduce inequality, can be reached

only by ensuring access to resources especially financial to the bottom deciles of

population who are caught in vicious cycle of low capital – low income – poverty

continuum. Such segments cannot be made to improve incomes by merely providing

assets or capital. They need aspiration to grow, skills and entrepreneurship to grab

opportunities, the will and confidence to sustain beyond handholding period.

Also, they may need several rounds of support, not just one dose. Membership in

SHGs helped in graduating to entrepreneurship. About 28 per cent of the members

could think in terms of becoming micro-entrepreneurs13. The graduation index, as

measured in a study14, was about 0.45 of which micro-enterprise dimension index

was 0.57. To help SHG members graduate to micro-entrepreneurs, we need to

work on credit- frequency and amount; savings- products that suits SHG members

and incentivise them to save additionally; creative mechanisms for sharing loans

by members; micro-infrastructure that can render small investments viable and

fructuous; and, convergence across programmes and processes that dissipates less

of energy, resources and efforts.

[ 61 ]

About 9 SDGs are directly concerned with the environment and sustainability

which, of course, cannot be achieved without community participation. What

can be better community level institutions one can partner with for achieving

these goals than the SHGs/ JLGs and other people’s institutions? In a rural

setting, women can play key role in conserving biodiversity, local seeds and

breeds, and the natural ecosystems. Most of the goals target expanding access to

banking, insurance and financial services for all and ensuring affordable credit

to enterprises which should be integrated into value chains (SDG 9). For most

activities in rural setting the needed financing can be provided through local

level microfinance arrangements through SHGs/ JLGs and the activities can

be integrated into local short geographical value chains. Women can also play

pivotal role in reducing food wastage and post-harvest losses given their nature

of duties on farm and at home.


Way Forward / Conclusions

Though SHGs and MF helped pursue MDG in the past positively, microfinance alone may not

help achieve SDGs. First, the scale is too formidable to expect wonders with existing level of

activity. While the numbers are big in terms of number of SHGs and their reach, overall, the scale

is not enough. In spirit, a women borrowing from SHGs over several cycles and graduating to

higher level can build a credit history and formed a JLG and /or applied individually to get higher

quantum of loan without any collateral. Even the banker would have gained confidence in lending

to individuals by then. While group activities have been encouraged especially under programmes

like SGSY and Kudumbashree, many drop outs have been observed due to conflicts, low business

volumes and insufficient incomes, better alternative avenues and so on15. Many were forced groups

for availing subsidy and disintegrated sooner16.

Second, as we move on the development path, marginal costs of further development is usually

higher in terms of finances and efforts. Also, there would be dilution of standards and hurry to

achieve numbers.

Third, mere membership in groups will not ensure the improvement in living standards. People

are encouraged to inculcate financial awareness and good banking habits through SHGs and

unless, they understand how to use money wisely in entrepreneurial activities their incomes will

not improve. For this, skill sets that people have or develop matter. Training members to suit their

aspirations and aptitude is grey area. Also, the banker does not have a clue on skill sets of people

who approach him, in the absence of good data base. A registry of SHG members with unique

identity number or linking with AADHAAR number that can help streamline efforts to promote,

[ 63 ]

credit link and graduate SHGs and their members is hence recommended17. In this context, two

recent initiatives of NABARD need a mention. One, the digitisation of SHGs and the other is

Livelihood and Enterprise Development Programme (LEDP). Under LEDP, refresher training,

backward-forward linkages and handholding and escort supports are ensured. It is a project based

approach encompassing the complete value chain and offering end to end solutions to the SHG

members.

Fourth, regional spread of microfinance institutions is a serious issue to be sorted out. While the

southern states of India account for major share in credit from formal financial institutions, the

spread of microfinancing institutions also ironically tilted towards those very states18.

Fifth, microfinance sector has spread with a mix of traditional and modern institutions working

towards lofty ideals but each stakeholder running on their own tracks. Now, with the advent of

the new generation banks such as Small Finance Banks (SFBs), Payment Banks (PBs) and many

MFI-NBFCs converting themselves into one of them, with initiatives of the government on skilling,

financial inclusion, insurance, climate change, isolated efforts only lead to high cost of delivery,

overlapping and wastage of resources, peripheral coverage and concentration of benefits in a few

geographies and population segments. We need an anchor agency at the national level to construct

a big picture and share it with all stakeholders for distributed and differentiated efforts.

Lastly, SDGs and targets are drawn for country level achievement. They have to be localised

to formulate comprehensible and implementable goals at the grassroots level. The SDGs appear

formidable at macro level and micro level microfinance institutions like SHGs appear too small to

contribute. But, if we can build strong network of ground level institutions of people, it can form

a soft infrastructure that would support effective implementation of successive developmental

interventions. Investing in people’s institutions is a must for inclusive growth.

“SHGS, SAVING FOR THE PRESENT, SECURING THE FUTURE”[ 64 ]

Footnotes

Von Grebmer, K., Bernstein, J., De Waal, A., Prasai, N., Yin, S. and Yohannes, Y. (2015) 2015 Global Hunger Index: Armed Conflict and the Challenge of Hunger. Bonn, Washington, DC and Dublin: Welthungerlife, International Food Policy Research Institute, and Concern Worldwide.

Detailed progress report can be obtained in 2015 Millennium Development Goals: India Country Report , Ministry of Statistics and Implementation, Government of India (https://goo.gl/C9V1jQ) and 2015 India and MDGs: Towards a Sustainable Future for All, United Nations (https://goo.gl/qoAaP8) both accessed on 8 June 2017. Prepared jointly by the African Development Bank, Asian Development Bank, European Bank for Reconstruction and Development, European Investment Bank, Inter-American Development Bank, International Monetary Fund, and World Bank Group in April 2015. Groups are known with several other names such as credit management groups (CMGs), though SHG evolved as the generic name.

Sa-Dhan, 2016. The Bharat Microfinance Report 2016. New Delhi, Sa-Dhan. Sa-Dhan, 2016. op.cit.

For elaborate discussion of financial inclusion and its impact on SDGs, see Klapper, Leora, Mayada El-Zoghbi, and Jake Hess, 2016. Achieving the Sustainable Development Goals: The Role of Financial Inclusion, CGAP. Puhazhendhi, V. and K.J.S.Satyasai, 2000. Microfinance for Rural People: An Impact Evaluation, NABARD, Mumbai. National Council of Applied Economic Research (NCAER), 2007. Impact and Sustainability of SHG Bank Linkage Programme, GTZ-NABARD, New Delhi. Hannover, Wolfgang and Dr. Klemens van de Sand, 2008. Microfinance and MDGs – Impact and Assessment: Impact and Assessment of Achievements towards Reaching the Millennium Development Goals, Rural Finance Programme, GTZ and NABARD, New Delhi.

International Institute of Health Management Research (IIHMR), 2012. Appraisal of save a mother -Effective Social persuasion Platform (ESP) in Amethi, UP, India, Delhi.

NCAER, 2007. op. cit. Badatya, K.C., B.B.Wadavi and S.Ananthi, 2006. Microfinance for Microenterprises: An impact Evaluation Study of Self Help Groups, NABARD, Andhra Pradesh. Satyasai, K J S, B.B.Sahoo and Smita N. Badajena, 2014. Whither Graduation of SHG members? An Exploration in Karnataka and Odisha, NABARD Research Studies -1, Department of Economic Analysis and Research (DEAR), NABARD, Mumbai. Abraham, Dimple Tresa, 2013. Performance of Micro-Enterprises of SHG Entrepreneurs, Ph.D. Thesis submitted to Gokhale Institute of Politics and Economics, Pune. Satyasai, K.J.S. and B.Jayaraman, 2009. Microfinance in India: Issues in Sustainability. Journal of Microfinance, Vol 1(1), Banker Institute of Rural Development, Lucknow. Satyasai et al, 2014. op. cit. Satyasai, K.J.S., 2003. ‘Microfinance in India: progress and Perspectives’, in NCAP, 2003. Institutional Change in Indian Agriculture (Ed. Suresh Pal, Mrutyunjaya, P.K.joshi and Raka Saxena).

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[ 65 ] STA

TE

ME

NT

S


STATEMENT - I - A

STATEMENT - I - B

STATEMENT - I - C

(Amt. R lakh)

(Amt. R lakh)

(Amt. R lakh)

Sr. No.

1 Commercial Banks 4444428 1017002.46 3804951 901674.30 1729367 479820.61 394523.00 89637.40

2 Regional Rural Banks 2586318 363176.15 2196793 324379.42 1667310 239738.10 102948.00 21078.21

3 Cooperative Banks 1546129 231244.03 1319864 202288.55 346873 35710.99 48014.00 1970.11

8576875 1611422.64 7321608 1428342.27 3743550 755269.70 545485.00 112685.72

Sr. No.

1 Commercial Banks 1116442 2429701.86 984877 2237341.08 479324 969039.02 67214.00 154226.11

2 Regional Rural Banks 557540 1161300.40 522028 1112462.02 361923 706407.85 35797.00 106842.83

3 Cooperative Banks 224138 287113.38 209375 260510.16 44892 58178.74 3247.00 6508.52

1898120 3878115.64 1716280 3610313.26 886139 1733625.61 106258.00 267577.46

Sr. No.

1 Commercial Banks 2670304 3866846.83 2338458 3507146.06 1232982 1664953.15 233809 254471.46

2 Regional Rural Banks 1611842 1911991.30 1430038 1789548.96 1133391 1243854.42 74200 150313.41

3 Cooperative Banks 566141 379292.23 515313 347728.51 124279 90635.70 9669 8544.00

4848287 6158130.36 4283809 5644423.53 2490652 2999443.27 317678 413328.87

[ 67 ]

STATEMENT - I - D

STATEMENT - I - E

(Amt. R lakh)

(Amt. R lakh)

Sr. No.

1 Commercial Banks 264111.59 6.83 201670.88 5.75 122958.36 7.39 23009.05 9.04

2 Regional Rural Banks 104500.02 5.47 78443.03 4.38 70551.72 5.67 3945.20 3.69

3 Cooperative Banks 31607.20 8.33 26885.57 7.73 9284.64 10.24 818.57 2.45

400218.81 6.50 306999.48 5.44 202794.72 6.76 27772.82 6.72

Sr. No.

1 Commercial Banks 1430 1709132.83 3328 2508917.54

2 Regional Rural Banks 13 3782.65 250 7875.34

3 Cooperative Banks 834 20732.97 1682 26154.02

2277 1733648.45 5260 2542946.90

4 SIDBI 37 196790.00 97 379598.00

2314 1930438.45 5357 2922544.90


STATEMENT - II - A

(Amt. R lakh)

Sr. No.

1 Chhattisgarh 59008 8862.92 99903 9699.00 20585 1528.94 179496 20090.862 Madhya Pradesh 128435 19743.95 100365 6870.98 9696 695.45 238496 27310.383 Uttarakhand 15341 1757.06 24758 1735.92 6831 856.96 46930 4349.944 Uttar Pradesh 127953 14085.93 247619 14719.24 8020 3341.77 383592 32146.94

1 Andaman & Nicobar 432 34.28 0 0.00 4442 838.54 4874 872.822 Bihar 179544 29790.06 261765 32868.32 0 0.00 441309 62658.383 Jharkhand 59548 8677.69 70577 6293.00 225 20.86 130350 14991.554 Odisha 234168 29122.20 115679 27453.02 81640 6169.84 431487 62745.065 West Bengal 302024 43027.40 270596 70048.63 372436 82194.73 945056 195270.76

1 Arunachal Pradesh 1962 699.41 1672 144.69 1826 297.81 5460 1141.912 Assam 85433 4785.80 236228 5374.56 25844 286.28 347505 10446.643 Manipur 5282 161.20 7644 153.12 2544 22.18 15470 336.504 Meghalaya 1561 121.93 4307 572.15 2574 267.00 8442 961.085 Mizoram 233 22.45 7778 515.60 726 23.98 8737 562.036 Nagaland 3747 352.58 846 67.12 8426 856.20 13019 1275.907 Sikkim 3003 1372.81 0 0.00 1208 202.86 4211 1575.678 Tripura 10538 1335.75 29380 5316.43 10125 3.79 50043 6655.97

1 Chandigarh 1255 100.11 0 0.00 37 4.40 1292 104.512 Haryana 19930 1830.36 17187 1334.93 3498 265.71 40615 3431.003 Himachal Pradesh 16913 1635.18 9941 1600.00 18881 1826.39 45735 5061.574 Jammu and Kashmir 12248 428.98 3609 1726.19 1005 29.39 16862 2184.565 New Delhi 4131 1043.40 0 0.00 349 75.66 4480 1119.066 Punjab 15745 1579.89 9051 731.10 6690 824.35 31486 3135.347 Rajasthan 134328 17197.52 91553 12116.38 90848 5326.34 316729 34640.24

1 Andhra Pradesh 627659 447010.28 205312 74255.01 15750 7859.67 848721 529124.962 Karnataka 582100 71292.54 220743 18525.34 228890 41363.60 1031733 131181.483 Kerala 188129 36204.25 56877 10043.00 34521 5021.70 279527 51268.954 Lakshadweep 4 0.30 0 0.00 0 0.00 4 0.305 Puducherry 17086 1347.45 4381 564.10 873 312.73 22340 2224.286 Tamil Nadu 683739 77936.62 55870 9419.34 169883 19219.59 909492 106575.557 Telangana 355568 122427.34 269940 35640.55 7273 1214.29 632781 159282.18

1 Daman & Diu 103 7.00 0 0.00 0 0.00 103 7.002 Dadra Nagar Haveli 648 152.70 0 0.00 0 0.00 648 152.703 Goa 3728 944.09 0 0.00 3680 996.33 7408 1940.424 Gujarat 162900 18273.76 50658 5266.77 33464 2711.02 247022 26251.555 Maharashtra 400002 53637.27 112079 10121.66 373339 46585.67 885420 110344.60

[ 69 ]

STATEMENT - II - B

(Amt. R lakh)

Sr. No.








STATEMENT - II - C

(Amt. R lakh)

Sr. No.







[ 71 ]

STATEMENT - II - D

(Amt. R lakh)

Sr. No.

NPAs NPAs NPAs NPAs NPAs

1 Chhattisgarh 1448.71 12.88 26.31 0.59 1253.00 6.73 166.04 15.58 2894.06 8.17

2 Madhya Pradesh 6442.13 24.81 419.56 5.10 3858.86 23.51 238.48 86.88 10959.03 21.54

3 Uttarakhand 559.25 23.44 9.99 1.32 309.26 19.23 933.33 39.67 1811.83 25.51

4 Uttar Pradesh 11687.63 21.74 9.10 0.16 22999.97 34.14 857.52 67.13 35554.22 27.79

1 Andaman & Nicobar

93.55 16.54 0.00 0.00 0.00 0.00 72.77 9.49 166.32 12.48

2 Bihar 10902.32 16.60 0.10 0.04 9797.79 10.59 0.00 0.00 20700.21 13.06

3 Jharkhand 3659.47 18.57 0.00 0.00 1950.00 16.44 7.43 3.34 5616.90 17.61

4 Odisha 20618.01 26.84 5.24 0.02 7587.84 8.19 1744.40 12.72 29955.49 14.08

5 West Bengal 9447.67 7.03 0.00 0.00 8378.75 3.42 5271.63 5.15 23098.05 4.77

1 Arunachal Pradesh

55.69 43.11 0.00 0.00 22.81 34.66 20.31 23.54 98.81 35.13

2 Assam 5171.16 22.63 4.53 24.21 5805.91 14.59 479.75 67.09 11461.35 18.08

3 Manipur 120.95 31.92 0.00 0.00 60.55 11.08 2.30 100.00 183.80 19.81

4 Meghalaya 59.08 8.06 0.00 0.00 126.07 21.29 115.00 96.83 300.15 20.79

5 Mizoram 39.72 63.49 0.00 0.00 308.63 17.27 15.26 15.06 363.61 18.64

6 Nagaland 134.25 24.68 0.29 53.70 19.49 7.38 240.04 14.93 394.07 16.31

7 Sikkim 25.62 4.11 0.00 0.00 0.00 0.00 0.00 0.00 25.62 4.06

8 Tripura 949.33 24.70 0.00 0.00 2889.93 51.51 497.48 18.59 4336.74 35.75

1 Chandigarh 12.00 15.12 0.00 0.00 0.00 0.00 0.00 0.00 12.00 14.52

2 Haryana 2303.62 29.46 2.41 0.13 601.00 9.21 87.67 48.12 2994.70 18.30

3 Himachal Pradesh 609.78 16.86 0.00 0.00 234.00 7.03 781.87 19.83 1625.65 14.72

4 Jammu and Kashmir

51.83 13.43 2.73 0.12 65.56 5.89 5.11 29.94 125.23 3.30

5 New Delhi 93.70 22.15 0.00 0.00 0.00 0.00 0.00 0.00 93.70 21.98

6 Punjab 1088.07 54.61 0.15 0.01 147.85 5.94 262.30 32.42 1498.37 23.03

7 Rajasthan 7378.96 45.82 298.10 2.00 3348.81 33.82 2401.29 20.00 13427.16 25.36


STATEMENT - II - D (contd.)

(Amt. R lakh)

Sr. No.

NPAs NPAs NPAs NPAs NPAs

1 Andhra Pradesh 38331.62 2.90 1044.00 99.90 10029.04 2.54 615.61 2.99 50020.27 2.87

2 Karnataka 16695.05 3.25 1290.32 2.18 7729.66 4.88 3013.01 3.59 28728.04 3.53

3 Kerala 10378.04 6.25 567.47 0.69 836.00 3.39 1249.48 7.51 13030.99 4.50

4 Lakshadweep 0.46 7.12 0.00 0.00 0.00 0.00 0.00 0.00 0.46 7.12

5 Puducherry 1316.74 29.74 2.09 0.22 127.47 5.24 222.89 11.20 1669.19 17.06

6 Tamil Nadu 63364.71 19.29 4533.52 2.99 2360.02 5.12 7100.72 9.06 77358.97 12.79

7 Telangana 29030.63 5.16 0.00 0.00 7242.88 1.15 422.02 3.07 36695.53 3.04

1 Daman & Diu 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Dadra Nagar Haveli

0.02 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.02 0.03

3 Goa 30.64 2.11 0.40 0.07 0.00 0.00 56.46 6.16 87.50 2.94

4 Gujarat 1334.64 11.18 296.60 6.45 686.05 10.76 475.05 32.87 2792.34 11.46

5 Maharashtra 11843.08 19.24 320.55 0.46 5722.82 17.50 4251.98 24.60 22138.43 12.20

[ 73 ]

STATEMENT III - A (I)

(Amt. R lakh)

Sr. No.

1 Allahabad Bank 925 10717 243.60 889 228.20 775 202.25 18 5.14

2 Andhra Bank 45 559 5.35 45 5.35 30 3.74 15 1.61

3 Bank of Baroda 6212 75227 973.94 5219 839.15 1699 266.37 375 58.76

4 Bank Of India 620 6200 51.00 165 15.00 310 25.00 235 20.00

5 Bank Of Maharashtra 2679 26790 291.63 1976 220.65 2123 75.85 48 9.26

6 Canara Bank 1922 24932 197.00 1758 180.00 93 10.00 56 6.00

7 Central Bank Of India 8131 113834 1585.92 818 263.73 818 263.73 1 0.46

8 Corporation Bank 172 1720 21.74 166 21.05 138 19.51 5 1.43

9 Dena Bank 9906 128664 1441.33 8876 1183.13 8163 1171.73 216 32.08

10 IDBI Bank Limited 318 3867 259.62 240 248.21 0 0.00 318 259.62

11 Indian Bank 989 12857 81.34 969 79.50 418 30.11 0 0.00

12 Indian Overseas Bank 229 3664 79.82 229 79.82 229 79.82 0 0.00

13 Oriental Bank of Commerce

1119 10071 126.93 62 3.90 59 5.60 8 0.46

14 Punjab and Sind Bank 20 220 1.49 13 0.97 0 0.00 19 1.45

15 Punjab National Bank 9243 92430 898.59 2675 497.16 1423 394.42 57 9.31

16 State Bank of India 14004 172888 2417.00 10118 1746.00 8041 1215.00 275 47.00

17 Syndicate Bank 70 995 1.00 70 1.00 0 0.00 0 0.00

18 UCO Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

19 Union Bank of India 538 5916 85.00 484 76.00 450 76.00 53 2.00

20 Vijaya Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

1 Allahabad Bank 2631 30532 683.60 2446 634.76 2064 539.00 8 2.45

2 Bank of Baroda 6709 75140 964.27 5057 792.56 2070 297.52 85 12.15

3 Bank of India 13352 136262 3665.00 10323 2807.00 6342 1175.00 4412 1596.00

4 Bank of Maharashtra 6921 69210 845.18 5192 639.89 5289 591.18 30 3.87

5 Canara Bank 2529 39830 272.00 2394 263.00 26 3.00 43 5.00

6 Central Bank of India 27896 390544 4981.56 2240 479.68 2240 479.68 6 0.03


8 Dena Bank 513 6616 87.25 377 40.23 456 67.38 10 16.45


10 Indian Bank 1336 17368 229.21 1309 224.63 59 5.77 1 0.01



650 5850 41.69 92 4.75 39 0.64 11 0.36

13 Punjab And Sind Bank 278 3064 26.73 116 4.46 144 10.11 124 16.36


15 State Bank Of India 19425 251985 2394.00 14020 1728.00 6567 683.00 987 122.00

16 State Bank Of Patiala 11 143 7.00 3 6.00 1 5.00 0 0.00

17 Syndicate Bank 1407 14651 43.85 783 24.08 606 21.07 796 22.46


STATEMENT III - A (I) (contd.)

(Amt. R lakh)

Sr. No.

18 UCO Bank 4901 76332 405.72 3342 201.45 1577 54.60 2297 300.00

19 Union Bank Of India 1869 21552 345.00 1493 305.00 1481 303.00 131 6.00

20 Vijaya Bank 843 9273 25.06 787 0.00 766 0.00 0 0.00

1 Allahabad Bank 362 4317 90.82 46 13.09 50 14.57 2 0.75

2 Bank of Baroda 2344 29394 388.29 1631 264.73 0 0.00 15 2.42

3 Bank of India 31 252 4.00 2 0.00 1 0.00 0 0.00


5 Canara Bank 413 6605 46.00 380 39.00 47 5.00 7 1.00


7 Dena Bank 43 530 2.26 33 1.66 25 1.15 2 0.02


9 Indian Bank 29 377 5.17 28 5.06 0 0.00 0 0.00



1428 12852 102.69 122 5.43 7 4.92 0 0.00




15 State Bank of Patiala 149 1937 6.00 114 4.00 126 4.00 0 0.00

16 Syndicate Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

17 UCO Bank 389 3566 152.14 271 109.24 162 22.35 213 35.55


19 Vijaya Bank 14 154 5.39 13 0.00 11 0.00 0 0.00

1 Allahabad Bank 17983 211047 4712.31 9679 2461.33 9325 2377.00 91 25.06

2 Bank of Baroda 32870 383428 3044.41 19273 2250.56 2401 222.38 72 6.66

3 Bank of India 8902 83885 1220.00 2901 234.00 7260 1150.00 1642 70.00


5 Canara Bank 6371 101178 554.00 5750 511.00 687 74.00 100 0.00



8 Dena Bank 494 6415 37.36 405 21.50 448 29.10 18 2.09


10 Indian Bank 1548 20124 184.65 1517 180.96 402 24.64 1 0.01



3802 34227 240.02 423 19.52 243 15.61 7 0.28





[ 75 ]


Sr. No.

17 Syndicate Bank 1590 19298 405.48 830 105.95 711 66.80 85 14.42

18 UCO Bank 2305 31169 159.98 1588 105.02 1345 45.98 860 39.00


20 United Bank of India 1518 16389 115.00 1506 115.00 1424 108.00 15 2.00

21 Vijaya Bank 709 7799 21.38 614 0.00 575 0.00 0 0.00

ANDAMAN & NICOBAR1 Allahabad Bank 1 12 0.24 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 2 18 1.10 2 1.10 0 0.00 0 0.00


4 Dena Bank 4 29 0.23 3 0.21 4 0.23 0 0.00


6 Indian Bank 2 26 0.04 2 0.04 0 0.00 0 0.00


8 UCO Bank 14 247 1.41 9 0.90 0 0.00 14 1.41


10 Vijaya Bank 71 715 0.50 68 0.00 56 0.00 0 0.00

88 49

1 Allahabad Bank 3754 43792 951.37 3397 843.27 2468 600.00 24 9.21

2 Bank of Baroda 14286 141146 2302.03 12967 2120.92 3153 508.07 147 23.73

3 Bank of India 11166 128792 776.00 11157 776.00 10784 739.00 382 37.00


5 Canara Bank 8518 103336 1961.00 8085 1853.00 1413 325.00 35 8.00



8 Dena Bank 345 4146 30.54 305 26.30 335 30.14 1 0.02


10 Indian Bank 4500 58500 492.20 4410 482.70 321 9.05 0 0.00



312 2808 15.39 35 2.03 1 0.00 0 0.00



15 Syndicate Bank 448 4500 45.61 340 17.06 362 22.86 0 0.00

16 UCO Bank 16225 184789 3367.96 9810 2147.06 6582 1452.34 1102 188.09



19 Vijaya Bank 327 3597 3.34 323 0.00 319 0.00 0 0.00

(Amt. R lakh)



(Amt. R lakh)

Sr. No.

1 Allahabad Bank 2170 25316 558.62 1915 487.10 1322 342.12 17 5.25

2 Bank of Baroda 3868 41233 521.86 3132 410.34 2194 296.01 48 6.45

3 Bank of India 16649 190499 2358.00 16378 2307.00 13298 1751.00 1949 386.00


5 Canara Bank 3379 49051 946.00 2841 795.00 1635 458.00 12 2.00



8 Dena Bank 320 3880 39.68 266 22.97 260 34.01 21 0.64


10 Indian Bank 894 11622 92.40 876 90.55 833 88.26 0 0.00



287 2583 38.23 66 1.69 0 0.00 1 0.26




16 Syndicate Bank 185 1879 18.73 146 6.89 156 9.90 0 0.00

17 UCO BANK 739 9043 126.65 452 91.88 306 28.22 233 93.23

18 Union Bank Of India 214 2387 14.00 183 9.00 184 10.00 10 0.00

19 United Bank Of India 3698 49567 291.00 3658 288.00 3452 274.00 68 7.00

20 Vijaya Bank 314 3454 2.46 296 0.00 294 0.00 0 0.00

1 Allahabad Bank 3510 41166 888.51 3172 749.66 1852 480.21 28 7.05

2 Andhra Bank 3451 41412 670.30 3393 664.00 3039 631.00 354 33.00

3 Bank of Baroda 12570 141538 1352.26 11117 1239.81 4619 496.90 119 12.82

4 Bank of India 27624 305955 4249.00 27306 4235.00 19294 1840.00 1125 214.00


6 Canara Bank 5266 85390 802.00 4600 701.00 608 93.00 28 3.00



9 Dena Bank 438 4368 38.64 424 36.99 333 29.07 3 0.63


11 Indian Bank 8858 115154 1446.13 8681 1417.21 5127 862.60 4 1.07



759 6831 178.93 89 5.09 18 6.42 3 0.36




[ 77 ]


(Amt. R lakh)

Sr. No.

17 Syndicate Bank 854 8050 202.00 816 185.00 450 122.00 40 5.05

18 UCO Bank 27036 354609 4633.10 19850 3215.33 12545 3430.36 5502 365.07



21 Vijaya Bank 1065 11715 7.51 1007 0.00 951 0.00 0 0.00

1 Allahabad Bank 37272 432896 9393.47 35777 8876.09 28398 7211.25 169 46.54

2 Bank of Baroda 11445 141117 1058.46 10363 945.65 1723 159.35 107 9.90

3 Bank of India 16532 188565 671.00 10532 453.00 2449 23.00 492 2.00


5 Canara Bank 4600 73053 901.00 4062 796.00 429 84.00 31 5.00



8 Dena Bank 609 7320 104.62 472 87.89 497 85.99 96 6.61


10 Indian Bank 6691 86983 755.25 6557 740.15 1757 459.24 1 0.01



979 8811 95.69 80 9.29 139 13.15 0 0.00




16 Syndicate Bank 1610 20415 20.94 1568 20.45 1610 20.94 0 0.00

17 UCO Bank 21725 274551 3875.88 15172 2946.23 10541 3364.90 4875 394.63



20 Vijaya Bank 536 5896 60.70 526 0.00 512 0.00 0 0.00

1 Bank of Baroda 15 154 0.49 12 0.38 11 0.36 0 0.00

2 Bank of India 31 248 3.00 24 2.00 0 0.00 0 0.00


4 Canara Bank 21 231 21.00 21 21.00 0 0.00 0 0.00


6 Indian Bank 9 117 0.10 9 0.10 9 0.10 0 0.00



(Amt. R lakh)

Sr. No.


3 27 0.04 1 0.01 0 0.00 0 0.00



10 Syndicate Bank 8 48 1.20 8 1.20 8 1.20 0 0.00

11 UCO Bank 45 505 2.62 35 1.62 3 0.10 0 0.00

12 Vijaya Bank 0 1221 4.45 0 0.00 0 0.00 0 0.00

ASSAM

1 Allahabad Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 2307 26138 134.60 1284 58.68 130 7.58 0 0.00

3 Bank of India 367 2936 37.00 317 32.00 195 20.00 36 4.00


5 Canara Bank 0 0 0.00 0 0.00 0 0.00 0 0.00



8 Dena Bank 264 3230 19.96 161 15.23 146 11.63 3 0.47


10 Indian Bank 3300 42900 168.48 3234 165.12 1270 36.68 1 0.11



356 3204 1.80 78 0.29 0 0.00 0 0.00




16 Syndicate Bank 430 3975 21.02 220 10.17 235 10.30 0 0.00

17 UCO Bank 20339 223742 1221.74 13445 914.21 7415 425.20 964 265.60



20 Vijaya Bank 1936 21296 22.19 1077 0.00 997 0.00 0 0.00

1 Allahabad Bank 4 48 1.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 720 8093 28.41 634 24.48 104 4.10 0 0.00

3 Bank of India 43 344 5.00 28 3.00 0 0.00 0 0.00


5 Canara Bank 99 1584 3.00 99 3.00 0 0.00 0 0.00



[ 79 ]


(Amt. R lakh)

Sr. No.





12 UCO Bank 722 7904 24.19 687 16.32 45 0.21 6 0.01

13 Vijaya Bank 367 4037 10.21 356 0.00 312 0.00 0 0.00

1 Bank of Baroda 34 393 14.80 12 1.58 11 4.79 0 0.00

2 Bank of India 33 264 2.00 19 1.00 12 1.00 16 1.00


4 Indian Bank 49 637 6.99 48 6.85 0 0.00 0 0.00




8 Syndicate Bank 4 60 1.00 4 1.00 4 1.00 0 0.00

9 UCO Bank 6 80 0.05 4 0.00 5 0.05 0 0.00

10 Vijaya Bank 4 44 0.13 2 0.00 1 0.00 0 0.00

MIZORAM

1 Bank of Baroda 6 61 0.11 4 0.01 4 0.07 0 0.00





6 Syndicate Bank 4 50 0.08 4 0.08 0 0.00 0 0.00

7 UCO Bank 8 90 0.08 7 0.08 0 0.00 0 0.00

1 Allahabad Bank 6 70 1.84 5 1.23 5 1.23 0 0.00

2 Bank of Baroda 420 4347 26.81 270 13.30 25 1.60 0 0.00

3 Bank of India 87 696 9.00 77 8.00 1 0.00 1 0.00


5 Canara Bank 59 956 4.00 59 4.00 0 0.00 0 0.00



8 Indian Bank 32 416 0.59 31 0.58 0 0.00 0 0.00




(Amt. R lakh)

Sr. No.




13 UCO Bank 146 1621 37.17 130 20.00 50 1.85 16 8.32

14 Vijaya Bank 187 2057 4.70 147 0.00 131 0.00 0 0.00

1 Bank of Baroda 1 12 0.12 0 0.00 0 0.00 1 0.12

2 Canara Bank 91 1363 62.00 90 62.00 0 0.00 0 0.00


4 Dena Bank 60 706 41.98 56 41.52 1 0.04 4 0.66




6 54 0.64 0 0.00 0 0.00 0 0.00


9 UCO Bank 106 1195 16.86 95 10.20 0 0.00 28 0.77


11 Vijaya Bank 3 33 0.20 2 0.00 2 0.00 0 0.00

1 Bank of Baroda 92 1035 6.66 71 5.31 62 4.49 0 0.00

2 Bank of India 253 2024 25.00 22 2.00 2 0.00 41 23.00




6 Indian Bank 3 39 0.07 3 0.07 3 0.04 0 0.01



9 UCO Bank 928 11158 300.60 478 260.00 113 3.20 207 44.50


11 Vijaya Bank 25 275 10.59 24 0.00 23 0.00 0 0.00

Region

1 Allahabad Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 3 32 0.12 1 0.00 3 0.12 0 0.00

[ 81 ]

Sr. No.


4 Canara Bank 54 591 0.00 48 0.00 0 0.00 0 0.00


6 Indian Bank 2 26 0.08 2 0.08 0 0.00 0 0.00


10 90 0.11 0 0.00 0 0.00 0 0.00




11 UCO Bank 7 255 2.49 5 0.95 0 0.00 7 1.49


13 Vijaya Bank 1055 11055 88.61 961 61.05 301 0.00 692 0.89

1 Allahabad Bank 258 3046 73.19 105 29.52 109 35.65 0 0.00

2 Andhra Bank 28 336 1.35 28 1.35 28 1.35 0 0.00

3 Bank of Baroda 268 3002 21.57 207 9.95 84 6.76 0 0.00


5 Canara Bank 702 10035 91.00 644 83.00 59 8.00 8 1.00



8 Dena Bank 67 812 9.51 58 4.70 55 6.24 2 2.78


10 Indian Bank 193 2509 43.26 189 42.39 44 7.26 0 0.00



2384 21456 172.45 600 36.67 165 15.04 7 0.09





17 Syndicate Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

18 UCO Bank 389 16378 34.72 301 21.44 300 19.10 89 10.64


20 Vijaya Bank 99 1089 0.97 93 0.00 0 0.00 86 0.00

1 Allahabad Bank 13 151 3.01 13 3.01 13 3.01 0 0.00

2 Bank of Baroda 119 1363 14.73 85 9.98 3 0.37 0 0.00


(Amt. R lakh)


Sr. No.


4 Canara Bank 332 5350 32.00 273 26.00 47 5.00 4 0.00



7 Dena Bank 26 265 2.11 15 1.74 13 0.78 4 0.19


9 Indian Bank 59 767 5.81 58 5.69 52 5.30 0 0.00


168 1512 23.69 34 2.01 10 0.71 0 0.00





15 Syndicate Bank 557 5340 40.22 358 27.57 468 34.48 27 2.26

16 UCO Bank 3794 50460 301.78 2560 201.47 2146 188.20 208 87.20

17 Vijaya Bank 14 154 0.00 14 0.00 12 0.00 0 0.00

1 Bank Of Baroda 1 10 0.02 1 0.02 0 0.00 0 0.00

2 Canara Bank 67 804 2.00 62 2.00 0 0.00 0 0.00

3 Central Bank Of India 197 2758 11.87 9 0.33 9 0.33 0 0.00


5 Indian Bank 2 26 0.01 2 0.01 0 0.00 0 0.00

6 Oriental Bank Of Commerce

36 324 3.62 0 0.00 0 0.00 0 0.00



9 State Bank Of India 533 6295 30.00 449 25.00 438 21.00 12 1.00

10 State Bank Of Patiala 16 208 3.00 3 2.00 2 1.00 0 0.00

11 Syndicate Bank 10 98 0.54 7 0.38 7 0.34 3 0.20

12 UCO BANK 17 280 0.01 11 0.01 9 0.01 8 0.00

1 Allahabad Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 650 6786 317.37 413 194.52 48 23.44 0 0.00

3 Bank of India 14 0 0.00 14 0.00 0 0.00 0 0.00


5 Canara Bank 423 5970 39.00 407 37.00 0 0.00 0 0.00



(Amt. R lakh)

[ 83 ]

Sr. No.


8 Dena Bank 52 506 25.35 14 5.13 35 20.42 11 4.82

9 Indian Bank 681 8853 34.28 667 33.59 0 0.00 0 0.00



166 1494 88.60 33 22.24 0 0.00 0 0.00





16 Syndicate Bank 10 155 0.15 10 0.15 0 0.00 0 0.00

17 UCO Bank 59 575 4.93 48 2.56 0 0.00 3 0.43


19 Vijaya Bank 149 1639 12.21 149 0.00 137 0.00 0 0.00

1 Allahabad Bank 49 581 14.26 16 4.55 14 4.01 0 0.00

2 Bank of Baroda 210 2510 18.27 161 10.85 73 6.35 0 0.00

3 Bank of India 7 61 0.00 6 0.00 2 0.00 0 0.00


5 Canara Bank 311 4787 58.00 270 56.00 0 0.00 76 10.00



8 Dena Bank 62 588 6.44 53 2.60 35 5.56 7 0.04


10 Indian Bank 140 1820 9.39 137 9.20 13 1.29 0 0.00



1498 13482 79.54 349 10.24 45 4.33 0 0.00





17 Syndicate Bank 25 228 312.00 16 310.00 0 0.00 0 0.00

18 UCO Bank 533 8037 40.37 342 27.12 480 17.48 53 8.62


20 Vijaya Bank 87 957 0.78 56 0.00 55 0.00 0 0.00


(Amt. R lakh)



(Amt. R lakh)

Sr. No.

1 Allahabad Bank 234 2725 66.25 159 45.25 166 46.25 0 0.00

2 Andhra Bank 106 1272 23.09 106 23.09 62 13.10 44 9.99

3 Bank of Baroda 34891 426019 5375.50 30106 4660.92 4093 630.59 63 9.67

4 Bank of India 713 4320 110.00 463 51.00 367 34.00 0 0.00


6 Canara Bank 829 12557 162.00 798 160.00 33 6.00 0 0.00



9 Dena Bank 243 2982 44.99 200 16.24 155 39.06 2 0.44


11 Indian Bank 237 3081 24.59 232 24.10 91 8.98 5 0.30



2233 20097 172.54 392 16.39 19 0.11 0 0.00



16 State Bank of Bikaner And Jaipur

35667 356670 3938.00 13637 1505.00 25243 2810.00 10424 1128.00



19 Syndicate Bank 65 695 0.47 65 0.47 65 0.47 0 0.00

20 UCO Bank 4325 63051 692.55 2899 469.11 2335 64.88 1990 116.90


22 Vijaya Bank 321 3531 11.17 309 0.00 287 0.00 0 0.00

Region

1 Allahabad Bank 0 0 0.00 0 0.00 0 0.00 0 0.00

2 Andhra Bank 160788 1929456 149494.00 160190 149214.00 125159 119674.00 35031 29540.00

3 Bank of Baroda 18876 209524 11130.29 17844 10889.31 5337 3146.98 508 299.65

4 Bank of India 10348 103480 10252.00 9962 9962.00 1620 1696.00 2641 2958.00


6 Canara Bank 24281 288169 26774.00 22498 25289.00 6015 6633.00 534 511.00



9 Dena Bank 122 1521 43.57 118 42.44 45 25.44 0 0.00

[ 85 ]


(Amt. R lakh)

Sr. No.


11 Indian Bank 72320 940160 52135.09 70874 51092.01 38816 30154.09 34 2.00



357 3213 218.46 14 6.01 51 45.68 0 0.00



16 State Bank of Hyderabad

11942 191072 8621.07 11942 8621.07 68 1.34 493 13.48


18 State Bank of Mysore 839 8390 217.00 755 195.00 74 29.00 304 81.00

19 Syndicate Bank 55497 600198 7744.33 55497 7744.33 3860 2030.00 34 17.15

20 UCO Bank 4501 48512 1905.11 3412 1103.15 2331 1491.41 159 99.90


22 Vijaya Bank 9706 117370 563.27 9352 0.00 9352 0.00 0 0.00

1 Allahabad Bank 92 1090 28.14 81 21.14 9 3.02 13 4.54

2 Andhra Bank 84 1011 14.26 84 14.26 54 7.61 30 6.65

3 Bank of Baroda 2830 29545 277.88 2502 252.05 114 11.19 7 0.68

4 Bank of India 2671 19478 139.00 2020 108.00 121 1.00 6 1.00


6 Canara Bank 37762 603745 9060.00 34834 8646.00 3514 843.00 1024 249.00



9 Dena Bank 533 6809 103.74 491 75.58 330 79.76 8 0.21


11 Indian Bank 4426 57538 582.20 4337 570.56 1419 177.99 1 0.79



276 2484 27.62 26 1.85 5 0.09 3 0.13




2231 35696 91.41 2231 91.41 132 2.35 1302 35.52




20 Syndicate Bank 25640 380330 6271.88 22737 5690.61 2977 1661.31 1165 155.10

21 UCO Bank 1485 20613 198.02 982 166.32 48 4.63 799 99.30



(Amt. R lakh)

Sr. No.


23 Vijaya Bank 38863 427724 3333.78 34552 1771.98 20576 0.00 11253 0.86

1 Allahabad Bank 92 1101 24.70 0 0.00 0 0.00 3 0.58

2 Andhra Bank 151 1812 29.12 151 29.12 96 16.61 55 12.51

3 Bank of Baroda 4307 45310 609.66 3607 493.59 174 24.63 0 0.00

4 Bank of India 11742 176130 1055.00 10635 849.00 880 84.00 0 0.00


6 Canara Bank 29334 449732 8027.00 26723 7313.00 8258 2260.00 23 4.00



9 Dena Bank 95 1165 27.09 81 24.71 76 24.92 2 0.11


11 Indian Bank 19177 249301 3302.44 18793 3236.39 1966 321.90 0 0.00



178 1602 11.49 35 0.37 0 0.00 16 0.25





18 Syndicate Bank 3315 46860 2118.00 2581 1613.00 309 307.58 0 0.00

19 UCO Bank 1395 20297 182.11 892 101.54 469 59.01 681 94.00


21 Vijaya Bank 6999 76989 245.38 6645 0.00 6479 0.00 0 0.00

1 Syndicate Bank 2 30 0.20 2 0.20 0 0.00 0 0.00

2 UCO Bank 2 37 0.10 1 0.00 1 0.10 0 0.00

4

1 Bank of Baroda 205 2571 24.45 203 24.41 0 0.00 0 0.00




5 Dena Bank 5 0 0.12 5 0.12 0 0.00 0 0.00


[ 87 ]


(Amt. R lakh)

Sr. No.

7 Indian Bank 6349 82537 760.49 6222 745.28 5963 662.94 0 0.00



10 Syndicate Bank 10 145 1.00 10 1.00 0 0.00 0 0.00

11 UCO Bank 628 7366 40.64 479 28.45 12 0.15 616 17.45

12 Vijaya Bank 386 4246 7.70 379 0.00 377 0.00 0 0.00

1 Allahabad Bank 298 3542 77.64 74 22.28 65 20.12 5 1.28

2 Andhra Bank 529 6349 58.00 515 55.00 307 29.00 208 26.00

3 Bank of Baroda 11978 147689 847.25 10878 745.49 783 55.38 136 9.64

4 Bank of India 23051 340765 58.00 16614 41.00 20712 52.00 1210 3.00


6 Canara Bank 29724 479732 7130.00 25885 6209.00 1026 246.00 1046 221.00



9 Dena Bank 1162 14859 115.98 991 91.48 865 73.17 39 11.05


11 Indian Bank 220999 2872987 36675.86 216584 35942.34 81224 12353.52 423 55.51



1454 13086 126.27 839 53.20 15 1.82 21 1.60




129 2064 3.78 129 3.78 4 0.00 107 2.68




20 Syndicate Bank 7547 104045 353.30 6711 269.37 1611 108.10 21 6.01

21 UCO Bank 4132 50349 224.08 3011 188.30 499 5.55 505 19.48


23 Vijaya Bank 5558 61149 123.03 5358 0.00 5201 0.00 0 0.00

1 Allahabad Bank 1595 18414 428.54 1549 415.54 1452 392.00 0 0.00

2 Andhra Bank 75031 900372 32052.00 74638 31968.00 59142 24271.00 15496 7697.00

3 Bank of Baroda 5313 61206 957.48 5106 937.59 2742 494.15 644 115.94

4 Bank of India 1463 14630 400.00 1463 400.00 506 125.00 0 0.00



(Amt. R lakh)

Sr. No.


6 Canara Bank 14870 227005 11284.00 14113 10710.00 2361 1670.00 22 11.00



9 Dena Bank 825 10056 263.35 806 256.99 547 165.15 4 0.73


11 Indian Bank 19415 252395 8000.24 19027 7840.24 1098 274.75 1 0.17



289 2601 59.56 32 3.26 112 25.70 0 0.00




69453 1111248 22259.08 69453 22259.08 533 29.41 745 39.60




20 Syndicate Bank 13685 137277 1069.14 13685 1069.14 574 459.00 0 0.00

21 UCO Bank 392 6050 526.20 207 369.21 297 40.52 95 67.48


23 Vijaya Bank 4475 49225 175.58 4325 0.00 4297 0.00 0 0.00

Region


1 Bank of Baroda 61 711 17.72 36 10.56 0 0.00 0 0.00


3 Dena Bank 575 7029 131.83 454 93.79 438 102.05 11 6.38



1 Bank of Baroda 414 4244 139.05 326 113.16 227 76.24 0 0.00

2 Bank of India 1003 14606 306.00 993 306.00 685 188.00 0 0.00


[ 89 ]

Sr. No.

4 Canara Bank 325 4853 78.00 305 73.00 21 5.00 0 0.00



7 Dena Bank 221 2656 84.76 207 79.13 101 42.05 3 0.56


9 Indian Bank 39 507 8.00 38 7.90 24 4.19 0 0.00



1 9 0.00 1 0.00 1 0.00 0 0.00


13 Syndicate Bank 10 150 1.00 10 1.00 0 0.00 0 0.00

14 UCO Bank 58 710 14.83 49 9.55 3 0.36 27 0.39

15 Vijaya Bank 10 110 1.38 10 0.00 10 0.00 0 0.00

1 Allahabad Bank 24 274 6.69 24 6.69 18 5.14 6 1.55

2 Bank of Baroda 62501 596260 6833.77 55932 5804.06 8915 974.75 56 6.11

3 Bank of India 12065 111372 980.00 9194 726.00 7603 573.00 217 18.00


5 Canara Bank 478 6751 87.00 440 80.00 0 0.00 0 0.00



8 Dena Bank 26535 371490 4509.02 23954 3435.90 23269 4075.43 671 109.70


10 Indian Bank 3237 42081 630.68 3172 618.07 363 52.68 0 0.00



173 1557 51.75 30 2.91 1 0.31 0 0.00




16 Syndicate Bank 643 6550 79.58 574 54.55 40 12.00 26 8.00

17 UCO Bank 1734 21003 237.16 1191 188.21 258 3.02 888 41.62


19 Vijaya Bank 637 7007 33.89 625 0.00 0 0.00 611 0.00

1 Allahabad Bank 993 11626 257.93 710 186.84 522 140.24 29 8.15

2 Andhra Bank 250 3001 33.40 237 29.40 187 26.00 50 3.40


(Amt. R lakh)


Sr. No.

3 Bank of Baroda 19948 223617 2494.90 16593 1809.52 1616 202.11 106 13.30

4 Bank of India 48506 508437 10790.00 41650 10057.00 26574 8654.00 10864 496.00


6 Canara Bank 4948 77693 773.00 3980 631.00 419 65.00 219 34.00



9 Dena Bank 8907 107161 1560.39 7398 1040.00 6359 1133.64 230 79.22


11 Indian Bank 5061 65793 671.19 4960 657.76 736 96.87 4 0.31



586 5174 181.68 93 11.11 3 0.40 19 0.43




8738 139808 442.37 8738 442.37 1335 33.83 3056 56.15




20 Syndicate Bank 1204 13559 137.76 1074 101.60 567 36.22 113 35.45

21 UCO Bank 3160 48895 375.84 2421 288.96 990 61.82 1512 265.00


23 Vijaya Bank 2497 26730 327.03 2345 213.38 2210 0.00 10 0.31

Region


(Amt. R lakh)

[ 91 ]


Sr. No.

1 Allahabad Bank 72266 842463 18505.73 60057 15029.55 48627 12417.07 413 117.55

2 Andhra Bank 240463 2885580 182380.87 239387 182003.57 188104 144673.41 51283 37330.16

3 Bank of Baroda 256476 2828873 39898.65 215049 34934.54 42418 7922.65 2489 588.00

4 Bank of India 207273 2340201 37165.00 172265 33375.00 119018 18131.00 25269 5829.00


6 Canara Bank 177708 2665283 69366.00 161419 64543.00 26691 12793.00 3268 1071.00



9 Dena Bank 52426 693803 8772.10 46223 6648.18 42991 7254.14 1368 275.90


11 Indian Bank 380577 4947501 106346.23 372968 104219.13 142008 45638.25 476 60.30



19510 175499 2059.43 3526 218.26 933 140.53 96 4.22



16 State Bank of Bikaner and Jaipur

35667 356670 3938.00 13637 1505.00 25243 2810.00 10424 1128.00


92493 1479888 31417.71 92493 31417.71 2072 66.93 5703 147.43




21 Syndicate Bank 114830 1369581 18890.48 108126 17256.25 14620 4925.57 2310 266.10

22 UCO Bank 122245 1543469 19107.09 84186 13205.89 50867 10785.60 23957 2666.08



25 Vijaya Bank 77257 860541 5103.59 70415 2046.41 54244 0.00 12652 2.06

(Amt. R lakh)


Sr. No.

1 AXIS Bank Limited 27 405 1.20 27 1.20 27 1.20 0 0.00

2 DCB Bank Limited 0 0 0.00 0 0.00 0 0.00 0 0.00

3 HDFC Bank Ltd. 279 4185 13.63 279 13.63 0 0.00 0 0.00

4 South Indian Bank Ltd 2 10 0.48 2 0.48 0 0.00 0 0.00

5 YES Bank Ltd. 1558 20254 85.31 1558 85.31 0 0.00 0 0.00


2 DCB Bank Limited 0 0 0.00 0 0.00 0 0.00 0 0.00

3 HDFC Bank Ltd. 721 10815 45.72 721 45.72 0 0.00 0 0.00

4 ICICI Bank Limited 14798 192374 557.75 14798 557.75 0 0.00 0 0.00

5 Karnataka Bank Ltd 6 65 0.34 4 0.04 0 0.00 0 0.00

6 Ratnakar Bank Ltd 1 0 1.00 0 0.00 0 0.00 1 1.00


8 YES Bank Ltd. 12391 161083 866.16 12391 866.16 0 0.00 0 0.00

1 HDFC Bank Ltd. 23 345 0.10 23 0.10 0 0.00 0 0.00



4 Nainital Bank Ltd 0 0 0.00 0 0.00 0 0.00 0 0.00

5 Tamilnad Mercantile Bank Ltd

2 24 4.57 2 4.57 0 0.00 0 0.00

6 YES Bank Ltd. 788 10244 51.42 788 51.42 0 0.00 0 0.00

1 HDFC Bank Ltd. 748 11220 6.89 748 6.89 0 0.00 0 0.00




5 YES Bank Ltd. 13278 172614 754.86 13278 754.86 0 0.00 0 0.00

STATEMENT III - A (II)

(Amt. R lakh)

[ 93 ]

Sr. No.

1 HDFC Bank Ltd. 685 10275 31.67 685 31.67 0 0.00 0 0.00


3 YES Bank Ltd. 3878 50414 246.98 3878 246.98 0 0.00 0 0.00

1 HDFC Bank Ltd. 123 1845 4.81 123 4.81 0 0.00 0 0.00



4 YES Bank Ltd. 172 2236 77.54 172 77.54 0 0.00 0 0.00


2 DCB Bank Limited 0 0 0.00 0 0.00 0 0.00 0 0.00

3 Federal Bank Ltd 10 147 0.91 1 0.04 0 0.00 0 0.00

4 HDFC Bank Ltd. 6088 91320 33.45 6088 33.45 0 0.00 0 0.00



7 YES Bank Ltd. 23171 301223 129.35 23171 129.35 0 0.00 0 0.00

1 Bandhan Bank Limited 310 310 128.51 0 0.00 0 0.00 0 0.00

2 Federal Bank Ltd 0 0 0.00 0 0.00 0 0.00 0 0.00

3 HDFC Bank Ltd. 512 7680 40.23 512 40.23 0 0.00 0 0.00



6 YES Bank Ltd. 7041 91533 615.65 7041 615.65 0 0.00 0 0.00

Region

ASSAM

1 Federal Bank Ltd 2 17 0.16 2 0.16 0 0.00 0 0.00

2 HDFC Bank Ltd. 255 3825 21.63 255 21.63 0 0.00 0 0.00


(Amt. R lakh)

STATEMENT III - A (II) (contd.)


Sr. No.

1 HDFC Bank Ltd. 1 15 0.00 1 0.00 0 0.00 0 0.00

1 HDFC Bank Ltd. 1 15 0.00 1 0.00 0 0.00 0 0.00

1 Federal Bank Ltd 1 17 0.01 1 0.01 0 0.00 0 0.00


1 HDFC Bank Ltd. 1 15 0.19 1 0.19 0 0.00 0 0.00

1 HDFC Bank Ltd. 2 30 0.11 2 0.11 0 0.00 0 0.00

Region

1 HDFC Bank Ltd. 1 15 0.46 1 0.46 0 0.00 0 0.00



2 Federal Bank Ltd 16 207 3.76 1 0.05 0 0.00 0 0.00

3 HDFC Bank Ltd. 389 5835 17.46 389 17.46 0 0.00 0 0.00



6 YES Bank Ltd. 3093 40209 298.93 3093 298.93 0 0.00 0 0.00


2 YES Bank Ltd. 199 2587 9.87 199 9.87 0 0.00 0 0.00

1 HDFC Bank Ltd. 13 195 0.01 13 0.01 0 0.00 0 0.00


(Amt. R lakh)


[ 95 ]

Sr. No.

3 Jammu & Kashmir Bank Ltd

10772 86176 332.00 10589 317.79 9099 198.94 14 1.25

1 HDFC Bank Ltd. 108 1620 1.14 108 1.14 0 0.00 0 0.00



1 HDFC Bank Ltd. 413 6195 1.07 413 1.07 0 0.00 0 0.00


3 YES Bank Ltd. 2463 32019 268.24 2463 268.24 0 0.00 0 0.00

1 City Union Bank Limited 7 0 0.23 7 0.23 0 0.00 0 0.00

2 HDFC Bank Ltd. 2072 31080 36.25 2072 36.25 0 0.00 0 0.00



5 YES Bank Ltd. 10974 142662 941.51 10974 941.51 0 0.00 0 0.00

Region


2 HDFC Bank Ltd. 6318 94770 9.74 6318 9.74 0 0.00 0 0.00





3 37 0.35 3 0.35 0 0.00 0 0.00


2 DCB Bank Limited 1003 12597 62.99 1003 62.99 0 0.00 0 0.00

3 Federal Bank Ltd 5 71 1.30 2 1.24 0 0.00 0 0.00

4 HDFC Bank Ltd. 30357 455355 3097.79 30357 3097.79 0 0.00 0 0.00



(Amt. R lakh)



Sr. No.




5 62 0.68 5 0.68 0 0.00 0 0.00

10 YES Bank Ltd. 12828 166764 1960.71 12828 1960.71 0 0.00 0 0.00

1 Federal Bank Ltd 1841 17153 368.84 1011 177.75 47 14.20 1 0.10

2 HDFC Bank Ltd. 20042 300630 2615.96 20042 2615.96 0 0.00 0 0.00





94 1278 11.05 88 11.01 2 0.00 0 0.00

7 The Dhanalakshmi Bank Ltd

12038 180570 3743.43 11849 3663.93 831 50.89 0 0.00

8 YES Bank Ltd. 1727 22451 105.34 1727 105.34 0 0.00 0 0.00


2 HDFC Bank Ltd. 7313 109695 220.40 7313 220.40 0 0.00 0 0.00


3 37 0.07 3 0.07 0 0.00 0 0.00


2 Federal Bank Ltd 30 361 6.41 28 5.69 0 0.00 0 0.00

3 HDFC Bank Ltd. 68983 1034745 6018.56 68983 6018.56 0 0.00 0 0.00



6 Karur Vysya Bank Ltd 12933 193995 500.56 12255 475.58 31 3.15 0 0.00



10393 144880 401.49 9505 360.82 253 5.54 14 1.55


3 45 0.00 3 0.00 0 0.00 0 0.00

10 YES Bank Ltd. 28086 365118 1900.70 28086 1900.70 0 0.00 0 0.00

(Amt. R lakh)


[ 97 ]

Sr. No.

1 HDFC Bank Ltd. 4738 71070 5.66 4738 5.66 0 0.00 0 0.00


3 Indusind Bank Ltd 1 3 10.30 0 0.00 0 0.00 0 0.00



Region

1 HDFC Bank Ltd. 558 8370 99.86 558 99.86 0 0.00 0 0.00


1 HDFC Bank Ltd. 705 10575 88.40 705 88.40 0 0.00 0 0.00




3 Federal Bank Ltd 23 248 1.55 2 0.04 2 0.27 0 0.00

4 HDFC Bank Ltd. 16529 247935 3204.31 16529 3204.31 0 0.00 0 0.00






13 174 0.27 13 0.27 0 0.00 0 0.00

10 YES Bank Ltd. 12712 165256 2086.35 12712 2086.35 0 0.00 0 0.00

Region

(Amt. R lakh)



(Amt. R lakh)


Sr. No.

1 Axis Bank Limited 73 1095 12.19 73 12.19 73 12.19 0 0.00



12041 180615 3743.43 11852 3663.93 831 50.89 0 0.00

4 Federal Bank Ltd 1928 18221 382.94 1048 184.98 49 14.47 1 0.10

5 HDFC Bank Ltd. 167978 2519670 15615.50 167978 15615.50 0 0.00 0 0.00


7 Indusind Bank Ltd 1 3 10.30 0 0.00 0 0.00 0 0.00


10772 86176 332.00 10589 317.79 9099 198.94 14 1.25






10513 146492 418.48 9619 377.77 255 5.54 14 1.55

14 YES Bank Ltd. 134359 1746667 10398.92 134359 10398.92 0 0.00 0 0.00

15 Karur Vysya Bank Ltd 12933 193995 500.56 12255 475.58 31 3.15 0 0.00

16 DCB Bank Limited 1003 12597 62.99 1003 62.99 0 0.00 0 0.00

17 Bandhan Bank Limited 310 310 128.51 0 0.00 0 0.00 0 0.00

[ 99 ]

STATEMENT III - B

Sr. No.

1 Chhattisgarh Rajya Gramin Bank

99903 1282682 9699.00 87727 7457.00 95944 9261.00 0 0.00

1 Central Madhya Pradesh Gramin Bank

23803 261833 3776.30 7634 763.04 7634 763.04 0 0.00

2 Madhyanchal Gramin Bank

32122 321220 2116.00 20001 1545.00 32122 2116.00 0 0.00

3 Narmada Jhabua Gramin Bank

44440 451177 978.68 35469 780.35 28049 645.13 358 5.64

1 Uttarakhand Gramin Bank

24758 184334 1735.92 16292 1394.68 14732 1041.75 35 1.95

1 Allahabad UP Gramin Bank

28318 284596 792.90 12628 391.48 21242 594.70 0 0.00

2 Baroda Uttar Pradesh Gramin Bank

84262 1004224 5355.72 61975 3949.38 59218 3888.10 92 7.52

3 Gramin Bank of Aryavart

39162 426677 1243.80 14828 470.70 28589 907.67 25 1.21

4 Kashi Gomti Samyut Gramin Bank

34616 346160 3461.58 15067 1396.44 24659 2465.00 0 0.00

5 Prathama Bank 13087 143979 2879.00 9423 1979.00 684 144.00 0 0.00

6 Purvanchal Bank 35719 357852 178.52 35719 178.52 35719 178.52 0 0.00

7 Sarva U.P. Gramin Bank 12455 131434 807.72 5650 522.91 6509 556.70 97 6.72

1 Bihar Gramin Bank 51622 619464 9108.44 51622 9108.44 51622 9108.44 0 0.00

2 Madhya Bihar Gramin Bank

98241 491205 3951.00 98241 3951.00 98241 3951.00 0 0.00

3 Uttar Bihar Gramin Bank

111902 1191756 19808.88 104443 19246.25 111902 19808.88 0 0.00

1 Jharkhand Gramin Bank

20045 216891 2565.00 19112 2346.00 14082 1915.00 0 0.00

(Amt. R lakh)


Sr. No.

2 Vananchal Gramin Bank

50532 606384 3728.00 32946 3060.00 25266 1864.00 0 0.00

1 Odisha Gramya Bank 76397 939182 17428.71 76397 17428.71 76315 17426.26 82 2.45

2 Utkal Grameen Bank 39282 432103 10024.31 37771 9546.66 35848 8911.13 0 0.00

1 Bangiya Gramin Vikash Bank

128946 1418405 35722.79 127319 35289.51 125666 34814.20 3280 908.59

2 Paschim Banga Gramin Bank

62834 607616 16355.00 59642 15507.00 59955 15606.00 0 0.00

3 Uttar Banga Kshetriya Gramin Bank

78816 788458 17970.84 50656 11549.54 39408 8985.42 0 0.00

1 Arunachal Pradesh Rural Bank

1672 16720 144.69 1672 144.69 1672 144.69 0 0.00

ASSAM

1 Assam Gramin Vikash Bank

220237 2419640 4173.07 122204 2643.09 108987 2554.96 0 0.00

2 Langpi Dehangi Rural Bank

15991 277010 1201.49 12401 621.49 2854 382.74 0 0.00

1 Manipur Rural Bank 7644 91728 153.12 7644 153.12 485 9.63 132 3.87

1 Meghalaya Rural Bank 4307 38761 572.15 2283 314.68 3316 420.53 0 0.00

MIZORAM

1 Mizoram Rural Bank 7778 73449 515.60 4384 344.18 1607 8.04 816 4.09

1 Nagaland Rural Bank 846 8460 67.12 825 65.26 0 0.00 0 0.00

(Amt. R lakh)

STATEMENT III - B (contd.)

[ 101 ]

(Amt. R lakh)


Sr. No.

1 Tripura Gramin Bank 29380 323197 5316.43 20631 4332.51 1914 70.88 0 0.00

Region948

1 Sarva Haryana Gramin Bank

17187 188289 1334.93 14006 924.03 8151 817.76 6 0.57

1 Himachal Pradesh Gramin Bank

9941 93495 1600.00 9555 1526.00 4687 1167.00 0 0.00

1 Ellaquai Dehati Bank 422 4093 485.92 278 225.90 422 485.92 0 0.00

2 J & K Grameen Bank 3187 27229 1240.27 3187 1240.27 1669 173.32 0 0.00

1 Malwa Gramin Bank 1642 16861 193.03 1459 171.52 350 41.14 0 0.00

2 Punjab Gramin Bank 6986 89165 522.29 6257 467.83 1904 145.79 0 0.00

3 Sutlej Gramin Bank 423 4689 15.78 423 15.78 0 0.00 0 0.00

1 Baroda Rajasthan Kshetriya Gramin Bank

61725 682230 7921.97 47407 5607.45 8314 1537.00 130 76.00

2 Rajasthan Marudhara Gramin Bank

29828 298280 4194.41 26804 3791.74 1687 483.59 145 41.55

Region

1 Andhra Pragathi Grameena Bank

123516 1235160 29981.00 123516 29981.00 103751 22485.96 19765 7495.04

2 Chaitanya Godavari Grameena Bank

37131 445452 30582.61 37131 30582.61 26267 23222.86 0 0.00

3 Saptagiri Grameena Bank

44665 401985 13691.40 44219 13554.49 1976 497.35 356 89.35


(Amt. R lakh)


Sr. No.

1 Karnataka Vikas Grameena Bank

59812 697363 4481.00 57434 4211.00 49764 3729.00 7162 539.00

2 Kaveri Grameena Bank 64344 1128672 13515.09 55116 8876.17 21041 3558.73 22359 4344.36

3 Pragathi Krishna Gramin Bank

96587 1352218 529.25 86928 476.00 82581 452.00 1931 10.00

1 Kerala Gramin Bank 56877 858555 10043.00 51153 9039.00 22750 4016.00 144 26.00

1 Puduvai Bharathiyar Grama Bank

4381 83184 564.10 4309 496.57 45 8.67 11 3.57

1 Pallavan Grama Bank 45674 685972 4690.11 45051 4678.24 21493 2239.26 73 22.15

2 Pandyan Grama Bank 10196 135716 4729.23 7991 2400.44 2377 2031.54 146 141.36

1 Andhra Pradesh Grameena Vikas Bank

193464 2116114 20509.11 193464 20509.11 98560 11282.02 20958 1891.28

2 Telangana Grameena Bank

76476 800808 15131.44 76476 15131.44 45155 8038.04 24336 5327.15

Region

1 Baroda Gujarat Gramin Bank

22434 233229 2662.62 21947 2593.62 22123 2651.87 15 5.29

2 Dena Gujarat Gramin Bank

14686 165340 1374.27 13733 1333.29 4658 259.77 494 123.50

3 Saurashtra Gramin Bank

13538 135380 1229.88 11848 1073.18 7582 737.95 0 0.00

1 Maharashtra Gramin Bank

61518 1230360 3477.25 61518 3477.25 6764 434.65 0 0.00

2 Vidharbha Konkan Gramin Bank

50561 581451 6644.41 42977 5514.86 8998 697.50 0 0.00

[ 103 ]

STATEMENT - III - C

Sr. No.

1 District Central Co-Operative Bank Ltd., Durg

6202 79574 378.73 6016 367.65 6192 369.53 5 4.60

2 Jila Sahakari Kendriya Bank Maryadit, Ambikapur

1709 18799 98.20 1310 79.13 1709 98.20 0 0.00

3 Jila Sahakari Kendriya Bank Maryadit, Jagdalpur

3245 38940 280.05 3245 280.05 57 68.50 0 0.00

4 Jila Sahakari Kendriya Bank Maryadit, Raipur

2107 24376 256.18 2107 256.18 2107 256.18 0 0.00

5 Rajnandgaon Kendriya Sahakari Bank Maryadit

7322 87797 515.78 7322 515.78 7322 515.78 0 0.00

1 Indore Premier Co-Operative Bank Limited

403 4612 24.70 365 23.18 0 0.00 0 0.00

2 Jilla Sahakari Kendriya Bank Maryadit, Betul

37 407 4.36 37 4.36 37 4.36 0 0.00

3 Jilla Sahakari Kendriya Bank Maryadit, Chhindwara

707 7777 36.51 0 0.00 0 0.00 0 0.00

4 Jilla Sahakari Kendriya Bank Maryadit, Jhabua

1425 17100 74.14 1425 74.14 0 0.00 0 0.00

5 Jilla Sahakari Kendriya Bank Maryadit, Khandwa

1245 12584 51.41 1050 50.33 12 0.28 0 0.00

6 Jilla Sahakari Kendriya Bank Maryadit, Khargone

2850 27400 400.50 2130 201.00 100 1.00 0 0.00

7 Jilla Sahakari Kendriya Bank Maryadit, Raisen

8 92 0.64 8 0.64 8 0.64 0 0.00

8 Jilla Sahakari Kendriya Bank Maryadit, Ratlam

2185 26220 76.71 1420 49.86 0 0.00 0 0.00

9 Jilla Sahakari Kendriya Bank Maryadit, Shajapur

538 6456 18.90 382 13.60 538 18.90 0 0.00

10 Jilla Sahakari Kendriya Bank Maryadit, Vidisha

298 3210 7.58 230 5.84 298 7.58 0 0.00

1 Almora Zilla Sahakari Bank Ltd.

685 3801 168.20 685 168.20 685 168.20 0 0.00

2 Chamoli Zilla Sahakari Bank Ltd., Chamoli

708 4250 83.88 513 23.75 183 25.16 525 58.72

3 District Cooperative Bank Ltd., Dehradun

777 6050 70.44 343 30.60 433 45.06 0 0.00

4 Nainital District Co-Operative Bank Ltd., Haldwani

1532 9982 263.36 742 78.82 766 131.68 0 0.00

(Amt. R lakh)


(Amt. R lakh)

STATEMENT III - C (contd.)

Sr. No.

5 Tehri Garhwal Zila Sahkari Bank Ltd., Tehri

498 2982 59.74 376 45.09 210 25.19 180 21.59

6 The Uttarkashi Zila Sahkari Bank Ltd., Uttarkashi

1653 8265 109.41 165 90.46 255 16.87 0 0.00

7 Udhamsinghnagar District Cooperative Bank Ltd., Rudrapur

736 7360 75.93 150 14.68 586 61.25 0 0.00

8 Zila Sahkari Bank Ltd., Garhwal (Kotdwar)

103 515 6.18 78 4.68 103 6.18 0 0.00

9 Zila Sahkari Bank Ltd., Haridwar

139 1397 19.82 95 13.66 113 17.20 0 0.00

1 Agra District Central Co-Operative Bank Ltd.

65 975 7.72 0 0.00 0 0.00 0 0.00

2 Aligarh Jila Sahkari Bank Ltd.

78 776 3.64 15 1.55 78 3.64 0 0.00

3 Allahabad District Co-Operative Bank Ltd.

20 174 12.22 12 8.00 0 0.00 0 0.00

4 Banda District Co-Operative Bank Ltd.

171 2642 66.20 94 36.41 171 66.20 0 0.00

5 Bijnor Jilla Sahkari Bank Ltd.

29 348 2.84 27 2.65 29 2.84 0 0.00

6 Budaun Jilla Sahkari Bank Ltd.

472 4720 10.50 401 10.50 401 10.50 71 0.00

7 District Co-Operative Bank Ltd., Saharanpur

1259 13119 158.72 872 109.93 0 0.00 0 0.00

8 Etah District Co-Operative Bank Ltd.

125 1375 11.25 117 9.15 125 11.25 0 0.00

9 Etawah Jilla Sahkari Bank Ltd.

332 4672 6.28 238 3.27 332 6.28 0 0.00

10 Fatehpur District Co-Operative Bank Ltd.

81 822 2.60 40 0.98 81 2.60 0 0.00

11 Firozabad Jilla Sahkari Bank Ltd.

1974 23688 222.61 789 89.04 53 0.64 0 0.00

12 Ghaziabad Jilla Sahkari Bank Ltd.

449 4939 28.38 325 26.44 449 28.38 0 0.00

13 Gorakhpur Jilla Sahkari Bank Ltd.

16 189 0.97 16 0.97 16 0.97 0 0.00

14 Hamirpur District Co-Operative Bank Ltd.

23 345 3.57 5 0.84 23 3.57 0 0.00

15 Jalaun District Co-Oerative Bank Ltd.

20 150 0.11 14 0.10 14 0.11 6 0.00

16 Jilla Sahakari Bank Ltd., Azamgarh

25 127 2.60 0 0.00 4 0.87 21 1.73

17 Jilla Sahakari Bank Ltd., Ghazipur

22 220 1.66 0 0.00 0 0.00 0 0.00

[ 105 ]

Sr. No.

18 Jilla Sahkari Bank Ltd., Ballia

125 1613 10.69 121 10.66 125 10.69 0 0.00

19 Jilla Sahkari Bank Ltd., Barabanki

302 3395 14.07 302 14.07 0 0.00 0 0.00

20 Jilla Sahkari Bank Ltd., Bareilly

52 540 0.00 4 0.00 52 0.00 0 0.00

21 Jilla Sahkari Bank Ltd., Bulandsahar

240 2520 12.70 184 10.50 120 6.35 0 0.00

22 Jilla Sahkari Bank Ltd., Jhansi

225 2820 2685.00 179 2148.00 0 0.00 0 0.00

23 Jilla Sahkari Bank Ltd., Kanpur

0 0 0.00 0 0.00 0 0.00 0 0.00

24 Jilla Sahkari Bank Ltd., Lalitpur

156 1137 6.61 25 1.31 156 6.61 0 0.00

25 Jilla Sahkari Bank Ltd., Lucknow.

2 16 0.04 2 0.04 0 0.00 0 0.00

26 Jilla Sahkari Bank Ltd., Meerut

184 2238 19.93 15 1.62 0 0.00 0 0.00

27 Jilla Sahkari Bank Ltd., Mirzapur

427 5115 12.23 298 8.07 427 12.23 0 0.00

28 Jilla Sahkari Bank Ltd., Muradabad

88 1144 0.22 0 0.00 80 0.16 0 0.00

29 Jilla Sahkari Bank Ltd., Pratapgarh

22 264 1.53 22 1.53 0 0.00 0 0.00

30 Jilla Sahkari Bank Ltd., Raibareilly

15 157 0.67 7 0.25 0 0.00 0 0.00

31 Jilla Sahkari Bank Ltd., Unnao

169 1757 4.19 78 1.44 0 0.00 0 0.00

32 Mathura Jilla Sahkari Bank Ltd.

294 3822 7.32 103 2.16 0 0.00 0 0.00

33 Muzaffarnagar District Co-Operative Bank Ltd.

150 1550 4.35 25 0.60 150 4.35 0 0.00

34 Pilibhit Jilla Sahkari Bank Ltd.

106 1190 7.73 59 3.81 38 0.64 0 0.00

35 Rampur Jilla Sahkari Bank Ltd.

147 2940 6.24 0 0.00 0 0.00 0 0.00

36 Sultanpur Jilla Sahkari Bank Ltd.

155 2170 6.38 155 6.38 155 6.38 0 0.00

98

ANDAMAN & NICOBAR

1 The Andaman & Nicobar State Co-Operative Bank Ltd.

4442 53304 838.54 4086 788.23 0 0.00 0 0.00

(Amt. R lakh)



(Amt. R lakh)


Sr. No.

1 The Begusarai Central Co-Operative Bank Ltd.

0 0 0.00 0 0.00 0 0.00 0 0.00

2 The Katihar District Central Co-Operative Bank Ltd.

0 0 0.00 0 0.00 0 0.00 0 0.00

1 The Deoghar Jamtara Central Co-Operative Bank Ltd.

97 1133 9.42 80 7.62 0 0.00 0 0.00

2 The Dhanbad Central Co-Operative Bank Ltd.

6 64 0.27 6 0.27 0 0.00 0 0.00

3 The Jharkhand State Co-Operative Bank Ltd.

24 330 0.42 24 0.42 0 0.00 0 0.00

4 The Ranchi-Khunti Central Co-Operative Bank Ltd.

97 1259 10.51 97 10.51 0 0.00 0 0.00

5 The Singhbhum District Central Co-Operative Bank Ltd.

1 5 0.24 1 0.24 0 0.00 0 0.00

1 Cuttack Central Co-Operative Bank Ltd.

7374 73740 354.16 7374 354.16 5052 240.19 2322 113.97

2 Keonjhar Central Co-Operative Bank Ltd.

1698 16989 264.28 1642 254.40 1698 264.28 0 0.00

3 Nayagarh District Central Co-Operative Bank Ltd.

1936 20621 59.73 1920 58.90 80 1.37 0 0.00

4 The Angul United Central Co-Operative Bank Ltd.

10109 101090 504.72 10109 504.72 10109 504.72 0 0.00

5 The Aska Central Co-Operative Bank Ltd.

1875 37500 41.82 1875 41.82 44 0.23 0 0.00

6 The Balasore Bhadrak Central Co-Operative Bank Ltd.

11276 131312 1687.47 11276 1687.47 0 0.00 0 0.00

7 The Banki Central Co-Operative Bank Ltd.

324 3256 29.37 324 29.37 324 29.37 0 0.00

8 The Berhampore Co-Operative Central Bank Ltd.

3079 43109 332.73 3079 332.73 15 4.67 0 0.00

9 The Bhawanipatna Central Co-Operative Bank Ltd.

1666 13400 50.94 1666 50.94 833 25.47 0 0.00

10 The Bolangir District Central Co-Operative Bank Ltd.

3640 36400 116.00 3472 115.00 0 0.00 0 0.00

11 The Boudh Co-Operative Central Bank Ltd.

1460 11680 127.71 1460 127.71 0 0.00 0 0.00

12 The Khurda Central Co-Operative Bank Ltd.

6426 77112 192.47 5042 155.96 0 0.00 0 0.00

[ 107 ]

(Amt. R lakh)


Sr. No.

13 The Koraput Central Co-Operative Bank Ltd.

12295 135245 1488.40 11183 1232.38 1844 223.26 0 0.00

14 The Mayurbhanj District Central Co-Operative Bank Ltd.

1419 8891 56.46 1419 56.46 1419 56.46 0 0.00

15 The Sambalpur Dist.Co-Operative Central Bank Ltd.

5029 60348 89.84 5029 89.84 256 4.57 0 0.00

16 The Sundargarh District Central Co-Operative Bank Ltd.

9033 117426 720.86 9033 720.86 9032 720.85 1 0.01

17 The United Puri-Nimapara Central Cooperative Bank Ltd.

3001 25411 52.88 3001 52.88 0 0.00 0 0.00

1 Balageria Central Co-Operative Bank Ltd.

1831 17356 108.07 1831 108.07 0 0.00 0 0.00

2 Bankura Dist Central Co-Operative Bank Ltd.

16971 156658 3075.76 248 44.64 10401 2496.24 0 0.00

3 Birbhum District Central Co-Operative Bank Ltd.

3302 30393 343.44 1789 200.00 0 0.00 0 0.00

4 Darjeeling District Central Co-Operative Bank Ltd.

348 4256 171.70 348 171.70 348 171.70 0 0.00

5 Hooghly District Central Co-Operative Bank Ltd.

25971 180962 5378.30 25656 5283.82 0 0.00 0 0.00

6 Howrah District Central Co-Operative Bank Ltd

6580 57810 2110.51 5781 1854.24 0 0.00 0 0.00

7 Malda District Central Co-Operative Bank Ltd.

20608 191562 2475.34 18689 2071.19 20608 2475.34 0 0.00

8 Murshidabad District Central Co-Operative Bank Ltd

15425 134039 3990.77 14925 3861.42 0 0.00 0 0.00

9 Nadia District Central Co-Operative Bank Ltd.

29691 290770 8959.09 27383 8262.66 0 0.00 0 0.00

10 Purulia District Central Co-Operative Bank Ltd

5587 57391 619.60 5336 594.30 3053 367.91 2534 251.69

11 Raiganj Central Co-Operative Bank Ltd.

8440 85411 1038.37 8440 1038.37 1712 30.81 0 0.00

12 Tamluk Ghatal Central Co-Operative Bank Ltd.

9483 85686 2526.23 8743 2526.23 0 0.00 0 0.00

13 The Burdwan District Central Co-Operative Bank Ltd

12507 100134 1723.28 9729 1409.04 0 0.00 0 0.00

14 The Dakshin Dinajpur District Central Co-Operative Bank Ltd.

1879 17437 417.79 1879 417.79 1879 417.79 0 0.00

15 The Jalpaiguri Central Co-Operative Bank Ltd.

2731 18884 278.32 2486 243.45 2731 278.32 0 0.00


(Amt. R lakh)


Sr. No.

16 The Mugberia Central Co-Operative Bank Ltd.

7658 62602 2251.54 7105 2085.83 7548 2189.50 110 62.04

17 The West Bengal State Co-Operative Bank Ltd.

199287 1974934 42589.62 161422 40659.13 0 0.00 0 0.00

18 Vidyasagar Central Co-Operative Bank Ltd.

4137 42765 4137.00 3736 3736.00 4137 4137.00 0 0.00

1 The Arunachal Pradesh State Co-Operative Apex Bank Ltd.

1826 19825 297.81 1456 249.95 1826 297.81 0 0.00

ASSAM

1 The Assam Co-Operative Apex Bank Ltd.

25844 263068 286.28 22105 243.16 25844 286.28 0 0.00

1 The Manipur State Co-Operative Bank Ltd.

2544 30528 22.18 2544 22.18 0 0.00 0 0.00

1 The Meghalaya Co-Operative Apex Bank Ltd.

2574 38610 267.00 1089 55.30 125 8.85 0 0.00

MIZORAM

1 The Mizoram Co-Operative Apex Bank Ltd.

726 7260 23.98 726 23.98 9 0.06 75 3.50

9

1 The Nagaland State Co-Operative Bank Ltd.

8426 84260 856.20 0 0.00 0 0.00 0 0.00

1 The Sikkim State Co-Operative Bank Ltd.

1208 16310 202.86 600 129.16 14 5.70 0 0.00

1 The Tripura State Co-Operative Bank Ltd.

10125 106459 3.79 7165 2.88 0 0.00 0 0.00

Region

[ 109 ]

Sr. No.

1 The Chandigarh State Co-Operative Bank Ltd.

37 472 4.40 0 0.00 0 0.00 0 0.00

1 The Ambala Central Co-Operative Bank Ltd.

147 1422 14.90 118 13.49 147 14.90 0 0.00

2 The Fatehabad Central Co-Operative Bank Ltd.

252 2580 15.73 118 7.37 252 15.73 0 0.00

3 The Gurgaon Central Co-Operative Bank Ltd.

248 2964 19.32 245 17.03 248 19.32 0 0.00

4 The Hissar Central Co-Operative Bank Ltd.

384 4013 14.54 384 14.54 0 0.00 0 0.00

5 The Karnal Central Co-Operative Bank Ltd.

218 2810 37.79 218 37.79 0 0.00 0 0.00

6 The Mehendragarh Central Co-Operative Bank Ltd.

73 811 5.01 58 4.01 73 5.01 0 0.00

7 The Panchakula Cental Co-Operative Bank Ltd.

199 1299 18.70 15 3.68 199 18.70 0 0.00

8 The Panipat Central Co-Operative Bank Ltd.

148 1622 16.90 131 14.04 148 16.90 0 0.00

9 The Rewari Central Co-Operative Bank Ltd.

259 2945 1.41 259 1.41 15 0.35 0 0.00

10 The Rohtak Central Co-Operative Bank Ltd.

253 2644 13.18 8 1.00 14 3.27 0 0.00

11 The Sirsa Central Co-Operative Bank Ltd.

332 3320 58.00 322 52.30 0 0.00 0 0.00

12 The Sonepat Central Co-Operative Bank Ltd.

831 4155 21.07 601 16.07 0 0.00 0 0.00

13 The Yamunanagar Central Co-Operative Bank Ltd.

154 1594 29.16 138 27.75 110 19.45 0 0.00

1 Jogindra Central Co-Operative Bank Ltd.

834 7506 7.10 834 7.10 120 1.17 0 0.00

2 The Himachal Pradesh State Co-Operative Bank Ltd.

13614 128458 1124.77 9673 825.39 3793 363.07 0 0.00

3 The Kangra Central Co-Operative Bank Ltd.

4433 45807 694.52 202 34.20 689 98.20 0 0.00

1 The Anantnag Central Co-Operative Bank Ltd.

70 850 1.81 47 1.26 0 0.00 0 0.00

(Amt. R lakh)



(Amt. R lakh)


Sr. No.

2 The Jammu & Kashmir State Co-Operative Bank Ltd.

935 7550 27.58 880 24.86 935 27.58 0 0.00

1 The Delhi State Co-Operative Bank Ltd.

349 4621 75.66 345 69.94 0 0.00 0 0.00

1 The Amritsar Central Co-Operative Bank Ltd., Amritsar

175 2625 5.74 168 5.41 0 0.00 0 0.00

2 The Bhatinda Central Co-Operative Bank Ltd., Bhatinda

502 5590 18.73 502 18.73 0 0.00 0 0.00

3 The Faridkot Central Co-Operative Bank Ltd., Faridkot

234 2808 234.00 234 234.00 0 0.00 0 0.00

4 The Fatehgarh Sahib Central Co-Operative Bank Ltd., Sirhind

743 7430 94.94 740 92.01 0 0.00 0 0.00

5 The Fazilka Central Co-Operative Bank Ltd., Fazilka

122 1286 8.04 122 8.04 0 0.00 0 0.00

6 The Ferozepur Central Co-Operative Bank Ltd., Ferozepur

73 449 4.45 63 3.45 0 0.00 0 0.00

7 The Gurdaspur Central Co-Operative Bank Ltd., Gurdaspur

425 4467 40.64 425 40.64 425 40.64 0 0.00

8 The Hoshiarpur Central Co-Operative Bank Ltd., Hoshiarpur

779 9808 67.37 743 62.55 0 0.00 0 0.00

9 The Jalandhar Central Co-Operative Bank Ltd., Jalandhar

662 9845 44.09 661 44.08 0 0.00 0 0.00

10 The Kapurthala Central Co-Operative Bank Ltd., Kapurthala

199 2450 16.79 192 16.19 0 0.00 0 0.00

11 The Ludhiana Central Co-Operative Bank Ltd., Ludhiana

394 4475 21.75 394 21.75 0 0.00 0 0.00

12 The Mansa Central Co-Operative Bank Ltd., Mansa

55 594 4.74 55 4.74 0 0.00 0 0.00

13 The Moga Central Co-Operative Bank Ltd., Moga

248 2561 7.14 239 6.81 0 0.00 0 0.00

14 The Muktsar Central Co-Operative Bank Ltd., Muktsar

211 3165 7.71 202 7.59 0 0.00 0 0.00

[ 111 ]

(Amt. R lakh)


Sr. No.

15 The Nawanshahr Central Co-Operative Bank Ltd., Nawanshahr

414 5081 21.78 414 21.78 0 0.00 0 0.00

16 The Patiala Central Co-Operative Bank Ltd., Patiala

550 7085 131.42 538 130.47 23 0.00 0 0.00

17 The Ropar Central Co-Operative Bank Ltd., Ropar

161 3218 44.91 161 44.91 161 44.91 0 0.00

18 The Sangrur Central Co-Operative Bank Ltd., Sangrur

322 3856 10.79 41 0.92 322 10.79 0 0.00

19 The Sas Nagar Central Co-Op. Bank Ltd., Sas Nagar

360 4320 38.14 360 38.14 0 0.00 0 0.00

20 The Taran Taran Central Co-Operative Bank Ltd., Taran Taran

61 817 1.18 32 0.37 0 0.00 0 0.00

1 Ajmer Central Co-Operative Bank Ltd.

5524 60764 680.13 5416 647.43 0 0.00 15 1.50

2 Baran Kendriya Sahakari Bank Ltd.

2390 24237 129.48 2160 107.03 210 11.05 0 0.00

3 Chittorgarh Kendriya Sahakari Bank Ltd.

2880 30350 99.84 2765 93.90 50 1.65 0 0.00

4 Dausa Kendriya Sahakari Bank Ltd.

1615 16150 132.14 1440 104.54 16 1.80 0 0.00

5 Hanumangarh Kendriya Sahakari Bank Ltd.

6913 77268 547.14 6673 528.02 3406 274.80 101 8.14

6 Jhunjhunu Kendriya Sahakari Bank Ltd.

4170 41700 96.73 4133 96.36 37 0.37 0 0.00

7 Sawai Madhopur Kendriya Sahakari Bank Ltd.

2378 23812 195.20 2333 192.31 0 0.00 0 0.00

8 The Alwar Central Co-Operative Bank Ltd.

4668 46761 51.25 4605 47.45 128 1.28 0 0.00

9 The Banswara Central Co-Operative Bank Ltd.

1003 12765 58.56 1003 58.56 1003 58.56 0 0.00

10 The Barmer Central Co-Operative Bank Ltd.

6024 64912 502.76 6024 502.76 0 0.00 0 0.00

11 The Bharatpur Central Co-Operative Bank Ltd.

1909 19090 112.92 1841 109.50 0 0.00 0 0.00

12 The Bundi District Central Co-Operative Bank Ltd.

2393 34349 441.28 2379 433.68 315 272.50 0 0.00

13 The Central Co-Operative Bank Ltd, Bhilwara

5495 54345 255.00 164 9.90 110 8.10 0 0.00

14 The Central Co-Operative Bank Ltd., Bikaner

528 5558 14.74 278 7.44 19 0.57 0 0.00

15 The Central Co-Operative Bank Ltd.,Tonk

356 4301 42.59 356 42.59 7 4.15 0 0.00


(Amt. R lakh)


Sr. No.

16 The Churu Central Co-Operative Bank Ltd.

2703 28644 74.79 2316 58.58 29 1.82 0 0.00

17 The Dungarpur Central Co-Operative Bank Ltd.

2237 26352 70.12 2028 68.73 402 3.74 0 0.00

18 The Ganganagar Kendriya Sahakari Bank Ltd.

4516 45160 232.17 6 1.06 153 7.68 0 0.00

19 The Jaipur Central Co-Operative Bank Ltd.

6092 61450 175.87 6092 175.87 0 0.00 0 0.00

20 The Jaisalmer Central Co-Operative Bank Ltd.

1582 16005 47.25 32 1.12 1582 47.25 0 0.00

21 The Jalore Central Co-Operative Bank Ltd.

2360 23362 153.54 2245 114.89 2360 153.54 0 0.00

22 The Jhalawar Kendriya Sahakari Bank Ltd.

2732 28280 194.67 2183 149.27 162 12.52 0 0.00

23 The Jodhpur Central Co-Operative Bank Ltd.

1932 21406 228.75 1843 197.97 0 0.00 0 0.00

24 The Kota Central Co-Operative Bank Ltd.

3614 38682 93.90 3383 84.15 290 25.35 0 0.00

25 The Nagaur Central Co-Operative Bank Ltd.

3741 38143 147.16 0 0.00 46 3.14 0 0.00

26 The Pali District Central Co-Operative Bank Ltd

27 270 13.84 27 13.84 0 0.00 0 0.00

27 The Sikar Kendriya Sahakari Bank Ltd.

3172 31720 153.43 3172 153.43 0 0.00 0 0.00

28 The Sirohi Central Co-Operative Bank Ltd.

1206 13276 72.25 1206 72.25 10 1.25 0 0.00

29 The Udaipur District Central Co-Operative Bank Ltd.

6688 67076 308.84 6504 294.62 1221 63.07 0 0.00

1 The Anantpur District Co-Operative Central Bank Ltd.

776 7760 98.25 776 98.25 0 0.00 0 0.00

2 The Chittoor District Co-Operative Central Bank Ltd.

499 4990 64.59 499 64.59 0 0.00 0 0.00

3 The District Co-Operative Central Bank Ltd., Eluru

2408 24080 1029.12 2408 1029.12 0 0.00 0 0.00

4 The District Co-operative Central Bank Ltd., Kakinada

222 2220 100.83 0 0.00 0 0.00 0 0.00

5 The District Cooperative Central Bank Ltd., Kurnool

96 960 31.38 96 31.38 96 31.38 0 0.00

6 The District Co-Operative Central Bank Ltd., Srikakulam

4 42 0.90 4 0.90 4 0.90 0 0.00

[ 113 ]

Sr. No.

7 The District Co-Operative Central Bank Ltd., Visakhapatnam

522 5748 38.64 522 38.64 278 30.58 0 0.00

8 The District Co-Operative Central Bank Ltd., Vizianagaram

2 10 0.87 0 0.00 0 0.00 0 0.00

9 The Guntur District Co-Operative Central Bank

849 8570 406.44 844 405.21 0 0.00 0 0.00

10 The Krishna District Co-Operative Central Bank Ltd.

9869 114599 5896.77 9869 5896.77 0 0.00 0 0.00

11 The Nellore District Co-Operative Central Bank Ltd.

8 70 0.33 7 0.32 0 0.00 0 0.00

12 The Prakasam District Co-Operative Central Bank Ltd.

495 4950 191.55 495 191.55 0 0.00 0 0.00

1 Bagalkot District Central Co-Operative Bank Ltd.

7508 105112 502.52 7042 467.34 0 0.00 0 0.00

2 Mandya District Co-Operative Central Bank Ltd.

19420 291330 1941.45 18728 1872.76 0 0.00 0 0.00

3 The Banglore, Banglore Rural & Ramanagra District Co-Operative Bank Ltd.

8529 127935 447.00 8296 402.50 10 2.50 0 0.00

4 The Belagavi District Central Co-Operative Bank Ltd.

1316 19740 58.08 1053 46.47 1184 52.27 132 5.81

5 The Bellary District Co-Operative Central Bank Ltd.

7325 95173 473.65 7240 467.54 900 138.13 0 0.00

6 The Chikmagalur District Co-Operative Central Bank Ltd.

13224 159398 1676.46 12478 1460.46 244 61.08 0 0.00

7 The Chitradurga District Co-Operative Central Bank Ltd.

1295 15015 413.46 1295 413.46 0 0.00 0 0.00

8 The Dawangere District Central Co-Operative Bank Ltd.

1665 21645 582.75 1581 553.35 0 0.00 0 0.00

9 The District Co-Operative Central Bank Ltd., Bidar

24674 373150 10744.00 24275 10693.59 0 0.00 0 0.00

10 The Gulbarga And Yadgir District Co-Operative Central Bank Ltd.

8109 121635 1459.62 8109 1459.62 0 0.00 0 0.00

11 The Hassan District Co-Operative Central Bank Ltd.

14716 203579 3047.54 12761 2910.41 0 0.00 0 0.00

(Amt. R lakh)



(Amt. R lakh)


Sr. No.

12 The Kanara District Central Co- Operative Bank Ltd.

7078 85339 1075.09 6304 963.97 305 74.13 3 0.57

13 The Karnataka Central Co-Operative Bank Ltd.,(Dharwad)

11190 190230 932.38 10474 870.56 0 0.00 0 0.00

14 The Kodagu District Co-Operative Central Bank Ltd.

5178 69194 1507.93 4033 1413.84 0 0.00 0 0.00

15 The Kolar And Chickaballapur District Co-Operative Central Bank Ltd.

10345 121707 1398.49 10345 1398.49 0 0.00 0 0.00

16 The Mysore And Chamarajnagar District Co-operative Central Bank Ltd.

11800 193260 1573.01 10623 1415.70 0 0.00 0 0.00

17 The Raichur District Central Co-Operative Bank Ltd.

7419 99692 373.21 7419 373.21 0 0.00 0 0.00

18 The Shimoga District Co-Operative Central Bank Ltd.

9779 127295 1246.80 8407 1071.88 0 0.00 0 0.00

19 The South Canara District Central Co-Operative Bank Ltd.

43156 258946 9405.33 31021 6360.64 0 0.00 0 0.00

20 The Tumkur District Central Co-Operative Bank Ltd.

7642 97273 1038.04 6574 783.65 0 0.00 0 0.00

21 The Vijayapura District Central Co-Operative Bank Ltd.

7522 112830 1466.79 6409 1252.25 0 0.00 0 0.00

1 The Alappuzha District Co-Operative Bank Ltd.

6520 97399 1498.63 5900 1301.15 0 0.00 0 0.00

2 The Ernakulam District Co-Operative Bank Ltd.

807 8605 53.72 795 53.34 0 0.00 0 0.00

3 The Idukki District Co-Operative Bank Ltd.

8473 118430 745.32 5825 513.57 8473 745.32 0 0.00

4 The Kasaragod District Co-Operative Bank Ltd.

814 15466 50.97 782 48.97 814 50.97 0 0.00

5 The Kozhikode District Co-Operative Bank Ltd.

426 5964 65.74 390 60.18 350 54.00 76 11.74

6 The Malappuram District Co-Operative Bank Ltd.

1887 35041 219.35 1887 219.35 1887 219.35 0 0.00

7 The Palakkad District Co-Operative Bank Ltd.

150 2098 18.49 149 17.79 112 12.42 22 2.81

8 The Pathanamthitta District Co-Operative Bank Ltd.

924 13865 86.37 898 72.14 0 0.00 0 0.00

[ 115 ]

(Amt. R lakh)


Sr. No.

9 The Thiruvananthapuram District Co-Operative Bank Ltd.

2107 31605 187.86 1897 172.60 0 0.00 0 0.00

10 The Wayanad District Co-Operative Bank Ltd.

12413 148956 2095.25 11792 1990.48 121 22.29 0 0.00

98

1 The Pondicherry State Co-Operative Bank Ltd.

873 13155 312.73 848 300.15 8 59.17 27 86.86

848 8

1 Chennai Central Co-Operative Bank Ltd.

4493 67395 506.31 4493 506.31 0 0.00 0 0.00

2 Dindigul Central Co-Operative Bank Ltd.

7854 94248 695.96 6288 626.46 6841 475.00 0 0.00

3 The Coimbatore District Central Co-Operative Bank Ltd.

6741 81329 1052.00 6431 1034.00 6741 1052.00 0 0.00

4 The Cuddalore District Central Co-Operative Bank Ltd.

10390 207800 456.64 10253 447.14 8675 421.65 1715 34.99

5 The Dharmapuri District Central Co-Operative Bank Ltd.

755 10193 63.71 755 63.71 19 3.44 0 0.00

6 The Erode District Central Co-Operative Bank Ltd.

7880 157600 2345.27 7820 2327.42 7880 2345.27 0 0.00

7 The Kancheepuram Central Co-Op.bank Ltd.

12326 227823 4821.58 12326 4821.58 0 0.00 0 0.00

8 The Kanyakumari District Central Co-Operative Bank Ltd.

7331 131145 961.00 7160 869.00 0 0.00 0 0.00

9 The Kumbakonam Central Co-Op Bank Ltd.

8707 139312 799.78 8707 799.78 8707 799.78 0 0.00

10 The Madurai District Central Co-Operative Bank Ltd.

9107 109284 127.77 9107 127.77 5436 76.10 902 14.15

11 The Nilgiris District Central Co-Operative Bank Ltd.

3109 37808 200.05 3021 196.60 0 0.00 0 0.00

12 The Pudukottai District Central Co-Operative Bank Ltd.

4800 71844 698.63 4462 649.73 0 0.00 0 0.00

13 The Ramanathapuram District Central Co-Operative Bank Ltd.

8216 98592 187.83 8216 187.83 8216 187.83 0 0.00

14 The Salem District Central Co-Operative Bank Ltd.

16385 245775 650.65 15565 618.06 9831 390.39 4915 195.19


(Amt. R lakh)


Sr. No.

15 The Sivgangai District Central Co-Operative Bank Ltd.

2255 26996 100.82 2255 100.82 0 0.00 0 0.00

16 The Thanjavur Central Co-Operative Bank Ltd.

2383 28596 150.59 2383 150.59 9 0.25 2374 150.34

17 The Tiruchirapalli District Central Co-Operative Bank Ltd.

18413 249403 1004.92 17818 960.00 15993 848.88 2420 156.04

18 The Tirunelveli District Central Co-Operative Bank Ltd.

1967 39340 70.25 1770 56.20 1967 70.25 0 0.00

19 The Tiruvannamalai District Central Co-Operative Bank Ltd.

11915 198629 1543.71 11896 1533.03 11915 1543.71 0 0.00

20 The Vellore District Central Cooperative Bank Ltd.

9077 145232 1270.78 9077 1270.78 1081 678.62 0 0.00

21 The Villupuram District Central Co-Operative Bank Ltd.

11941 191056 110.62 11328 105.09 11941 110.62 0 0.00

22 The Virudhunagar District Central Co-Operative Bank Ltd.

2518 36544 275.42 2518 275.42 0 0.00 0 0.00

23 Thoothukudi District Central Co-Operative Bank Ltd.

1320 23760 1125.30 1320 1125.30 1056 900.25 264 225.05

1 The Adilabad District Co-Operative Central Bank Ltd.

350 3500 111.10 325 106.45 350 111.10 0 0.00

2 The District Co-Operative Central Bank Ltd., Khammam

441 4410 196.23 441 196.23 441 196.23 0 0.00

3 The District Co-Operative Central Bank Ltd., Medak

119 1229 27.60 119 27.60 0 0.00 0 0.00

4 The Karimnagar District Co-Operative Central Bank Ltd.

1160 11600 11.60 1160 11.60 0 0.00 0 0.00

5 The Nalgonda District Co-Operative Central Bank Ltd.

35 355 98.60 35 98.60 0 0.00 0 0.00

6 The Nizamabad District Co-Operative Central Bank Ltd.

5098 50998 727.78 5098 727.78 0 0.00 0 0.00

7 The Telangana State Co-Operative Bank Ltd.

70 725 41.38 70 41.38 0 0.00 70 41.38

[ 117 ]

Sr. No.

1 The Goa State Co-Operative Bank Ltd.

3680 53133 996.33 3374 946.51 0 0.00 0 0.00

1 Banaskantha District Central Co-Operative Bank

8636 129465 370.55 8636 370.55 8636 370.55 0 0.00

2 Bhavnagar District Co-Operative Bank Ltd

617 8151 44.00 280 17.00 0 0.00 0 0.00

3 Mehsana District Central Co-Operative Bank

2173 28774 333.39 97 308.17 0 0.00 0 0.00

4 Panchmahals District Co-Operative Bank Ltd.

456 4400 22.46 198 7.00 456 22.46 0 0.00

5 Rajkot District Co-Operative Bank Ltd.

4668 60775 581.98 4228 482.49 406 52.35 0 0.00

6 Sabarkantha District Central Co-Operative Bank

2482 29834 241.27 2373 223.04 898 47.21 0 0.00

7 Surat District Co-Operative Bank Ltd.

2691 32292 183.21 2321 156.62 0 0.00 0 0.00

8 The Ahmedabad District Co-Operative Bank Ltd.

4767 54558 266.32 3886 226.50 3323 192.03 258 20.46

9 The Amreli Jill Madhyastha Sahakari Bank Ltd.

2049 24078 167.33 1869 142.23 0 0.00 0 0.00

10 The Bharuch District Central Co-Operative Bank Ltd.

837 10048 178.64 543 78.96 131 4.08 0 0.00

11 The Jamnagar District Co-Operative Bank Ltd.

808 8581 78.46 123 11.31 808 78.46 0 0.00

12 The Junagadh Jill Sahakari Bank Ltd.

508 5674 43.00 489 38.00 508 43.00 0 0.00

13 The Kachchh District Central Co-Operative Bank

475 5551 18.41 397 17.02 0 0.00 0 0.00

14 The Kaira District Central Co-Operative Bank Ltd.

566 6843 26.52 365 13.94 566 26.52 0 0.00

15 The Kodinar Taluka Co-Operative Banking Union Ltd.

1248 13734 140.05 1163 122.22 0 0.00 0 0.00

16 The Surendranagar District Co-Operative Bank Ltd.

49 915 2.10 23 1.24 49 2.10 0 0.00

17 Valsad District Central Co-Operative Bank Ltd

434 5208 13.33 401 12.33 0 0.00 0 0.00

(Amt. R lakh)



Sr. No.

1 Akola District Central Co-Operative Bank Ltd.

11962 143544 832.43 10622 751.10 1035 62.07 0 0.00

2 Amrawati District Central Co-Operative Bank Ltd.

5798 81172 707.12 4360 561.52 0 0.00 0 0.00

3 Aurangabad District Central Co-Operative Bank Ltd.

9568 113939 1005.71 9568 1005.71 925 41.62 0 0.00

4 Beed District Central Co-Operative Bank Ltd.

2751 29452 71.16 2751 71.16 940 18.20 0 0.00

5 Bhandara District Central Co-Operative Bank Ltd.

6257 75084 225.50 6257 225.50 0 0.00 0 0.00

6 Buldhana District Central Co-Operative Bank Ltd.

2023 20053 31.68 460 13.60 554 10.76 0 0.00

7 Chandrapur District Central Co-Operative Bank Ltd.

26007 295828 458.09 22106 427.05 3212 61.06 22795 397.03

8 Dhule & Nandurbar District Central Co-Operativebank Ltd.

5528 68060 1915.55 271 2.46 710 14.05 0 0.00

9 Gadchiroli District Central Co-Operative Bank Ltd.

5619 67428 752.80 5383 724.80 1098 120.80 0 0.00

10 Jalna District Central Co-Operative Bank Ltd.

2107 22757 126.20 1672 121.85 0 0.00 0 0.00

11 Kolhapur District Central Co-Operative Bank Ltd.

37483 547407 1698.83 37317 1698.83 4192 60.18 0 0.00

12 Latur District Central Co-Operative Bank Ltd.

13119 236142 1256.42 12077 1159.99 889 11.58 0 0.00

13 Nagpur District Central Co-Operative Bank Ltd.

3127 40651 166.31 2698 142.26 408 36.73 0 0.00

14 Nasik District Central Co-Operative Bank Ltd.

6538 72595 433.10 3631 181.62 2851 188.86 0 0.00

15 Osmanabad District Central Co-Operative Bank Ltd.

5319 58509 103.92 4521 87.29 0 0.00 0 0.00

16 Parbhani District Central Co-Operative Bank Ltd.

6545 73321 38.31 6169 36.00 2021 11.80 0 0.00

17 Pune District Central Co-Operative Bank Ltd.

35633 534495 4236.43 34933 4235.98 2520 27.42 0 0.00

18 Raigad District Central Co-Operative Bank Ltd.

15253 173331 1017.12 14887 997.99 276 3.42 0 0.00

19 Ratnagiri District Central Co-Operative Bank Ltd.

4907 60622 227.76 4351 201.73 1014 51.13 0 0.00

20 Sangli District Central Co-Operative Bank Ltd.

23562 291331 10653.93 22191 8523.14 3481 1611.32 0 0.00

21 Sholapur District Central Co-Operative Bank Ltd.

12055 132695 37.10 11360 25.70 7751 22.00 4304 15.10

22 Sindhudurg District Central Co-Operative Bank Ltd.

6353 73940 550.60 5754 497.96 1360 117.88 0 0.00

(Amt. R lakh)


[ 119 ]

Sr. No.

23 The Ahmednagar District Central Co-Operative Bank Ltd.

25237 332327 4163.34 25237 4163.34 3352 653.68 0 0.00

24 The Gondia District Central Co-Operative Bank Ltd.

7134 78474 519.20 6063 441.32 7134 519.20 0 0.00

25 The Jalgaon District Central Co-Operative Bank Ltd.

5800 65548 162.23 5800 162.23 0 0.00 0 0.00

26 The Maharashtra State Co-Operative Bank Ltd.

762 9719 72.10 757 69.37 0 0.00 0 0.00

27 The Mumbai District Central Co-Operative Bank Ltd.

1526 15260 212.14 1526 212.14 1526 212.14 0 0.00

28 The Nanded District Central Co-Operative Bank Ltd.

812 9198 8.12 654 6.54 0 0.00 0 0.00

29 The Satara District Central Co-Operative Bank Ltd.

24779 272569 8161.95 24632 8161.14 380 2.09 0 0.00

30 The Thane District Central Co-Operative Bank Ltd.

32270 424424 4873.84 874 131.10 378 57.09 0 0.00

31 Wardha District Central Co-Operative Bank Ltd.

8007 104658 360.46 7570 351.46 6236 275.36 1771 85.10

32 Yavatmal District Central Co-Operative Bank Ltd.

19498 233976 1506.22 16643 1288.75 0 0.00 0 0.00

(Amt. R lakh)



(Amt. R lakh)

Sr. No.

1 Allahabad Bank 649 693.68 642 681.49 592 656.10 24 24.13

2 Andhra Bank 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 315 241.13 285 218.38 30 58.26 19 47.95

4 Bank of India 138 209.00 138 209.00 75 141.00 63 68.00

5 Bank of Maharashtra 77 72.09 70 64.59 50 53.00 10 5.95

6 Canara Bank 102 132.00 77 107.00 51 84.00 21 14.00

7 Central Bank of India 2367 1625.53 625 413.11 625 413.11 0 0.00

8 Corporation Bank 113 144.20 111 142.20 93 76.70 5 4.29

9 Dena Bank 1042 838.41 957 762.10 909 750.25 106 62.40

10 IDBI Bank Limited 20 28.14 15 22.14 12 20.00 4 2.14

11 Indian Bank 73 36.84 72 36.10 39 23.62 0 0.00

12 Indian Overseas Bank 239 219.05 239 219.05 213 198.05 26 21.00


6 14.16 0 0.00 3 2.00 0 0.00

14 Punjab and Sind Bank 9 13.00 1 1.00 9 13.00 0 0.00

15 Punjab National Bank 1190 1091.94 824 794.63 849 803.37 31 25.12

16 State Bank of India 1207 977.00 1030 834.00 585 490.00 17 10.00

17 Syndicate Bank 44 27.00 37 19.00 17 14.00 0 0.00

18 UCO Bank 0 0.00 0 0.00 0 0.00 0 0.00

19 Union Bank of India 0 0.00 0 0.00 0 0.00 0 0.00

20 Vijaya Bank 59 59.63 58 58.63 46 50.43 12 7.20

1 Allahabad Bank 819 363.66 805 356.10 713 329.04 6 5.81

2 Bank of Baroda 97 52.48 84 48.09 1 2.96 1 10.50

3 Bank of India 2783 1297.00 2068 917.00 978 559.00 869 418.00


5 Canara Bank 189 260.00 180 251.00 3 3.00 20 13.00



8 Dena Bank 8 8.70 7 6.84 4 3.07 2 0.92


10 Indian Bank 555 559.22 544 548.04 3 0.51 3 1.00



1 0.43 0 0.00 0 0.00 1 0.43




16 State Bank of Patiala 0 0.00 0 0.00 0 0.00 0 0.00

[ 121 ]

Sr. No.

17 Syndicate Bank 32 68.00 24 53.00 5 10.00 11 18.00

18 UCO Bank 239 132.30 93 33.49 10 3.13 217 118.97


20 Vijaya Bank 36 22.70 34 20.70 34 20.70 0 0.00

1 Allahabad Bank 63 43.14 60 42.19 19 30.96 2 5.15

2 Bank of Baroda 20 24.75 17 11.41 0 0.00 0 0.65

3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00


5 Canara Bank 22 38.00 22 38.00 6 7.00 0 0.00


7 Dena Bank 1 2.23 1 2.23 1 2.23 0 0.00


9 Indian Bank 1 0.04 1 0.02 1 0.02 0 0.00



4 0.79 0 0.00 3 0.10 0 0.00





16 Syndicate Bank 0 0.00 0 0.00 0 0.00 0 0.00

17 UCO Bank 32 19.02 9 9.67 3 1.50 11 15.01

18 Union Bank Of India 10 4.00 3 2.00 4 3.00 0 0.00

19 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00

1 Allahabad Bank 3350 893.79 1966 691.42 1649 627.64 77 32.51

2 Bank of Baroda 338 178.91 289 107.12 2 0.14 1 7.45

3 Bank of India 287 326.00 195 154.00 153 174.00 134 152.00


5 Canara Bank 168 134.00 92 79.00 49 25.00 0 0.00



8 Dena Bank 3 0.74 2 0.62 3 0.74 0 0.00


10 Indian Bank 308 177.23 302 174.55 5 9.68 18 3.00



19 3.51 1 0.00 17 3.51 0 0.00




(Amt. R lakh)

(contd.)


(Amt. R lakh)

(contd.)

Sr. No.


17 Syndicate Bank 192 116.00 169 94.00 107 86.00 38 15.00

18 UCO Bank 191 240.09 34 30.69 2 0.65 179 235.58


20 United Bank Of India 73 79.00 73 79.00 38 59.00 5 3.00

21 Vijaya Bank 55 45.51 49 21.65 49 21.65 0 0.00

Region

ANDAMAN & NICOBAR1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 2 0.65 2 0.65 0 0.00 0 0.00


4 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00


6 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00


8 UCO Bank 0 0.00 0 0.00 0 0.00 0 0.00


10 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00

1 Allahabad Bank 1216 408.72 1201 400.12 1022 372.67 5 3.54

2 Bank of Baroda 2119 1277.01 2062 1258.46 177 132.98 22 32.10

3 Bank of India 2704 838.00 2674 838.00 2704 838.00 0 0.00


5 Canara Bank 2151 2083.00 2098 2046.00 952 1115.00 2 3.00



8 Dena Bank 2 5.87 1 0.55 1 0.55 0 0.00


10 Indian Bank 500 607.28 490 595.13 9 6.26 0 0.00



0 0.00 0 0.00 0 0.00 0 0.00



15 Syndicate Bank 242 171.00 186 165.00 86 58.00 11 7.00

16 UCO Bank 4382 2570.57 395 231.46 723 457.73 15 4.05


18 United Bank of India 571 334.00 559 330.00 402 220.00 72 52.00

19 Vijaya Bank 44 28.65 44 28.65 44 28.65 0 0.00

[ 123 ]

Sr. No.

1 Allahabad Bank 459 119.25 340 116.27 371 108.23 6 1.70

2 Bank of Baroda 216 38.56 203 36.06 30 12.63 3 12.00

3 Bank of India 4385 2562.00 4175 2459.00 3174 1797.00 231 114.00


5 Canara Bank 601 332.00 588 325.00 584 318.00 0 0.00



8 Dena Bank 3 8.72 3 8.72 2 8.44 0 0.00


10 Indian Bank 333 300.81 326 294.36 272 298.23 0 0.00



1 0.88 0 0.00 0 0.00 1 0.88




16 Syndicate Bank 14 13.00 12 8.00 0 0.00 0 0.00

17 UCO Bank 40 31.50 4 3.54 4 2.02 22 22.50



20 Vijaya Bank 51 23.25 51 23.25 51 23.25 0 0.00

1 Allahabad Bank 1053 960.25 1016 944.28 827 791.56 8 6.44

2 Andhra Bank 1400 1590.00 1384 1580.00 1302 1454.00 82 126.00

3 Bank of Baroda 982 1278.67 929 1225.21 99 173.00 9 39.80

4 Bank of India 2733 3164.00 2733 3164.00 2729 3162.00 4 2.00


6 Canara Bank 1129 1454.00 1053 1366.00 428 485.00 4 3.00



9 Dena Bank 24 29.03 24 29.03 23 27.21 0 0.00


11 Indian Bank 1168 922.45 1145 904.00 642 618.13 3 2.00


13 Oriental Bank Of Commerce

6 6.80 0 0.00 3 4.07 0 0.00




17 Syndicate Bank 428 456.00 336 367.00 224 264.00 1 1.74

18 UCO Bank 2546 3248.20 351 423.36 1685 2065.48 145 120.20


(Amt. R lakh)

(contd.)


Sr. No.


21 Vijaya Bank 8 6.70 8 6.70 8 6.70 0 0.00

1 Allahabad Bank 22660 18773.77 22224 18571.34 19621 17809.80 113 59.49

2 Bank of Baroda 341 327.79 324 318.05 1 2.31 3 17.89

3 Bank of India 25 335.00 25 335.00 25 328.00 0 7.00


5 Canara Bank 831 925.00 813 907.00 283 359.00 1 3.00



8 Dena Bank 16 12.15 15 11.85 15 11.85 0 0.00


10 Indian Bank 914 984.97 896 965.27 629 749.57 4 1.00



0 0.00 0 0.00 0 0.00 0 0.00




16 Syndicate Bank 1365 2072.00 1276 1741.00 0 0.00 0 0.00

17 UCO Bank 2106 2376.51 192 208.04 1631 1837.39 26 20.18



20 Vijaya Bank 92 94.97 88 89.97 88 89.97 0 0.00

Region

1 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00


4 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00


6 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00



10 Syndicate Bank 0 0.00 0 0.00 0 0.00 0 0.00

11 UCO Bank 0 0.00 0 0.00 0 0.00 0 0.00

12 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00

(Amt. R lakh)

(contd.)

[ 125 ]

Sr. No.

ASSAM1 Allahabad Bank 928 462.22 911 450.96 746 389.28 2 0.07

2 Bank of Baroda 38 29.00 30 25.50 0 0.00 0 0.00

3 Bank of India 1 1.00 1 1.00 1 1.00 0 0.00


5 Canara Bank 102 94.00 100 93.00 74 50.00 0 0.00



8 Dena Bank 15 6.52 15 6.52 15 6.52 0 0.00


10 Indian Bank 127 143.74 124 140.87 105 138.83 0 0.00



0 0.00 0 0.00 0 0.00 0 0.00




16 Syndicate Bank 31 30.00 29 26.00 3 2.98 0 0.00

17 UCO Bank 150 106.54 22 18.59 128 87.56 22 18.98



20 Vijaya Bank 36 54.34 15 11.89 15 11.89 0 0.00

1 Allahabad Bank 2 0.74 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 1 1.25 1 1.25 0 0.00 0 0.00

3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00


5 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00







12 UCO Bank 7 5.20 2 2.00 0 0.00 0 0.00

13 Vijaya Bank 27 31.64 27 31.64 27 31.64 0 0.00

1 Bank of Baroda 1 0.85 0 0.25 0 0.00 0 0.00

2 Bank of India 3 1.00 3 1.00 3 1.00 0 0.00


4 Indian Bank 1 1.04 1 1.02 1 1.00 0 0.00


(Amt. R lakh)

(contd.)


Sr. No.



8 Syndicate Bank 0 0.00 0 0.00 0 0.00 0 0.00

9 UCO Bank 0 0.00 0 0.00 0 0.00 0 0.00

10 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00

9MIZORAM

1 Bank of Baroda 1 0.24 0 0.00 0 0.00 0 0.00





6 Syndicate Bank 0 0.00 0 0.00 0 0.00 0 0.00

7 UCO Bank 0 0.00 0 0.00 0 0.00 0 0.00

4

1 Allahabad Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of Baroda 10 5.00 4 3.50 0 0.00 0 0.00

3 Bank of India 0 1.00 0 1.00 0 1.00 0 0.00


5 Canara Bank 2 3.00 2 3.00 0 0.00 0 0.00



8 Indian Bank 1 0.51 1 0.50 0 0.00 0 0.00





13 UCO Bank 1 0.02 1 0.02 0 0.00 1 0.02

14 Vijaya Bank 2 3.00 1 1.00 1 1.00 0 0.00

4

1 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00

2 Canara Bank 41 21.00 41 21.00 0 0.00 0 0.00


4 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00




0 0.00 0 0.00 0 0.00 0 0.00


9 UCO Bank 1 1.94 1 1.94 0 0.00 1 1.94


11 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00

(Amt. R lakh)

(contd.)

[ 127 ]

(Amt. R lakh)

(contd.)

Sr. No.

1 Bank of Baroda 9 2.64 2 0.56 0 0.00 0 0.00

2 Bank of India 1 1.00 1 1.00 1 1.00 0 0.00




6 Indian Bank 1 0.04 1 0.02 1 0.02 0 0.00



9 UCO Bank 20 28.53 2 2.14 0 0.00 20 28.53


11 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00

Region

1 Allahabad Bank 27 13.76 27 13.76 27 13.76 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00


4 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00


6 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00




11 UCO Bank 1 1.30 1 1.30 0 0.00 1 1.30


13 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00

1 Allahabad Bank 62 29.38 26 8.29 35 14.17 0 0.00

2 Andhra Bank 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 6 7.61 6 7.61 0 0.00 0 0.00


5 Canara Bank 64 51.00 60 47.00 21 14.00 0 0.00



8 Dena Bank 2 1.64 2 1.64 0 0.00 1 1.24


10 Indian Bank 25 15.03 25 15.00 15 11.03 10 4.00



(Amt. R lakh)

(contd.)

Sr. No.


6 0.95 1 0.00 2 0.00 0 0.00





17 Syndicate Bank 100 122.00 69 111.00 100 122.00 0 0.00

18 UCO Bank 30 22.77 8 5.18 5 2.50 21 18.08


20 Vijaya Bank 8 2.50 8 2.50 8 2.50 0 0.00

1 Allahabad Bank 3 1.41 2 0.67 3 1.41 0 0.00

2 Bank of Baroda 1 1.25 1 1.25 0 0.00 0 0.00


4 Canara Bank 39 53.00 38 52.00 18 27.00 0 0.00



7 Dena Bank 1 2.95 1 2.95 1 2.95 0 0.00


9 Indian Bank 8 6.14 8 5.74 6 5.14 0 0.00


4 3.39 0 0.00 2 0.99 0 0.00





15 Syndicate Bank 2 2.60 2 2.60 0 0.00 2 2.60

16 UCO Bank 193 293.91 66 108.50 159 264.66 20 18.25

17 Vijaya Bank 3 3.00 2 2.00 2 2.00 0 0.00

1 Bank of Baroda 1 0.50 1 0.50 0 0.00 0 0.00

2 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00



5 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00





11 Syndicate Bank 0 0.00 0 0.00 0 0.00 0 0.00

[ 129 ]

(Amt. R lakh)

(contd.)

Sr. No.

12 UCO BANK 12 20.73 5 5.79 0 0.00 12 20.73

98

1 Allahabad Bank 13 2.78 12 1.89 12 1.89 1 0.89

2 Bank of Baroda 2 5.25 1 3.12 0 0.00 0 0.00

3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00


5 Canara Bank 3 6.00 3 6.00 0 0.00 0 0.00



8 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00

9 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00



0 0.00 0 0.00 0 0.00 0 0.00





16 Syndicate Bank 2 5.00 2 5.00 0 0.00 0 0.00

17 UCO Bank 0 0.00 0 0.00 0 0.00 0 0.00


19 Vijaya Bank 4 0.21 3 0.20 3 0.20 0 0.00

1 Allahabad Bank 12 6.80 3 4.70 3 4.70 0 0.00

2 Bank of Baroda 17 4.65 15 3.12 0 0.00 0 0.00

3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00


5 Canara Bank 14 38.00 12 37.00 0 0.00 0 0.00



8 Dena Bank 7 1.39 7 1.39 5 0.96 0 0.00


10 Indian Bank 13 19.21 13 18.83 9 13.31 1 1.00



1 0.64 0 0.00 1 0.64 0 0.00





17 Syndicate Bank 3 5.00 3 5.00 0 0.00 0 0.00

18 UCO Bank 18 15.30 5 2.60 1 0.02 12 12.38


(Amt. R lakh)

(contd.)

Sr. No.


20 Vijaya Bank 3 10.10 2 5.30 2 5.30 0 0.00

1 Allahabad Bank 68 29.32 59 28.51 56 28.41 0 0.00

2 Andhra Bank 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 1663 806.65 1544 749.36 35 15.53 3 12.50

4 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00


6 Canara Bank 16 9.00 11 6.00 12 6.00 0 0.00



9 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00


11 Indian Bank 16 5.94 16 5.44 8 5.50 0 0.00



2 1.01 0 0.00 0 0.00 0 0.00




1352 1372.00 1110 788.00 1057 633.00 295 739.00



19 Syndicate Bank 22 10.00 16 7.00 0 0.00 0 0.00

20 UCO Bank 110 76.43 34 19.35 54 31.90 55 43.52


22 Vijaya Bank 18 8.00 18 8.00 18 8.00 0 0.00

Region

1 Allahabad Bank 1068 2961.43 914 2614.28 659 2041.13 138 318.15

2 Andhra Bank 77719 223712.00 77415 223234.00 62100 176330.00 15315 46904.00

3 Bank of Baroda 2962 11773.67 2891 11634.88 1247 762.02 80 312.70

4 Bank of India 4474 13812.00 4415 13700.00 629 1258.00 1239 2434.00


6 Canara Bank 8328 31053.00 8192 30592.00 3830 13668.00 0 0.00



9 Dena Bank 39 50.19 30 45.75 31 46.99 0 0.00


11 Indian Bank 53524 103264.38 52454 101198.49 20424 42778.89 23 15.00

[ 131 ]

(Amt. R lakh)

(contd.)

Sr. No.



27 70.97 1 1.62 13 19.87 0 0.00




5391 26959.14 5391 26959.14 0 0.00 3 3.54


18 State Bank of Mysore 100 222.00 90 200.00 0 0.00 50 153.00

19 Syndicate Bank 23868 89921.00 15984 55362.65 906 2451.00 0 0.00

20 UCO Bank 420 1520.03 37 152.05 104 231.76 2 3.40


22 Vijaya Bank 2244 7741.68 2165 7557.99 2165 7557.99 0 0.00

1 Allahabad Bank 16 35.39 8 9.20 1 0.40 8 8.85

2 Andhra Bank 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 77 185.10 64 170.25 0 0.00 0 2.00

4 Bank of India 523 1543.00 421 1239.00 106 329.00 4 19.00


6 Canara Bank 3864 15220.00 3759 14807.00 1415 5059.00 16 37.00



9 Dena Bank 16 37.76 12 34.34 1 0.25 9 16.81


11 Indian Bank 723 1021.84 709 1001.40 371 620.99 17 7.00



1 1.18 0 0.00 1 1.18 0 0.00




64 162.79 64 162.79 0 0.00 0 0.00



19 State Bank Of Patiala 0 0.00 0 0.00 0 0.00 0 0.00

20 Syndicate Bank 13649 33007.00 11769 24627.00 531 1447.09 52 71.00

21 UCO Bank 55 128.01 18 29.20 6 19.80 32 47.11


23 Vijaya Bank 4218 12560.78 3915 11835.79 3913 11830.85 2 4.94

1 Allahabad Bank 11 33.71 0 0.00 0 0.00 2 2.70

2 Andhra Bank 0 0.00 0 0.00 0 0.00 0 0.00


(Amt. R lakh)

(contd.)

Sr. No.

3 Bank of Baroda 201 680.08 169 611.12 2 7.00 0 0.00

4 Bank of India 714 1947.00 706 1917.00 253 871.00 0 0.00


6 Canara Bank 7277 27381.00 7159 27012.00 3895 13985.00 8 28.00



9 Dena Bank 19 72.07 18 71.12 0 0.00 0 0.00


11 Indian Bank 6393 14973.16 6265 14675.03 652 1993.13 0 0.00



2 29.98 1 19.96 0 0.00 0 0.00





18 Syndicate Bank 1523 7046.00 893 5142.00 50 174.00 0 0.00

19 UCO Bank 93 340.14 8 34.30 38 160.65 4 5.60


21 Vijaya Bank 857 2387.09 833 2283.70 833 2283.70 0 0.00

1 Syndicate Bank 0 0.00 0 0.00 0 0.00 0 0.00

2 UCO Bank 0 0.00 0 0.00 0 0.00 0 0.00

1 Bank of Baroda 6 30.00 6 30.00 0 0.00 0 0.00




5 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00


7 Indian Bank 616 1544.88 604 1514.00 489 1348.72 0 0.00



10 Syndicate Bank 3 10.00 3 10.00 0 0.00 0 0.00

11 UCO Bank 12 47.50 2 8.00 0 0.00 0 0.00

12 Vijaya Bank 3 5.50 2 5.50 2 5.30 0 0.00

1 Allahabad Bank 71 67.27 54 60.80 21 13.87 15 5.90

2 Andhra Bank 270 511.92 265 497.42 150 290.40 115 207.02

3 Bank of Baroda 177 391.71 161 374.82 13 40.19 2 30.00

4 Bank of India 3295 7945.00 2816 6756.00 2636 6755.00 47 705.00

[ 133 ]

(Amt. R lakh)

(contd.)

Sr. No.


6 Canara Bank 5487 20545.00 5404 20231.00 417 1305.00 31 91.00



9 Dena Bank 38 83.16 30 54.27 14 7.09 7 38.00


11 Indian Bank 56108 114777.57 54986 112482.00 17401 38156.00 35 77.00



43 143.86 19 75.23 10 40.86 1 3.08




7 23.44 7 23.44 0 0.00 0 0.00




20 Syndicate Bank 1348 6212.00 1250 5249.00 571 827.61 1 1.96

21 UCO Bank 78 198.29 8 7.00 3 7.80 11 6.25


23 Vijaya Bank 306 827.00 294 804.70 293 802.00 1 2.00

1 Allahabad Bank 458 1291.17 451 1282.85 441 1252.60 0 0.00

2 Andhra Bank 38942 114526.00 38756 114279.00 23441 67375.00 15315 46904.00

3 Bank of Baroda 426 1367.60 409 1346.30 110 76.00 52 232.40

4 Bank of India 439 1170.00 439 1170.00 99 358.00 0 0.00


6 Canara Bank 6078 20538.00 5983 20307.00 1590 6914.00 0 0.00



9 Dena Bank 325 613.40 322 612.39 134 263.74 1 0.51


11 Indian Bank 13221 21841.30 12957 21404.47 5809 8482.98 1 1.00



8 29.10 0 0.00 2 4.98 0 0.00




16690 94884.58 16690 94884.58 0 0.00 2 4.35





(Amt. R lakh)

(contd.)

Sr. No.

20 Syndicate Bank 5281 18710.00 4185 15528.00 574 2355.00 0 0.00

21 UCO Bank 313 1171.84 37 110.93 18 34.00 0 0.00


23 Vijaya Bank 779 2204.71 762 2167.11 762 2167.11 0 0.00

Region


1 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00

2 Central Bank Of India 0 0.00 0 0.00 0 0.00 0 0.00

3 Dena Bank 81 41.53 74 38.42 81 41.53 0 0.00



1 Bank of Baroda 2 10.50 2 7.14 0 5.00 0 0.00

2 Bank of India 24 56.00 24 56.00 17 31.00 0 0.00


4 Canara Bank 9 27.00 8 20.00 1 2.00 0 0.00



7 Dena Bank 11 37.98 11 37.98 0 0.00 0 0.00


9 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00



0 0.00 0 0.00 0 0.00 0 0.00


13 Syndicate Bank 6 11.00 6 11.00 0 0.00 0 0.00

14 UCO Bank 9 16.50 6 12.00 0 0.00 9 16.50

15 Vijaya Bank 3 0.20 3 0.20 3 0.20 0 0.00

9

1 Allahabad Bank 11 3.81 11 3.81 8 0.81 3 3.00

2 Bank of Baroda 761 761.85 708 740.94 2 6.50 1 7.00

3 Bank of India 1649 1528.00 1380 1279.00 384 235.00 4 3.00


5 Canara Bank 8 6.00 8 6.00 0 0.00 0 0.00



[ 135 ]

(Amt. R lakh)

(contd.)

Sr. No.

8 Dena Bank 2595 1537.43 2526 1495.20 2513 1497.93 64 29.65


10 Indian Bank 604 439.92 592 431.12 27 7.24 0 0.00



0 0.00 0 0.00 0 0.00 0 0.00




16 Syndicate Bank 81 53.00 75 48.00 19 17.00 6 7.00

17 UCO Bank 63 53.56 6 6.10 0 0.00 21 29.96


19 Vijaya Bank 34 8.57 33 8.00 33 8.00 0 0.00

1 Allahabad Bank 591 364.98 571 351.08 441 317.71 27 19.22

2 Andhra Bank 110 91.11 101 79.45 79 46.45 22 33.00

3 Bank of Baroda 552 682.27 478 589.75 4 12.35 3 35.05

4 Bank of India 2286 1813.00 2183 1759.00 1487 1384.00 96 47.00


6 Canara Bank 705 907.00 686 892.00 88 62.00 21 24.00



9 Dena Bank 315 353.89 286 319.94 204 213.12 42 39.59


11 Indian Bank 264 848.64 259 831.67 63 83.07 10 8.00



1 1.40 0 0.00 1 1.40 0 0.00




904 1085.27 904 1085.27 0 0.00 3 7.30




20 Syndicate Bank 258 7762.00 198 6997.00 105 2271.00 28 32.00

21 UCO Bank 203 185.72 44 41.26 56 53.38 101 113.45


23 Vijaya Bank 139 141.18 133 136.13 133 136.13 0 0.00

Region


Sr. No.

1 Allahabad Bank 33610 27560.43 31303 26634.01 27267 24806.14 437 497.55

2 Andhra Bank 118441 340431.03 117921 339669.87 87072 245495.85 30849 94174.02

3 Bank of Baroda 11344 20167.62 10688 19524.65 1753 1306.87 199 799.99

4 Bank of India 26464 38549.00 24397 35956.00 15454 18224.00 2691 3969.00


6 Canara Bank 37230 121310.00 36389 119251.00 13717 43488.00 124 216.00



9 Dena Bank 4563 3745.76 4344 3543.85 3957 2885.42 232 189.12


11 Indian Bank 135497 262492.18 132791 257243.07 46981 95351.87 125 120.00



132 309.05 23 96.81 58 79.60 3 4.39




1352 1372.00 1110 788.00 1057 633.00 295 739.00


23056 123115.22 23056 123115.22 0 0.00 8 15.19




21 Syndicate Bank 48494 165829.60 36524 115578.25 3298 10099.68 150 156.30

22 UCO Bank 11325 12852.45 1391 1508.50 4630 5261.93 960 922.49



25 Vijaya Bank 9029 26270.91 8548 25111.20 8533 25095.16 15 14.14

(Amt. R lakh)

(contd.)

[ 137 ]

Sr. No.

1 AXIS Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00

2 DCB Bank Limited 2306 4761.68 2306 4761.68 0 0.00 0 0.00

3 HDFC Bank Ltd. 3 5.21 3 5.21 0 0.00 0 0.00

4 South Indian Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

5 YES Bank Ltd. 767 1425.71 767 1425.71 0 0.00 0 0.00


2 DCB Bank Limited 588 1213.87 588 1213.87 0 0.00 0 0.00

3 HDFC Bank Ltd. 62 118.25 62 118.25 0 0.00 0 0.00

4 ICICI Bank Limited 3020 1967.71 1510 1967.71 0 0.00 0 0.00

5 Karnataka Bank Ltd 1 3.50 1 3.50 0 0.00 1 3.50

6 Ratnakar Bank Ltd 1 1.00 0 0.00 0 0.00 1 1.00


8 YES Bank Ltd. 4275 8913.44 4275 8913.44 0 0.00 0 0.00

1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00



4 Nainital Bank Ltd 5 10.90 5 10.90 5 10.90 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00

6 YES Bank Ltd. 414 971.80 414 971.80 0 0.00 0 0.00

1 HDFC Bank Ltd. 5 3.79 5 3.79 0 0.00 0 0.00




5 YES Bank Ltd. 1593 3937.50 1593 3937.50 0 0.00 0 0.00

1 HDFC Bank Ltd. 18 24.25 18 24.25 0 0.00 0 0.00


3 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

(Amt. R lakh)


(Amt. R lakh)

(contd.)

Sr. No.

1 HDFC Bank Ltd. 1 3.00 1 3.00 0 0.00 0 0.00



4 YES Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00


2 DCB Bank Limited 9879 19561.17 9879 19561.17 0 0.00 0 0.00

3 Federal Bank Ltd 10 4.95 1 0.50 0 0.00 0 0.00

4 HDFC Bank Ltd. 1200 2385.78 1200 2385.78 0 0.00 0 0.00



7 YES Bank Ltd. 7261 14864.08 7261 14864.08 0 0.00 0 0.00

1 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00

2 Federal Bank Ltd 1 0.00 0 0.00 0 0.00 0 0.00

3 HDFC Bank Ltd. 25 60.58 25 60.58 0 0.00 0 0.00



6 YES Bank Ltd. 2478 5224.39 2478 5224.39 0 0.00 0 0.00

Region

ASSAM1 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00

2 HDFC Bank Ltd. 5 13.16 5 13.16 0 0.00 0 0.00


1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

1 Federal Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00


[ 139 ]

(Amt. R lakh)

(contd.)

Sr. No.

1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

Region

1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00



2 Federal Bank Ltd 27 13.18 1 0.70 0 0.00 0 0.00

3 HDFC Bank Ltd. 88 122.76 88 122.76 0 0.00 0 0.00



6 YES Bank Ltd. 1465 3313.90 1465 3313.90 0 0.00 0 0.00


2 YES Bank Ltd. 99 236.45 99 236.45 0 0.00 0 0.00

99 99

1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00



2148 1864.00 2035 1730.00 2022 1715.00 23 46.00

1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00



1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00


3 YES Bank Ltd. 812 1670.92 812 1670.92 0 0.00 0 0.00


Sr. No.

1 City Union Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

2 HDFC Bank Ltd. 18 54.83 18 54.83 0 0.00 0 0.00



5 YES Bank Ltd. 3945 9324.20 3945 9324.20 0 0.00 0 0.00

Region

1 City Union Bank Limited

351 1225.00 4 13.00 0 0.00 0 0.00

2 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00





0 0.00 0 0.00 0 0.00 0 0.00

4


0 0.00 0 0.00 0 0.00 0 0.00

2 DCB Bank Limited 1007 2576.65 1007 2576.65 0 0.00 0 0.00

3 Federal Bank Ltd 6 4.00 2 0.00 0 0.00 0 0.00

4 HDFC Bank Ltd. 6984 24214.70 6984 24214.70 0 0.00 0 0.00






0 0.00 0 0.00 0 0.00 0 0.00

10 YES Bank Ltd. 3431 9310.97 3431 9310.97 0 0.00 0 0.00

8

1 Federal Bank Ltd 572 1055.78 225 256.21 0 0.00 0 0.00

2 HDFC Bank Ltd. 8893 27514.49 8893 27514.49 0 0.00 0 0.00





5 15.00 5 15.00 0 0.00 0 0.00


4822 30586.00 3322 19249.00 116 308.00 0 0.00

(Amt. R lakh)

(contd.)

[ 141 ]

Sr. No.

8 YES Bank Ltd. 424 1050.45 424 1050.45 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00

2 HDFC Bank Ltd. 230 896.88 230 896.88 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


856 147.35 605 106.35 145 0.00 0 0.00

2 Federal Bank Ltd 30 73.31 29 3.31 0 0.00 0 0.00

3 HDFC Bank Ltd. 10189 36208.44 10189 36208.44 0 0.00 0 0.00



6 Karur Vysya Bank Ltd 147 82.00 119 20.00 0 0.00 0 0.00



104 282.21 99 273.51 0 0.00 1 2.50


0 0.00 0 0.00 0 0.00 0 0.00

10 YES Bank Ltd. 8978 29152.09 8978 29152.09 0 0.00 0 0.00

1 HDFC Bank Ltd. 4 10.60 4 10.60 0 0.00 0 0.00


3 Indusind Bank Ltd 0 0.00 0 0.00 0 0.00 0 0.00



4 4

Region

1 Hdfc Bank Ltd. 168 637.55 168 637.55 0 0.00 0 0.00


1 HDFC Bank Ltd. 270 528.18 270 528.18 0 0.00 0 0.00



(Amt. R lakh)

(contd.)


Sr. No.


0 0.00 0 0.00 0 0.00 0 0.00

3 Federal Bank Ltd 30 0.00 0 0.00 2 0.00 0 0.00

4 HDFC Bank Ltd. 5614 15452.17 5614 15452.17 0 0.00 0 0.00






0 0.00 0 0.00 0 0.00 0 0.00

10 YES Bank Ltd. 5021 13569.21 5021 13569.21 0 0.00 0 0.00

4

Region4

(Amt. R lakh)

(contd.)

[ 143 ]

Sr. No.

1 Axis Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00


1207 1372.35 609 119.35 145 0.00 0 0.00


4822 30586.00 3322 19249.00 116 308.00 0 0.00

4 Federal Bank Ltd 676 1151.22 258 260.72 2 0.00 0 0.00

5 HDFC Bank Ltd. 33777 108254.62 33777 108254.62 0 0.00 0 0.00




2148 1864.00 2035 1730.00 2022 1715.00 23 46.00






109 297.21 104 288.51 0 0.00 1 2.50

14 YES Bank Ltd. 40963 102965.11 40963 102965.11 0 0.00 0 0.00


16 DCB Bank Limited 13780 28113.37 13780 28113.37 0 0.00 0 0.00

17 Bandhan Bank Limited 0 0.00 0 0.00 0 0.00 0 0.00

-A(II)

(Amt. R lakh)

(contd.)


(Amt. R lakh)

Sr. No.


8022 6268.00 7334 5601.00 7946 6145.00 0 0.00


1941 447.45 1536 274.23 1536 274.23 0 0.00


2877 2719.00 2877 2719.00 2877 2719.00 0 0.00


8870 7558.14 8870 7558.14 8796 7521.79 74 36.35


332 265.46 227 176.31 110 91.64 1 2.50

1 Allahabad Up Gramin Bank

2202 1275.58 2202 1275.58 1250 775.54 0 0.00


1302 1247.75 1275 1225.30 1236 1228.34 0 0.00


522 283.20 478 263.29 478 263.29 0 0.00


265 146.00 265 146.00 265 146.00 0 0.00

5 Prathama Bank 459 436.37 338 304.79 158 106.79 0 0.00

6 Purvanchal Bank 401 401.00 401 401.00 401 401.00 0 0.00

7 Sarva U.P. Gramin Bank

765 615.17 465 370.65 679 562.18 24 24.00

99

1 Bihar Gramin Bank 23585 45403.80 23585 45403.80 23585 45403.80 0 0.00


27331 31243.00 27331 31243.00 27331 31243.00 0 0.00


35923 18995.00 35923 18995.00 35923 18995.00 0 0.00


2599 1582.00 2599 1582.00 2599 1582.00 0 0.00

[ 145 ]

Sr. No.


5200 2910.00 5200 2910.00 2600 1455.00 0 0.00

1 Odisha Gramya Bank 15105 15105.00 15105 15105.00 15029 15029.00 76 76.00

2 Utkal Grameen Bank 9516 10356.82 9299 10213.69 9023 10031.54 0 0.00


6587 6746.31 6491 6661.69 6426 6574.36 161 171.95


15872 32848.56 15414 31844.32 15243 31424.06 0 0.00


31752 35712.24 15304 15742.48 15876 17856.12 0 0.00

Region


14 21.10 14 21.10 14 21.10 0 0.00

ASSAM1 Assam Gramin

Vikash Bank18059 18161.97 10054 10001.08 7791 7636.64 0 0.00


1205 806.88 1096 734.26 223 174.70 0 0.00

1 Manipur Rural Bank 228 180.73 228 180.73 1 1.50 32 20.70

1 Meghalaya Rural Bank 158 103.27 59 33.05 43 21.45 0 0.00

MIZORAM1 Mizoram Rural Bank 290 590.38 116 140.48 2 2.00 53 70.78

1 Nagaland Rural Bank 18 39.70 18 39.70 0 0.00 0 0.00

1 Tripura Gramin Bank 190 224.61 106 100.73 31 26.46 0 0.00

Region

(contd.)

(Amt. R lakh)


Sr. No.


981 925.13 970 910.50 872 784.28 2 3.00


720 873.00 720 873.00 586 651.00 0 0.00

1 Ellaquai Dehati Bank 241 425.69 182 269.90 241 425.69 0 0.00

2 J & K Grameen Bank 749 704.00 749 704.00 600 605.00 0 0.00

1 Malwa Gramin Bank 68 91.89 68 91.89 6 3.95 0 0.00

2 Punjab Gramin Bank 629 284.86 588 258.62 426 150.62 0 0.00

3 Sutlej Gramin Bank 4 4.00 4 4.00 0 0.00 0 0.00


11210 10874.00 8183 7939.00 2430 1514.00 78 66.00


1262 773.34 1252 758.44 747 465.50 107 54.50

Region


41953 149348.62 41953 149348.62 35317 122636.74 6636 26711.88


12492 43245.63 12492 43245.63 9277 31994.00 0 0.00


42497 84856.73 42072 84008.16 62 64.17 35 33.68


4413 10167.00 4287 9876.00 3179 7037.00 973 2527.00

2 Kaveri Grameena Bank

4570 14603.76 2944 9431.98 2815 9096.09 1755 5507.67


20378 64836.00 19155 60946.00 18197 57898.00 1018 3242.00

(contd.)

(Amt. R lakh)

[ 147 ]

Sr. No.

1 Kerala Gramin Bank 6961 20213.00 6264 18191.00 2773 7312.00 0 0.00


673 1976.37 616 1806.94 0 0.00 0 0.00

1 Pallavan Grama Bank 12507 47568.63 12189 46371.23 2789 10689.80 54 129.90

2 Pandyan Grama Bank

1077 2456.61 813 2192.14 170 650.69 3 3.56


126847 365536.98 126847 365536.98 66546 187584.20 15100 41821.96


24892 78982.84 24892 78982.84 13649 47641.23 9614 26338.40

Region


10704 7790.18 10666 7742.18 9577 7161.18 1 1.00


2208 2128.40 2208 2128.40 692 643.40 0 0.00


604 638.42 593 604.01 564 579.12 0 0.00


4159 5212.47 4159 5212.47 1592 1792.24 0 0.00


3151 4088.36 2952 3760.69 1344 1315.42 0 0.00

Region

(contd.)

(Amt. R lakh)


(Amt. R lakh)

Sr. No.


6197 165.00 6011 160.00 6192 160.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


3245 2904.00 3245 2904.00 57 57.00 0 0.00


22 40.00 22 40.00 22 40.00 0 0.00


955 539.44 955 539.44 955 539.44 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


37 3.78 37 3.78 37 3.78 0 0.00


106 15.31 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


4 4.25 4 4.25 0 0.00 0 0.00


8 2.00 8 2.00 4 1.00 0 0.00


8 1.81 8 1.81 8 1.81 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


5 3.60 4 2.60 5 3.60 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


16 3.12 16 3.12 16 3.12 0 0.00


19 20.01 19 20.01 10 10.28 9 9.73


16 29.59 3 7.50 13 22.09 0 0.00


654 497.92 52 101.82 327 248.96 0 0.00

[ 149 ]

Sr. No.


23 19.48 8 7.80 12 11.73 6 2.89


197 83.76 178 75.68 10 15.00 0 0.00


6 8.00 6 8.00 3 4.00 0 0.00


26 0.05 26 0.05 26 0.05 0 0.00


3 7.41 3 7.41 3 7.41 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


20 12.22 12 8.00 0 0.00 0 0.00


38 3.78 30 3.00 38 3.78 0 0.00


29 1.82 27 1.70 29 1.82 0 0.00


1 0.25 1 0.25 1 0.25 0 0.00


217 44.26 142 30.65 0 0.00 0 0.00


125 4.00 8 4.00 125 4.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


47 5.72 47 5.72 47 5.72 0 0.00


29 14.58 26 13.34 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00

(contd.)

(Amt. R lakh)


Sr. No.


0 0.00 0 0.00 0 0.00 0 0.00


302 39.00 302 39.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


90 27.58 68 18.68 90 27.58 0 0.00


0 7.53 0 5.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


2 4.41 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


6 0.40 6 0.40 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


1 1.08 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


11 0.00 0 0.00 11 0.00 0 0.00


5 5.00 5 5.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00

ANDAMAN & NICOBAR1 The Andaman & Nicobar

State Co-Operative Bank Ltd.

307 612.70 237 563.68 0 0.00 0 0.00

(contd.)

(Amt. R lakh)

[ 151 ]

Sr. No.


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


3 9.00 3 9.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


26 158.00 26 158.00 0 0.00 0 0.00


1 0.50 1 0.50 0 0.00 0 0.00


842 1198.28 842 1198.28 502 567.76 340 630.52


154 208.38 153 205.88 154 208.38 0 0.00


91 74.15 91 74.15 0 0.00 0 0.00


351 278.75 351 278.75 351 278.75 0 0.00


44 34.30 44 34.30 44 34.30 0 0.00


1209 1670.90 1209 1670.90 1209 1670.90 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


58 180.22 58 180.22 15 23.37 0 0.00


2 4.00 2 4.00 2 4.00 0 0.00


38 43.90 38 43.90 38 43.90 0 0.00


64 118.18 64 118.18 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00

(contd.)

(Amt. R lakh)


Sr. No.


592 537.83 592 537.83 0 0.00 0 0.00


49 51.29 49 51.29 49 51.29 0 0.00


144 162.56 144 162.56 0 0.00 0 0.00


635 453.89 635 453.89 634 448.89 1 5.00


47 57.86 47 57.86 0 0.00 0 0.00


478 482.28 478 482.28 0 0.00 0 0.00


2912 2638.46 2885 2614.00 2885 2614.00 0 0.00


14 18.41 14 18.41 0 0.00 0 0.00


38 26.17 38 26.17 0 0.00 0 0.00


8577 4514.82 8577 4514.82 0 0.00 0 0.00


2668 1879.00 2417 1702.22 0 0.00 0 0.00


2833 1776.38 2833 1776.38 2833 1776.38 0 0.00


3146 3884.42 3146 3884.42 0 0.00 0 0.00


24207 15013.64 22292 13885.93 0 0.00 0 0.00


129 30.94 129 30.94 112 17.94 17 13.00


1705 1767.73 1705 1767.73 343 34.30 0 0.00


458 375.34 428 375.34 0 0.00 0 0.00


641 650.26 439 481.19 0 0.00 0 0.00


222 139.89 222 139.89 222 139.89 0 0.00


807 50.76 807 50.76 807 50.76 0 0.00

(contd.)

(Amt. R lakh)

[ 153 ]

Sr. No.


5640 3102.72 5233 2875.51 5558 2936.67 82 166.05


52481 42613.98 50376 35369.60 0 0.00 0 0.00


2214 1825.54 2035 1679.00 2214 1825.54 0 0.00

99


45 73.84 33 59.65 45 73.84 0 0.00

ASSAM1 The Assam Co-Operative

Apex Bank Ltd.140 177.60 122 165.10 140 177.60 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


27 21.15 8 2.15 8 2.15 0 0.00

8 8MIZORAM


18 57.21 18 57.21 4 3.80 14 53.41

4


560 877.74 0 0.00 0 0.00 0 0.00


7 9.70 7 9.70 0 0.00 0 0.00


61 61.00 56 56.00 0 0.00 0 0.00

Region

(contd.)

(Amt. R lakh)


Sr. No.


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


5 5.30 5 5.30 5 5.30 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


20 14.11 20 14.11 0 0.00 0 0.00


103 16.69 62 5.61 103 16.69 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


3 3.45 3 3.45 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


178 267.13 178 267.13 45 84.33 0 0.00


1145 1271.44 1145 1271.44 817 912.25 0 0.00


387 797.55 59 75.05 244 569.55 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00

(contd.)

(Amt. R lakh)

[ 155 ]

Sr. No.


0 0.00 0 0.00 0 0.00 0 0.00


8 4.00 8 4.00 0 0.00 0 0.00

8 8


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


1 1.00 1 1.00 0 0.00 0 0.00


12 27.98 12 27.98 0 0.00 0 0.00


12 2.20 12 2.20 0 0.00 0 0.00


5 1.30 5 1.30 0 0.00 0 0.00


2 1.60 2 1.60 2 1.60 0 0.00


1 0.15 1 0.15 0 0.00 0 0.00


20 18.36 20 18.36 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


394 8.50 394 8.50 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


1 0.40 1 0.40 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00

(contd.)

(Amt. R lakh)


Sr. No.


4 3.26 4 3.26 0 0.00 0 0.00


20 17.85 20 17.85 0 0.00 0 0.00


5 2.50 5 2.50 5 2.50 0 0.00


1 2.89 1 2.89 1 2.89 0 0.00

19 The Sas Nagar Central Co-Op. Bank Ltd., SAS Nagar

2 3.00 2 3.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00

8


34 36.39 34 36.39 19 21.39 15 15.00


15 9.77 15 9.77 0 0.00 0 0.00


28 14.25 28 14.25 0 0.00 0 0.00


45 24.00 45 24.00 16 8.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


204 261.43 204 261.43 0 0.00 0 0.00


17 9.60 17 9.60 0 0.00 0 0.00


52 102.39 52 102.39 0 0.00 0 0.00


13 5.50 13 5.50 13 5.50 0 0.00


12 10.80 12 10.80 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


200 150.72 200 150.72 83 43.85 0 0.00


113 55.20 113 55.20 0 0.00 0 0.00


14 10.20 14 10.20 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00

(contd.)

(Amt. R lakh)

[ 157 ]

Sr. No.


14 28.25 13 25.85 0 0.00 0 0.00


17 8.50 17 0.00 0 0.00 0 0.00


70 102.80 70 102.80 0 0.00 0 0.00


28 30.59 28 30.59 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


98 117.34 98 117.34 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


90 52.09 90 52.09 20 11.20 22 12.54


32 82.10 32 82.10 0 0.00 0 0.00


27 30.23 27 30.23 0 0.00 0 0.00


427 568.62 427 568.62 0 0.00 0 0.00


37 36.30 37 36.30 0 0.00 0 0.00


32 56.02 32 56.02 0 0.00 0 0.00

89.94


776 473.25 776 473.25 0 0.00 0 0.00


2 2.50 2 2.50 0 0.00 0 0.00


523 1563.19 523 1563.19 0 0.00 0 0.00

4 The District Cooperative Central Bank Ltd., Kakinada

34 101.29 34 101.29 0 0.00 0 0.00


49 96.30 49 96.30 49 96.30 0 0.00


3 6.00 3 6.00 3 6.00 0 0.00

(contd.)

(Amt. R lakh)


Sr. No.


173 619.80 173 619.80 173 619.80 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


61 205.75 61 205.75 0 0.00 0 0.00


3073 10832.86 3073 10832.86 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


495 746.02 495 746.02 0 0.00 0 0.00


209 181.71 186 155.50 7 10.60 0 0.00


1530 3970.22 1520 3920.22 0 0.00 0 0.00


102 422.95 101 422.45 0 0.00 0 0.00


1107 3657.00 886 3026.00 996 3341.00 111 316.00


1381 2035.20 1381 2035.20 0 0.00 0 0.00


560 1072.95 525 1020.89 0 0.00 0 0.00


602 954.11 602 954.11 0 0.00 0 0.00


625 591.00 586 550.05 0 0.00 0 0.00


999 10804.48 999 10804.48 0 0.00 0 0.00


255 255.00 255 255.00 0 0.00 0 0.00


1553 4134.89 1454 3827.95 0 0.00 0 0.00

(contd.)

(Amt. R lakh)

[ 159 ]

Sr. No.


1021 2436.34 937 2230.49 99 302.06 2 7.20


11190 4937.01 10474 2975.60 0 0.00 0 0.00


207 313.65 124 188.19 0 0.00 0 0.00

15 The Kolar and Chickaballapur District Co-Operative Central Bank Ltd.

2452 10096.48 2452 10096.48 0 0.00 0 0.00

16 The Mysore and Chamarajnagar District Co-Operative Central Bank Ltd.

7700 17798.64 6930 16019.35 454 1531.51 0 0.00


416 720.83 416 720.83 0 0.00 0 0.00


3388 6973.71 2710 5439.49 0 0.00 0 0.00


7079 11048.23 5451 8125.97 0 0.00 0 0.00


3462 9812.48 2886 8152.72 0 0.00 0 0.00


364 390.51 309 331.93 0 0.00 0 0.00


415 2910.97 394 2765.42 0 0.00 0 0.00


10 24.85 9 20.85 0 0.00 0 0.00


879 5052.64 751 3896.11 879 5052.64 0 0.00


229 686.65 219 633.65 219 633.65 0 0.00


52 157.20 45 136.00 35 105.80 17 51.40


28 78.50 28 78.50 28 78.50 0 0.00


14 33.85 14 33.85 12 28.45 2 5.40


232 1496.68 228 1476.93 0 0.00 0 0.00

(contd.)

(Amt. R lakh)


Sr. No.


90 250.66 90 250.66 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


566 2373.05 566 2373.05 0 0.00 0 0.00


311 946.74 311 946.74 0 0.00 0 0.00


222 824.21 222 824.21 0 0.00 0 0.00


744 3017.00 731 2942.00 744 3017.00 0 0.00


393 867.06 393 867.06 383 838.06 10 29.00


311 1072.27 311 1072.27 33 79.45 0 0.00


1385 3555.06 1385 3555.06 1385 3555.06 0 0.00


1906 1984.83 953 1984.83 0 0.00 0 0.00


1421 6752.89 1136 5402.31 0 0.00 0 0.00


492 798.01 492 798.01 0 0.00 8 11.80


303 968.99 303 968.99 242 775.19 33 98.75


447 2032.05 443 2000.00 0 0.00 0 0.00


433 1407.82 402 1309.27 0 0.00 0 0.00


244 913.61 244 913.61 244 913.61 0 0.00


1973 4074.73 1875 3870.99 1085 2241.10 681 1303.91


34 0.88 34 0.88 0 0.00 0 0.00

(contd.)

(Amt. R lakh)

[ 161 ]

Sr. No.


156 460.77 156 460.77 156 460.77 0 0.00


2111 4720.37 2035 4656.05 1914 4329.52 197 390.85


280 1402.00 258 1332.00 280 1402.00 0 0.00


2951 6655.46 2949 6651.34 2951 6655.46 0 0.00


1037 2527.05 1037 2527.05 511 1120.55 0 0.00


43 130.40 43 130.40 43 130.40 0 0.00


427 1053.04 427 1053.04 0 0.00 0 0.00


784 4314.02 784 4314.02 392 2157.01 345 2043.60


190 166.02 176 154.26 95 84.01 0 0.00


27 108.10 27 108.10 27 108.10 0 0.00


119 440.44 119 440.44 0 0.00 0 0.00


1160 3054.60 1160 3054.60 0 0.00 0 0.00


35 111.10 35 111.10 0 0.00 0 0.00


662 2407.15 662 2407.15 0 0.00 0 0.00


70 230.95 70 230.95 0 0.00 70 230.95

(contd.)

(Amt. R lakh)


Sr. No.


146 531.89 146 531.89 0 0.00 0 0.00


39 29.10 39 29.10 39 29.10 0 0.00


6 44.00 2 18.00 0 0.00 0 0.00


73 255.00 73 255.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


144 177.40 144 177.40 33 36.60 0 0.00


50 37.54 50 37.54 0 0.00 0 0.00


204 119.00 178 93.00 0 0.00 0 0.00


66 53.43 66 53.43 66 53.43 0 0.00


48 24.00 48 24.00 0 0.00 0 0.00


81 474.84 35 179.89 0 0.00 0 0.00


4 4.00 4 4.00 4 4.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


87 46.33 87 46.33 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


4 3.00 4 3.00 0 0.00 0 0.00


97 52.04 97 52.04 73 46.50 0 0.00


103 78.40 95 70.10 0 0.00 0 0.00

(contd.)

(Amt. R lakh)

[ 163 ]

Sr. No.


164 75.20 141 65.23 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


839 688.00 839 688.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


1767 1556.43 1767 1556.43 502 444.91 1265 1111.52

8 Dhule & Nandurbar District Central Co-Operative bank Ltd.

175 245.92 162 221.02 0 0.00 0 0.00


1839 1585.55 1836 1579.00 950 651.57 0 0.00


9 20.81 8 17.81 0 0.00 0 0.00


1315 777.52 1315 777.52 456 294.97 0 0.00


473 557.60 473 557.60 304 289.56 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


78 44.80 77 42.80 77 42.80 0 0.00


985 428.43 985 428.43 0 0.00 0 0.00


2635 1411.23 2328 1396.66 112 80.40 0 0.00


379 320.53 370 315.38 41 24.75 0 0.00


1806 416.45 1706 333.15 645 212.63 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


1401 765.59 1233 673.72 170 100.43 0 0.00


451 465.37 451 465.37 265 274.84 0 0.00


21 7.39 17 5.10 21 7.39 0 0.00

(contd.)

(Amt. R lakh)


Sr. No.


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


1201 188.58 1201 188.58 1 1.32 0 0.00


1765 1584.41 1765 1584.41 111 68.06 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


3 9.00 2 6.00 0 0.00 0 0.00

(contd.)

(Amt. R lakh)

[ 165 ]

(Amt. R lakh)

Sr. No.

1 Allahabad Bank 962 795.00 909 745.00 829 687.00 30 22.00

2 Andhra Bank 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 752 488.53 681 441.43 402 236.30 45 29.47

4 Bank of India 355 413.00 315 395.00 181 241.00 174 172.00


6 Canara Bank 188 178.00 128 112.00 76 77.00 40 40.00



9 Dena Bank 2953 1415.00 2478 1203.00 2343 1164.00 220 98.00


11 Indian Bank 168 87.00 165 85.00 41 38.00 0 0.00



89 89.97 2 0.27 59 63.61 8 7.18




17 Syndicate Bank 67 21.00 56 17.00 24 13.00 7 4.00

18 UCO Bank 0 0.00 0 0.00 0 0.00 0 0.00


20 Vijaya Bank 80 80.88 51 53.59 51 53.59 12 12.35

1 Allahabad Bank 2028 1874.00 1772 1518.00 1559 1477.00 8 9.00

2 Bank of Baroda 634 383.34 550 351.87 294 228.57 8 4.83

3 Bank of India 10590 5528.00 8286 4229.00 4432 2305.00 3567 1917.00


5 Canara Bank 588 506.00 577 488.00 12 3.00 38 38.00



8 Dena Bank 75 57.00 61 41.00 53 35.00 6 2.00


10 Indian Bank 530 804.00 519 788.00 3 1.00 2 2.00



61 65.74 17 16.99 35 31.77 10 12.53





17 Syndicate Bank 106 257.00 91 232.00 57 180.00 28 53.00

18 UCO Bank 4504 2234.30 1805 1698.40 1892 1124.70 2471 1059.06


(Amt. R lakh)

(contd.)

Sr. No.


20 Vijaya Bank 40 19.86 40 19.86 40 19.86 0 0.00

1 Allahabad Bank 291 197.00 197 131.00 38 44.00 2 3.00

2 Bank of Baroda 349 287.51 303 147.18 0 0.00 2 1.79

3 Bank of India 2 3.00 0 0.00 1 1.00 0 0.00


5 Canara Bank 179 238.00 165 222.00 12 6.00 5 10.00


7 Dena Bank 8 4.00 8 4.00 8 4.00 0 0.00


9 Indian Bank 4 3.00 4 3.00 0 0.00 0 0.00



107 53.95 19 2.94 4 0.10 0 0.00





16 Syndicate Bank 4 4.00 4 4.00 0 0.00 0 0.00

17 UCO Bank 390 177.80 230 128.05 150 63.79 181 108.77


19 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00

1 Allahabad Bank 13902 24335.00 10429 17871.00 6975 13205.00 96 48.00

2 Bank of Baroda 4172 2564.52 3568 1507.38 289 125.03 9 5.61

3 Bank of India 7713 4127.00 2287 2069.00 6496 2218.00 1217 1909.00


5 Canara Bank 810 627.00 644 473.00 80 26.00 43 52.00



8 Dena Bank 214 52.00 95 11.00 176 30.00 4 3.00


10 Indian Bank 446 463.00 437 454.00 14 40.00 1 4.00



461 228.01 54 17.50 228 95.94 7 11.48





17 Syndicate Bank 576 396.00 379 296.00 334 110.00 168 172.00

18 UCO Bank 4724 2701.59 2920 1896.60 2177 1040.88 2254 1597.16

[ 167 ]

Sr. No.



21 Vijaya Bank 80 57.92 63 31.43 63 31.43 0 0.00

1 Allahabad Bank 1 0.00 1 0.00 0 0.00 0 0.00

2 Bank of Baroda 2 0.65 2 0.65 0 0.00 0 0.00


4 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00


6 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00


8 UCO Bank 10 6.97 6 5.05 0 0.00 10 6.97


10 Vijaya Bank 2 2.09 0 2.09 0 1.68 0 0.00

1 Allahabad Bank 3233 2288.00 2752 1807.00 2256 1528.00 16 7.00

2 Bank of Baroda 2908 764.97 2830 752.76 948 317.99 30 7.89

3 Bank of India 5123 1797.00 5123 1797.00 5123 1797.00 0 0.00


5 Canara Bank 4852 2771.00 4688 2658.00 1162 958.00 27 41.00



8 Dena Bank 18 10.00 9 3.00 17 5.00 0 0.00


10 Indian Bank 779 769.00 763 754.00 8 4.00 0 0.00



2 0.07 1 0.04 0 0.00 0 0.00



15 Syndicate Bank 307 166.00 234 89.00 133 89.00 16 11.00

16 UCO Bank 18668 7505.70 10698 5630.20 10544 4118.58 641 269.31



19 Vijaya Bank 44 18.95 44 18.95 44 18.95 0 0.00

1 Allahabad Bank 1811 1752.00 1464 1295.00 1101 889.00 12 2.00

2 Bank of Baroda 435 105.26 409 99.45 383 86.92 5 1.30

3 Bank of India 10886 6570.00 10676 6497.00 8491 4500.00 231 110.00


(Amt. R lakh)

(contd.)


Sr. No.

5 Canara Bank 1382 641.00 1069 506.00 1168 535.00 7 8.00



8 Dena Bank 12 13.00 10 12.00 8 10.00 1 0.00


10 Indian Bank 341 427.00 334 418.00 332 421.00 0 0.00



25 9.09 19 7.01 0 0.00 1 0.88




16 Syndicate Bank 52 33.00 41 27.00 0 0.00 0 0.00

17 UCO Bank 2756 979.62 1600 699.75 2232 717.76 480 247.93



20 Vijaya Bank 58 23.08 57 22.84 57 22.84 0 0.00

1 Allahabad Bank 3101 2938.00 2683 2504.00 2088 2043.00 17 10.00

2 Andhra Bank 3451 3814.00 3393 3739.00 3039 2292.00 354 1447.00

3 Bank of Baroda 2166 1676.59 2049 1609.69 916 659.20 21 15.89

4 Bank of India 6779 6161.00 6779 6161.00 6748 6132.00 31 29.00


6 Canara Bank 2106 1883.00 1844 1681.00 469 458.00 23 32.00



9 Dena Bank 37 33.00 37 33.00 28 28.00 0 0.00


11 Indian Bank 1682 1540.00 1648 1510.00 827 638.00 4 5.00



51 52.63 10 4.46 18 26.41 3 2.44




17 Syndicate Bank 867 660.00 816 577.00 659 574.00 1 2.00

18 UCO Bank 23830 16463.88 13674 12464.90 16420 11201.55 3606 2133.76



21 Vijaya Bank 138 138.45 134 134.37 134 134.37 0 0.00

1 Allahabad Bank 31098 23651.00 28995 22841.00 25887 21830.00 152 74.00

2 Bank Of Baroda 3068 1285.84 2916 1245.76 715 215.14 29 12.02

(Amt. R lakh)

(contd.)

[ 169 ]

Sr. No.

3 Bank Of India 5575 2599.00 3633 2391.00 2623 1610.00 427 87.00

4 Bank Of Maharashtra 3 0.39 3 0.39 3 0.39 0 0.00

5 Canara Bank 1923 1595.00 1666 1448.00 356 417.00 25 15.00

6 Central Bank Of India 25211 13817.00 7802 4452.00 7802 4452.00 1 0.00


8 Dena Bank 24 13.00 22 11.00 23 13.00 0 0.00

9 Idbi Bank Limited 2684 3422.00 1225 1526.00 0 0.00 0 0.00

10 Indian Bank 1216 1348.00 1192 1321.00 689 811.00 1 0.00



280 17.26 31 2.79 137 9.68 0 0.00



15 State Bank Of India 33903 27228.00 30379 24405.00 15232 13341.00 829 579.00

16 Syndicate Bank 1798 1966.00 1166 1657.00 0 0.00 0 0.00

17 Uco Bank 19788 13464.09 15293 10301.50 7829 6535.53 3543 797.35


19 United Bank Of India 72372 33081.00 72092 32796.00 69852 31513.00 615 303.00

20 Vijaya Bank 146 107.60 140 101.97 140 101.97 0 0.00

Region

1 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00

2 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00


4 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00


6 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00


2 1.52 0 0.00 0 0.00 0 0.00



10 Syndicate Bank 4 8.00 0 0.00 0 0.00 0 0.00

11 UCO Bank 2 0.21 1 0.15 1 0.21 0 0.00

12 Vijaya Bank 5 16.29 4 15.78 4 15.78 0 0.00

ASSAM1 Allahabad Bank 1561 1141.00 1303 896.00 1070 779.00 8 2.00

2 Bank of Baroda 102 38.75 82 33.24 9 9.10 0 0.00

3 Bank of India 215 153.00 215 145.00 195 135.00 20 18.00


5 Canara Bank 330 260.00 308 241.00 78 43.00 25 15.00



(Amt. R lakh)

(contd.)


Sr. No.

8 Dena Bank 27 6.00 26 6.00 20 6.00 0 0.00


10 Indian Bank 186 103.00 182 102.00 66 46.00 1 1.00



0 0.00 0 0.00 0 0.00 0 0.00




16 Syndicate Bank 61 34.00 45 31.00 30 8.00 0 0.00

17 UCO Bank 6665 5033.52 3746 3777.50 5034 4603.76 476 266.76



20 Vijaya Bank 111 97.49 56 30.95 53 30.95 0 0.00

1 Allahabad Bank 2 0.00 1 0.00 0 0.00 0 0.00

2 Bank of Baroda 29 23.00 28 22.40 0 0.00 0 0.00

3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00


5 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00







12 UCO Bank 46 23.53 24 18.35 27 8.87 7 5.68

13 Vijaya Bank 28 42.49 28 42.49 28 42.49 0 0.00

8

1 Bank of Baroda 1 1.05 1 1.05 0 0.00 0 0.00

2 Bank of India 16 18.00 16 17.00 12 17.00 4 1.00


4 Indian Bank 3 3.00 3 3.00 0 0.00 0 0.00




8 Syndicate Bank 2 1.00 2 1.00 0 0.00 0 0.00

9 UCO Bank 34 25.32 17 19.15 14 15.72 15 8.73

10 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00

MIZORAM1 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00


(Amt. R lakh)

(contd.)

[ 171 ]

Sr. No.




6 Syndicate Bank 4 1.00 4 1.00 0 0.00 0 0.00

7 UCO Bank 51 35.56 28 22.70 0 0.00 51 35.56

1 Allahabad Bank 1 0.00 1 0.00 0 0.00 0 0.00

2 Bank of Baroda 31 6.50 19 4.55 0 0.00 0 0.00

3 Bank of India 1 3.00 1 1.00 1 1.00 0 2.00


5 Canara Bank 4 4.00 4 4.00 0 0.00 0 0.00



8 Indian Bank 3 1.00 3 1.00 0 0.00 0 0.00





13 UCO BANK 107 60.61 58 40.43 43 18.75 64 41.86

14 Vijaya Bank 16 33.92 12 28.80 12 28.80 0 0.00

1 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00

2 Canara Bank 69 38.00 64 38.00 0 0.00 0 0.00


4 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00




0 0.00 0 0.00 0 0.00 0 0.00


9 UCO Bank 14 8.60 9 6.10 0 0.00 10 8.33


11 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00

444

1 Bank of Baroda 4 1.31 0 0.00 2 1.03 0 0.00

2 Bank of India 22 7.00 22 4.00 2 1.00 20 6.00




6 Indian Bank 2 2.00 2 2.00 1 1.00 1 1.00



(Amt. R lakh)

(contd.)


Sr. No.

9 UCO Bank 306 215.65 180 155.90 126 117.12 133 92.93


11 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00

Region

1 Allahabad Bank 44 31.00 43 30.00 44 31.00 0 0.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00


4 Canara Bank 11 5.00 11 5.00 0 0.00 0 0.00


6 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00




11 UCO Bank 6 3.33 4 2.40 0 0.00 6 3.33


13 Vijaya Bank 0 0.00 0 0.00 0 0.00 0 0.00

1 Allahabad Bank 175 103.00 101 59.00 60 26.00 0 0.00

2 Andhra Bank 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 8146 3493.53 7576 3389.42 1281 491.03 7 3.12


5 Canara Bank 236 95.00 219 87.00 42 13.00 5 4.00



8 Dena Bank 11 8.00 10 8.00 3 1.00 4 2.00


10 Indian Bank 50 30.00 49 29.00 13 8.00 0 0.00



311 238.22 138 120.93 148 85.57 6 7.24





17 Syndicate Bank 182 158.00 114 90.00 182 158.00 0 0.00

18 UCO Bank 470 193.83 278 142.65 171 45.55 284 143.03


20 Vijaya Bank 9 6.48 9 6.48 9 6.48 0 0.00

(Amt. R lakh)

(contd.)

[ 173 ]

Sr. No.

1 Allahabad Bank 9 7.00 6 2.00 9 7.00 0 0.00

2 Bank of Baroda 36 45.04 31 37.15 0 0.00 0 0.00


4 Canara Bank 67 83.00 47 56.00 23 27.00 2 2.00



7 Dena Bank 3 4.00 1 2.00 3 4.00 0 0.00


9 Indian Bank 8 4.00 8 4.00 6 3.00 0 0.00


36 19.52 6 4.56 10 8.34 0 0.00





15 Syndicate Bank 5 7.00 4 6.00 0 0.00 5 7.00

16 UCO Bank 1087 876.89 647 699.90 859 744.47 83 41.02

17 Vijaya Bank 3 2.98 2 1.97 2 1.97 0 0.00

1 Bank of Baroda 138 51.56 138 51.56 0 0.00 0 0.00

2 Canara Bank 0 0.00 0 0.00 0 0.00 0 0.00



5 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00





11 Syndicate Bank 0 0.00 0 0.00 0 0.00 0 0.00

12 UCO Bank 92 51.06 53 39.80 4 0.42 87 50.50

1 Allahabad Bank 45 23.00 38 20.00 36 18.00 1 1.00

2 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of India 0 0.00 0 0.00 0 0.00 0 0.00


5 Canara Bank 23 51.00 19 48.00 0 0.00 0 0.00



8 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00

9 Indian Bank 31 27.00 31 26.00 0 0.00 0 0.00


(Amt. R lakh)

(contd.)


Sr. No.


0 0.00 0 0.00 0 0.00 0 0.00





16 Syndicate Bank 8 26.00 8 26.00 0 0.00 0 0.00

17 UCO Bank 2 0.48 1 0.36 0 0.00 2 0.48


19 Vijaya Bank 4 3.51 3 3.50 3 3.50 0 0.00

1 Allahabad Bank 34 20.00 22 17.00 5 12.00 0 0.00

2 Bank of Baroda 42 48.18 37 35.15 0 0.00 0 0.00

3 Bank of India 7 5.00 6 4.00 2 1.00 0 0.00


5 Canara Bank 63 111.00 51 103.00 0 0.00 0 0.00



8 Dena Bank 13 2.00 13 2.00 6 1.00 0 0.00


10 Indian Bank 30 21.00 29 21.00 8 4.00 0 0.00



115 67.40 38 18.04 45 18.06 0 0.00





17 Syndicate Bank 7 6.00 7 6.00 0 0.00 0 0.00

18 UCO Bank 409 144.33 245 102.90 324 79.63 25 19.32


20 Vijaya Bank 12 22.10 6 9.59 6 9.59 0 0.00

1 Allahabad Bank 203 80.00 174 63.00 147 48.00 0 0.00

2 Andhra Bank 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 4308 2185.31 3999 2035.63 700 394.59 8 3.93

4 Bank of India 156 107.00 124 84.00 131 97.00 0 0.00


6 Canara Bank 17 15.00 12 13.00 12 6.00 0 0.00



9 Dena Bank 26 11.00 15 6.00 4 0.00 1 0.00


11 Indian Bank 20 5.00 20 5.00 9 3.00 9 1.00

(Amt. R lakh)

(contd.)

[ 175 ]

Sr. No.



66 48.87 22 15.96 19 14.22 0 0.00




16122 8149.00 8561 4940.00 9940 6872.00 6182 1277.00



19 Syndicate Bank 35 39.00 26 19.00 0 0.00 0 0.00

20 UCO Bank 3194 1024.15 1995 700.25 1518 579.91 1582 397.43


22 Vijaya Bank 21 3.28 21 2.98 21 2.98 0 0.00

Region

1 Allahabad Bank 2298 3636.00 1878 2973.00 1460 2561.00 192 371.00

2 Andhra Bank 160788 343189.00 160190 342547.00 125159 267469.00 35031 75078.00

3 Bank of Baroda 7685 15773.37 7501 15575.74 4335 9062.85 207 392.56

4 Bank of India 10348 19569.00 9962 19121.00 1620 1798.00 2641 2887.00


6 Canara Bank 21871 60541.00 20772 58618.00 5868 7332.00 7 17.00



9 Dena Bank 49 61.00 48 60.00 44 59.00 3 2.00


11 Indian Bank 49807 138859.00 48811 136082.00 26981 71332.00 31 22.00



131 259.21 4 3.40 35 44.09 0 0.00




20362 31323.67 20362 31323.67 32 4.96 283 83.98



19 Syndicate Bank 55884 155971.00 46899 125526.00 3853 8356.00 0 0.00

20 UCO Bank 2366 4634.46 1508 3643.55 753 939.86 55 38.19


22 Vijaya Bank 5573 11247.15 5443 11003.33 5443 11003.33 0 0.00

1 Allahabad Bank 83 136.00 56 92.00 7 6.00 11 6.00

2 Andhra Bank 0 0.00 0 0.00 0 0.00 0 0.00

(Amt. R lakh)

(contd.)


Sr. No.

3 Bank of Baroda 264 322.41 218 292.42 16 19.35 1 0.78

4 Bank of India 1264 657.00 1145 523.00 106 185.00 4 10.00


6 Canara Bank 30945 67915.00 28422 64129.00 2730 5805.00 108 237.00



9 Dena Bank 102 102.00 95 96.00 9 11.00 13 21.00


11 Indian Bank 851 1881.00 834 1843.00 416 887.00 1 2.00



46 117.65 6 12.09 5 8.41 3 4.31




1877 1431.76 1877 1431.76 49 18.20 879 416.30




20 Syndicate Bank 18961 47612.00 17364 43576.00 1777 2198.00 565 397.00

21 UCO Bank 492 457.95 288 428.30 40 29.27 293 227.37


23 Vijaya Bank 16219 48894.93 15229 46723.43 15229 46723.43 11 26.50

1 Allahabad Bank 78 89.00 48 55.00 0 0.00 2 0.00

2 Andhra Bank 0 0.00 0 0.00 0 0.00 0 0.00

3 Bank of Baroda 760 1029.56 640 927.16 30 30.38 0 0.00

4 Bank of India 4152 5310.00 4087 4862.00 799 1359.00 0 0.00


6 Canara Bank 23200 41377.00 21768 39640.00 7351 16289.00 20 36.00



9 Dena Bank 38 83.00 36 83.00 0 0.00 1 0.00


11 Indian Bank 6337 18862.00 6211 18485.00 494 1036.00 0 0.00



25 46.07 4 22.76 0 0.00 16 7.64





18 Syndicate Bank 3112 7946.00 2728 7362.00 50 174.00 13 1274.00

19 UCO Bank 802 829.56 473 625.30 193 197.54 258 184.57

(Amt. R lakh)

(contd.)

[ 177 ]

Sr. No.


21 Vijaya Bank 1864 3620.10 1798 3475.13 1798 3475.13 0 0.00

1 Syndicate Bank 2 6.00 2 6.00 0 0.00 0 0.00

2 UCO Bank 2 0.46 1 0.35 2 0.46 0 0.00

4

1 Bank of Baroda 19 41.04 19 41.04 0 0.00 0 0.00




5 Dena Bank 0 0.00 0 0.00 0 0.00 0 0.00


7 Indian Bank 1703 2686.00 1670 2632.00 1610 2506.00 0 0.00



10 Syndicate Bank 8 12.00 8 12.00 0 0.00 0 0.00

11 UCO Bank 327 165.43 252 126.00 5 3.60 237 85.21

12 Vijaya Bank 8 12.76 6 12.11 6 9.59 0 0.00

1 Allahabad Bank 244 245.00 163 182.00 48 78.00 17 7.00

2 Andhra Bank 529 672.00 515 646.00 307 373.00 208 273.00

3 Bank of Baroda 1600 1153.34 1459 1098.65 251 249.51 18 13.12

4 Bank of India 9888 15751.00 8410 13390.00 8404 14176.00 1400 687.00


6 Canara Bank 25755 52536.00 23408 49067.00 815 2306.00 591 777.00



9 Dena Bank 365 222.00 280 149.00 78 16.00 96 77.00


11 Indian Bank 66611 130718.00 65279 128104.00 26234 47538.00 350 236.00



150 236.36 92 139.49 15 46.99 21 18.18




126 95.43 126 95.43 0 0.00 100 59.41



19 State Bank Of Patiala 0 0.00 0 0.00 0 0.00 0 0.00

20 Syndicate Bank 4982 13196.00 4508 11937.00 746 1292.00 2 3.00

21 UCO Bank 1698 1254.45 870 967.30 195 240.90 299 117.48

(Amt. R lakh)

(contd.)


Sr. No.


23 Vijaya Bank 963 1333.00 917 1264.52 917 1264.52 1 1.80

1 Allahabad Bank 1449 2356.00 562 1006.00 1213 2037.00 1 0.00

2 Andhra Bank 75031 146556.00 74638 146219.00 59142 114821.00 15496 31398.00

3 Bank of Baroda 1780 2632.04 1709 2594.62 1489 2243.13 216 318.70

4 Bank of India 1463 2034.00 1463 2034.00 506 796.00 0 0.00


6 Canara Bank 14839 36144.00 14105 35275.00 2346 8597.00 15 48.00



9 Dena Bank 524 717.00 514 713.00 2 1.00 197 313.00


11 Indian Bank 12101 27496.00 11859 26946.00 694 1380.00 0 0.00



179 188.50 8 12.41 112 77.92 0 0.00




99397 139296.78 99397 139296.78 208 55.32 497 184.16




20 Syndicate Bank 15194 43422.00 13862 34833.00 2234 4259.00 0 0.00

21 UCO Bank 1768 3018.13 1295 2215.85 126 91.31 41 9.27


23 Vijaya Bank 2166 3675.80 2129 3621.54 2129 3621.54 0 0.00

Region


1 Bank of Baroda 0 0.00 0 0.00 0 0.00 0 0.00


3 Dena Bank 219 64.00 185 58.00 219 64.00 0 0.00



1 Bank of Baroda 34 46.52 22 35.10 24 38.40 0 0.00

2 Bank of India 351 502.00 341 476.00 201 321.00 0 0.00

(Amt. R lakh)

(contd.)

[ 179 ]

Sr. No.


4 Canara Bank 112 176.00 99 148.00 7 17.00 0 0.00



7 Dena Bank 28 55.00 27 54.00 1 1.00 2 3.00


9 Indian Bank 0 0.00 0 0.00 0 0.00 0 0.00



1 4.65 1 4.65 1 4.65 0 0.00


13 Syndicate Bank 10 21.00 10 21.00 0 0.00 0 0.00

14 UCO Bank 12 19.55 7 13.80 1 2.16 9 14.15

15 Vijaya Bank 3 3.50 3 3.50 3 3.50 0 0.00

894

1 Allahabad Bank 15 8.00 12 5.00 12 5.00 3 3.00

2 Bank of Baroda 8146 3493.53 7576 3389.42 1281 491.03 7 3.12

3 Bank of India 2390 1615.00 1764 1344.00 987 496.00 24 16.00


5 Canara Bank 17 16.00 10 12.00 0 0.00 0 0.00



8 Dena Bank 7667 2763.00 7367 2609.00 7019 2573.00 281 76.00


10 Indian Bank 759 576.00 745 564.00 44 30.00 0 0.00



16 5.92 11 2.83 1 0.14 0 0.00




16 Syndicate Bank 140 63.00 133 58.00 39 14.00 15 4.00

17 UCO Bank 667 232.17 425 180.20 108 20.56 366 131.07


19 Vijaya Bank 39 20.09 37 14.35 37 14.35 0 0.00

1 Allahabad Bank 971 687.00 837 531.00 640 308.00 30 32.00

2 Andhra Bank 237 73.05 224 66.05 174 41.05 50 25.00

3 Bank of Baroda 1799 1354.56 1558 1260.91 385 182.62 10 7.22

4 Bank of India 9806 6785.00 8340 5954.00 6395 4729.00 534 386.00


6 Canara Bank 865 880.00 793 812.00 114 91.00 43 54.00



(Amt. R lakh)

(contd.)


(Amt. R lakh)

(contd.)

Sr. No.

9 Dena Bank 1634 1014.00 1391 869.00 807 465.00 266 151.00


11 Indian Bank 523 1161.00 513 1138.00 79 73.00 4 8.00



27 10.66 4 0.81 3 1.54 19 7.14




8670 6608.69 8670 6608.69 717 192.90 2174 1104.80




20 Syndicate Bank 471 5573.00 383 3716.00 181 1805.00 60 1428.00

21 UCO Bank 1661 917.59 1015 679.50 432 190.20 1018 653.52


23 Vijaya Bank 3288 288.53 267 260.47 267 260.47 3 7.20

Region

[ 181 ]

(Amt. R lakh)

(contd.)

Sr. No.

1 Allahabad Bank 63639 66392.00 54447 54643 45484 47619.00 598 597.00

2 Andhra Bank 240036 494304.05 238960 493217 187821 384996.05 51139 108221.00

3 Bank of Baroda 49410 39297.81 45921 36981 13750 15082.17 623 821.35

4 Bank of India 87102 79714.00 72995 71498 53456 42916.00 10294 8237.00

5 Bank of Maharashtra 16421 15447.97 10116 8779 7146 6542.58 1767 1596.52

6 Canara Bank 130452 268686.00 120893 255884 22721 43006.00 1024 1426.00

7 Central Bank of India 101677 102156.00 30849 33523 30849 33523.00 131 92.00

8 Corporation Bank 127669 198118.00 111936 179481 82049 135680.00 81 97.00

9 Dena Bank 14047 6709.00 12728 6033 10871 4491.00 1095 748.00

10 IDBI Bank Limited 21497 31087.00 18694 26646 1419 1320.00 98 112.00

11 Indian Bank 144191 327876.00 141311 321320 58569 126800.00 405 282.00

12 Indian Overseas Bank 98875 144745.00 79831 115199 78859 113507.00 972 1692.00


2181 1761.27 487 410 875 537.44 94 79.02

14 Punjab National Bank 105134 67914.18 47189 32389 40720 26408.37 485 494.75

15 Punjab and Sind Bank 1954 1344.00 517 315 1478 946.00 380 380.00


16122 8149.00 8561 4940 9940 6872.00 6182 1277.00


130432 178756.33 130432 178756 1006 271.38 3933 1848.65

18 State Bank Of India 356863 613891.00 324306 558132 183380 334111.00 16451 30694.00

19 State Bank of Mysore 33345 80613.00 30012 72553 7762 18021.00 1345 3273.00

20 State Bank of Patiala 1066 919.00 361 265 277 201.00 0 0.00

21 Syndicate Bank 102849 277605.00 88894 230126 10299 19230.00 880 3355.00

22 UCO Bank 96950 62760.77 59646 47433 51220 32733.06 18587 8796.10

23 Union Bank of India 326130 236611.01 314601 224185 208833 153882.00 113348 78761.00

24 United Bank of India 98499 49784.00 97861 49180 92554 45956.00 1128 685.00

25 Vijaya Bank 30920 69773.23 26499 66906 26496 66903.09 27 47.85


Sr. No.


2 DCB Bank Limited 2306 3689.15 2306 3689.15 0 0.00 0 0.00

3 HDFC Bank Ltd. 2 1.71 2 1.71 0 0.00 0 0.00


5 YES Bank Ltd. 889 773.00 889 773.00 0 0.00 0 0.00


2 DCB Bank Limited 588 701.55 588 701.55 0 0.00 0 0.00

3 HDFC Bank Ltd. 54 117.04 54 117.04 0 0.00 0 0.00





8 YES Bank Ltd. 5850 4885.00 5850 4885.00 0 0.00 0 0.00

1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00





0 0.00 0 0.00 0 0.00 0 0.00

6 YES Bank Ltd. 611 695.00 611 695.00 0 0.00 0 0.00

1 HDFC Bank Ltd. 2 0.52 2 0.52 0 0.00 0 0.00




5 YES Bank Ltd. 7527 5523.00 7527 5523.00 0 0.00 0 0.00

1 HDFC Bank Ltd. 17 30.91 17 30.91 0 0.00 0 0.00


3 YES Bank Ltd. 608 245.00 608 245.00 0 0.00 0 0.00

1 HDFC Bank Ltd. 1 1.76 1 1.76 0 0.00 0 0.00



(Amt. R lakh)

[ 183 ]

(Amt. R lakh)

(contd.)

Sr. No.

4 YES Bank Ltd. 165 99.00 165 99.00 0 0.00 0 0.00


2 DCB Bank Limited 9879 14506.09 9879 14506.09 0 0.00 0 0.00

3 Federal Bank Ltd 10 3.28 1 0.26 0 0.00 0 0.00

4 HDFC Bank Ltd. 1199 2372.67 1199 2372.67 0 0.00 0 0.00



7 YES Bank Ltd. 11543 12604.00 11543 12604.00 0 0.00 0 0.00

1 Bandhan Bank Limited

0 0.00 0 0.00 0 0.00 0 0.00

2 Federal Bank Ltd 1 0.00 0 0.00 0 0.00 0 0.00

3 HDFC Bank Ltd. 26 48.49 26 48.49 0 0.00 0 0.00



6 YES Bank Ltd. 3085 2497.00 3085 2497.00 0 0.00 0 0.00

Region

ASSAM1 Federal Bank Ltd 7 4.56 3 2.68 0 0.00 0 0.00

2 HDFC Bank Ltd. 8 14.15 8 14.15 0 0.00 0 0.00


1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

1 Federal Bank Ltd 1 0.25 1 0.25 0 0.00 0 0.00


1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00

Region


(Amt. R lakh)

(contd.)

Sr. No.

1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00



2 Federal Bank Ltd 27 10.35 1 0.07 0 0.00 0 0.00

3 HDFC Bank Ltd. 57 77.27 57 77.27 0 0.00 0 0.00



6 YES Bank Ltd. 1672 1752.00 1672 1752.00 0 0.00 0 0.00


2 YES Bank Ltd. 138 152.00 138 152.00 0 0.00 0 0.00

1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00



3708 2274.00 3614 2194.00 3611 2129.00 23 85.00

1 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00



1 HDFC Bank Ltd. 1 0.15 1 0.15 0 0.00 0 0.00


3 YES Bank Ltd. 1558 1218.00 1558 1218.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00

2 HDFC Bank Ltd. 36 105.56 36 105.56 0 0.00 0 0.00



5 YES Bank Ltd. 3808 3284.00 3808 3284.00 0 0.00 0 0.00

Region

[ 185 ]

(Amt. R lakh)

(contd.)

Sr. No.


351 1025.00 4 8.00 0 0.00 0 0.00

2 HDFC Bank Ltd. 0 0.00 0 0.00 0 0.00 0 0.00





0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00

2 DCB Bank Limited 1007 1822.95 1007 1822.95 0 0.00 0 0.00

3 Federal Bank Ltd 13 10.83 3 6.47 0 0.00 0 0.00

4 HDFC Bank Ltd. 5516 25939.55 5516 25939.55 0 0.00 0 0.00






1 2.08 1 2.08 0 0.00 0 0.00

10 YES Bank Ltd. 9304 9422.00 9304 9422.00 0 0.00 0 0.00

1 Federal Bank Ltd 2162 2019.01 1159 690.94 0 0.00 0 0.00

2 HDFC Bank Ltd. 6919 28968.81 6919 28968.81 0 0.00 0 0.00





43 55.73 42 54.83 2 0.34 0 0.00


12004 39704.00 11815 38973.00 831 915.00 0 0.00

8 YES Bank Ltd. 1657 1762.00 1657 1762.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00

2 HDFC Bank Ltd. 182 935.72 182 935.72 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


856 516.00 605 329.00 145 52.00 0 0.00


(Amt. R lakh)

(contd.)

Sr. No.

2 Federal Bank Ltd 41 42.80 38 9.42 0 0.00 0 0.00

3 HDFC Bank Ltd. 8015 36608.65 8015 36608.65 0 0.00 0 0.00






1300 1200.41 1213 1129.74 265 89.38 19 7.22


60 143.00 59 142.00 0 0.00 0 0.00

10 Yes Bank Ltd. 16646 23136.00 16646 23136.00 0 0.00 0 0.00

1 HDFC Bank Ltd. 4 10.60 4 10.60 0 0.00 0 0.00





4 4

Region

1 HDFC Bank Ltd. 130 612.53 130 612.53 0 0.00 0 0.00


1 Hdfc Bank Ltd. 210 437.94 210 437.94 0 0.00 0 0.00

2 Icici Bank Limited 6020 4161.00 6020 4161.00 0 0.00 0 0.00



0 0.00 0 0.00 0 0.00 0 0.00

3 Federal Bank Ltd 40 28.69 4 2.08 2 0.00 0 0.00

4 HDFC Bank Ltd. 4202 14323.16 4202 14323.16 0 0.00 0 0.00






0 0.00 0 0.00 0 0.00 0 0.00

10 YES Bank Ltd. 9462 12522.00 9462 12522.00 0 0.00 0 0.00

Region

[ 187 ]

Sr. No.



1207 1541.00 609 337.00 145 52.00 0 0.00


12064 39847.00 11874 39115.00 831 915.00 0 0.00

4 Federal Bank Ltd 2302 2119.77 1210 712.17 2 0.00 0 0.00

5 HDFC Bank Ltd. 26581 110607.19 26581 110607.19 0 0.00 0 0.00




3708 2274.00 3614 2194.00 3611 2129.00 23 85.00






1344 1258.22 1256 1186.65 267 89.72 19 7.22

14 YES Bank Ltd. 74523 80569.00 74523 80569.00 0 0.00 0 0.00


16 DCB Bank Limited 13780 20719.74 13780 20719.74 0 0.00 0 0.00

17 Bandhan Bank Limited

0 0.00 0 0.00 0 0.00 0 0.00

(Amt. R lakh)

(contd.)


(Amt. R lakh)

Sr. No.


70618 18620.00 54287 16331.00 69607 17086.00 0 0.00


13859 3606.42 7634 1857.69 7634 1857.69 0 0.00


11959 2482.00 6927 1539.00 11959 2482.00 0 0.00


17698 10324.44 17461 9795.44 17058 9513.24 88 46.20

88


5575 1607.81 4033 1115.49 3436 1093.00 3 1.98

1 Allahabad Up Gramin Bank

22756 13394.95 9128 5373.04 17359 10097.67 0 0.00


36270 18158.30 22915 11772.12 24681 13482.15 45 21.90


17504 12540.15 6592 3186.30 14525 9835.96 18 10.57


26227 7297.00 11963 4139.00 19185 4755.00 0 0.00

5 Prathama Bank 12481 6375.41 9080 4640.91 681 357.51 0 0.00

6 Purvanchal Bank 14083 7073.03 14083 7073.03 14083 7073.03 0 0.00


4455 2540.12 2081 1078.35 2709 1565.16 47 21.56

Region

1 Bihar Gramin Bank 48008 20623.24 48008 20623.24 48008 20623.24 0 0.00


90552 42051.00 90552 42051.00 90552 42051.00 0 0.00


97897 29839.98 90464 27084.22 97897 29839.98 0 0.00


9864 3348.00 9203 2973.00 9864 3348.00 0 0.00


50110 8514.00 50110 8514.00 25055 4257.00 0 0.00

[ 189 ]

(Amt. R lakh)

(contd.)

Sr. No.

1 Odisha Gramya Bank 49456 54560.18 49456 54560.18 49374 54378.36 82 181.82

2 Utkal Grameen Bank 35730 38068.09 31226 33063.96 32296 33862.33 0 0.00


107272 118506.72 105864 116680.18 104639 115498.07 2633 3008.65


46928 81743.14 45269 79159.28 42259 74428.25 0 0.00


60848 44583.14 35134 23252.78 30424 22291.57 0 0.00

Region


73 65.82 73 65.82 73 65.82 0 0.00

ASSAM1 Assam Gramin

Vikash Bank63442 38484.93 45571 27500.95 21689 12378.85 0 0.00


2351 1313.22 2001 1139.36 558 364.65 0 0.00

1 Manipur Rural Bank 1168 546.49 1168 546.49 385 152.72 32 15.33

1 Meghalaya Rural Bank

658 592.25 350 310.78 332 232.76 0 0.00

MIZORAM1 Mizoram Rural Bank 1264 1786.65 217 226.31 121 117.03 41 66.48

1 Nagaland Rural Bank 103 264.15 102 261.62 0 0.00 0 0.00

1 Tripura Gramin Bank 20536 5610.92 17463 4889.64 1914 70.88 0 0.00

Region


6451 6521.98 5682 5417.87 5094 5356.60 5 8.63


(Amt. R lakh)

(contd.)

Sr. No.


7464 3330.00 7136 3137.00 3758 2193.00 0 0.00

1 Ellaquai Dehati Bank 422 485.92 278 225.90 422 485.92 0 0.00

2 J & K Grameen Bank 998 627.00 998 627.00 774 513.00 0 0.00

1 Malwa Gramin Bank 438 290.57 389 257.11 68 28.95 0 0.00

2 Punjab Gramin Bank 4732 2115.27 4268 1851.41 1521 514.21 0 0.00

3 Sutlej Gramin Bank 164 81.63 164 81.63 0 0.00 0 0.00


13456 7133.52 9210 5077.00 2904 1501.00 85 67.00


5123 2769.00 4591 2430.59 1589 827.96 117 44.49

Region


94156 223266.60 94156 223266.60 80275 185904.77 13881 37361.83


25365 58024.76 25365 58024.76 22980 52638.74 0 0.00


47090 113619.39 46619 112483.20 147 110.69 49 39.89


18126 15095.00 17056 14146.00 14466 12017.00 2752 2291.00


17732 31175.04 9657 16220.73 9231 15541.11 8501 15633.93


72198 112200.00 67185 105468.00 64472 100195.00 1443 2244.00

1 Kerala Gramin Bank 15940 24645.00 14317 22189.00 6412 9655.00 74 79.00


1262 2430.36 1222 2186.47 39 21.34 10 7.08

[ 191 ]

(Amt. R lakh)(contd.)

Sr. No.

1 Pallavan Grama Bank 20417 40799.51 19848 39536.74 3685 10243.31 69 192.08

2 Pandyan Grama Bank 7578 5300.00 4544 1528.50 763 329.76 12 4.03

4448


189884 495570.89 189884 495570.89 97290 248851.72 20571 59149.05


70006 132911.62 70006 132911.62 40154 88361.41 23641 29815.91

Region


9431 3476.99 9097 3296.99 5677 2247.99 1 1.00


4096 2433.94 4001 1952.94 1368 1040.94 0 0.00


908 464.95 883 443.99 581 398.59 0 0.00


18306 21259.34 18306 21259.34 7316 9241.33 0 0.00


20354 11441.47 16761 9153.50 4048 2476.16 0 0.00

Region


(Amt. R lakh)

Sr. No.


451 278.81 437 270.58 446 274.21 0 0.00


1709 36.36 1310 36.36 1709 36.36 0 0.00


1135 249.89 1135 249.89 0 0.00 0 0.00


40 73.90 40 73.90 40 73.90 0 0.00

5 Rajnandgaon Kendriya Sahakari Bank Maryadit, Rajnandgaon

1127 426.55 1127 426.55 1127 426.55 0 0.00

1 Indore Premier Co-Operative Bank Limited, Indore

15 1.07 15 1.07 0 0.00 0 0.00


37 3.78 37 3.78 37 3.78 0 0.00


106 15.31 0 0.00 0 0.00 0 0.00


135 166.82 135 166.82 0 0.00 0 0.00


78 43.42 10 23.21 74 39.47 0 0.00


20 4.74 20 4.74 10 2.37 0 0.00


18 5.60 18 5.60 18 5.60 0 0.00


44 24.75 29 16.09 0 0.00 0 0.00


5 8.27 4 2.41 5 8.27 0 0.00


3 0.73 0 0.00 3 0.73 0 0.00


685 168.20 685 168.20 685 168.20 0 0.00


412 103.69 280 75.69 129 31.11 283 72.58


108 92.36 48 50.19 105 78.80 0 0.00


672 313.38 298 85.66 336 156.69 0 0.00

[ 193 ]


Sr. No.


498 672.95 376 508.10 210 283.77 180 243.24


1508 756.66 146 63.47 47 65.32 0 0.00


76 95.84 50 56.14 38 47.92 0 0.00


103 38.83 78 22.59 103 38.83 0 0.00


120 110.53 84 69.00 103 95.79 0 0.00


5 1.76 0 0.00 0 0.00 0 0.00


7 0.96 3 0.11 0 0.00 0 0.00


20 12.22 12 8.00 0 0.00 0 0.00


52 12.11 40 8.63 52 12.11 0 0.00


29 1.34 27 1.25 29 1.34 0 0.00


86 65.20 38 15.20 86 65.20 0 0.00


374 56.21 259 38.93 0 0.00 0 0.00


5 1.40 4 1.30 5 1.40 0 0.00


20 4.63 3 0.41 20 4.63 0 0.00


763 183.37 378 98.75 682 147.29 81 36.08


437 113.15 398 102.99 53 11.59 0 0.00


29 3.48 26 2.92 0 0.00 0 0.00


13 0.52 13 0.52 13 0.52 0 0.00


23 17.01 5 6.11 23 17.01 0 0.00


20 5.95 14 4.78 14 1.24 6 4.71


25 9.16 0 0.00 4 2.64 21 6.52


1 0.11 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


(Amt. R lakh)

(contd.)

Sr. No.


39 5.64 39 5.64 0 0.00 0 0.00


52 56.52 4 5.26 52 56.52 0 0.00


50 21.12 36 14.88 50 21.12 0 0.00


26 15.06 20 10.00 13 7.53 0 0.00


4 1.78 4 1.78 4 1.78 0 0.00


212 141.28 60 57.84 156 122.53 0 0.00


1 1.12 0 0.00 0 0.00 0 0.00


34 11.34 12 2.37 0 0.00 0 0.00


427 357.97 298 275.31 427 357.97 0 0.00


88 48.86 0 0.00 80 48.02 0 0.00


25 48.15 25 48.15 0 0.00 0 0.00


15 0.67 7 0.25 0 0.00 0 0.00


23 2.40 11 1.09 0 0.00 0 0.00


20 15.16 1 2.44 0 0.00 0 0.00


11 16.11 0 0.00 11 16.11 0 0.00


41 38.66 21 27.65 18 16.12 0 0.00


5 4.04 0 0.00 0 0.00 0 0.00


9 3.03 0 0.00 9 3.03 0 0.00



871 766.67 871 766.67 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00

[ 195 ]


Sr. No.


3 5.75 3 5.75 0 0.00 0 0.00


1 0.44 1 0.44 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


51 215.95 51 215.95 0 0.00 0 0.00


1 0.50 1 0.50 0 0.00 0 0.00


2318 1626.90 2318 1626.90 1735 855.03 583 771.87


716 451.94 703 451.11 716 451.94 0 0.00


692 265.76 686 261.25 64 46.03 0 0.00


3654 1919.38 3654 1919.38 3654 1919.38 0 0.00


132 53.59 132 53.59 44 34.30 0 0.00


5010 3966.12 5010 3966.12 5010 3966.12 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00

8 The Berhampore Co-Operative Central .Bank Ltd.

1253 526.01 1253 526.01 15 23.37 0 0.00


131 53.87 131 53.87 131 53.87 0 0.00


580 189.14 559 163.83 580 189.14 0 0.00


349 308.61 349 308.61 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


3025 1621.24 3025 1621.24 135 333.37 0 0.00


419 210.00 419 210.00 419 210.00 0 0.00


(Amt. R lakh)

(contd.)

Sr. No.


1476 949.90 1476 949.90 256 270.04 0 0.00


3983 1452.15 3983 1452.15 3982 1447.15 1 5.00


265 123.97 265 123.97 0 0.00 0 0.00


524 550.05 524 550.05 0 0.00 0 0.00


12070 5502.66 10401 4741.77 10401 4741.77 0 0.00


3000 140.32 3000 140.32 0 0.00 0 0.00


44 45.98 44 45.98 0 0.00 0 0.00


24895 7141.99 24895 7040.99 0 0.00 0 0.00


4881 2295.08 4386 2079.16 0 0.00 0 0.00


3172 2061.85 3092 1676.23 3172 2061.85 0 0.00


13052 6702.11 12602 6471.10 0 0.00 0 0.00


22845 13652.72 21052 12586.18 0 0.00 0 0.00


2138 193.30 2138 193.30 1411 103.11 727 90.19


2930 1696.94 2930 1696.94 343 15.51 0 0.00


6912 3120.59 6320 3120.59 0 0.00 0 0.00


8267 1179.99 7430 989.27 0 0.00 0 0.00


1371 271.99 1371 271.99 1371 271.99 0 0.00


2107 304.34 1921 281.02 2107 304.34 0 0.00


5961 4108.67 5531 3849.90 5879 3969.39 82 139.28


116933 51364.37 106409 46227.91 0 0.00 0 0.00

[ 197 ]


Sr. No.


2214 2122.71 1948 1763.00 2214 2122.71 0 0.00


45 86.27 33 75.23 45 86.27 0 0.00


Apex Bank Ltd.3023 715.04 608 216.19 3023 715.04 0 0.00


2 2.30 2 2.30 0 0.00 0 0.00


304 118.76 8 1.76 8 1.76 0 0.00

8 8MIZORAM


38 101.30 38 101.30 4 3.80 14 48.26

4


1558 1607.81 0 0.00 0 0.00 0 0.00


14 7.89 7 7.89 0 0.00 0 0.00


7452 2675.50 6912 2485.35 0 0.00 0 0.00

Region


1 0.29 0 0.00 0 0.00 0 0.00


(Amt. R lakh)

(contd.)

Sr. No.


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


12 14.99 12 14.99 12 14.99 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


129 48.12 129 48.12 0 0.00 0 0.00


19 14.21 8 3.13 19 14.21 0 0.00


3 9.30 3 9.30 3 9.30 0 0.00


3 6.08 0 0.00 3 6.08 0 0.00


24 23.65 24 23.65 15 17.43 0 0.00


8 31.35 2 3.05 8 31.35 0 0.00


144 29.90 134 29.90 0 0.00 0 0.00


4 4.60 2 1.00 4 4.60 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


834 633.84 834 633.84 120 162.97 0 0.00


2471 1904.22 2471 1904.22 1331 1055.62 0 0.00


1500 1404.04 202 204.85 689 816.21 0 0.00


15 12.91 11 7.93 0 0.00 0 0.00


14 4.16 14 4.16 14 4.16 0 0.00


13 3.24 13 3.24 0 0.00 0 0.00

[ 199 ]

(Amt. R lakh)

(contd.)

Sr. No.


108 38.87 104 36.04 0 0.00 0 0.00


88 47.45 88 47.45 0 0.00 0 0.00


36 20.65 36 20.65 0 0.00 0 0.00


282 76.76 282 76.76 0 0.00 0 0.00


45 21.81 45 21.81 0 0.00 0 0.00


43 47.78 43 47.78 0 0.00 0 0.00


198 48.12 198 48.12 198 48.12 0 0.00


146 68.62 136 50.96 0 0.00 0 0.00


130 87.88 129 86.33 0 0.00 0 0.00


13 3.99 13 3.99 0 0.00 0 0.00


215 91.02 215 91.02 0 0.00 0 0.00


12 4.48 12 4.48 0 0.00 0 0.00


63 25.79 61 24.23 0 0.00 0 0.00


96 50.93 96 50.93 0 0.00 0 0.00


92 26.77 92 26.77 0 0.00 0 0.00


171 83.59 171 83.59 6 11.95 0 0.00


38 9.77 38 9.77 38 9.77 0 0.00


(Amt. R lakh)

(contd.)

Sr. No.


41 44.57 40 44.05 41 44.57 0 0.00


13 8.67 13 8.67 0 0.00 0 0.00


7 1.54 7 1.54 0 0.00 0 0.00


533 110.38 529 96.13 518 108.88 15 1.50


427 266.38 387 247.94 26 82.00 0 0.00


390 205.91 390 205.91 0 0.00 0 0.00


196 122.88 126 61.68 70 61.20 0 0.00


1795 695.56 1722 537.92 73 157.64 0 0.00


448 307.28 437 303.81 11 3.47 0 0.00


393 106.60 373 85.60 0 0.00 0 0.00


3679 3874.02 3679 3874.02 0 0.00 120 236.00


682 75.18 682 75.18 682 75.18 0 0.00


734 590.98 734 590.98 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


476 256.18 476 256.18 83 43.85 0 0.00


2364 635.53 2253 414.84 84 139.65 0 0.00


197 314.60 197 314.60 19 40.16 0 0.00


90 17.80 90 17.80 7 11.12 0 0.00


497 220.61 468 142.61 29 36.51 0 0.00


507 277.88 454 212.40 51 63.98 0 0.00


533 180.62 533 180.62 16 15.75 0 0.00

[ 201 ]

Sr. No.


1605 204.38 1605 204.38 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


135 80.62 125 67.73 135 80.62 0 0.00


503 421.93 329 334.05 62 31.12 0 0.00


274 189.99 274 182.78 62 103.99 0 0.00


1293 230.79 1287 229.64 56 21.33 22 10.22


1090 338.10 1090 338.10 0 0.00 0 0.00


438 484.85 438 484.85 0 0.00 0 0.00


1153 817.06 1153 817.06 0 0.00 0 0.00


281 125.30 281 125.30 14 4.73 0 0.00


1253 857.96 1231 840.56 227 299.33 0 0.00


776 1307.14 776 1307.14 0 0.00 0 0.00


499 256.61 499 256.61 0 0.00 0 0.00


1558 2121.39 1558 2121.39 0 0.00 0 0.00


101 124.45 101 124.45 0 0.00 0 0.00


58 76.03 58 76.03 58 76.03 0 0.00


4 5.95 4 5.95 4 5.95 0 0.00


522 896.75 522 896.75 278 522.25 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00

(Amt. R lakh)

(contd.)


Sr. No.


774 1446.52 771 1445.43 0 0.00 0 0.00


12406 13357.61 6203 13357.61 0 0.00 0 0.00


8 2.63 7 2.37 0 0.00 0 0.00


422 1001.41 422 1001.41 0 0.00 0 0.00


870 638.54 783 573.83 54 90.54 0 0.00


2741 4032.80 2689 3960.80 0 0.00 0 0.00


1378 1446.13 1372 1431.28 6 10.96 0 0.00


7335 2972.00 5868 2378.00 6602 2675.00 733 297.00


1684 1160.12 1684 1160.12 0 0.00 0 0.00


1734 1310.39 1611 1258.53 0 0.00 0 0.00


1087 810.71 1087 810.71 0 0.00 0 0.00


258 382.00 231 342.04 0 0.00 0 0.00


12552 14440.00 12454 14389.85 0 0.00 0 0.00


2625 871.28 2625 871.28 0 0.00 0 0.00


6484 5007.07 6193 4781.75 0 0.00 0 0.00


2065 2136.66 1892 1824.61 164 266.45 3 6.18


4211 673.99 3626 487.68 0 0.00 0 0.00

(Amt. R lakh)

(contd.)

[ 203 ]

Sr. No.


304 713.08 236 477.73 0 0.00 0 0.00

15 The Kolar And Chickaballapur District Co Operative Central Bank Ltd.

3072 11188.08 3072 11188.08 0 0.00 0 0.00

16 The Mysore And Chamarajnagar District Cooperative Central Bank Ltd.

2149 1228.96 1941 1115.46 231 213.77 0 0.00


1284 1077.68 1284 1077.68 0 0.00 0 0.00


3149 6284.35 2456 4902.46 21 24.20 0 0.00


17396 16985.82 11697 11579.98 0 0.00 0 0.00


4984 10093.19 4423 8670.36 0 0.00 0 0.00


373 384.01 317 326.40 0 0.00 0 0.00


1233 4598.25 1171 4368.34 0 0.00 0 0.00


88 74.88 76 64.63 0 0.00 0 0.00


2281 6441.53 1770 4898.72 2281 6441.53 0 0.00


701 965.23 669 897.73 669 897.73 0 0.00


289 414.92 250 358.92 245 351.57 44 63.35


415 679.99 415 679.99 415 679.99 0 0.00


150 166.77 149 163.65 112 130.89 22 19.87


909 2326.62 888 2192.67 0 0.00 0 0.00


41 979.96 41 930.97 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00

(Amt. R lakh)

(contd.)


Sr. No.


873 1990.75 848 1990.75 8 6.46 27 1.80

848 8


536 516.97 536 516.97 0 0.00 0 0.00


1099 1396.05 1099 1396.05 0 0.00 0 0.00


2707 4088.00 2652 3983.00 2707 4088.00 0 0.00


393 837.00 393 837.00 383 815.00 10 22.00


1501 1942.47 1501 1942.47 33 78.21 0 0.00


1385 3887.44 1385 3887.44 1385 3887.44 0 0.00

7 The Kancheepuram Central Co-Op. bank Ltd.

3120 2770.62 3120 2770.62 0 0.00 0 0.00


5420 8166.49 4336 6533.19 0 0.00 0 0.00


3726 2255.71 3726 2255.71 0 0.00 0 0.00


1465 1133.87 1465 1133.87 1025 793.10 293 226.60


1050 3651.31 982 3465.32 0 0.00 0 0.00


1574 2088.12 1462 1942.16 0 0.00 0 0.00


1816 1756.07 1816 1756.07 1816 1756.07 0 0.00


9531 7554.81 8959 7101.52 5242 4155.14 3049 2493.08


851 12.15 851 12.15 39 0.28 0 0.00


2006 1343.83 2006 1343.83 2006 1343.83 0 0.00


11840 8690.33 11398 8673.33 11460 8200.00 380 490.33

(Amt. R lakh)

(contd.)

[ 205 ]

Sr. No.


528 2268.40 486 2086.92 528 2268.40 0 0.00


11214 9275.94 11198 9259.82 11214 9275.94 0 0.00


8892 4915.21 8892 4915.21 1080 1890.60 0 0.00


43 130.40 43 130.40 43 130.40 0 0.00


693 934.44 693 934.44 0 0.00 0 0.00


7485 8790.19 7485 8790.19 2777 3217.77 1931 2355.65


700 628.06 650 584.10 350 314.03 0 0.00


441 513.93 441 513.93 441 513.93 0 0.00


194 497.62 194 497.62 0 0.00 0 0.00


3430 7212.35 3430 7212.35 0 0.00 0 0.00


355 421.60 355 421.60 0 0.00 0 0.00


3655 4251.67 3655 4251.67 0 0.00 0 0.00


70 230.95 70 230.95 0 0.00 70 230.95


574 916.84 574 916.84 0 0.00 0 0.00


101 31.78 101 31.78 101 31.78 0 0.00

(Amt. R lakh)

(contd.)


Sr. No.


10 70.00 3 28.00 0 0.00 0 0.00


184 264.43 172 260.26 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


519 366.86 516 363.00 99 81.01 0 0.00


179 93.33 168 83.16 0 0.00 0 0.00


287 85.70 261 78.23 0 0.00 0 0.00


176 61.33 153 48.70 146 46.62 1 0.58


70 26.80 70 26.80 0 0.00 0 0.00


54 345.06 22 147.35 0 0.00 0 0.00


76 23.76 76 23.76 76 23.76 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


125 72.29 125 72.29 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00


4 3.73 4 3.73 0 0.00 0 0.00


302 92.93 302 92.93 151 50.92 0 0.00


378 158.54 287 132.29 0 0.00 0 0.00


191 151.00 184 141.00 27 17.00 0 0.00


220 175.20 220 175.20 129 101.50 0 0.00


839 600.07 839 600.07 0 0.00 0 0.00

(Amt. R lakh)

(contd.)

[ 207 ]

Sr. No.


47 39.96 8 8.47 47 39.96 0 0.00


1443 1330.83 1443 1330.83 772 768.40 671 562.43

8 Dhule & Nandurbar District Central Co-Operativebank Ltd.

371 343.24 338 306.91 87 96.97 0 0.00


3586 1031.56 3558 978.16 2268 446.19 0 0.00


51 32.17 50 30.53 0 0.00 0 0.00


3357 665.43 3357 665.43 513 267.69 0 0.00


1882 548.81 1882 548.81 271 159.34 0 0.00


17 4.10 11 1.49 2 1.37 0 0.00


60 58.33 60 58.33 60 58.33 0 0.00


113 109.38 103 94.36 0 0.00 0 0.00


991 639.58 773 432.41 773 432.41 0 0.00


940 514.41 932 508.42 108 69.51 0 0.00


6517 1513.48 6188 1420.78 276 57.70 0 0.00


380 301.80 371 297.01 5 4.93 0 0.00


23562 447.74 22191 358.43 3481 260.86 0 0.00


158 231.40 158 231.40 158 231.40 0 0.00


6453 3594.34 5873 3270.85 891 814.99 0 0.00


1678 992.89 1678 992.89 864 598.96 0 0.00


261 91.45 219 76.80 261 91.45 0 0.00


211 212.77 211 212.77 0 0.00 0 0.00


3 4.26 3 4.26 0 0.00 0 0.00


0 0.00 0 0.00 0 0.00 0 0.00

(Amt. R lakh)

(contd.)


Sr. No.


32 2.29 32 2.29 0 0.00 0 0.00


2014 128.98 2014 128.98 8 4.91 0 0.00


2999 1802.32 2999 1802.32 115 48.87 0 0.00


438 186.66 389 165.81 138 77.93 300 108.73


2950 1278.47 2744 1109.79 304 46.99 0 0.00

(Amt. R lakh)

(contd.)

[ 209 ]

(Amt. R lakh)

Sr. No.

1 Allahabad Bank 49.99 6.29 22.56 3.03 12.92 1.88 0.00 0.00

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 12.25 2.51 12.25 2.78 12.25 5.18 0.00 0.00

4 Bank of India 4.00 0.97 1.00 0.25 2.00 0.83 2.00 1.16

5 Bank of Maharashtra 31.86 23.14 13.88 16.16 30.50 28.46 0.66 7.10

6 Canara Bank 1.00 0.56 1.00 0.89 0.00 0.00 0.00 0.00

7 Central Bank of India 135.70 5.53 37.73 5.44 37.73 5.44 0.00 0.00

8 Corporation Bank 11.52 5.59 11.52 5.76 1.81 2.15 0.00 0.00

9 Dena Bank 194.21 13.73 124.36 10.34 96.84 8.32 11.91 12.15

10 IDBI Bank Limited 9.02 8.67 8.87 9.34 2.71 5.65 1.89 63.00

11 Indian Bank 6.00 6.90 6.00 7.06 1.00 2.63 0.00 0.00

12 Indian Overseas Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


26.95 29.95 0.00 0.00 23.50 36.94 3.45 48.05

14 Punjab and Sind Bank 2.15 10.24 0.03 1.00 2.15 15.36 0.00 0.00

15 Punjab National Bank 425.06 23.73 163.58 14.81 182.19 16.70 10.06 18.36

16 State Bank of India 535.00 19.03 472.00 19.03 108.00 7.52 9.00 25.00

17 Syndicate Bank 4.00 19.05 4.00 23.53 0.00 0.00 4.00 100.00

18 UCO Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

19 Union Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

20 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1 Allahabad Bank 468.22 24.99 238.62 15.72 370.99 25.12 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of India 1058.00 19.14 678.00 16.03 367.00 15.92 388.00 20.24


5 Canara Bank 136.00 26.88 132.00 27.05 0.00 0.00 11.00 28.95



8 Dena Bank 47.70 83.68 31.69 77.29 30.11 86.03 0.62 31.00


10 Indian Bank 18.00 2.24 18.00 2.28 0.00 0.00 0.00 0.00



44.93 68.34 16.99 100.00 29.65 93.33 5.32 42.46




16 State Bank of Patiala 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Sr. No.

17 Syndicate Bank 33.28 12.95 33.28 14.34 0.00 0.00 0.00 0.00

18 UCO Bank 1716.18 76.81 387.57 22.82 985.77 87.65 697.54 65.86


20 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1 Allahabad Bank 35.20 17.87 17.21 13.14 4.87 11.07 0.00 0.00

2 Bank of Baroda 4.25 1.48 4.25 2.89 0.00 0.00 0.00 0.00

3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


5 Canara Bank 43.00 18.07 33.00 14.86 0.00 0.00 0.00 0.00


7 Dena Bank 1.66 41.50 1.66 41.50 1.66 41.50 0.00 0.00


9 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



19.83 36.76 1.57 53.40 0.00 0.00 0.00 0.00





16 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

17 UCO Bank 49.37 27.77 11.51 8.99 7.55 11.84 39.95 36.73


19 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1 Allahabad Bank 2476.63 10.18 1166.00 6.52 1449.36 10.98 1.92 4.00

2 Bank of Baroda 65.16 2.54 52.12 3.46 4.62 3.70 0.00 0.00

3 Bank of India 1310.00 31.74 596.00 28.81 961.00 43.33 349.00 18.28


5 Canara Bank 341.00 54.39 219.00 46.30 3.00 11.54 7.00 13.46



8 Dena Bank 41.75 80.29 7.69 69.91 25.86 86.20 1.86 62.00


10 Indian Bank 40.00 8.64 39.00 8.59 10.00 25.00 0.00 0.00



151.82 66.58 12.42 70.97 64.27 66.99 3.64 31.71



(Amt. R lakh)

(contd.)

[ 211 ]

(Amt. R lakh)

(contd.)

Sr. No.



17 Syndicate Bank 287.00 72.47 82.00 27.70 96.00 87.27 100.00 58.14

18 UCO Bank 1850.68 68.50 198.87 10.49 817.98 78.59 978.51 61.27


20 United Bank of India 92.50 11.24 92.50 11.36 85.00 11.81 0.00 0.00

21 Vijaya Bank 1.13 1.95 0.16 0.51 0.00 0.00 0.00 0.00

Region

ANDAMAN & NICOBAR1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


4 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


6 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


8 UCO Bank 5.39 77.33 2.18 43.17 0.00 0.00 5.39 77.33


10 Vijaya Bank 0.41 19.62 0.41 19.62 0.00 0.00 0.00 0.00

1 Allahabad Bank 405.31 17.71 213.43 11.81 253.12 16.57 6.67 95.29

2 Bank of Baroda 96.24 12.58 87.15 11.58 35.14 11.05 2.54 32.19

3 Bank of India 44.00 2.45 44.00 2.45 44.00 2.45 0.00 0.00


5 Canara Bank 267.00 9.64 214.00 8.05 4.00 0.42 0.00 0.00



8 Dena Bank 2.20 22.00 0.00 0.00 2.20 44.00 0.00 0.00


10 Indian Bank 21.00 2.73 21.00 2.79 4.00 100.00 0.00 0.00



0.07 100.00 0.04 100.00 0.00 0.00 0.00 0.00



15 Syndicate Bank 7.23 4.36 2.30 2.58 0.00 0.00 0.00 0.00

16 UCO Bank 4234.46 56.42 648.93 11.53 3104.02 75.37 254.50 94.50




(Amt. R lakh)

(contd.)

Sr. No.

19 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1 Allahabad Bank 483.78 27.61 241.24 18.63 309.21 34.78 0.37 18.50

2 Bank of Baroda 6.27 5.96 6.27 6.30 4.11 4.73 0.00 0.00

3 Bank of India 166.00 2.53 166.00 2.56 166.00 3.69 0.00 0.00


5 Canara Bank 40.00 6.24 26.00 5.14 2.00 0.37 0.00 0.00



8 Dena Bank 1.81 13.92 0.13 1.08 0.13 1.30 0.00 0.00


10 Indian Bank 87.00 20.37 85.00 20.33 87.00 20.67 0.00 0.00



8.21 90.32 7.01 100.00 0.00 0.00 0.00 0.00




16 Syndicate Bank 2.83 8.58 0.00 0.00 0.00 0.00 0.00 0.00

17 UCO Bank 873.79 89.20 111.91 15.99 668.71 93.17 197.81 79.78



20 Vijaya Bank 6.24 27.04 6.00 26.27 6.00 26.27 0.00 0.00

1 Allahabad Bank 639.90 21.78 344.39 13.75 351.51 17.21 0.26 2.60

2 Andhra Bank 2298.15 60.26 2249.00 60.15 1019.00 44.46 1230.00 85.00

3 Bank of Baroda 35.22 2.10 32.41 2.01 9.45 1.43 1.33 8.37

4 Bank of India 223.00 3.62 223.00 3.62 218.00 3.56 5.00 17.24


6 Canara Bank 132.00 7.01 120.00 7.14 4.00 0.87 9.00 28.13



9 Dena Bank 0.97 2.94 0.97 2.94 0.41 1.46 0.00 0.00


11 Indian Bank 423.00 27.47 415.00 27.48 63.00 9.87 1.00 20.00



26.31 49.99 3.97 89.01 11.98 45.36 0.34 13.93




[ 213 ]

Sr. No.

17 Syndicate Bank 24.00 3.64 19.00 3.29 22.00 3.83 0.00 0.00

18 UCO Bank 10325.18 62.71 1689.62 13.56 7404.12 66.10 1782.98 83.56



21 Vijaya Bank 4.08 2.95 0.00 0.00 0.00 0.00 0.00 0.00

1 Allahabad Bank 456.20 1.93 295.20 1.29 249.45 1.14 3.86 5.22

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of India 206.00 7.93 107.00 4.48 96.00 5.96 24.00 27.59


5 Canara Bank 119.00 7.46 110.00 7.60 6.00 1.44 15.00 100.00



8 Dena Bank 3.48 26.77 1.19 10.82 3.48 26.77 0.00 0.00


10 Indian Bank 220.00 16.32 216.00 16.35 20.00 2.47 0.00 0.00



8.33 48.26 1.22 43.73 6.79 70.14 0.00 0.00




16 Syndicate Bank 19.00 0.97 6.00 0.36 0.00 0.00 0.00 0.00

17 UCO Bank 3532.17 26.23 381.27 3.70 594.16 9.09 498.87 62.57



20 Vijaya Bank 0.98 0.91 0.49 0.48 0.49 0.48 0.00 0.00

Region

1 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


4 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


6 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


1.52 100.00 0.00 0.00 0.00 0.00 0.00 0.00



(Amt. R lakh)

(contd.)


Sr. No.

10 Syndicate Bank 1.27 15.88 0.00 0.00 0.00 0.00 0.00 0.00

11 UCO Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

12 Vijaya Bank 2.31 14.18 1.80 11.41 1.80 11.41 0.00 0.00

ASSAM1 Allahabad Bank 158.88 13.92 77.46 8.65 118.63 15.23 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


5 Canara Bank 73.00 28.08 55.00 22.82 0.00 0.00 0.00 0.00



8 Dena Bank 0.93 15.50 0.93 15.50 0.26 4.33 0.00 0.00


10 Indian Bank 14.00 13.59 14.00 13.73 8.00 17.39 0.00 0.00



0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00




16 Syndicate Bank 14.00 41.18 14.00 45.16 0.00 0.00 0.00 0.00

17 UCO Bank 2337.35 46.44 81.67 2.16 1997.94 43.40 129.66 48.61



20 Vijaya Bank 7.96 8.16 2.23 7.21 2.12 6.85 0.00 0.00

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


5 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00




9 Punjab and Sind Bank

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



12 UCO Bank 7.27 30.90 0.63 3.43 3.77 42.50 3.50 61.62

13 Vijaya Bank 3.79 8.92 3.79 8.92 3.79 8.92 0.00 0.00

(Amt. R lakh)

(contd.)

[ 215 ]

Sr. No.

1 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


4 Indian Bank 2.00 66.67 2.00 66.67 0.00 0.00 0.00 0.00




8 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

9 UCO Bank 21.08 83.25 1.89 9.87 15.60 99.24 4.61 52.81

10 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

MIZORAM1 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00





6 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

7 UCO Bank 34.72 97.64 12.23 53.88 0.00 0.00 34.72 97.64

1 Allahabad Bank 0.96 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


5 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



8 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00





13 UCO Bank 12.15 20.05 3.87 9.57 1.30 6.93 10.84 25.90

14 Vijaya Bank 4.05 11.94 0.00 0.00 0.00 0.00 0.00 0.00

1 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Canara Bank 4.00 10.53 3.00 7.89 0.00 0.00 0.00 0.00


4 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


(Amt. R lakh)

(contd.)


Sr. No.



0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


9 UCO Bank 2.42 28.14 0.00 0.00 0.00 0.00 2.25 27.01


11 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00




6 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



9 UCO Bank 152.04 70.50 12.56 8.06 106.52 90.95 41.11 44.24


11 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Region

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


4 Canara Bank 4.00 80.00 4.00 80.00 0.00 0.00 0.00 0.00


6 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00




11 UCO Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


13 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1 Allahabad Bank 42.71 41.47 18.21 30.86 3.10 11.92 0.00 0.00

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

(Amt. R lakh)

(contd.)

[ 217 ]

Sr. No.

3 Bank of Baroda 35.65 1.02 32.14 0.95 0.00 0.00 0.00 0.00


5 Canara Bank 16.00 16.84 11.00 12.64 0.00 0.00 0.00 0.00



8 Dena Bank 0.25 3.13 0.12 1.50 0.17 17.00 0.08 4.00


10 Indian Bank 2.00 6.67 2.00 6.90 0.00 0.00 0.00 0.00



208.71 87.61 108.92 90.07 68.42 79.96 7.24 100.00





17 Syndicate Bank 11.81 7.47 3.41 3.79 3.10 1.96 0.00 0.00

18 UCO Bank 106.18 54.78 21.98 15.41 25.85 56.75 78.10 54.60


20 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1 Allahabad Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


4 Canara Bank 18.00 21.69 16.00 28.57 0.00 0.00 0.00 0.00



7 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


9 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


3.07 15.73 0.00 0.00 0.82 9.83 0.00 0.00





15 Syndicate Bank 3.00 42.86 3.00 50.00 0.00 0.00 0.00 0.00

16 UCO Bank 168.87 19.26 53.07 7.58 102.11 13.72 5.70 13.90

17 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

(Amt. R lakh)

(contd.)


Sr. No.



5 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00





11 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

12 UCO Bank 18.22 35.68 3.37 8.47 0.12 28.57 18.10 35.84

1 Allahabad Bank 3.36 14.61 2.68 13.40 3.36 18.67 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of India 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


5 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



8 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

9 Indian Bank 20.00 74.07 20.00 76.92 0.00 0.00 0.00 0.00



0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00





16 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

17 UCO Bank 0.48 100.00 0.19 52.78 0.00 0.00 0.48 100.00


19 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

8.48

1 Allahabad Bank 4.50 22.50 1.66 9.76 0.33 2.75 0.00 0.00

2 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of India 1.00 20.00 0.00 0.00 0.00 0.00 0.00 0.00


5 Canara Bank 37.00 33.33 31.00 30.10 0.00 0.00 0.00 0.00



8 Dena Bank 0.22 11.00 0.22 11.00 0.00 0.00 0.00 0.00

(Amt. R lakh)

(contd.)

[ 219 ]

Sr. No.


10 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



36.61 54.32 14.90 82.59 14.48 80.18 0.00 0.00





17 Syndicate Bank 0.76 12.67 0.76 12.67 0.00 0.00 0.00 0.00

18 UCO Bank 103.22 71.52 21.81 21.20 63.77 80.08 3.98 20.60


20 Vijaya Bank 3.86 17.47 3.86 40.25 0.00 0.00 0.00 0.00

1 Allahabad Bank 30.44 38.05 12.88 20.44 12.27 25.56 0.00 0.00

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 10.26 0.47 10.26 0.50 3.21 0.81 0.00 0.00

4 Bank of India 44.00 41.12 26.00 30.95 34.00 35.05 0.00 0.00


6 Canara Bank 7.00 46.67 7.00 53.85 0.00 0.00 0.00 0.00



9 Dena Bank 6.19 56.27 1.70 28.33 0.19 0.00 0.04 0.00


11 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



34.65 70.90 14.19 88.91 12.03 84.60 0.00 0.00




5369.00 65.89 2996.00 60.65 4353.00 63.34 1016.00 79.56



19 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

20 UCO Bank 695.22 67.88 214.39 30.62 467.01 80.53 210.23 52.90


22 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Region

(Amt. R lakh)

(contd.)


Sr. No.

1 Allahabad Bank 106.37 2.93 31.16 1.05 42.19 1.65 0.00 0.00

2 Andhra Bank 10966.00 3.20 10949.00 3.20 7627.00 2.85 3322.00 4.42

3 Bank of Baroda 98.15 0.62 98.15 0.63 25.24 0.28 0.00 0.00

4 Bank of India 269.00 1.37 229.00 1.20 21.00 1.17 77.00 2.67


6 Canara Bank 877.00 1.45 703.00 1.20 38.00 0.52 0.00 0.00



9 Dena Bank 0.34 0.56 0.34 0.57 0.34 0.58 0.00 0.00


11 Indian Bank 3117.00 2.24 3056.00 2.25 1561.00 2.19 9.00 40.91



19.99 7.71 0.00 0.00 1.39 3.15 0.00 0.00




507.73 1.62 507.73 1.62 2.34 47.18 41.11 48.95


18 State Bank of Mysore 131.00 27.01 118.00 27.00 0.00 0.00 28.00 11.48

19 Syndicate Bank 2940.00 1.88 2940.00 2.34 8.75 0.10 0.00 0.00

20 UCO Bank 182.45 3.94 34.99 0.96 5.12 0.54 9.08 23.78


22 Vijaya Bank 188.40 1.68 26.00 0.24 26.00 0.24 0.00 0.00

1 Allahabad Bank 13.69 10.07 4.45 4.84 4.55 75.83 0.00 0.00

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 13.75 4.26 13.75 4.70 0.00 0.00 0.00 0.00

4 Bank of India 62.00 9.44 43.00 8.22 0.00 0.00 1.00 10.00


6 Canara Bank 6279.00 9.25 5407.00 8.43 29.00 0.50 46.00 19.41



9 Dena Bank 42.03 41.21 41.36 43.08 2.96 26.91 2.86 13.62


11 Indian Bank 249.00 13.24 244.00 13.24 80.00 9.02 0.00 0.00



15.06 12.80 4.34 35.90 3.03 36.03 1.31 30.39


(Amt. R lakh)

(contd.)

[ 221 ]

Sr. No.



594.16 41.50 594.16 41.50 12.63 69.40 229.26 55.07




20 Syndicate Bank 446.55 0.94 330.72 0.76 69.16 3.15 24.32 6.13

21 UCO Bank 129.56 28.29 29.66 6.93 7.15 24.43 76.52 33.65


23 Vijaya Bank 1268.41 2.59 584.34 1.25 584.34 1.25 2.27 8.57

1 Allahabad Bank 7.72 8.67 3.80 6.91 0.00 0.00 0.00 0.00

2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Bank of Baroda 7.55 0.73 7.55 0.81 0.00 0.00 0.00 0.00

4 Bank of India 758.00 14.27 722.00 14.85 32.00 2.35 0.00 0.00


6 Canara Bank 2432.00 5.88 2302.00 5.81 22.00 0.14 10.00 27.78



9 Dena Bank 0.33 0.40 0.33 0.40 0.00 0.00 0.33 0.00


11 Indian Bank 318.00 1.69 312.00 1.69 14.00 1.35 0.00 0.00



5.34 11.59 1.83 8.04 0.00 0.00 0.00 0.00





18 Syndicate Bank 147.00 1.85 105.00 1.43 0.00 0.00 2.00 0.16

19 UCO Bank 149.04 17.97 51.57 8.25 20.54 10.40 89.60 48.55


21 Vijaya Bank 64.76 1.79 11.42 0.33 11.42 0.33 0.00 0.00

1 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 UCO Bank 0.46 100.00 0.35 100.00 0.46 100.00 0.00 0.00

1 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



(Amt. R lakh)

(contd.)


Sr. No.


5 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


7 Indian Bank 917.00 34.14 899.00 34.16 917.00 36.59 0.00 0.00



10 Syndicate Bank 2.15 17.92 2.15 17.92 0.00 0.00 0.00 0.00

11 UCO Bank 111.87 67.62 36.45 28.93 3.60 100.00 79.74 93.58

12 Vijaya Bank 1.50 11.76 1.50 12.39 0.00 0.00 0.00 0.00

1 Allahabad Bank 140.90 57.51 88.15 48.43 49.37 63.29 0.00 0.00

2 Andhra Bank 132.00 19.64 119.00 18.42 44.00 11.80 75.00 27.47

3 Bank of Baroda 4.85 0.42 4.85 0.44 0.95 0.38 1.21 9.22

4 Bank of India 544.00 3.45 480.00 3.58 428.00 3.02 45.00 6.55


6 Canara Bank 5833.00 11.10 5244.00 10.69 8.00 0.35 64.00 8.24



9 Dena Bank 128.18 57.74 87.46 58.70 12.01 75.06 39.50 51.30


11 Indian Bank 15689.00 12.00 15375.00 12.00 7491.00 15.76 80.00 33.90



28.58 12.09 18.48 13.25 0.00 0.00 5.33 29.32




43.00 45.06 43.00 45.06 0.00 0.00 38.52 64.84




20 Syndicate Bank 2712.00 20.55 1900.00 15.92 35.00 2.71 0.00 0.00

21 UCO Bank 903.43 72.02 164.15 16.97 235.74 97.86 73.49 62.56


23 Vijaya Bank 75.88 5.69 63.88 5.05 63.88 5.05 0.00 0.00

1 Allahabad Bank 163.93 6.96 77.96 7.75 139.88 6.87 0.00 0.00

2 Andhra Bank 8178.33 5.58 8178.33 5.59 5811.00 5.06 2350.00 7.48

3 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 Bank of India 128.00 6.29 128.00 6.29 36.00 4.52 0.00 0.00


(Amt. R lakh)

(contd.)

[ 223 ]

(Amt. R lakh)

(contd.)

Sr. No.

6 Canara Bank 1543.00 4.27 1469.00 4.16 8.00 0.09 0.00 0.00



9 Dena Bank 12.05 1.68 12.05 1.69 0.02 2.00 2.07 0.66


11 Indian Bank 253.00 0.92 248.00 0.92 18.00 1.30 0.00 0.00



6.78 3.60 0.00 0.00 0.58 0.74 0.00 0.00




5885.22 4.22 5885.22 4.22 34.42 62.22 58.89 31.98




20 Syndicate Bank 1186.00 2.73 1186.00 3.40 0.00 0.00 0.00 0.00

21 Uco Bank 214.89 7.12 30.67 1.38 2.72 2.98 7.66 82.63


23 Vijaya Bank 104.84 2.85 50.58 1.40 50.58 1.40 0.00 0.00

Region


1 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


3 Dena Bank 0.02 0.03 0.02 0.03 0.02 0.03 0.00 0.00



1 Bank of Baroda 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Bank of India 19.00 3.78 19.00 3.99 19.00 5.92 0.00 0.00


4 Canara Bank 4.00 2.27 4.00 2.70 0.00 0.00 0.00 0.00



7 Dena Bank 0.44 0.80 0.44 0.81 0.00 0.00 0.00 0.00



Sr. No.

9 Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


13 Syndicate Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

14 UCO Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

15 Vijaya Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1 Allahabad Bank 0.10 1.25 0.00 0.00 0.10 2.00 0.00 0.00

2 Bank of Baroda 35.65 1.02 32.14 0.95 0.00 0.00 0.00 0.00

3 Bank of India 79.00 4.89 60.00 4.46 48.00 9.68 7.00 43.75


5 Canara Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



8 Dena Bank 722.71 26.16 652.15 25.00 623.22 24.22 31.39 41.30


10 Indian Bank 57.00 9.90 56.00 9.93 1.00 3.33 0.00 0.00

11 Indian Overseas Bank

30.50 26.07 30.50 52.59 15.25 26.29 15.25 0.00


0.82 13.85 0.00 0.00 0.00 0.00 0.00 0.00




16 Syndicate Bank 2.65 4.21 0.00 0.00 0.00 0.00 0.00 0.00

17 UCO Bank 71.20 30.67 24.54 13.62 15.18 73.83 42.03 32.07


19 Vijaya Bank 0.02 0.10 0.02 0.14 0.02 0.14 0.00 0.00

1 Allahabad Bank 19.77 2.88 9.41 1.77 0.77 0.25 0.00 0.00

2 Andhra Bank 39.00 53.39 32.00 48.45 20.00 48.72 12.00 48.00

3 Bank of Baroda 11.63 0.86 8.45 0.67 2.51 1.37 0.00 0.00

4 Bank of India 934.00 13.77 759.00 12.75 602.00 12.73 180.00 46.63


6 Canara Bank 203.00 23.07 196.00 24.14 1.00 1.10 5.00 9.26



9 Dena Bank 352.55 34.77 281.12 32.35 104.06 22.38 47.68 31.58


(Amt. R lakh)

(contd.)

[ 225 ]

Sr. No.

11 Indian Bank 142.00 12.23 139.00 12.21 10.00 13.70 0.00 0.00



2.25 21.11 0.71 87.65 0.00 0.00 1.87 26.19




3265.99 49.42 3265.99 49.42 105.65 54.77 785.66 71.11




20 Syndicate Bank 60.10 1.08 48.75 1.31 8.83 0.49 5.21 0.36

21 UCO Bank 455.64 49.66 86.44 12.72 92.69 48.73 324.86 49.71


23 Vijaya Bank 30.78 10.67 9.92 3.81 9.92 3.81 0.00 0.00

Region

(Amt. R lakh)

(contd.)


(Amt. R lakh)

(contd.)

Sr. No.

1 Allahabad Bank 5708.56 8.60 2866.47 5.25 3375.98 7.09 13.08 2.19

2 Andhra Bank 21613.48 4.37 21527.33 4.36 14521.00 3.77 6989.00 6.46

3 Bank of Baroda 436.88 1.11 401.74 1.09 97.48 0.65 5.08 0.62

4 Bank of India 5849.00 7.34 4281.00 5.99 3074.00 7.16 1078.00 13.09


6 Canara Bank 18409.00 6.85 16307.00 6.37 125.00 0.29 167.00 11.71



9 Dena Bank 1560.02 23.25 1245.93 20.65 903.94 20.13 138.34 18.49


11 Indian Bank 21595.00 6.59 21167.00 6.59 10285.00 8.11 90.00 31.91



649.83 36.90 206.59 50.40 236.94 44.09 28.50 36.07




5369.00 65.89 2996.00 60.65 4353.00 63.34 1016.00 79.56


10296.10 5.76 10296.10 5.76 155.04 57.13 1153.44 62.39

18 State Bank Of India 33982.00 5.54 31136.00 5.58 9083.00 2.72 1991.00 6.49



21 Syndicate Bank 7904.63 2.85 6680.37 2.90 242.84 1.26 135.53 4.04

22 UCO Bank 28464.98 45.35 4318.34 9.10 16749.50 51.17 5701.81 64.82



25 Vijaya Bank 1769.40 2.54 766.40 1.15 760.36 1.14 2.27 4.74

[ 227 ]

(Amt. R lakh)

Sr. No.

1 AXIS Bank Limited 17.15 55.32 17.15 55.32 17.15 55.32 0.00 0.00

2 DCB Bank Limited 9.16 0.25 9.16 0.25 0.00 0.00 0.00 0.00

3 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 South Indian Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

5 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


2 DCB Bank Limited 274.85 39.18 274.85 39.18 0.00 0.00 0.00 0.00

3 Hdfc Bank Ltd. 0.38 0.32 0.38 0.32 0.00 0.00 0.00 0.00

4 ICICI Bank Limited 144.33 5.73 144.33 5.73 0.00 0.00 0.00 0.00

5 Karnataka Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

6 Ratnakar Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


8 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



4 Nainital Bank Ltd 9.99 15.86 8.43 14.79 9.99 15.86 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

6 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

9.99 9.99

1 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00




5 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1 HDFC Bank Ltd. 0.10 0.32 0.10 0.32 0.00 0.00 0.00 0.00


3 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


(Amt. R lakh)

(contd.)

Sr. No.

1 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



4 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


2 DCB Bank Limited 2.24 0.02 2.24 0.02 0.00 0.00 0.00 0.00

3 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



7 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1 Bandhan Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



6 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Region

ASSAM1 Federal Bank Ltd 4.53 99.34 2.65 98.88 0.00 0.00 0.00 0.00

2 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


1 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


1 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

[ 229 ]

(Amt. R lakh)

(contd.)

Sr. No.

1 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Region

1 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



2 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 HDFC Bank Ltd. 2.41 3.12 2.41 3.12 0.00 0.00 0.00 0.00



6 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


2 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



2.73 0.12 0.40 0.02 0.23 0.01 0.00 0.00

1 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



1 HDFC Bank Ltd. 0.15 100.00 0.15 100.00 0.00 0.00 0.00 0.00


3 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Total 0.15 0.01 0.15 0.01 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 HDFC Bank Ltd. 7.30 6.92 7.30 6.92 0.00 0.00 0.00 0.00



(Amt. R lakh)

(contd.)

Sr. No.


5 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Region


1025.00 100.00 8.00 100.00 0.00 0.00 0.00 0.00

2 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00





0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

2 DCB Bank Limited 40.40 2.22 40.40 2.22 0.00 0.00 0.00 0.00

3 Federal Bank Ltd 3.81 35.18 3.03 46.83 0.00 0.00 0.00 0.00

4 HDFC Bank Ltd. 313.61 1.21 313.61 1.21 0.00 0.00 0.00 0.00






0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1 Federal Bank Ltd 182.26 9.03 92.41 13.37 0.00 0.00 0.00 0.00

2 HDFC Bank Ltd. 47.93 0.17 47.93 0.17 0.00 0.00 0.00 0.00





4.57 8.20 3.67 6.69 0.34 100.00 0.00 0.00


291.00 0.73 284.00 0.73 0.00 0.00 0.00 0.00

8 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

[ 231 ]

(Amt. R lakh)

(contd.)

Sr. No.

2 HDFC Bank Ltd. 2.09 0.22 2.09 0.22 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


516.00 100.00 329.00 100.00 52.00 100.00 0.00 0.00

2 Federal Bank Ltd 2.46 5.75 2.46 26.11 0.00 0.00 0.00 0.00

3 HDFC Bank Ltd. 255.49 0.70 255.49 0.70 0.00 0.00 0.00 0.00

4 Icici Bank Limited 2873.61 3.19 2865.86 3.19 10.33 73.79 0.00 0.00


6 Karur Vysya Bank Ltd 53.27 28.79 49.55 44.64 4.62 77.00 0.00 0.00



817.69 68.12 767.63 67.95 87.99 98.44 0.00 0.00


12.83 8.97 12.83 9.04 0.00 0.00 0.00 0.00

10 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


3 Indusind Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



Region

1 HDFC Bank Ltd. 0.40 0.07 0.40 0.07 0.00 0.00 0.00 0.00


1 HDFC Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00




0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

3 Federal Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

4 HDFC Bank Ltd. 149.23 1.04 149.23 1.04 0.00 0.00 0.00 0.00



(Amt. R lakh)

(contd.)

Sr. No.





0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

10 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Region

[ 233 ]

(Amt. R lakh)

Sr. No.

1 Axis Bank Limited 20.15 34.74 20.15 34.74 20.15 34.74 0.00 0.00


1541.00 100.00 337.00 100.00 52.00 100.00 0.00 0.00


303.83 0.76 296.83 0.76 0.00 0.00 0.00 0.00

4 Federal Bank Ltd 193.06 9.11 100.55 14.12 0.00 0.00 0.00 0.00

5 HDFC Bank Ltd. 779.09 0.70 779.09 0.70 0.00 0.00 0.00 0.00


7 Indusind Bank Ltd 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


2.73 0.12 0.40 0.02 0.23 0.01 0.00 0.00






822.26 65.35 771.30 65.00 88.33 98.45 0.00 0.00

14 YES Bank Ltd. 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

15 Karur Vysya Bank Ltd 53.27 28.79 49.55 44.64 4.62 77.00 0.00 0.00

16 Dcb Bank Limited 326.65 1.58 326.65 1.58 0.00 0.00 0.00 0.00

17 Bandhan Bank Limited 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

(contd.)


Sr. No.


1253.00 6.73 889.00 5.44 1091.00 6.39 0.00 0.00


1359.75 37.70 257.75 13.87 257.75 13.87 0.00 0.00


798.00 32.15 35.00 2.27 798.00 32.15 0.00 0.00


1701.11 16.48 1612.35 16.46 1586.40 16.68 0.00 0.00


309.26 19.23 207.18 18.57 250.52 22.92 0.00 0.00

1 Allahabad UP Gramin Bank

8278.41 61.80 3019.30 56.19 6061.98 60.03 0.00 0.00


2634.05 14.51 2160.12 18.35 2004.00 14.86 6.50 29.68


7141.84 56.95 1991.01 62.49 5985.95 60.86 7.04 66.60


2680.00 36.73 1378.00 33.29 2085.00 43.85 0.00 0.00

5 Prathama Bank 315.91 4.96 245.71 5.29 2.35 0.66 0.00 0.00

6 Purvanchal Bank 1490.11 21.07 1490.11 21.07 1490.11 21.07 0.00 0.00


459.65 18.10 187.25 17.36 221.59 14.16 1.19 5.52

1 Bihar Gramin Bank 1323.59 6.42 1323.59 6.42 1323.59 6.42 0.00 0.00


596.00 1.42 596.00 1.42 596.00 1.42 0.00 0.00


7878.20 26.40 7169.16 26.47 7878.20 26.40 0.00 0.00


116.00 3.46 92.00 3.09 116.00 3.46 0.00 0.00

(Amt. R lakh)

[ 235 ]

(Amt. R lakh)

Sr. No.


1834.00 21.54 1834.00 21.54 917.00 21.54 0.00 0.00

1 Odisha Gramya Bank 3935.09 7.21 3935.09 7.21 3935.09 7.24 0.00 0.00

2 Utkal Grameen Bank 3652.75 9.60 2339.37 7.08 3264.83 9.64 0.00 0.00


4019.59 3.39 3969.15 3.40 3908.30 3.38 111.29 3.70


1489.94 1.82 1248.61 1.58 1292.22 1.74 0.00 0.00


2869.22 6.44 1757.06 7.56 1434.61 6.44 0.00 0.00

Region


22.81 34.66 22.81 34.66 22.81 34.66 0.00 0.00

ASSAM1 Assam Gramin

Vikash Bank5750.88 14.94 2283.37 8.30 3642.44 29.42 0.00 0.00


55.03 4.19 33.46 2.94 22.51 6.17 0.00 0.00

1 Manipur Rural Bank 60.55 11.08 60.55 11.08 2.99 1.96 0.00 0.00

1 Meghalaya Rural Bank

126.07 21.29 42.53 13.68 48.73 20.94 0.00 0.00

MIZORAM1 Mizoram Rural Bank 308.63 17.27 22.95 10.14 54.13 46.25 0.00 0.00

1 Nagaland Rural Bank 19.49 7.38 16.96 6.48 0.00 0.00 0.00 0.00

(contd.)


(Amt. R lakh)

(contd.)

Sr. No.

1 Tripura Gramin Bank 2889.93 51.51 2319.24 47.43 8.19 11.55 0.00 0.00

Region


601.00 9.21 398.00 7.35 403.00 7.52 0.00 0.00


234.00 7.03 221.00 7.04 0.00 0.00 0.00 0.00

1 Ellaquai Dehati Bank 39.56 8.14 3.27 1.45 39.56 8.14 0.00 0.00

2 J & K Grameen Bank 26.00 4.15 26.00 4.15 2.00 0.39 0.00 0.00

1 Malwa Gramin Bank 52.14 17.94 37.95 14.76 17.88 61.76 0.00 0.00

2 Punjab Gramin Bank 68.68 3.25 36.76 1.99 0.00 0.00 0.00 0.00

3 Sutlej Gramin Bank 27.03 33.11 27.03 33.11 0.00 0.00 0.00 0.00


2015.61 28.26 1884.44 37.12 832.00 55.43 0.00 0.00


1333.20 48.15 1141.20 46.95 193.36 23.35 1.07 2.41

Region


8298.39 3.72 8298.39 3.72 7730.84 4.16 567.55 1.52


433.85 0.75 433.85 0.75 380.41 0.72 0.00 0.00


1296.80 1.14 1283.83 1.14 9.48 8.56 7.75 19.43


1875.00 12.42 1497.00 10.58 1407.00 11.71 328.00 14.32


4297.66 13.79 3146.70 19.40 2930.96 18.86 1366.70 8.74

[ 237 ]

(Amt. R lakh)

(contd.)

Sr. No.


1557.00 1.39 1479.00 1.40 701.00 0.70 389.00 17.34

4.88

1 Kerala Gramin Bank 836.00 3.39 751.00 3.38 163.00 1.69 0.00 0.00


127.47 5.24 118.67 5.43 0.00 0.00 0.00 0.00

1 Pallavan Grama Bank 877.76 2.15 841.98 2.13 225.94 2.21 0.00 0.00

2 Pandyan Grama Bank

1482.26 27.97 1249.38 81.74 134.60 40.82 3.87 96.03

Andhra Pradesh Grameena Vikas Bank

4088.07 0.82 4088.07 0.82 1667.42 0.67 418.85 0.71

Telangana Grameena Bank

3154.81 2.37 3154.81 2.37 1894.61 2.14 736.39 2.47

Region


482.25 13.87 390.25 11.84 266.25 11.84 0.00 0.00


196.14 8.06 191.43 9.80 41.14 3.95 0.00 0.00


7.66 1.65 7.11 1.60 6.35 1.59 0.00 0.00


3217.88 15.14 3217.88 15.14 556.71 6.02 0.00 0.00


2504.94 21.89 1979.35 21.62 645.92 26.09 0.00 0.00

Region9.84


Sr. No.


73.71 26.44 71.50 26.42 73.71 26.88 0.00 0.00


17.11 47.06 17.11 47.06 17.11 47.06 0.00 0.00


48.35 19.35 48.35 19.35 0.00 0.00 0.00 0.00


3.09 4.18 3.09 4.18 3.09 4.18 0.00 0.00


23.78 5.57 23.78 5.57 23.78 5.57 0.00 0.00


1.07 100.00 1.07 100.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


166.82 100.00 166.82 100.00 0.00 0.00 0.00 0.00


39.47 90.90 19.26 82.98 39.47 100.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


24.75 100.00 16.09 100.00 0.00 0.00 0.00 0.00


5.64 68.20 0.00 0.00 5.64 68.20 0.00 0.00


0.73 100.00 0.00 0.00 0.73 100.00 0.00 0.00


0.59 0.35 0.59 0.35 0.59 0.35 0.00 0.00


24.00 23.15 5.00 6.61 0.00 0.00 24.00 33.07


17.24 18.67 15.14 30.17 17.24 21.88 0.00 0.00


109.74 35.02 17.74 20.71 54.87 35.02 0.00 0.00

(Amt. R lakh)

[ 239 ]

Sr. No.


146.63 21.79 104.94 20.65 77.62 27.35 43.13 17.73


452.47 59.80 26.36 41.53 0.00 0.00 0.00 0.00

7 Udhamsinghnagar District Cooperative Bank Ltd.

60.50 63.13 40.10 71.43 30.25 63.13 0.00 0.00


33.88 87.25 20.33 90.00 33.88 87.25 0.00 0.00


88.28 79.87 63.38 91.86 76.66 80.03 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.96 100.00 0.11 100.00 0.00 0.00 0.00 0.00


12.22 100.00 8.00 100.00 0.00 0.00 0.00 0.00


6.60 54.50 6.25 72.42 6.60 54.50 0.00 0.00


52.30 80.21 2.30 15.13 52.30 80.21 0.00 0.00

6 Deoria Kasia Co-Operative Bank Ltd.

0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


30.39 54.07 22.10 56.77 0.00 0.00 0.00 0.00


0.10 7.14 0.00 0.00 0.10 7.14 0.00 0.00


4.63 100.00 0.41 100.00 4.63 100.00 0.00 0.00


183.37 100.00 98.75 100.00 147.29 100.00 36.08 100.00


97.97 86.58 88.76 86.18 5.87 50.65 0.00 0.00


1.35 38.79 1.35 46.23 0.00 0.00 0.00 0.00


0.52 100.00 0.52 100.00 0.52 100.00 0.00 0.00


17.01 100.00 6.11 100.00 17.01 100.00 0.00 0.00


5.95 100.00 4.78 100.00 1.24 100.00 4.71 100.00


9.16 100.00 0.00 0.00 2.64 100.00 6.52 100.00


0.11 100.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

(Amt. R lakh)

(contd.)


Sr. No.


2.10 37.23 2.10 37.23 0.00 0.00 0.00 0.00


56.52 100.00 5.26 100.00 56.52 100.00 0.00 0.00


3.93 18.61 1.29 8.67 3.93 18.61 0.00 0.00


15.06 100.00 10.00 100.00 7.53 100.00 0.00 0.00


1.78 100.00 1.78 100.00 1.78 100.00 0.00 0.00


141.28 100.00 57.84 100.00 122.53 100.00 0.00 0.00


1.12 100.00 0.00 0.00 0.00 0.00 0.00 0.00


9.83 86.68 2.37 100.00 0.00 0.00 0.00 0.00


34.88 9.74 28.71 10.43 34.88 9.74 0.00 0.00


48.86 100.00 0.00 0.00 48.02 100.00 0.00 0.00


43.64 90.63 43.64 90.63 0.00 0.00 0.00 0.00


0.67 100.00 0.25 100.00 0.00 0.00 0.00 0.00


1.32 55.00 1.09 100.00 0.00 0.00 0.00 0.00


15.16 100.00 2.44 100.00 0.00 0.00 0.00 0.00


16.11 100.00 0.00 0.00 16.11 100.00 0.00 0.00


35.55 91.96 24.56 88.82 16.12 100.00 0.00 0.00


4.04 100.00 0.00 0.00 0.00 0.00 0.00 0.00


3.03 100.00 0.00 0.00 3.03 100.00 0.00 0.00



72.77 9.49 72.77 9.49 0.00 0.00 0.00 0.00

9.49 9.49


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

(Amt. R lakh)

(contd.)

[ 241 ]

Sr. No.


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


7.43 3.44 7.43 3.44 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


174.77 10.74 174.77 10.74 103.59 12.12 71.18 9.22


263.71 58.35 263.71 58.46 263.71 58.35 0.00 0.00


100.73 37.90 96.22 36.83 46.03 100.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


100.08 2.52 100.08 2.52 100.08 2.52 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


179.75 34.17 179.75 34.17 0.00 0.00 0.00 0.00


26.33 48.88 26.33 48.88 26.33 48.88 0.00 0.00


52.38 27.69 27.07 16.52 52.38 27.69 0.00 0.00


55.29 17.92 55.29 17.92 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


251.77 15.53 251.77 15.53 51.77 15.53 0.00 0.00

(Amt. R lakh)

(contd.)


Sr. No.


108.00 51.43 108.00 51.43 108.00 51.43 0.00 0.00

15 The Sambalpur Dist. Co-Operative Central Bank Ltd.

397.57 41.85 397.57 41.85 270.04 100.00 0.00 0.00


6.18 0.43 6.18 0.43 6.18 0.43 0.00 0.00


27.84 22.46 27.84 22.46 0.00 0.00 0.00 0.00


26.49 4.82 26.49 4.82 0.00 0.00 0.00 0.00


632.89 11.50 71.55 1.51 71.55 1.51 0.00 0.00


121.91 86.88 121.91 86.88 0.00 0.00 0.00 0.00


14.58 31.71 14.58 31.71 0.00 0.00 0.00 0.00


255.18 3.57 255.18 3.62 0.00 0.00 0.00 0.00


31.88 1.39 28.88 1.39 0.00 0.00 0.00 0.00


216.91 10.52 166.08 9.91 216.91 10.52 0.00 0.00


333.61 4.98 152.60 2.36 0.00 0.00 0.00 0.00


139.98 1.03 89.26 0.71 0.00 0.00 0.00 0.00


7.93 4.10 7.93 4.10 0.32 0.31 7.61 8.44


145.64 8.58 145.64 8.58 0.00 0.00 0.00 0.00


9.85 0.32 9.85 0.32 0.00 0.00 0.00 0.00


271.67 23.02 127.66 12.90 0.00 0.00 0.00 0.00


42.25 15.53 42.25 15.53 42.25 15.53 0.00 0.00


16.27 5.35 12.22 4.35 16.27 5.35 0.00 0.00


3.22 0.08 3.22 0.08 3.22 0.08 0.00 0.00

(Amt. R lakh)

(contd.)

[ 243 ]

Sr. No.


2748.97 5.35 2549.79 5.52 0.00 0.00 0.00 0.00


252.40 11.89 218.65 12.40 252.40 11.89 0.00 0.00

4.44


20.31 23.54 14.21 18.89 20.31 23.54 0.00 0.00


Apex Bank Ltd.479.75 67.09 7.04 3.26 479.75 67.09 0.00 0.00


2.30 100.00 2.30 100.00 0.00 0.00 0.00 0.00


115.00 96.83 0.00 0.00 0.00 0.00 0.00 0.00

MIZORAM1 The Mizoram Co-Operative

Apex Bank Ltd.15.26 15.06 15.26 15.06 0.00 0.00 0.00 0.00


240.04 14.93 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


497.48 18.59 466.18 18.76 0.00 0.00 0.00 0.00

Region

(Amt. R lakh)

(contd.)


Sr. No.


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


5.04 35.47 3.13 100.00 5.04 35.47 0.00 0.00


9.01 96.88 9.01 96.88 9.01 96.88 0.00 0.00


6.08 100.00 0.00 0.00 6.08 100.00 0.00 0.00


17.43 73.70 17.43 73.70 17.43 100.00 0.00 0.00


31.35 100.00 3.05 100.00 31.35 100.00 0.00 0.00


10.86 36.32 10.86 36.32 0.00 0.00 0.00 0.00


3.80 82.61 0.38 38.00 3.80 82.61 0.00 0.00


4.10 0.00 0.00 0.00 4.10 0.00 0.00 0.00


193.43 30.52 193.43 30.52 28.30 17.37 0.00 0.00


318.31 16.72 318.31 16.72 23.88 2.26 0.00 0.00


270.13 19.24 27.55 13.45 30.13 3.69 0.00 0.00


3.41 26.41 2.67 33.67 0.00 0.00 0.00 0.00


1.70 40.87 1.70 40.87 1.70 40.87 0.00 0.00

(Amt. R lakh)

(contd.)

[ 245 ]

Sr. No.


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


22.17 57.04 21.93 60.85 0.00 0.00 0.00 0.00


7.91 16.67 7.91 16.67 0.00 0.00 0.00 0.00


11.00 53.27 11.00 53.27 0.00 0.00 0.00 0.00


19.76 25.74 19.76 25.74 0.00 0.00 0.00 0.00


15.73 72.12 15.73 72.12 0.00 0.00 0.00 0.00


18.69 39.12 18.69 39.12 0.00 0.00 0.00 0.00


25.59 53.18 25.59 53.18 25.59 53.18 0.00 0.00


11.52 16.79 3.32 6.51 0.00 0.00 0.00 0.00


27.86 31.70 26.31 30.48 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


6.04 6.64 6.04 6.64 0.00 0.00 0.00 0.00


0.97 21.65 0.97 21.65 0.00 0.00 0.00 0.00


0.32 1.24 0.32 1.32 0.00 0.00 0.00 0.00


35.09 68.90 35.09 68.90 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


28.18 33.71 28.18 33.71 11.95 100.00 0.00 0.00



Sr. No.


9.77 100.00 9.77 100.00 9.77 100.00 0.00 0.00


21.70 48.69 21.70 49.26 21.70 48.69 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


178.16 66.88 165.74 66.85 54.00 65.85 0.00 0.00


72.07 35.00 72.07 35.00 0.00 0.00 0.00 0.00


54.57 44.41 40.41 65.52 14.16 23.14 0.00 0.00


11.40 1.64 8.50 1.58 2.90 1.84 0.00 0.00


14.90 4.85 14.90 4.90 0.00 0.00 0.00 0.00


48.64 45.63 48.64 56.82 0.00 0.00 0.00 0.00


70.08 1.81 70.08 1.81 0.00 0.00 0.00 0.00


34.82 46.32 34.82 46.32 34.82 46.32 0.00 0.00


443.76 75.09 443.76 75.09 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


46.07 17.98 46.07 17.98 0.00 0.00 0.00 0.00


94.58 14.88 94.58 22.80 10.45 7.48 0.00 0.00


78.93 25.09 78.93 25.09 22.60 56.27 0.00 0.00


17.80 100.00 17.80 100.00 11.12 100.00 0.00 0.00


87.31 39.58 68.99 48.38 28.99 79.40 0.00 0.00


22.33 8.04 22.33 10.51 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

(Amt. R lakh)

(contd.)

[ 247 ]

(Amt. R lakh)

(contd.)

Sr. No.


1.05 0.51 1.05 0.51 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


46.86 58.12 46.86 69.19 46.86 58.12 0.00 0.00


201.08 47.66 119.70 35.83 31.12 100.00 0.00 0.00


152.45 80.24 152.45 83.41 100.99 97.12 0.00 0.00


163.43 70.81 163.43 71.17 6.25 29.30 0.00 0.00


23.14 6.84 23.14 6.84 0.00 0.00 0.00 0.00


205.93 42.47 205.93 42.47 0.00 0.00 0.00 0.00


61.92 7.58 61.92 7.58 0.00 0.00 0.00 0.00


59.15 47.21 59.15 47.21 4.20 88.79 0.00 0.00


210.86 24.58 210.86 25.09 65.02 21.72 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


14.29 5.57 14.29 5.57 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


9.23 7.42 9.23 7.42 0.00 0.00 0.00 0.00


1.00 1.32 1.00 1.32 1.00 1.32 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


69.17 7.71 69.17 7.71 56.00 10.72 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


230.62 15.94 229.69 15.89 0.00 0.00 0.00 0.00


(Amt. R lakh)

(contd.)

Sr. No.


275.83 2.06 275.83 2.06 0.00 0.00 0.00 0.00


2.63 100.00 2.37 100.00 0.00 0.00 0.00 0.00


12.84 1.28 12.84 1.28 0.00 0.00 0.00 0.00


13.66 2.14 13.66 2.38 8.62 9.52 0.00 0.00


241.47 5.99 223.47 5.64 0.00 0.00 0.00 0.00


224.28 15.51 224.28 15.67 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


142.58 12.29 142.58 12.29 0.00 0.00 0.00 0.00


240.71 18.37 226.64 18.01 0.00 0.00 0.00 0.00


182.37 22.50 182.37 22.50 0.00 0.00 0.00 0.00


68.00 17.80 59.95 17.53 0.00 0.00 0.00 0.00


142.33 0.99 117.12 0.81 0.00 0.00 0.00 0.00


90.82 10.42 90.82 10.42 0.00 0.00 0.00 0.00


420.47 8.40 399.42 8.35 0.00 0.00 0.00 0.00


25.55 1.20 23.21 1.27 0.16 0.06 0.00 0.00


5.62 0.83 4.60 0.94 0.00 0.00 0.00 0.00


2.74 0.38 1.64 0.34 0.00 0.00 0.00 0.00

15 The Kolar And Chickaballapur District Co-Operative Central Bank Ltd.

56.18 0.50 56.18 0.50 0.00 0.00 0.00 0.00

[ 249 ]

(Amt. R lakh)

(contd.)

Sr. No.

16 The Mysore and Chamarajnagar District Co-Operative Central Bank Ltd.

484.02 39.38 439.29 39.38 36.80 17.21 0.00 0.00


126.45 11.73 126.45 11.73 0.00 0.00 0.00 0.00


22.28 0.35 15.59 0.32 0.00 0.00 0.00 0.00


156.49 0.92 74.93 0.65 0.00 0.00 0.00 0.00


363.78 3.60 309.21 3.57 0.00 0.00 0.00 0.00


3.21 0.84 2.74 0.84 0.00 0.00 0.00 0.00


204.53 4.45 194.30 4.45 0.00 0.00 0.00 0.00


3.74 4.99 3.74 5.79 0.00 0.00 0.00 0.00


216.47 3.36 202.26 4.13 216.47 3.36 0.00 0.00


10.39 1.08 9.84 1.10 9.84 1.10 0.00 0.00


99.62 24.01 99.62 27.76 91.57 26.05 8.05 12.71


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


181.20 7.79 166.47 7.59 0.00 0.00 0.00 0.00


533.53 54.44 522.86 56.16 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


222.89 11.20 222.89 11.20 6.46 100.00 1.80 100.00


52.86 10.22 52.86 10.22 0.00 0.00 0.00 0.00


(Amt. R lakh)

(contd.)

Sr. No.


554.34 39.71 554.34 39.71 0.00 0.00 0.00 0.00


246.00 6.02 222.00 5.57 246.00 6.02 0.00 0.00


43.00 5.14 43.00 5.14 35.50 4.36 7.50 34.09


691.60 35.60 691.60 35.60 20.92 26.75 0.00 0.00


185.62 4.77 185.62 4.77 185.62 4.77 0.00 0.00


426.55 15.40 426.55 15.40 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


599.00 26.55 599.00 26.55 0.00 0.00 0.00 0.00


555.46 48.99 555.46 48.99 376.48 47.47 150.35 66.35


237.29 6.50 202.05 5.83 0.00 0.00 0.00 0.00


374.85 17.95 355.70 18.31 0.00 0.00 0.00 0.00


262.19 14.93 262.19 14.93 262.19 14.93 0.00 0.00


139.76 1.85 132.77 1.87 76.86 1.85 48.91 1.96


0.73 6.01 0.73 6.01 0.28 100.00 0.00 0.00


241.11 17.94 241.11 17.94 241.11 17.94 0.00 0.00


994.77 11.45 994.77 11.47 994.77 12.13 0.00 0.00


39.20 1.73 33.30 1.60 39.20 1.73 0.00 0.00


972.67 10.49 972.67 10.50 972.67 10.49 0.00 0.00


381.73 7.77 381.73 7.77 0.00 0.00 0.00 0.00

[ 251 ]

(Amt. R lakh)

(contd.)

Sr. No.


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


101.99 1.16 101.99 1.16 101.99 3.17 0.00 0.00

8.48


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


22.13 4.31 22.13 4.31 22.13 4.31 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


169.80 2.35 169.80 2.35 0.00 0.00 0.00 0.00


227.07 53.86 227.07 53.86 0.00 0.00 0.00 0.00


3.02 0.07 3.02 0.07 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



18.11 56.99 18.11 56.99 18.11 56.99 0.00 0.00


22.00 31.43 7.00 25.00 0.00 0.00 0.00 0.00


20.70 7.83 20.70 7.95 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


19.62 5.35 19.62 5.40 2.37 2.93 0.00 0.00


4.88 5.23 4.88 5.87 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


(Amt. R lakh)

(contd.)

Sr. No.


29.52 48.13 29.52 60.62 29.52 63.32 0.00 0.00


0.86 3.21 0.86 3.21 0.00 0.00 0.00 0.00


340.83 98.77 147.35 100.00 0.00 0.00 0.00 0.00


15.15 63.76 15.15 63.76 15.15 63.76 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


3.38 90.62 3.38 90.62 0.00 0.00 0.00 0.00


54.81 58.98 54.81 58.98 15.53 30.50 0.00 0.00


89.70 56.58 68.45 51.74 0.00 0.00 0.00 0.00


34.87 23.09 34.87 24.73 0.00 0.00 0.00 0.00


175.20 100.00 175.20 100.00 101.50 100.00 0.00 0.00


215.30 35.88 215.30 35.88 0.00 0.00 0.00 0.00


39.96 100.00 8.47 100.00 39.96 100.00 0.00 0.00


656.45 49.33 656.45 49.33 356.45 46.39 300.00 53.34

8 Dhule & Nandurbar District Central Co-Operative Bank Ltd.

110.00 32.05 92.73 30.21 96.97 100.00 0.00 0.00


75.41 7.31 70.06 7.16 5.41 1.21 0.00 0.00


17.64 54.83 16.00 52.41 0.00 0.00 0.00 0.00


0.06 0.01 0.06 0.01 0.00 0.00 0.00 0.00

[ 253 ]

Sr. No.


94.55 17.23 94.55 17.23 0.00 0.00 0.00 0.00


4.10 100.00 1.49 100.00 1.37 100.00 0.00 0.00


36.46 62.51 36.46 62.51 36.46 62.51 0.00 0.00


109.38 100.00 94.36 100.00 0.00 0.00 0.00 0.00


343.86 53.76 224.01 51.80 224.01 51.80 0.00 0.00


97.34 18.92 91.35 17.97 57.47 82.68 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


5.89 1.95 4.04 1.36 0.00 0.00 0.00 0.00


65.39 14.60 49.41 13.79 12.98 4.98 0.00 0.00


205.14 88.65 205.14 88.65 205.14 88.65 0.00 0.00


3.71 0.10 3.71 0.11 0.00 0.00 0.00 0.00


203.86 20.53 203.86 20.53 116.69 19.48 0.00 0.00


24.30 26.57 20.40 26.56 24.30 26.57 0.00 0.00


160.68 75.52 160.68 75.52 0.00 0.00 0.00 0.00


4.26 100.00 4.26 100.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


2.29 100.00 2.29 100.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


186.66 100.00 165.81 100.00 77.93 100.00 108.73 100.00


1234.71 96.58 1069.44 96.36 46.99 100.00 0.00 0.00

(Amt. R lakh)

(contd.)


(Amt. R lakh)

Sr. No.

A1 Allahabad Bank 0 0.00 10 6061.97 166.60 5 2.75

2 Andhra Bank 5 14000.00 24 81137.00 6696.00 5 8.25

3 Bank of Baroda 0 0.00 0 0.00 0.00 0 0.00

4 Bank of India 864 26651.00 1762 28596.00 1030.00 1 3.60

5 Bank of Maharashtra 5 42767.32 48 77883.91 0.00 0 0.00

6 Canara Bank 28 29181.00 119 58962.00 1395.00 26 2.37

7 Corporation Bank 1 400.00 4 990.44 147.38 2 14.88

8 Dena Bank 15 14523.05 65 67734.61 0.00 0 0.00

9 IDBI Bank Limited 21 78350.00 60 151139.99 11428.33 11 7.56

10 Indian Bank 23 22255.43 62 45514.87 29.42 12 0.06

11 Indian Overseas Bank 8 3972.45 196 34490.54 24106.72 79 69.89

12 Oriental Bank of Commerce 6 13850.00 15 25305.00 1899.00 1 7.50

13 Punjab and Sind Bank 4 9000.00 7 13528.15 0.00 0 0.00

14 Punjab National Bank 1 2500.00 8 11504.97 9068.15 7 78.82

15 State Bank of India 62 232829.00 117 162353.00 8032.00 27 4.95

16 State Bank of Mysore 0 0.00 3 5358.00 0.00 0 0.00

17 State Bank of Patiala 0 0.00 9 7845.00 0.00 0 0.00

18 State Bank of Travancore 6 14.00 119 2211.00 45.00 36 2.04

19 Syndicate Bank 8 7.20 42 3062.04 569.00 10 18.58

20 UCO Bank 5 3830.00 39 33331.00 0.00 0 0.00

21 United Bank of India 28 1747.00 36 2087.00 92.00 8 4.41

22 Vijaya Bank 20 18235.31 67 349840.00 1298.00 4 0.37

B1 AXIS Bank Limited 15 160700.00 25 180938.00 9071.00 3 5.01

2 Bandhan Bank Limited 14 45650.00 14 45996.09 0.00 0 0.00

3 City Union Bank Limited 1 70.00 5 663.14 0.00 0 0.00

4 DCB Bank Limited 20 19675.00 20 15738.42 0.00 0 0.00

5 Federal Bank Ltd 83 24340.75 142 33252.70 201.60 3 0.61

6 HDFC Bank Ltd. 13 370612.00 23 331528.00 0.00 0 0.00

7 ICICI Bank Limited 13 97746.04 19 151774.02 30423.08 3 20.04

8 IDFC Bank Limited 8 23500.00 9 18866.08 0.00 0 0.00

9 Indusind Bank Ltd 9 108738.00 13 125478.90 0.00 0 0.00

10 Jammu & Kashmir Bank Ltd 45 31.00 53 21.00 0.00 0 0.00

11 Karnataka Bank Ltd 5 5800.00 16 13284.78 2824.18 4 21.26

12 Kotak Mahindra Bank Ltd. 26 69971.71 41 88324.68 0.00 0 0.00

13 Ratnakar Bank Ltd 18 131900.00 23 138928.93 64.00 1 0.05

14 South Indian Bank Ltd 12 5905.00 60 28296.13 1035.96 2 3.66

15 Tamilnad Mercantile Bank Ltd 0 0.00 2 56.01 0.00 0 0.00

16 The Dhanalakshmi Bank Ltd 12 10300.00 20 16826.00 0.00 0 0.00

[ 255 ]

(Amt. R lakh)

(contd.)

Sr. No.

17 Yes Bank Ltd. 24 110330.57 25 119544.91 0.00 0 0.00

C1 Citi Bank 2 9750.00 6 30463.26 0.00 0 0.00

D1 Dindigul Central Co-Operative

Bank Ltd.195 360.65 195 827.10 228.00 195 27.57

2 Ghaziabad Jilla Sahkari Bank Ltd. 29 14.58 29 3.48 0.00 0 0.00

3 Surat District Co-Operative Bank Ltd. 88 24.00 88 24.00 0.00 0 0.00


415 2910.97 1233 4598.25 204.53 69 4.45


48 24.00 70 26.80 0.86 2 3.21

6 The Assam Co-Operative Apex Bank Ltd.

14 400.00 15 713.48 260.64 13 36.53

7 The Berhampore Co-Operative Central .Bank Ltd.

0 0.00 7 49.22 49.22 7 100.00


1 204.87 1 207.40 0.00 0 0.00


1 16663.50 1 19573.89 0.00 0 0.00


43 130.40 43 130.40 0.00 0 0.00

E1 Allahabad Up Gramin Bank 1 50.00 1 39.59 0.00 0 0.00

2 Assam Gramin Vikash Bank 2 17.65 8 1444.22 60.37 2 4.18

3 Karnataka Vikas Grameena Bank 3 2340.00 3 1481.00 0.00 0 0.00

4 Kashi Gomti Samyut Gramin Bank 1 250.00 3 508.00 0.00 0 0.00

5 Maharashtra Gramin Bank 1 50.00 1 0.07 0.00 0 0.00

6 Manipur Rural Bank 0 0.00 3 76.22 0.00 0 0.00

7 Narmada Jhabua Gramin Bank 1 25.00 1 19.21 0.00 0 0.00

8 Pallavan Grama Bank 4 1050.00 7 3173.25 0.00 0 0.00

9 Utkal Grameen Bank 0 0.00 223 1133.78 1133.78 223 100.00

RRB

1 Sidbi 37 196790.00 97 379598.00 23530.00 28 6.20


(No. of participants)

Sr. No.

Durin

g

Durin

g

Durin

g

Durin

g

Durin

g

Durin

g

Durin

g

Durin

g

1 Haryana 1251 8282 0 70 342 1433 0 685 2178 12417 0 34 0 3839 0 1457

2 Himachal Pradesh 699 3957 0 0 0 4504 0 4364 868 23645 1170 5164 0 2074 0 0

3 Jammu & Kashmir 707 4661 0 0 0 1086 0 196 0 6533 489 489 0 1311 0 445

4 New Delhi 0 265 0 0 0 434 0 0 0 335 0 21 0 70 0 0

5 Punjab 303 6352 0 72 120 1255 0 705 316 9449 0 38 0 3440 0 1465

6 Rajasthan 30 20497 0 38 78 5460 0 24278 744 10909 42 142 0 2226 0 50

7 Arunachal Pradesh 0 221 0 0 45 356 0 1715 0 2233 0 0 0 0 0 0

8 Assam 1155 6362 0 123 77 4513 404 6009 5352 160144 33 64 0 870 0 1704

9 Manipur 172 395 0 0 0 70 0 44 390 5263 0 0 0 0 0 0

10 Meghalaya 0 673 0 0 0 85 0 68 1237 4503 69 126 0 0 0 36

11 Mizoram 0 451 0 0 0 220 0 0 60 4970 0 0 0 0 0 0

12 Nagaland 60 201 0 0 120 397 0 14 0 4844 0 80 0 0 0 57

13 Sikkim 0 158 0 0 0 215 0 137 0 2295 0 159 0 0 0 0

14 Tripura 0 525 0 18 0 400 0 515 0 11778 0 0 0 0 0 21

15 A & N Islands 0 908 0 282 60 165 0 405 420 15900 0 18 0 0 0 478

16 Bihar 111 9995 0 0 0 3659 0 160 542 26448 840 1242 0 1362 0 520

17 Jharkhand 519 2086 0 132 439 2667 0 189 11413 23115 0 372 0 990 0 1920

18 Odisha 230 14001 0 0 30 6445 0 14597 6742 137099 0 163 0 2391 0 3530

19 West Bengal 1170 100085 0 0 0 58391 0 669 5880 753912 0 88 0 1121 0 262

20 Chhattisgarh 458 9155 0 114 0 1849 0 2057 2541 64014 0 203 0 1254 0 60

21 Madhya Pradesh 2134 19065 415 415 30 454 435 2991 2911 39946 0 71 0 6383 0 314

22 Uttar Pradesh 3507 40581 0 690 0 21412 0 3269 5959 126740 0 3555 0 9116 0 249

23 Uttarakhand 359 3730 0 172 404 2360 0 180 999 8444 149 166 0 1732 0 27

24 Goa 0 716 0 0 0 218 0 1 100 2400 0 89 0 126 0 26

25 Gujarat 1325 18874 0 1058 0 2425 0 725 0 19128 1020 1318 0 5056 0 2231

26 Maharashtra 1494 23207 34 463 35 3871 103 1767 1807 132940 43 3886 0 13742 0 3939

27 Andhra Pradesh 0 11556 0 0 0 417 0 4506 0 12299 0 438 0 0 0 0

28 Karnataka 5153 24816 0 1930 0 1348 0 4923 243 167151 0 609 0 5230 0 365

29 Kerala 0 7276 0 60 0 1250 0 193 0 68162 0 410 0 291 0 34

30 Tamil Nadu 1791 28437 0 98 89 4997 0 205 3449 139867 0 125 0 13199 0 319

31 Telangana 0 28 0 0 0 0 0 0 0 0 0 0 0 0 0 0

89

32 Bird, Bolpur 0 7173 0 90 595 2088 0 413 0 2562 0 18 0 0 0 0

33 Bird, Lucknow 325 3195 0 19 184 2858 0 706 0 475 0 0 0 0 0 0

34 Bird, Mangalore 167 5657 0 24 296 1271 0 68 0 0 0 0 0 0 0 0

35 0 117 0 0 0 8 0 317 0 0 0 0 0 0 0 0

449

[ 257 ]


MEDP MEPA

Durin

g

Durin

g

Durin

g

Durin

g

Durin

g

Durin

g

Durin

g

Durin

g

Durin

g

0 2702 420 4007 480 480 0 0 54 396 123 707 0 34 20 67 4868 36610

0 91 480 5751 90 90 0 0 0 788 82 231 0 187 16 4054 3405 54900

0 1887 0 120 210 210 0 0 160 427 0 750 0 73 60 492 1626 18680

0 100 0 671 0 0 0 0 0 0 0 100 0 0 0 4069 0 6065

0 40 960 15292 0 0 0 0 0 715 215 980 0 36 30 960 1944 40799

250 4167 540 14716 390 390 0 0 129 851 250 912 0 14 345 2001 2798 86651

0 404 0 700 0 0 0 0 0 22 0 45 0 0 0 1385 45 7081

0 3187 900 11644 30 30 0 0 36 507 0 652 0 113 90 752 8077 196674

0 1485 210 319 213 213 0 0 29 404 0 99 0 0 0 1385 1014 9677

0 1308 251 733 0 0 0 0 0 177 20 159 0 0 5 557 1582 8425

0 1209 30 592 60 60 0 0 0 7 0 124 0 0 0 1400 150 9033

0 146 0 279 0 0 0 0 0 11 0 0 0 0 0 526 180 6555

0 76 0 0 0 0 0 0 90 262 0 81 0 22 0 75 90 3480

0 252 0 1799 0 0 0 0 0 0 0 0 0 71 0 0 0 15379

0 190 1370 4254 330 330 0 0 0 48 0 0 0 0 60 2913 2240 25891

0 494 1320 9859 0 0 0 0 0 794 32 440 0 171 30 717 2875 55861

0 1425 786 5038 65 65 0 0 54 682 46 736 0 90 153 857 13475 40364

0 3020 1920 33664 390 390 0 0 75 1067 70 15623 0 82 95 1542 9552 233614

900 17010 2160 48772 240 240 0 534 30 6803 0 521 0 50 3665 6508 14045 994966

0 28404 120 9790 605 605 0 0 0 154 158 683 0 78 142 839 4024 119259

0 3412 330 6243 210 210 0 57 30 633 268 623 0 43 225 308 6988 81168

0 47716 702 18904 632 632 0 0 237 2303 0 1466 0 20 113 1925 11150 278578

0 242 630 3700 0 0 0 0 21 194 52 460 0 0 107 259 2721 21666

0 145 60 464 0 0 0 0 0 25 20 38 0 0 40 80 220 4328

0 3805 1980 19558 0 0 0 0 0 575 0 1294 0 85 2 42 4327 76174

0 13927 3919 40381 150 150 0 1000 696 2683 0 1005 0 130 934 1700 9215 235611

0 55038 1340 41136 42 42 0 0 0 2813 0 49 0 597 16 186 1398 129077

0 18281 180 18667 150 150 0 0 0 1158 0 1476 0 220 225 3735 5951 250059

0 161 2130 20907 150 150 0 0 0 0 0 374 0 45 35 690 2315 100003

0 91718 1993 48745 180 180 0 0 0 2348 0 3695 0 60 115 4329 7617 338322

0 0 270 300 0 0 0 0 107 107 40 40 0 0 52 72 469 547

0 866 0 0 0 0 0 0 0 0 0 0 0 0 0 0 595 13210

0 3446 0 0 0 0 0 0 0 0 0 0 0 0 0 0 509 10699

55 107 0 0 0 0 0 0 0 0 0 0 0 0 0 0 518 7127

0 1271 0 0 0 0 0 0 0 0 0 0 0 0 0 300 0 2013

(contd.)



Sr. No.

RRBsDuring During During During During

1 Haryana 0 411 0 22 0 0 0 78 0 5112 Himachal Pradesh 105 868 0 30 0 371 0 148 105 14173 Jammu & Kashmir 0 240 0 0 0 2822 0 0 0 30624 NEW DELHI 0 0 0 0 0 0 0 0 0 05 Punjab 0 553 0 24 0 0 0 101 0 6786 Rajasthan 0 294 0 15 0 82 0 20 0 411

7 Arunachal Pradesh 0 0 0 0 0 50 0 0 0 508 Assam 197 530 0 0 3553 7620 0 39 3750 81899 Manipur 0 25 0 0 0 0 0 29 0 5410 Meghalaya 0 0 0 0 0 312 0 0 0 31211 Mizoram 0 0 0 0 0 0 0 0 0 012 Nagaland 0 0 0 0 160 1547 0 136 160 168313 Sikkim 0 15 0 2 0 38 0 39 0 9414 Tripura 0 152 0 0 0 140 0 0 0 292

15 A & N Islands 0 0 0 40 0 345 0 18 0 40316 Bihar 1080 3345 0 152 5624 17905 0 0 6704 2140217 Jharkhand 0 1364 0 150 0 1211 0 0 0 272518 Odisha 0 4990 0 295 0 1573 0 120 0 697819 West Bengal 0 1110 30 30 0 0 0 0 30 1140

20 Chhatisgarh 50 238 0 158 0 61 0 0 50 45721 Madhya Pradesh 50 356 0 0 0 59 0 0 50 41522 Uttar Pradesh 0 1049 0 0 73 73 0 0 73 112223 Uttarakhand 0 1057 0 1810 0 2709 0 60 0 5636

24 Goa 0 59 0 1 0 685 0 0 0 74525 Gujarat 650 1482 0 1026 0 94 0 0 650 260226 Maharashtra 538 2827 0 136 0 439 0 0 538 3402

27 Andhra Pradesh 321 666 48 249 0 0 0 0 369 91528 Karnataka 0 1322 0 200 0 65 0 385 0 197229 Kerala 0 152 0 580 45 2557 0 0 45 328930 Tamil Nadu 414 3822 0 5915 0 9511 0 218 414 1946631 Telangana 0 120 0 0 0 0 0 0 0 120

4832 BIRD, Bolpur 0 46 0 0 0 0 0 0 0 4633 BIRD, Lucknow 0 106 0 45 0 0 0 0 0 15134 BIRD, Mangalore 0 124 0 76 0 10 0 521 0 73135 0 0 0 0 0 0 0 0 0 0

[ 259 ]


Sr. No.

MEDPs

1 Haryana 0 0 12 459 12 459

2 Himachal Pradesh 8 330 0 0 8 330

3 Jammu & Kashmir 88 3493 0 0 88 3493

4 NEW DELHI 0 0 0 0 0 0

5 Punjab 3 90 1 30 4 120

6 Rajasthan 20 600 0 0 20 600

489

7 Arunachal Pradesh 0 0 1 45 1 45

8 Assam 10 300 37 1202 47 1502

9 Manipur 0 0 0 0 0 0

10 Meghalaya 0 0 10 418 10 418

11 Mizoram 1 60 0 0 1 60

12 Nagaland 0 0 0 0 0 0

13 Sikkim 0 0 25 832 25 832

14 Tripura 0 0 15 1500 15 1500

88 99

15 A & N Islands 0 0 0 0 0 0

16 Bihar 4 600 0 0 4 600

17 Jharkhand 0 0 88 3493 88 3493

18 Odisha 49 1470 150 5590 199 7060

19 West Bengal 8 240 77 2310 85 2550

20 Chhattisgarh 3 30 27 1363 30 1393

21 Madhya Pradesh 2 300 0 0 2 300

22 Uttar Pradesh 4 120 103 3077 107 3197

23 Uttarakhand 0 0 13 576 13 576

9

24 Goa 2 72 0 0 2 72

25 Gujarat 4 145 0 0 4 145

26 Maharashtra 1 150 30 1021 31 1171

27 Andhra Pradesh 60 1921 8 323 68 2244

28 Karnataka 0 0 1 90 1 90

29 Kerala 0 0 0 0 0 0

30 Tamil Nadu 9 270 8 266 17 536

31 Telangana 97 3730 0 0 97 3730


STATEMENT IX - A (I)

(Amt. R lakh)

Sr. No.

1 Haryana 79 84 9488 550.86 158.16 6332 4746 3321

2 Himachal Pradesh 43 43 3075 231.48 59.21 4898 4872 3667

3 Jammu & Kashmir 61 69 3669 314.50 47.80 1785 1499 1232

4 New Delhi 7 10 1075 39.00 23.99 918 883 700

5 Punjab 80 107 7625 478.10 224.43 3904 3817 2126

6 Rajasthan 278 327 44700 3266.36 959.67 19390 17916 12063

7 Arunachal Pradesh 23 35 1524 100.40 23.17 741 705 30

8 Assam 123 134 17919 546.44 302.02 14041 13798 11293

9 Manipur 4 4 270 24.90 1.87 60 60 10

10 Meghalaya 19 22 2374 143.73 28.93 1280 1108 222

11 Mizoram 7 7 650 43.50 11.06 444 387 83

12 Nagaland 14 14 1870 97.00 42.93 1554 1011 719

13 Sikkim 7 7 360 18.00 5.50 198 182 70

14 Tripura 13 13 1050 30.73 11.63 893 893 555

15 Andaman & Nicobar 20 25 2060 105.38 47.66 1591 1556 1043

16 Bihar 364 378 39502 1800.50 491.71 21108 17991 6905

17 Jharkhand 217 260 24350 1002.24 197.16 7394 7333 3198

18 Odisha 337 407 40222 2481.41 584.70 27127 25040 12399

19 West Bengal 193 231 39775 1573.49 560.57 27739 27739 14843

20 Chattisgarh 50 54 8945 654.74 170.65 7233 5670 1915

21 Madhya Pradesh 129 147 38430 2426.07 772.59 21638 19563 9532

22 Uttar Pradesh 755 971 161090 9480.17 3633.74 139034 134459 64641

23 Uttarakhand 329 408 31610 1807.59 324.14 23888 19006 6969

24 Goa 4 4 250 8.25 5.83 241 241 188

25 Gujarat 259 276 22066 552.62 213.75 15367 15767 6183

26 Maharashtra 355 527 86853 3450.88 2200.70 76749 75267 59872

27 Andhra Pradesh 0 0 0 0.00 0.00 0 0 0

28 Karnataka 175 218 20474 667.68 341.57 20470 20470 13327

29 Kerala 51 51 10056 122.99 84.62 7149 7149 5872

30 Tamil Nadu 96 106 22035 319.94 177.24 19942 19876 18702

31 Telangana 0 0 0 0.00 0.00 0 0 0

[ 261 ]

STATEMENT - IX - A (II)

(Amt. R lakh)

Sr. No.

1 Chattisgarh 10 1168.50 382.71 11685 10969 5163

2 Madhya Pradesh 9 1142.50 417.43 11425 9820 3956

3 Uttar Pradesh 8 1290.00 199.97 12900 11865 2139

4 Uttarakhand 2 533.00 152.66 5330 5145 2701

5 Andaman & Nicobar 0 0.00 0.00 0 0 0

6 Bihar 16 1700.00 235.26 17000 16692 17374

7 Jharkhand 18 4900.00 1210.64 49000 33366 9239

8 Odisha 19 1861.50 702.30 18615 15460 7427

9 West Bengal 6 1319.00 631.16 13190 12305 7346

10 Arunachal Pradesh 2 148.90 10.49 1489 317 21

11 Assam 4 132.00 52.36 1320 1062 529

12 Manipur 2 76.70 15.48 767 691 88

13 Meghalaya 2 100.00 23.10 1000 847 200

14 Mizoram 2 145.00 38.71 1450 1450 217

15 Nagaland 2 50.00 7.49 500 275 0

16 Sikkim 2 95.00 22.61 950 718 145

17 Tripura 2 100.00 37.49 1000 996 556

18 Haryana 2 300.00 133.33 3000 2842 1463

19 Himachal Pradesh 2 295.50 182.88 2955 2752 2378

20 JAMMU & KASHMIR 3 200.00 35.81 2000 1642 190

21 New Delhi 0 0.00 0.00 0 0 0

22 Punjab 1 180.00 59.85 1800 1066 620

23 Rajasthan 4 710.00 353.78 7100 7279 4403

24 Andhra Pradesh 8 698.50 698.50 6985 25237 23844

25 Karnataka 2 300.00 255.49 3000 6948 3010

26 Kerala 2 220.00 126.25 2200 2368 1378

27 Tamil Nadu 2 192.90 50.53 1929 1255 664

28 Telangana 8 750.50 669.45 7505 9093 8285

29 Goa 1 38.70 19.30 387 343 191

30 Gujarat 3 375.00 76.99 3750 4030 1462

31 Maharashtra 6 1414.90 642.51 14149 13865 8914


STATEMENT IX - B

(Amt. R lakh)

Sr. No. RRBs

1 Haryana 2 6 2763 111.87 30.93 2584 2584 1999


3 Jammu & Kashmir 2 2 1000 25.00 5.00 248 248 199

4 New Delhi 0 0 0 0.00 0.00 0 0 0

5 Punjab 3 5 2050 55.25 26.12 1306 1306 1117

6 Rajasthan 1 1 1000 56.00 0.00 0 0 0

9


8 Assam 3 15 11950 607.35 165.90 11547 11547 2024

9 Manipur 1 1 210 11.76 2.66 210 210 51

10 Meghalaya 0 0 0 0.00 0.00 0 0 0

11 Mizoram 0 0 0 0.00 0.00 0 0 0

12 Nagaland 0 0 0 0.00 0.00 0 0 0

13 Sikkim 0 0 0 0.00 0.00 0 0 0

14 Tripura 1 1 200 1.00 1.00 200 200 200

15 Andaman & Nicobar 0 0 0 0.00 0.00 0 0 0

16 Bihar 0 0 0 0.00 0.00 0 0 0

17 Jharkhand 2 4 1100 5.72 0.85 259 259 68

18 Odisha 2 14 6450 54.09 24.93 12348 12348 8206

19 West Bengal 3 8 4230 27.96 18.12 4583 4583 3072

20 Chattisgarh 1 2 1500 47.50 0.00 0 0 375

21 Madhya Pradesh 3 4 5348 160.68 69.93 3330 3330 925

22 Uttar Pradesh 8 20 12720 304.12 63.48 6928 6928 2109

23 Uttarakhand 0 0 0 0.00 0.00 0 0 0

24 Goa 0 0 0 0.00 0.00 0 0 0

25 Gujarat 1 1 1575 19.50 0.00 85 85 6

26 Maharashtra 1 1 500 6.60 5.84 492 492 393

27 Andhra Pradesh 0 0 0 0.00 0.00 0 0 0

28 Karnataka 3 10 3535 34.28 30.46 4124 4124 3784

29 Kerala 0 0 0 0.00 0.00 0 0 0

30 Tamil Nadu 2 3 1050 8.85 8.33 1008 1008 943

31 Telangana 0 0 0 0.00 0.00 0 0 0

[ 263 ]

STATEMENT IX - C

(Amt. R lakh)

Sr. No.

1 Haryana 6 6 1800 46.55 5.87 1012 1012 443


3 Jammu & Kashmir 0 0 0 0.00 0.00 0 0 0

4 New Delhi 0 0 0 0.00 0.00 0 0 0

5 Punjab 3 3 800 42.70 0.69 38 38 5

6 Rajasthan 0 0 0 0.00 0.99 24 24 15

9 9


8 Assam 1 1 100 5.60 0.83 74 74 0

9 Manipur 1 1 100 5.60 0.56 0 0 0

10 Meghalaya 1 1 300 4.50 3.44 385 385 229

11 Mizoram 0 0 0 0.00 0.00 0 0 0

12 Nagaland 1 1 1000 25.00 25.00 1000 1000 1000

13 Sikkim 1 1 200 3.00 0.52 41 41 41

14 Tripura 0 0 0 0.00 0.00 0 0 0

15 Andaman & Nicobar 2 3 230 12.60 5.17 202 202 144

16 Bihar 0 0 0 0.00 0.00 0 0 0

17 Jharkhand 0 0 0 0.00 0.00 0 0 0

18 Odisha 5 5 2860 27.42 9.54 2485 2485 1356

19 West Bengal 14 19 18300 144.80 90.85 14245 14245 10490

20 Chattisgarh 0 0 0 0.00 0.00 0 0 0

21 Madhya Pradesh 3 3 1950 57.20 7.95 1000 1000 850

22 Uttar Pradesh 10 10 3550 76.00 11.68 2133 2133 923

23 Uttarakhand 0 0 0 0.00 0.00 0 0 0

24 Goa 0 0 0 0.00 0.00 0 0 0

25 Gujarat 5 5 2000 18.50 7.93 1858 1858 396

26 Maharashtra 19 19 12257 259.10 105.41 7853 7853 3040

27 Andhra Pradesh 0 0 0 0.00 0.00 0 0 0

28 Karnataka 17 24 16575 295.25 209.74 23325 23325 15393

29 Kerala 0 0 0 0.00 0.00 0 0 0

30 Tamil Nadu 0 0 0 0.00 0.00 0 0 0

31 Telangana 0 0 0 0.00 0.00 0 0 0

89


STATEMENT IX - D

(Amt. R lakh)

Sr. No.

1 Haryana 0 0 0 0.00 0.00 0 0 0


3 Jammu & Kashmir 3 3 340 6.12 0.24 0 0 0

4 New Delhi 0 0 0 0.00 0.00 0 0 0

5 Punjab 0 0 0 0.00 0.00 0 0 0

6 Rajasthan 0 0 0 0.00 0.00 0 0 0

4


8 Assam 3 4 7510 135.18 27.04 3210 3210 1647

9 Manipur 0 0 0 0.00 0.00 0 0 0

10 Meghalaya 0 0 0 0.00 0.00 0 0 0

11 Mizoram 0 0 0 0.00 0.00 0 0 0

12 Nagaland 0 0 0 0.00 0.00 0 0 0

13 Sikkim 0 0 0 0.00 0.00 0 0 0

14 Tripura 0 0 0 0.00 0.00 0 0 0

4

15 Andaman & Nicobar 0 0 0 0.00 0.00 0 0 0

16 Bihar 0 0 0 0.00 0.00 0 0 0

17 Jharkhand 1 1 0 5.40 0.00 0 0 0

18 Odisha 4 4 2175 34.30 8.13 1139 1139 739

19 West Bengal 4 4 1175 16.53 7.53 909 909 635

9 9

20 Chattisgarh 0 0 0 0.00 0.00 0 0 0

21 Madhya Pradesh 0 0 0 0.00 0.00 0 0 0

22 Uttar Pradesh 850 14 8500 151.75 7.33 1922 1922 1293

23 Uttarakhand 0 0 0 0.00 0.00 0 0 0

24 Goa 0 0 0 0.00 0.00 0 0 0

25 Gujarat 1 1 250 4.50 0.88 159 159 101

26 Maharashtra 4 4 3300 59.40 17.05 1974 1974 720

27 Andhra Pradesh 0 0 0 0.00 0.00 0 0 0

28 Karnataka 0 0 0 0.00 0.00 0 0 0

29 Kerala 0 0 0 0.00 0.00 0 0 0

30 Tamil Nadu 0 0 0 0.00 0.00 0 0 0

31 Telangana 0 0 0 0.00 0.00 0 0 0

[ 265 ]

STATEMENT IX - E

(Amt. R lakh)

Sr. No.

1 Haryana 2 2 10 0.32 0.00 0 0 0


3 Jammu & Kashmir 0 0 0 0.00 0.00 0 0 0

4 New Delhi 0 0 0 0.00 0.00 0 0 0

5 Punjab 0 0 0 0.00 0.00 0 0 0

6 Rajasthan 0 0 0 0.00 0.00 0 0 0


8 Assam 56 57 794 7.94 2.03 323 323 231

9 Manipur 0 0 0 0.00 0.00 0 0 0

10 Meghalaya 0 0 0 0.00 0.00 0 0 0

11 Mizoram 0 0 0 0.00 0.00 0 0 0

12 Nagaland 0 0 0 0.00 0.00 0 0 0

13 Sikkim 0 0 0 0.00 0.00 0 0 0

14 Tripura 3 3 39 0.55 0.55 25 25 13

8.49

15 Andaman & Nicobar 0 0 0 0.00 0.00 0 0 0

16 Bihar 0 0 0 0.00 0.00 0 0 0

17 Jharkhand 1 1 100 4.50 0.00 0 0 0

18 Odisha 0 0 0 0.00 0.00 0 0 0

19 West Bengal 87 87 1260 16.38 3.92 1260 1260 574

88 88

20 Chattisgarh 0 0 0 0.00 0.00 0 0 0

21 Madhya Pradesh 0 0 0 0.00 0.00 0 0 0

22 Uttar Pradesh 102 226 2535 11.30 10.83 2535 2535 0

23 Uttarakhand 0 0 0 0.00 0.00 0 0 0

24 Goa 2 2 20 0.10 0.10 22 22 9

25 Gujarat 1 1 50 1.00 0.05 5 5 0

26 Maharashtra 0 0 0 0.00 0.00 0 0 0

9

27 Andhra Pradesh 0 0 0 0.00 0.00 0 0 0

28 Karnataka 0 0 0 0.00 0.00 0 0 0

29 Kerala 0 0 0 0.00 0.00 0 0 0

30 Tamil Nadu 0 0 0 0.00 0.00 0 0 0

31 Telangana 0 0 0 0.00 0.00 0 0 0


Sr. No.

1 Chattisgarh 0 0 0 0.00 0.00 0 0 0

2 Madhya Pradesh 0 0 0 0.00 0.00 0 0 0

3 Uttar Pradesh 3 3 100 17.40 11.17 46 46 0

4 Uttarakhand 1 1 100 8.00 1.20 0 0 0

4 4

4 4

(Amt. R lakh)

[ 267 ]

Sr. No. PACS

1 Haryana 0 0 0 0.00 0.00 0 0 0


3 Jammu & Kashmir 0 0 0 0.00 0.00 0 0 0

4 New Delhi 0 0 0 0.00 0.00 0 0 0

5 Punjab 3 3 580 14.00 0.40 0 0 0

6 Rajasthan 321 12 5113 255.65 1.68 79 79 17


8 Assam 2 2 300 15.00 3.50 100 100 100

9 Manipur 0 0 0 0.00 0.00 0 0 0

10 Meghalaya 0 0 0 0.00 0.00 0 0 0

11 Mizoram 3 3 75 3.75 0.74 29 29 0

12 Nagaland 0 0 0 0.00 0.00 0 0 0

13 Sikkim 0 0 0 0.00 0.00 0 0 0

14 Tripura 0 0 0 0.00 0.00 0 0 0

15 Andaman & Nicobar 0 0 0 0.00 0.00 0 0 0

16 Bihar 0 0 0 0.00 0.00 0 0 0

17 Jharkhand 0 0 0 0.00 0.00 0 0 0

18 Odisha 37 37 3877 162.85 0.00 0 0 0

19 West Bengal 25 25 1625 49.41 16.24 930 930 506

20 Chattisgarh 0 0 0 0.00 0.00 0 0 0

21 Madhya Pradesh 1 1 50 2.50 0.03 20 20 5

22 Uttar Pradesh 15 15 500 25.00 2.25 0 0 0

23 Uttarakhand 0 0 0 0.00 0.00 0 0 0

24 Goa 0 0 0 0.00 0.00 0 0 0

25 Gujarat 0 0 0 0.00 0.00 0 0 0

26 Maharashtra 2 2 1680 84.00 17.67 592 592 17

27 Andhra Pradesh 0 0 0 0.00 0.00 0 0 0

28 Karnataka 1 1 75 3.75 0.38 0 0 0

29 Kerala 0 0 0 0.00 0.00 0 0 0

30 Tamil Nadu 0 0 0 0.00 0.00 0 0 0

31 Telangana 0 0 0 0.00 0.00 0 0 0

(Amt. R lakh)


Sr. No.

1 Chattisgarh 0 0 0 0.00 0.00 0 0 0

2 Madhya Pradesh 1 1 800 40.00 4.00 0 0 0

3 Uttar Pradesh 2 2 2000 100.00 0.00 0 0 0

4 Uttarakhand 0 0 0 0.00 0.00 0 0 0

(Amt. R lakh)

[ 269 ]

STATEMENT IX - I

Sr. No.

1 Haryana 3853 61.43 22.82 4156

2 Himachal Pradesh 4799 95.98 40.66 3338

3 Jammu & Kashmir 3165 62.30 11.37 999

4 New Delhi 125 2.50 0.33 48

5 Punjab 5680 113.60 41.38 2375

6 Rajasthan 15981 313.62 59.18 4107

7 Arunachal Pradesh 0 0.00 0.00 0

8 Assam 18620 372.40 54.55 4368

9 Manipur 445 8.90 2.39 192

10 Meghalaya 834 14.70 5.83 253

11 Mizoram 325 6.50 1.07 56

12 Nagaland 2962 59.24 2.14 395

13 Sikkim 410 8.20 0.89 156

14 Tripura 1370 27.40 2.53 203

15 Andaman & Nicobar 965 19.30 3.80 491

16 Bihar 228150 2691.90 401.34 182591

17 Jharkhand 12175 243.50 11.67 9302

18 Odisha 49020 980.40 401.05 43722

19 West Bengal 60737 1214.74 183.31 15130

20 Chattisgarh 7775 155.50 29.44 2692

21 Madhya Pradesh 14816 296.32 56.21 6184

22 Uttar Pradesh 59873 1197.54 206.82 18035

23 Uttarakhand 15106 298.98 42.68 7074

24 Goa 1900 48.00 13.49 1259

25 Gujarat 26179 523.58 121.28 9178

26 Maharashtra 75152 1503.04 450.93 123198

27 Andhra Pradesh 25405 508.10 143.08 13995

28 Karnataka 68407 1488.44 400.41 27211

29 Kerala 65929 1294.58 389.81 24207

30 Tamil Nadu 74719 1494.38 485.26 28549

31 Telangana 24499 416.10 194.73 19466

(Amt. R lakh)


STATEMENT - X

(Amt. R lakh)

Sr. No. during

1 Chhattisgarh 20546 15860.25 16206 23488.26 36752 39348.512 Madhya Pradesh 110611 93895.94 54221 67190.98 164832 161086.923 Uttarakhand 6892 10135.98 4162 6029.44 11054 16165.424 Uttar Pradesh 149874 94554.93 34545 38672.60 184419 133227.53

5 Andaman & Nicobar 511 728.66 23 55.00 534 783.666 Bihar 158943 165389.74 93451 100587.57 252394 265977.317 Jharkhand 6850 8470.54 12234 13881.77 19084 22352.318 Odisha 177207 130405.52 83225 83127.89 260432 213533.419 West Bengal 122897 80693.83 45086 54272.01 167983 134965.84

10 Arunachal Pradesh 0 0.00 0 0.00 0 0.0011 Assam 55832 58622.64 19120 30368.69 74952 88991.3312 Manipur 616 468.06 134 149.91 750 617.9713 Meghalaya 1193 1740.22 258 531.19 1451 2271.4114 Mizoram 2137 2912.92 185 429.70 2322 3342.6215 Nagaland 1148 753.22 193 665.41 1341 1418.6316 Sikkim 738 600.61 399 577.06 1137 1177.6717 Tripura 2983 3649.04 3864 5591.86 6847 9240.90

18 Chandigarh 0 0.00 10 2.81 10 2.8119 Haryana 6891 9908.66 7332 12488.59 14223 22397.2520 Himachal Pradesh 3241 3242.24 451 678.67 3692 3920.9121 Jammu and Kashmir 0 0.00 1703 865.56 1703 865.5622 New Delhi 1946 1741.57 832 1248.32 2778 2989.8923 Punjab 23550 24806.59 10177 17816.53 33727 42623.1224 Rajasthan 76901 60425.98 29897 38725.82 106798 99151.80

25 Andhra Pradesh 170874 132909.87 11501 28895.15 182375 161805.0226 KARNATAKA 155354 181635.99 52777 81820.85 208131 263456.8427 Kerala 73030 98097.21 26720 58148.55 99750 156245.7628 Lakshadweep 0 0.00 0 0.00 0 0.0029 Puducherry 0 0.00 1165 2031.34 1165 2031.3430 Tamil Nadu 180782 316905.47 92602 149435.73 273384 466341.2031 Telangana 24710 47883.48 11038 14211.21 35748 62094.69

32 Daman & Diu 0 0.00 0 0.00 0 0.0033 Dadra Nagar Haveli 0 0.00 0 0.00 0 0.0034 Goa 3551 2613.68 1321 2244.93 4872 4858.6135 Gujarat 94280 76722.00 27503 39288.32 121783 116010.3236 Maharashtra 117634 107920.62 59288 77595.61 176922 185516.23

[ 271 ]

STATEMENT - XI - A

(Amt. R lakh)

Sr. No.1 Astha Mahila Block UP Society 25.000 25.000 5.000

2 Bhartiya Micro Credit UP Sec 25 Co. 50.000 50.000 10.000

3 Friends of Women's World Banking (FWWB), Ahmedabad II

Gujarat Society 1740.000 1740.000 17.500

4 Kalana Chember of commerce West Bengal Society 10.000 10.000 6.000

5 Parama Mahila Samitee West Bengal Society 25.000 25.000 0.150

6 Payakaraopeta Womens MAC AP Coop Soc 500.000 500.000 350.000

7 TN 101.000 101.000 10.938

8 Shakti Mahila Block UP Society 25.000 25.000 5.000

9 Swayamshree Micro Credit Services (SMCS)

Orissa Sec 25 Co. 100.000 100.000 10.000

10 Utkarsh Micro Finance Pvt.Ltd UP Sec 25 Co. 25.000 25.000 5.000

11 Vikas Mahila Block UP Society 25.000 25.000 5.000

STATEMENT - XI - B

(Amt. R lakh)

Sr. No.1 Ajiwika Society Jharkhand Society 50.000 50.000 45.083

2 Bharat Integrated Social Welfare Agency (BISWA)

Orissa Society 100.000 100.000 97.000

3 Bhartiya MicroCredit UP Sec 25 Co. 25.000 25.000 5.000

4 Community Development Centre (CDC), Genguvarpatti

TN Trust 100.000 100.000 60.000

5 Disha India Micro Credit UP Sec 25 Co. 25.000 25.000 5.000

6 Guidance Society for Labour and Orphan Womens (GLOW) Vellur

TN Society 40.000 40.000 20.463

7 ISHARA Foundation UP Sec 25 Co. 100.000 100.000 55.000

8 Jaago Samajik Arthik and Harit Vikas Sangathan

UP Sec 25 Co. 25.000 25.000 22.500

9 Liberal Association for Movement of People (LAMP)

West Bengal Society 50.000 50.000 30.000

10 Parama Mahila Samitee West Bengal Society 25.000 25.000 4.500

11 Payakaraopeta Women's MACS (PWMACS) AP Society 50.000 50.000 30.000

12 Utkarsh Micro Finance Pvt. Ltd UP Sec 25 Co. 25.000 25.000 5.000


STATEMENT - XI - C

(Amt. R Crore)

Sr. No.

1 RGVN (NE) Micro Finance Ltd. Assam NBFC-MFI 50.00 50.00 58.00

2 Chaitanya India Fin Credit Pvt. Ltd. Karnataka NBFC-MFI 0.00 0.00 8.33

3 Karnataka NBFC-MFI 92.00 92.00 78.20

4 Grameen Koota Financial Services Pvt. Ltd. Karnataka NBFC-MFI 475.00 475.00 541.67

5 Janalakshmi Financial Services Ltd. Karnataka NBFC-MFI 950.00 950.00 1088.33

6 Karnataka NBFC-MFI 25.00 25.00 21.25

7 Ujjivan Financial Services Pvt. Ltd. Karnataka NBFC-MFI 536.00 536.00 568.93

8 Satin Creditcare Network Ltd. Madhya Pradesh NBFC-MFI 495.00 495.00 565.75

9 Maharashtra NBFC-MFI 0.00 0.00 67.33

10 Annapurna Financial Services Ltd. Odisha NBFC-MFI 40.00 40.00 74.00

11 Tamil Nadu NBFC-MFI 170.00 170.00 199.50



14 Fusion Micro Finance Pvt. Ltd. Uttar Pradesh NBFC-MFI 100.00 100.00 96.97

15 Uttar Pradesh NBFC-MFI 50.00 50.00 95.83

16 Utkarsh Micro Finance Pvt. Ltd. Uttar Pradesh NBFC-MFI 50.00 50.00 175.83

17 Margdarshak Financial Services Pvt. Ltd. Uttar Pradesh NBFC-MFI 10.00 10.00 10.00

18 Arohan Financial Services Ltd. West Bengal NBFC-MFI 100.00 100.00 85.00

19 Village Financial Services Pvt. Ltd. West Bengal NBFC-MFI 10.00 10.00 8.50

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GLOSSARY / ABBREVIATIONS

1 APMAS Andhra Pradesh Mahila Abhivruddi Sangham2 BC Business Correspondents3 BF Business Facilitator4 BPL Below Poverty Line5 BRLPS Bihar Rural Livelihoods Promotion Society6 CGAP Consultative Group to Assist Poor7 CLF Cluster Level Federation8 CSR Corporate Social Responsibility9 CSP Customer Service Point

10 IFAD International Fund for Agriculture Development11 JLG Joint Liability Group12 JLGPI Joint Liability Groups Promotion Institution13 LWE Left Wing Extremism14 MFDEF Micro Finance Development and Equity Fund15 MFI Micro Finance Institution16 MNC Multi National Company17 MoU Memorandum of Understanding18 MP Madhya Pradesh19 MoWCD Ministry of Women and Child Development20 NABARD National Bank for Agriculture and Rural Development21 NBFC Non-Banking Financial Company22 NGO Non-Governmental Organisation 23 NPA Non-Performing Asset24 NRLM National Rural Livelihoods Mission25 NULM National Urban Livelihoods Mission26 RBI Reserve Bank of India27 RFI Rural Financial Institution28 RFIP Rural Financial Institutions Programme29 RRB Regional Rural Bank30 SGSY Swarnajayanti Gram Swarojgar Yojana31 SHG Self Help Group32 SHPI Self Help Groups Promotion Institution33 SIDBI Small Industries Development Bank of India34 SRLM State Rural Livelihoods Mission35 TSP Technical Service Provider36 UP Uttar Pradesh37 USP Unique Selling Point or Unique Selling Proposition38 WSHG Women Self Help Group

Value has a value only if its value is valued…….. Let’s strive to value the aspirations of the poor

SHG program traversing a quarter century is no mean an achievement. Channel partners and stake holders have a major say in this journey. Movement will become resilient through enthusiastic participation of credit institutions by increasing depth, loan size and need based renewal. Transparency through Digitisation in the days to come would offset the need for subsidies or subventions and also make the movement agile, alive

and kicking.

G. R. Chintala &

Team MCID

DESIGNED - NABARD - National Bank For Agriculture And Rural … · 2018-09-22 · [ 2 ] [2] crore and annual loan offtake of crore and loan outstanding of nearly crore crore households

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