An Axxiome Group company Solutions for Customers and Employees Mobility for Financial Institutions
Sep 12, 2014
An Axxiome Group company
Solutions for Customers and Employees
Mobility for Financial Institutions
Axxiome Group offers a wide range of consulting services for the financial industry. We specialize in the areas of Core Banking, Core Insurance, and Corporate Treasury systems with a strong focus on SAP products.
2InnovateIT specializes in the development of financial software to complement the capabilities of legacy systems, focusing on functional areas around the core banking, such as: , Mobile Solutions, Payment Systems, BackOffice & Teller Front-End Systems, Loan Origination Systems and Business Intelligence with a strong focus on Sybase technology. (Mobility, HANA).
Axxiome Group
Office
Brazil
Axxiome Dtl. GmbH
Germany
Axxiome UK Ltd.
UK
Axxiome AG
Switzerland
Office
Mexico
Axxiome Canada Ltd.
Canada
Axxiome Americas Inc
USA
Axxiome Colombia SAS
Colombia
Axxiome Polska Sp. z o.o.
Poland
Axxiome Uruguay SA 2innovate IT
UruguayOffice
Argentina
Global Presence
On Site – Advisor’s
On Site – Advisor’s
On Site – Advisor’s
On Site – Advisor’s
Software Factory Software Factory+400 consultants around the world
Banking Insurance Corporates
SAP Consulting Services ● ● ●
SAP Technology Services ● ● ●
Software Products ● ●
Application Support ● ●
Good Partnership
with SW Vendors and
Services Providers
Strong focus on financial institutions.
Consulting and Development:
Payment Systems.
BackOffice & Teller Front-End Systems.
Phone & Web Channels, integration – EAI.
Loan Origination Systems.
Business Intelligence.
Mobile Solutions for Customers and Employees.
2innovate IT - Services
Mobile Banking
The mobile phone is used by customers as an access
channel to financial services over Bank Accounts.
Mobile Payments, Money Transfer
The mobile phone is used by customers as a payment device
to transfer money from one party to another.
Mobile mBanking4E
The mobile device is used by bank executives as Front End for the Core Banking System,
to do business operations.
Mobile Device Management (MDM) AFARIA
A System to manage and secure Mobile Devices in field,
used by employees.
DefinitionsMobility for Bank Customers
Retail and Corporate Mobility for Bank Executives
What does mobility mean for the financial world ?
Why is mobile banking a good business ?
Enables banks to deliver existing services via mobile phones, so customers can access to their accounts anytime, anywhere.
Reduces cost of customer service delivery over more expensive channels, such as call center, branch personnel and ATMs.
Improves security by adding another security layer (customers use the or a message as an alternative to the one-time Personal Identification Number generator or tokens).
Enhances marketing opportunities by introducing more immediate and personalized communication over mobile phones.
What does mobility mean for financial institutions ?
A cost efficient channel for low value transactions.
Integration of unbanked population through their mobile transactions. Getting into areas of business where they are not present yet (remittances,
payment of utilities, payment of taxes and services) by using the mobile channel.
Accelerated banking business by mobilizing workflows and business data. Support field activities, such as sales and operations and decision support at
all levels. Improve customer loyalty. Improve customer service in branches.
Increased transaction volumes through remote (mobile) channels. Reducing operative costs.
Reduced time cycle of the banking processes. For example: loan origination, blocking of a credit card, credit card limit increase.
Sybase mCommerce 365 is a platform aimed to implement Mobile Commerce solutions for Financial Institutions like: Mobile Wallets. Enabling P2P Payments,
Remittances, Bill Payment, Merchant Payments, Airtime Top up, and many otherr transactions.
Mobile Banking for Retail and Corporate customers. Enabling customers access to their accounts Anytime, Anywhere.
Enabling personalized marketing through the mobile phone.
Solutions offering - Mobility for Financial Institutions.
Axxiome mBanking4E is a mobile banking platform for bank executives aimed at supporting activities of account officers, sales force people and decision makers of the bank enabling them to work anywhere and anytime, using core banking functionalities.
Origination processes for the Sales Force.
Advanced Customer Management. Mobilizing BI and specialized
Dashboards. Foreign Trade. Mobilizing Workflows. Approvals,
Requests, Tasks.
MOBILE for Executives Mobile for CUSTOMERS
mBanking4EAFARIA - MDM
Consulting, Strategies, Implementation and Deployment. Mobile Banking. Mobile Wallets, Mobile Commerce, Payments and Remittances.
Mobile Banking for Bank Executives, Strategies to mobilize the Financial Operations.
Mobile Front Ends for Core Banking. Workflows, Approvals and Requests. Inquiries, Dashboards, Analytic Reports. Advanced Customer Management, maximizing the customer
portfolio. Sales force in field automation. Tailored development.
Integration Core Banking and Legacy Systems, with Mobile Platforms
Integration POS Networks, ATM Networks, Payment Networks and third-party systems with Mobile Platforms.
Integration TELCOs (SMS) with Mobile Platforms.
Professional Services – Offering.
List of assigned customers. Loan Origination Process (Loans, Credit Cards). List of products clients do NOT have and may be offered. Query on the customer’s Total Commitment. Customer Data, Contact Data, View on Map. Interest rates per product and currency exchange rates. Alerts on accounts receivable to call. Alerts on renewals of fixed term deposits. Requests/Response for approvals. (overdraft check, etc). ..............................
Sales Force Empowerment Key Functions
Executive Dashboard with a Real Time overview of the health of the organization.
Dashboards for the CEO, CFO, COO and CTO. Approval and authorization request capabilities. Notifications about relevant events that affect the company
so as to react in real time to dynamic business conditions. Alerts.
…………………………………
Executive DashboardsKey Functions
Mobile for Bank Executives – mBanking4E.
Execs
Line of BusinessManagers
Task & Business UsersCRM
Scheduling& Dispatch
Hours &Expenses
Field Services
Workflows& Business Processes
CalendarsApproval Requests
Mob
ile E
nter
pris
e Ap
plic
ation
Pla
tfor
m
Contacts
DashboardsEmail
mBanking4E – Enterprise mobility use…. Today!
Prov
ision
Production
Decommission
Provision
Manage • Assign group membership and policies• Configuring device for connectivity• OTA delivery of management client• Initial application deployment
Secure• Establish security policies• Initialize power-on password• Install and encrypt data on device• Install & configure AV, firewall, port/peripheral controls
Production
Manage• Track asset data• Update/repair software• Monitoring & self-healing• Maintain/modify device & app configuration• Distribute & update LOB data & files• Software license usage and tracking• Scheduled and automate activities• Remote Control of devices
Secure • Back-up device data• Apply patch and security updates• Enforce security policies• Monitor/track security violations/threats • Compliance activity logging
Manage• Reprovision/reimage device – Replacement device-same user– Repurposed device • Redeploy software assets• Restore data (after device kill)
Decommission
Secure• Disable lost/stolen device – Remote kill/lock – Access violation lock – “Data fading”• Disable device, network, application access
MDM – Managing and Securing the device Lifecycle
Implementing Sybase mCommerce 365
Mobile Wallet- Money Transfer.- Merchant Payments.- Bill Payment- Airtime top up- ……
Mobile Banking- Retail and Corporate Customers.
mBanking 365 mPayments 365 mRemmitances 365
Mobile Banking
The mobile phone is used by customers as an access channel to financial services over Bank
Accounts.
Money TransferMobile Payments
The mobile phone is used by customers as a payment device to transfer money from one party to
another.
Mobile Banking for Customers. Mobile Wallet.
Mobile Commerce Platform (Mobiliser)
Growth Drivers
• Competitive Pressure• Banks focused on
Transformation and a Customer-centered approach
• Legacy infrastructure being replaced
• Channel focus• Smartphone/Tablet boom• Card Usage
Encouragement – Take advantage of the mobile phone to extend loyalty programs by driving targeted campaigns to promote card usage
• Potential to promote brands and unify silos in one application – Insurance, Banking, Mortgage for ex.
• Competitive Pressure• Phone penetration• Consumer convenience• mCommerce growth• Demand for cash
alternatives in emerging markets
• MNOs seek higher ARPU• Government Support and
encouragement for financial inclusion programs
• Opportunity to get a piece of the P2P and Intl. Remittance pie due to high cost of alternative providers like WU
• Cost of acquiring new customers and opening branches
• Government’s pressure to extend financial services to under-banked/unbanked population
• Competitive pressure• Mobile as the only access
channel to Internet• Government ‘s search to
lower disbursement program costs and prevent corruption
• Deposit and account openings
Mobile Banking Mobile Payments Mobile Money
mCommerce Functionalities - An integrated solution
End User Account balances Transaction history Account details Card management PIN management Complaints management Notifications/alerts User preferences such as
languages or limits
Back office functions Reports, etc.
End User AirTime TopUp P2P, Bill Pay, Int’l Remittance Merchant Payment
Agents KYC details/collection Cash in/cash out
Merchant Merchant portal, fee tracking Merchant on-boarding
Back office Settlement, Clearing, Fee
distribution
Customer Support Blocking, enabling, reversals
End User Balance, statement ,bill pay Transfer ,cash in/cash out Merchant payment, micropayments,
loan repayments
Agents KYC details/collection Cash in/cash out
Merchant Merchant portal Merchant reports, fee tracking
Back office GL, settlement, clearing, interest rate
calculation, bulk payments
Customer Support Blocking, enabling, reversals
Mobile Banking Mobile Payments Mobile Money
Cost Savings New Services New Value
EVOLUTION OF REQUIREMENTS
We are an innovative company with Seniority in the banking business, with more then 25 years of experience. We have been working with our minds set on the year 2020 banking style.
We have a strong vertical focus on the financial industry, implementing SAP for Banking, Sybase and our own products (4x4 Transaction Broker) certified by SAP & SWIFT. The best tools to build solutions for the financial industry.
Have mature and cost efficient software factories located in Uruguay, Argentina and Poland.
Strategic SAP Platinum global partner for Banking and Insurance Services. We have certified consultants in BAS & Mobile Solutions.
We have a big team of consultants around the world specialized in all areas of the banking business. More than 400 consultants working in the most complex projects and implementing Core Banking, Core Insurance and Payment Solutions for the most demanding customers, Banks & Insurances Companies.
Why Axxiome / 2 innovate IT ?