A WORLD OF ADVANTAGES · 2020. 11. 8. · Kanoo Travels Al Rais Travels Al Tayer Travels BCD Travels Travel Agency Websites Expedia Ebookers Cleartrip AsiaTravel Makemytrip Lastminute

A WORLD OF ADVANTAGES

Make your money go the extra mile with Cashback when you travel and pay with the Samba Platinum Credit Card, be it booking flights or spending abroad, at Duty Free or at home.

The Platinum Cashback Programme offers you exceptional Cashback on an array of spends that include:• Movie Ticket purchases: 50%• Duty Free shopping worldwide: 10%• Purchase of Airline Tickets: Up to 5% • International purchases: 3%• Domestic purchases: 1%

Wherever you desire to go next, your Samba Platinum Credit Card is specially designed to seamlessly complement your high-flying lifestyle.

Samba Platinum Cashback

Spend Segments Movies Duty Free Airline TicketsOther Domestic

PurchasesOther International

Purchases

Spend Segment Description

Minimum Purchase Amount to Start Earning Cashback (AED)

Spend Tiers

This covers purchase of movie tickets

Value Per Transaction (AED)



Cashback Rate

Cashback Rate

Cashback Rate

60

60 - 140 1,000 - 2,9993,000 - 4,9995,000 - 9,999

10,000+

500 and above50% 10% 3%2%3%4%5%

500 1,000

This covers purchases made at Duty Free stores across the world

This covers purchases of airline tickets made at airline offices/websites, travel

agencies or travel agency websites

1,000

Value (AED) - Sum of Statement Cycle Spend


1%3%

This covers all domestic retail purchases (made in AED currency)

Cashback Rate

Cashback Rate

1,000 and above 1,000 and above

This covers all retail purchases made outside the UAE (in non-AED currency)

WHAT IS THE CASHBACK OFFER ON AIRLINE TICKETS?

Enjoy sky high savings with up to 5% Cashback on all airline ticket purchases, anywhere. Make flying more rewarding. Wherever you book airline tickets from, be it airline offices and websites or travel agencies and travel agency websites, you get to SAVE on your spends - anywhere in the world.

HOW CAN I AVAIL THIS OFFER?

Just use your Samba Platinum Credit Card for the purchase of airline tickets.

MERCHANT EXAMPLES

Airlines

Emirates

Etihad

Cathay Pacific

Qatar Airways

Air India

Air Arabia

Fly Dubai

Travel Agencies

DNATA

Al Naboodah Travel & Tours

Al Rostamani

Kanoo Travels

Al Rais Travels

Al Tayer Travels

BCD Travels

Travel Agency Websites

Expedia

Ebookers

Cleartrip

AsiaTravel

Makemytrip

Lastminute

Travelocity

PLATINUM CASHBACK - AIRLINE TICKETS

AIRLINE TICKETS

HOW DOES THE CASHBACK OFFER WORK?

You get Cash Points equivalent to up to 5% of your spends on airline tickets using your Samba Platinum Credit Card.1 Cash Point = AED 1

PLATINUM CASHBACK - AIRLINE TICKETS

AIRLINE TICKET CASHBACK

Cashback Rate Per Transaction2%3%4%5%

Value Per Transaction (AED)1,000 - 2,9993,000 - 4,9995,000 - 9,999

10,000+

The illustration considers purchase of airline tickets and holiday packages for a family of 4 through a travel agency with the Samba Platinum Credit Card.

AIRLINE TICKET SPEND ILLUSTRATION

Description

Trip to Delhi

Eid Holiday to Istanbul

Summer Holiday to Hong Kong


4,995

7,000

11,420

Cashback Rate

3%

4%

5%

Cash Points Earned

149

280

571

1,000 points

AED 1,000

TotalSavings

PLATINUM CASHBACK - DUTY FREE WORLDWIDE

WHAT IS THE DUTY FREE CASHBACK OFFER?

Family and friends are easier to please, with 10% Cashback on all Duty Free stores around the globe.

Get used to being popular. Take advantage of an impressive 10% Cashback on all Duty Free purchases anywhere in the world. Choose perfumes from Paris or silk from Singapore, please any member of the family with retail therapy that truly rewards.


Just use your Samba Platinum Credit Card on any kind of shopping at Duty Free stores worldwide to avail this Cashback.


You get Cash Points equivalent to 10% of your Duty Free spends with your Samba Platinum Credit Card. 1 Cash Point = AED 1

DUTY FREE CASHBACK

Cashback Rate Per Transaction

10%


500 and above

DUTY FREE SPEND ILLUSTRATION

Total

Savings

Items

Jewellery/Watches

Cameras/Mobile Phones

Chocolates/Foodstuffs/Beverages

Perfumes/Cosmetics


2,500

2,000

1,000

500

Cashback Rate

10%

10%

10%

10%

Cash Points Earned

250

200

100

50

600 points

AED 600

DUTY FREEWORLDWIDE

WHAT IS THE CASHBACK OFFER ON INTERNATIONAL PURCHASES?

Great escapes now come with great advantages like 3% Cashback. From leisure to entertainment to dining, shopping or hotel stays, feel the benefits of Cashback around the globe. Get 3% Cashback when you spend outside the UAE on anything.


Shop overseas for AED 1,000 or more with your Samba Platinum Credit Card to avail this Cashback offer.

PLATINUM CASHBACK - INTERNATIONAL PURCHASES

INTERNATIONAL PURCHASES

PLATINUM CASHBACK - INTERNATIONAL PURCHASES


International purchases that reflect in the statement will be summed up and a flat Cashback rate of 3% will be applied. The minimum total amount of international purchases required to qualify for Cashback per billing cycle is AED 1,000. Therefore, the sum total of purchases over and above AED 1,000 will be awarded Cashback. Please refer to the below illustration for an example of the Cash Points calculation.

INTERNATIONAL SPEND CASHBACK

Cashback Rate

3%


1,000 and above

The illustration considers holiday purchases on the Samba Platinum Credit Card for a family of 4 vacationing in Paris.

INTERNATIONAL SPEND CASHBACK ILLUSTRATION(Considers Non-AED purchases made overseas. For the purpose of the simulation, values have been converted to AED)

Description

Hotel Stay in Paris

Disneyland Paris - Day Passes

Dining Out at Le Ciel de Paris (at the top of Eiffel Tower)Shopping at Galeries Lafayette

Day Tours and Cruises

Visit to Tourist Attractions

Car Rental

Grand TotalAmount Eligible to Receive Cashback


12,000

1,075

1,0006,200

1,500

1,5001,750

25,025

24,025

Cashback Rate

3%

Cash Points Earned

720

DOMESTICPURCHASES

WHAT ABOUT CASHBACK ON ALL MY OTHER SHOPPING?

The power of your Samba Platinum Credit Card does not stop with all the mentioned Platinum Cashback benefits. From jewellery to furniture to designer brands and latest gadgets, get 1% Cashback on all retail purchases within the UAE. Using your Samba Platinum Credit Card is an unbeatable benefit, anywhere and everywhere.


Shop for AED 1,000 or more with your Samba Platinum Credit Card in the UAE to avail this Cashback offer.


Domestic transactions that reflect in the statement will be summed up and a flat Cashback rate of 1% will be applied. The minimum total amount of domestic purchases required to qualify for Cashback per billing cycle is AED 1,000. Therefore, the sum total of purchases over and above AED 1,000 will be awarded Cashback. Please refer to the following illustration for an example of the Cash Points calculation.

PLATINUM CASHBACK - DOMESTIC PURCHASES

DOMESTIC SPEND CASHBACK

Cashback Rate

1%


1,000 and above

DOMESTIC SPEND CASHBACK ILLUSTRATION

Note – This illustration assumes domestic purchases for a family of 4 over a month.

DescriptionJewellery FurnitureApparel

SupermarketUtility BillsEducation

Dining & EntertainmentGrand Total

Amount Eligible to Receive Cashback

Value (AED)5,0002,0001,0003,0002,5002,5001,000

17,00016,000

Cash Points Earned

160AED 160

Cashback Rate

1%SavingsPLATINUM CASHBACK - DOMESTIC PURCHASES

WHAT IS THE MOVIE CASHBACK OFFER?

Have a more entertaining time with 50% Cashback on movie ticket purchases with your Samba Platinum Credit Card - anywhere in the world, anytime and online too.

MERCHANT EXAMPLES

VOX Cinemas Reel CinemasCinema City


To avail this exclusive offer, you simply need to swipe your Samba Platinum Credit Card for AED 60 and above, to purchase movie tickets at any movie theatre or online.


You get Cash Points equivalent to 50% of your movie ticket spends with your Samba Platinum Credit Card.1 Cash Point = AED 1

PLATINUM CASHBACK - MOVIES

MOVIE SPEND ILLUSTRATION


60

90

120

150

180

210240270

300

Cashback Rate

50%

50%

50%

46%

38%33%29%25%

23%

30

45

60

70

70707070

70

No. of Movie Tickets

2

3

4

5

678

9

10

Cash Points Earned

MOVIES

MORE ABOUT PLATINUM CASHBACK: HOW DOES THE PLATINUM CASHBACK OFFER WORK?

Cashback on Movies, Duty Free and Airline Tickets

Platinum Cashback is earned on each transaction individually for the above-mentioned Spend Segments. Each purchase will earn you Platinum Cashback based on:

• The Spend Segment it belongs to• The value of the purchase made on the credit card

This will define the spend-tier that the purchase falls into and the rate of Cashback that it will earn.

Cashback on International and Domestic purchasesAll other retail transactions made, up to the billing cycle and reflecting in the statement, will be summed up and the total will be awarded Cashback as per the rate specified for international or domestic retail purchase. The minimum total amount of all other retail transactions required to qualify for Cashback per billing cycle is AED 1,000. Therefore, the sum total of purchases over and above AED 1,000 will be awarded Cashback.

HOW WILL I KNOW HOW MUCH CASHBACK I HAVE EARNED?

• The Cashback amount that you have earned will appear in your monthly credit card statement in the form of Cash Points• 1 Cash Point = AED 1, hence if you have 1,000 Cash Points, you can redeem the same for AED 1,000• The amount of Platinum Cashback earned on the Platinum Spend Segments – Movie, Duty Free and Airline Ticket purchases will reflect

as ‘Accelerated Cash Points’ in the monthly Credit Card statement • The amount of Cashback earned on Domestic and International Retail Transactions other than the Platinum Cashback Spend Segments

will reflect as ‘Dom/Intn’l Cash Points’ on the monthly Credit Card statement

DOES MY SUPPLEMENTARY CARD ALSO EARN CASHBACK?

Transactions on your Supplementary Card are also eligible for Cashback. The Cashback amount will appear on the Primary Card account.

DO I NEED TO REGISTER TO RECEIVE CASHBACK?

As a Samba Credit Card Member, you are automatically enrolled into the Cashback programme, i.e. you start earning Cashback on all your purchases as soon as you start using your Samba Credit Card.

WILL I GET PLATINUM CASHBACK ON EVERY PURCHASE OF MOVIE TICKETS, DUTY FREE AND AIRLINE TICKETS ENUMERATED IN THIS PROGRAMME?

Every retail transaction done on credit cards has a specific Merchant Category Code (MCC). MCCs are defined by Mastercard to classify transactions. Each Platinum Spend Segment is a group of single/multiple MCCs.When the retail transaction made by you falls under the MCCs covered under the specific Platinum Spend Segments (Movies, Duty Free and Airline Ticket purchases), the transaction will receive Accelerated Cashback.If a transaction does not fall under the above mentioned segments or if any merchant uses an MCC that is different from the one categorised by Mastercard, then that particular transaction will earn Cashback at the rate applicable as per the Domestic or International spends Cashback rate table.

HOW DO I REDEEM CASHBACK? HOW MANY DAYS WILL THE REDEMPTION TAKE?

• To redeem your Cashback, just call 24-hour SambaPhone Banking Toll-free and request for the Cash Points to be redeemed• 1 Cash Point = AED 1, hence if you have 1,000 Cash Points, you can redeem the same for AED 1,000• On redemption, you will receive a credit of the redeemed amount in your next Samba Credit Card Statement• The Cash Points redeemed would automatically be subtracted from the Cash Points accumulated• The redemption will be processed in 7 working days• The minimum Cashback redemption amount is 250 Cash Points

CAN I SETTLE MY CARD PAYMENTS WITH CASHBACK?

The accrued Cashback can be redeemed as a credit to your Primary Credit Card. When redeemed, the equivalent value will reflect as a credit in the next statement of your card. This credit will reduce the total outstanding on your card and add to your available credit limit. This amount will not offset any payment on your card.

HOW MUCH CASHBACK CAN I EARN IN A YEAR?

• The maximum amount of Cashback that can be earned yearly is AED 4,000• The maximum amount of Cashback that can be earned yearly on the Movie Spend Segment is AED 500• The maximum amount of Cashback that can be earned yearly on the Duty Free Spend Segment is AED 1,000• The maximum amount of Cashback that can be earned yearly on the Airline Ticket Spend Segment is AED 1,000• The maximum amount of Cashback that can be earned yearly on other retail Domestic and International Spends combined is AED 1,500• Cash Points earned on purchases will be awarded subject to the customer meeting a minimum billed spend of AED 1,500 per statement cycle on the Samba Credit Card.

DO CASH POINTS EXPIRE?

Cash Points will expire 18 months from the date they were earned.

ARE THERE ANY TRANSACTIONS THAT ARE NOT ELIGIBLE FOR EARNING CASHBACK?

Cashback is not provided on the following kinds of transactions:• Balance transfers• Cash-on-Phone• Cash advances• Interest charges• Fees and commissions• Credit card payments• Dynamic Currency Conversion (DCC) transactions• Any other transactions determined by Samba from time-to-time

Terms and Conditions – Platinum Cashback Programme

I. Definitions:

• ‘Cashback Table’ means a table that defines the spend tiers and the rate of Cashback.• ‘Cash Points’ means the amount of Cashback earned on the Credit Card. All Cashback earned is credited to the Credit Card in the form of Cash Points. 1 Cash Point = AED 1. • ‘Platinum Cashback’ means Cashback earned on the Platinum Credit Card based on pre-defined Spend Segments.• ‘Retail Transactions’ means purchases made on the Credit Card by the Card Member that excludes cash advances, quasi cash transactions, any refunds,

any bank charges or reversals, Balance Transfer transactions, Cash-on-Phone transactions, Credit Card Payments or any other transaction as determined by the bank from time-to-time, hereinafter also referred to as ‘Purchase’.

• ‘Domestic Retail Transactions’ means Retail purchases made on the Credit Card by the Card Member in AED currency, hereinafter also referred to as ‘Domestic Purchase’.

• ‘International Retail Transactions’ means non-AED Retail purchases made on the Credit Card by the Card Member, hereinafter also referred to as ‘International Purchase’.

• ‘MCC’ means a merchant category code defined by Mastercard to classify transactions. • ‘Samba’ means Samba Financial Group, UAE • ‘Spend Segments’ means a group of MCC, single or multiple. Spend Segments that get included in this programme are at the sole discretion of Samba and

final and binding to the programme. Spend Segments may be increased, decreased or modified as determined from time-to-time by Samba.

II. Platinum Cashback Programme:• The Platinum Cashback Programme will be available to existing Card Members at the sole discretion of Samba.• Platinum Cashback is earned on Retail Transactions that belong to the Spend Segments as defined in the Cashback table below (Table 1).

Table 2: Cashback earned on all other Retail Transactions

Table 1: Platinum Cashback Table

• The list of MCCs that get included in this programme is at the sole discretion of Samba and final and binding to the programme. MCCs may be increased, decreased or modified as determined from time-to-time by Samba. However, categorisation of an MCC is done at the sole discretion of Mastercard in accordance with their respective policies and Samba has no responsibility or any say in the same.

• Each purchase will start earning Platinum Cashback based on: • The Spend Segment it belongs to • The value of the purchase made on the credit card

This will define the Spend tier that the purchase falls into and the rate of Platinum Cashback that the customer will earn. • Cashback is earned on each transaction individually for movie, duty free and airline ticket purchases.• The descriptions of the Spend Segments provided in Table 1 are generic and are not comprehensive. Only Retail transactions made under specific MCCs will

be eligible under this Platinum Cashback Programme. Samba, Mastercard, is/are not responsible if a retail transaction does not get captured under the appropriate MCC or if any merchant has a different MCC to the one categorised by Mastercard.

• All other Retail Transactions done up to the billing cycle and reflecting in the statement will be summed up and this sum total will be awarded Cashback in the manner explained below and at the rate defined in Table 2. The minimum total amount of all other retail transactions required to qualify for Platinum Cashback per billing cycle is AED 1,000. Cashback will be calculated only on the incremental amount exceeding AED 1,000 per billing cycle. For instance – if the sum total amount of all other retail transactions for the billing cycle is AED 2,500 – then Cashback will be calculated only on the incremental portion of AED 1,500 and not on the full amount of AED 2,500.

• For fees and charges on this programme/card, please refer to the latest Schedule of Fees and Charges available on www.samba.ae/soc

Airlines – This covers purchases of airline tickets made at airline offices/websites, travel agencies or travel agency websites.

Duty Free – This covers purchases made at Duty Free stores across the world.

Movies – This covers purchase of movie tickets.

2%3%4%5%

Cashback RateSpend Segment Value Per Transaction (AED)

1,000 - 2,9993,000 - 4,9995,000 - 9,999

10,000+

>500 10%

60 - 140 50%

3%

Cashback RateSpend SegmentValue (AED)

Sum of Statement Cycle spend

>1,0001%

Domestic purchases – This covers all domestic retail purchases (other than the transactions made under the Movie, Duty Free and Airline Ticket Spend Segments in Table 1)

International purchases – This covers all retail purchases made outside the UAE (other than the transactions made under the Movie, Duty Free and Airline Ticket Spend Segments in Table 1)

III. Cashback: Earning, Redemption & Expiry:

• Participation to this programme is automatic, provided that the Samba Platinum Credit Card account is active and in good standing as defined by Samba from time-to-time.

• Transactions on the Platinum Supplementary Credit Card will also earn Cashback and this Cashback will accrue to the account of the Primary Platinum Card Member.

• The amount of Platinum Cashback earned on the Platinum Spend Segments – movie, duty free and airline ticket purchases will reflect as ‘Accelerated Cash Points’ in the monthly Credit Card statement.

• The amount of Cashback earned on Domestic and International Retail Transactions other than the Platinum Cashback Spend Segments will reflect as ‘Dom/Intn’l Cash Points’ on the monthly Credit Card statement.

• The maximum amount of Cashback that can be earned yearly on the Movie Spend Segment is AED 500.• The maximum amount of Cashback that can be earned yearly on the Duty Free Spend Segment is AED 1,000.• The maximum amount of Cashback that can be earned yearly on the Airline Tickets Spend Segment is AED 1,000.• The maximum amount of Cashback that can be earned yearly on other retail Domestic and International Spends combined is AED 1,500.• The overall maximum amount of Cashback that a customer can earn on his Credit Cards yearly is AED 4,000.• Cash Points will be calculated for a transaction only after the transaction has been billed and posted on the Credit Card. • A year is calculated from the date when the Samba Credit Card is issued. In case of account transfer or account migration to the Platinum Cashback

Programme, a year is calculated from the date of transfer or migration. • Primary Card Members can redeem their Cash Points by calling SambaPhone, and after the identification process, redemption of all or part of the accrued

Cashback can be requested.• 1 Cash Point = AED 1, hence if the customer has 1,000 Cash Points, he can redeem the same for AED 1,000. When redeemed, the equivalent value will reflect as a

credit in the next statement of the card. This credit will reduce the total outstanding of the card and add to the Card Member’s available credit limit. This amount will not offset any due payments on the card.

• Samba will credit the Primary Card Account with the Cashback redemption amount requested within 7 working days of receipt of the redemption request from the Primary Card Member.

• On redemption, the Cashback points would automatically be subtracted from the Cashback points accumulated in the Card Member’s account.• Cashback must be redeemed by the Card Member within 18 months of earning such Cashback. If not redeemed within this period, or such other period as Samba

may decide, such Cashback shall be forfeited and will be reduced from the Cashback balance reflected in the customer’s monthly Credit Card Statement.

IV. Generic:• Cash Points are not exchangeable for other rewards, or refundable, replaceable, or transferable under any circumstances, nor can this be reconverted back to

Cashback accrued.• The Cashback is an accrual payable at the discretion of Samba.• Simulations provided under the offer communication are for illustrative purposes. • All the merchant examples referenced are for information and illustrative purposes only and as such are neither solicitations nor recommendations and do not

constitute an exhaustive list of merchants. Samba makes no warranty, express or implied, regarding this information and shall not be liable for any losses, damages, costs or expenses relating to the adequacy, accuracy, completeness or use for any purpose. All simulations provided are for illustrative purposes only and have been computed using estimated rates and prices.

• Any abuse or fraud relating to the earning and redemption of Cashback in the programme may result in the cancellation and forfeiture of the Cashback points and may also result in card termination.

• Samba reserves the right to suspend, cancel, modify or substitute the Cashback programme conditions or the method in which the computation of the Cashback is done or the Cashback terms and conditions at any time without prior notice to the Card Member.

• In the event that the Primary Card account is voluntarily closed by the Card Member, the Card Member must redeem all Cashback points else they will stand forfeited. In case of card cancellation for any other reason or if the card is blocked or suspended for any reason, all Cashback points will stand forfeited.

• Samba’s decision on the computation, redemption, cancellation, forfeiture, credit or debit of Cashback points is at the sole discretion of Samba and will be binding on the Card Member.

• Samba may impose fees on the programme or change the conditions of the programme at its sole discretion from time-to-time. • For movie transactions, please refer to the movie Cashback terms and conditions available on the website www.samba.ae

Samba Financial Group, P.O Box 6038, Dubai, United Arab Emirates. Tel: +971 4 709 1111, Fax: +971 4 709 1122, www.samba.ae. Foreign Branches of Samba Financial GroupSaudi Arabia in UAE are under the supervision and oversight of the Central Bank of UAE.

Samba Financial Group, UAEP.O. Box 6038, Umm Suqeim 2

Jumeirah Beach Road, Dubai, UAETel: +971 4 709 1111 Fax: +971 4 709 1122

www.samba.ae

For more information, please contact:24-hour SambaPhone Toll-free (within UAE) 800 55000

24-hour SambaPhone Banking (Overseas) +971 4 709 1650

NOVE

MBER

2020

(E)

SCHEDULE OF FEES & CHARGES: SAMBA CREDIT CARDS

Titanium Platinum

Joining Fee^ AED 100* NIL

Primary Card Annual Fee^ NIL AED 299*

Retail Interest Rate** 3.15% per month

Cash Advance Interest Rate 3.15% per month

Cash Advance Limit 40% of Credit Limit

Cash Advance Fee^3% of the amount of cash withdrawn, with a minimum of AED 99 per transaction

International Transaction Processing 3.25%

Dynamic Currency Conversion Fee*** 1.75%

Late Payment Fee^ (applicable in any month that the payment is late, or not made, or less than the minimum amount)

AED 199

Overlimit Fee^ (applicable in any month that the outstanding balance is greater than the assigned credit limit)

AED 199

Supplementary Card Annual Fee Up to 4 free Supplementary Cards

Credit Shield Premium^ Charged per month at 0.69% of outstanding (no maximum amount)

Statement Print Fee^ AED 25 per statement

Copies of Transaction Slip^ AED 50 per transaction slip copy

Grace Period - Retail PurchasesUpto 51 days on purchases (if amount outstanding is settled in full on or before the due date)

Grace Period - Cash None

Card Replacement Fee^ AED 50

Cheque Returned Fee^ AED 100

Dial A Draft Processing Fee^ 1.5% of transaction amount

Manager's Cheque issued for Credit Balances^ AED 30

Outgoing Cheque Processing Fee^(Foreign Currency Cheques)

AED 50 + Correspondent Bank Charges + Courier Charges

Liability Letter Charges^ AED 50

Credit Card Payment at Al Fardan Exchange or Al Ansari Exchange

Free of cost

Minimum Monthly Payment4% of statement outstanding or AED 200 whichever is higher.If statement outstanding is less than AED 200, then full statement outstanding is due

Charged Benefits (for all Credit Cards)

Flat Rate per monthReducing Balance Rate on 12 month tenor

Processing Fee^ Early Settlement Fee^

0% Samba Installment Plan - - AED 49 AED 250

Samba Installment Plan up to 1.75% 36.74%

Upto 4% AED 250Cash On Phone up to 1.5% 31.71%

Balance Transfer up to 1.5% 31.71%

*Free only if there is a spend (retail/cash or balance transfer) on the Samba Card within 45 days of card approval date else a one-time fee of AED 100^ will be levied for Titanium Cards and a one-time fee of AED 299^ will be levied for Platinum Cards.

** If the amount is not paid in full on or before the due date, interest will be charged on the amount outstanding from the transaction date.

*** Any card transactions presented in foreign currency that you choose to pay in AED at point-of-sale via dynamic currency conversion ("DCC") or any online card transactions on overseas websites in AED will be subject to a Dynamic Currency Conversion fee.

^ 5% VAT (Value Added Tax) is applicable over and above these charges.

For any queries or billing information, please call our 24-hr Call Centre on 800 55000, or walk into the Samba Branch or visit www.samba.ae. This information is printed in July 2020 and is accurate as of this date and is subject to change.

For the current Schedule of Fees and Charges, please call 800 55000 or visit www.samba.ae/soc. Samba reserves the right to change its card pricing at any time.

Samba Financial Group, P.O Box 6038, Dubai, United Arab Emirates. Tel: +971 4 709 1111, Fax: +971 4 709 1122, www.samba.ae. Foreign Branches of Samba Financial Group Saudi Arabia in UAE are under the supervision and oversight of the Central Bank of U.A.E.

Terms and Conditions apply and are available on www.samba.ae/tnc 07/

2020

A WORLD OF ADVANTAGES · 2020. 11. 8. · Kanoo Travels Al Rais Travels Al Tayer Travels BCD Travels Travel Agency Websites Expedia Ebookers Cleartrip AsiaTravel Makemytrip Lastminute

Documents