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DIGITAL IDENTITY TRACKER™ JULY 2018 6 10 18 Protecting gambling payments without slowing down players Page 6 (Feature Story) Australia announces plans to provide all citizens with digital identification by 2025 Page 10 (News and Trends) Find the top providers in the latest Tracker Scorecard Page 18 Why Gambling Site 888 Is Betting On AUTOMATED AUTHENTICATION
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Page 1: JULY 2018 DIGITAL IDENTITY...digital identity tracker™ july 2018 6

DIGITAL IDENTITYTRACKER™

JULY 2018

61018

Protecting gambling payments without slowing down players Page 6 (Feature Story)

Australia announces plans to provide all citizens with digital identification by 2025 Page 10 (News and Trends)

Find the top providers in the latest Tracker Scorecard Page 18

Why Gambling Site 888 Is Betting On

AUTOMATED AUTHENTICATION

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TABLE OF CONTENTS

2© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

What's InsidePYMNTS explores the latest digital identity developments, including the governments embracing the allure of new identity technology, from Australia to Europe and even the Bahamas.

Feature StoryRussell Medley, director of risk management and fraud for online gambling platform 888.com, describes how the company balances security and speed to keep customers both happy and safe.

News and Trends The latest headlines from around the digital identity industry

Deep DiveOnline gambling is projected to be an $81.7 billion industry by 2022, but an increase in fraudulent activities threatens the space’s growth. This month’s Deep Dive explores the latest threats to online gambling, and the measures players around the space are taking to stop them.

MethodologyWho’s on top and how they got there, featuring three sets of top provider rankings based on consumer data, device intelligence and transaction behavior

Scorecard The results are in: See the highest-ranked companies in a provider directory of more than 150 major digital identity players.

About Information about PYMNTS.com and Jumio

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AcknowledgementThe Digital Identity Tracker™ is powered by Jumio, and PYMNTS is grateful for the company’s support and insight. PYMNTS.com retains full editorial control over the

findings presented, as well as the methodology and data analysis.

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Once the government-issued identification standard, the driver’s license and photo ID card may become passé as countries around the world look to new technologies and innovations in order to digitize identification methods.

Australia, for one, recently announced plans to assign all citizens a digital identification credential by 2025, a move motivated, in large part, by the savings it can potentially provide.

WHAT’S INSIDE

According to industry research, going digital could save the country billions, despite the large cost associated with the development and launch of these initiatives. Michael Keenan, Australia’s minister assisting the prime minister for digital transformation, recently said that the government is hoping to eventually use the digital ID program, myGovID, to bring “all levels” of government transactions online. This could reduce the average cost of government transactions from $17 per transaction to less than 40 cents, saving taxpayers billions.

Australia isn’t the only country seeking to digitize its authentication processes. Recently, countries and islands from seemingly every corner of the planet have discussed or rolled out new solutions for their citizens.

Here’s a quick snapshot of recent news from the worldwide digital identity space: For Bahamian citizens, digital identification credentials could soon become a reality.

Bahamian Deputy Prime Minister Peter Turnquest announced that the government is working to create a single digital identity credential. The move is designed to provide the country’s citizens with easier and more efficient access to government services. He also said the company is working with local solution provider GIBC

Digital to design a cybersecurity system that will protect digital identity credentials.

Two European governments are also hopping on the digital identification bandwagon.

The Swiss city of Zug, for one, is furthering its reputation as an early adopter of blockchain technology. The city’s government recently announced it would begin using distributed ledger technology to power government issued IDs and operate an eVoting pilot designed to test the possibility of using the blockchain to power resident IDs and voting systems.

Meanwhile, residents of Jersey, a small English island located near the coast of Normandy, may also have access to digital identities soon.

The island’s local government announced a new digital identity initiative — the Jersey Digital ID Project — which calls for the island’s local government to work with U.K.-based security startup Yoti to offer digital identity authentication and verification services to the roughly 100,000 inhabitants of the island.

For more of the latest digital identity headlines, check out the Tracker’s News and Trends section (p. 10).

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4© 2018 PYMNTS.com All Rights Reserved

WHAT’S INSIDE

Protecting gambling paymentsThis month’s Tracker also examines how online gambling platforms are working to embrace new security solutions.

Online gambling is a massive, quickly growing industry, expected to reach $81.7 billion in annual revenue by 2022. But, as PYMNTS explores in this month’s Deep Dive (p. 15), a rising rate of fraud attacks and cybercrime shadows over the space, with bad actors wielding weapons like IP spoofing, VPNs and others in their quest to beat security providers.

Embracing new authentication solutions won’t be easy, in large part because online gamblers don’t want to deal with long, drawn-out processes when they want to make a last-minute bet. Roughly 25 percent of gamblers have abandoned an attempt to open a new account because the process was too long or complicated, researchers found.

Russell Medley, director of risk management and fraud for online gambling platform 888.com, says companies in the space aren’t taking the threat lying down. Medley told PYMNTS how 888 and others are working to balance the need to authenticate and validate customer identities with the speed and ease of use that is demanded by users in this month’s Feature Story (p. 6).

July Tracker updatesThis month’s Digital Identity Tracker™ also features more than 150 top providers from the space, including five new additions: BeyondTrust, CredenceID, Inflection, LastPass and PointPredictive

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FEAT

URE

STO

RY Why Gambling Site 888 Is Betting On

AUTOMATED AUTHENTICATION

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O nline gambling sites are facing global regulatory challenges, most recently on a state level within the U.S. More states are opening online gambling

up to their residents, and passing unique regulations that often differ from those in other states and countries. Foreign nations play host to a range of online casino games, poker tables and sports betting, among other forms of gambling, all of which are legal.

Russell Medley, director of risk management and fraud for gaming website 888.com, which offers access to online casino and poker games in more than 100 countries, said

those regulations present a challenge.

“It’s quite tricky, because there are a lot of different regulations,” he explained in a recent interview with PYMNTS. “Every country we work in has different rule requirements.”

New regulations aren’t the only hurdle online gaming providers must clear, however. These companies must also find a way to quickly authenticate new customers as they register for accounts, deposit funds, place wagers and, hopefully, withdraw their winnings.

The main challenge is that online gaming is very immediate“

FEATURE STORY

RUSSELL MEDLEY director of risk management and fraud for 888.com

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8© 2018 PYMNTS.com All Rights Reserved

Authenticating new accountsMost new online gaming participants expect to play games and place wagers right away when registering with an online gaming platform, Medley said, and many decide to do so as entertainment on an otherwise uneventful night at home. That means users will likely abandon the account creation process if 888 cannot authenticate and verify the new account, enabling them to quickly make deposits — and they may never to return.

“The main challenge, I think, is that online gaming is very immediate,” he added. “People want to be able to register [for] their accounts, get on the site straight away and start playing with funds. It’s a very immediate channel.”

Online gamblers — even experienced ones — expect to pay for a wager as quickly and simply as they’d pay for a purchase on Amazon or any other eCommerce site. Simply put, today’s consumers expect to instantly complete online transactions, whether they’re managing their bank accounts or placing bets.

This need for speed means online gaming platforms can’t afford to depend on manual security checks or other slow, legacy authentication processes. Instead, 888 and companies like it must rely on automated tools to verify identity documents and perform know your customer (KYC) and anti-money laundering (AML) checks.

“If there are more hurdles that we put in their way, or more things that might prevent them or delay them from playing, it creates a drop off,” Medley said. “So, it needs to be an immediate thing, and that’s where we need to be able to get people through our processes as quickly as we can behind the scenes — [and] with minimal intrusion.”

FEATURE STORY

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9© 2018 PYMNTS.com All Rights Reserved

Withdrawing winningsThe security and authentication challenges online casinos and sportsbooks face don’t stop once a customer has been properly authenticated, though. In fact, according to Medley, that process is just the beginning.

Once a customer registers an account and makes a deposit, 888 is tasked with holding and safeguarding those funds — and any additional money won — until they’re gambled away or withdrawn by the user. That can make online gambling sites a target for bad actors looking to make off with someone else’s winnings, Medley said.

As such, 888 works to make the withdrawal process as difficult to corrupt as possible. Withdrawals are typically issued via the payment method used to make the deposit, he explained, and strict protection is deployed to prevent bad actors from changing the destination from a legitimate user’s bank account to their own.

“As a general rule of thumb, you should always put the money back where it came from,” Medley said. “If someone is making a deposit with Visa and withdrawing with the same Visa, that means the money is going back to the right cardholder.”

888 also works to educate customers on how to keep their personal accounts safe, publishing guides on its website on how to avoid phishing, spoofing and other threats.

Betting on the future Medley expects online gambling to develop and debut new biometric authentication and fraud-fighting tools as it becomes more mainstream, giving way to solutions that can quickly and accurately authenticate users. He believes there will be further development of innovative digital authentication solutions over time, too, and that countries around the world will adopt an array of gambling-related payments regulations.

“I think, in five years’ time, every different country [and] every different state will basically have some form of regulation,” Medley said. “I also think we’ll see more automated solutions.”

Those automated systems will need to quickly onboard new customers, and do so without allowing bad actors to wreak havoc, he continued. As more states and countries legalize gambling platforms, an influx of customers — both in the U.S. and abroad — will soon join the ranks of online gamblers, making fraud protection and identity authentication even more crucial.

As a general rule of thumb, you should always put the money back where it came from.

FEATURE STORY

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EXPANDING ENTERPRISESeMudhra expands to Latin AmericaDigital identity firm eMudhra is heading to a new market. The India-based company recently announced it would offer its services in Latin America for the first time, following a partnership with diploma printing and verification company Diplogrados Ltda. As part of the new agreement between the pair, eMudhra will work with Diplogrados to cut down on instances of diploma fraud and digitize the diploma process at more than 1,000 universities in Colombia and neighboring nations.

According to a press release, eMudhra will use its emSigner workflow automation tool, which has been modified for use in Spanish. It also plans to include specific technologies as part of the partnership. The solution is designed to eliminate manual and paper-based authentication processes in favor of digital signatures and authentication. It’s aimed at advancing authentication processes, as well as reducing their time and cost.

Signicat integrates with Belgian Mobile IDeMudhra isn’t the only company expanding its enterprise to a new market. Digital identity solution provider Signicat recently announced it had partnered with Belgium Mobile ID in a move designed to bring its services to Belgian residents by integrating Belgian Mobile ID’s itsme digital identity scheme into the Signicat Identity Platform. The integration will allow companies such as banks and online retailers to access more efficient customer onboarding and user authentication tools, improve digital customer engagement and increase the use of KYC and AML processes, according to a press release.

The companies will also work together to enable European merchants not just in Belgian, but throughout the continent, to accept itsme identity credentials as an official mobile ID. This is designed to allow Belgian tourists to use their digital credentials to access identity services in more than 20 European markets.

NEWS AND TRENDS

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Tencent’s Travel ID plansWhile eMudhra and Signicat expand to new geographic markets, a Chinese social chat app is aiming for a different kind of expansion. Tencent recently revealed its plans to expand the company’s WeChat app to include a digital identification card that could be used by Chinese tourists to enter and exit the country. The potential solution would work to link travelers’ Entry-Exit Permits to the individuals’ WeChat accounts, which would help streamline the entry and exit process to and from Hong Kong and Macau, the company said.

Tencent also has other digital identity-related plans for WeChat. Last month, the company announced it was working to add a function to the app that would allow Chinese citizens to carry their Resident Identity Card information, which is required for processes like checking-in to hotels and opening bank accounts.

INDUSTRY INSIGHTSAssigning digital IDs to end online anonymityAs Tencent works to expand the use of digital tools to identify Chinese consumers in the real world, others are looking to utilize similar tools to identify who consumers are online. Ben Wallace, a member of the British Parliament and the country’s minister for security and information, recently told reporters from the Times of London that the introduction of digital identities should be explored as a method to end online anonymity and what the politician described as “mob rule” on the internet.

In an interview, Wallace said that, just as online banks and other financial services firms are required to authenticate users’ identities, so should social media platforms and other websites.

“It is mob rule on the internet. You shouldn’t be able to hide behind anonymity as much as you can now,” he

claimed. “If we’re going to make the internet safer, and cut out the abuse, we’re going to have to do something more about some form of digital identification.”

Bringing digital identity to healthcare, public sector paymentsWhile Wallace works to bring digital identity tools to the world of social media and online forums, industry leaders and experts recently gathered in Canada to discuss other potential use cases for the technology. At the recent IdentityNorth event in Toronto, Ontario, more than 300 representatives discussed new digital ID solutions and innovations.

Potential use cases for digital identity solutions in the public sector were a particular focus at the event. Aran Hamilton, the chair of IdentityNorth, told reporters from BetaKit that the technology could benefit a range of public sector fields, including healthcare and government. Colleen Boldon, director of Digital Lab and Digital Identity Programs at Service New Brunswick, a governmental services group based in Nova Scotia, said

NEWS AND TRENDS

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it was important for governments and businesses alike to keep consumers top of mind when designing new digital identity solutions for the public sector.

“We’re starting to understand data at the core, customer journeys and how we can look at data as a corporate asset as opposed to a siloed asset,” she said. “The old government way is to protect [data] on your own turf and home for all kinds of reasons, but that has to change.”

EnStream, Payfone partner to end passwords With the development of biometric authentication technology and other identity verification innovations, the demise of the password has become a common prediction among industry experts. Now, two companies are coming together in hopes of making it a reality. Digital identity solution provider Payfone recently announced a partnership with Canadian telecom conglomerate EnStream to create a mobile-based authentication service that would simplify the log-in experience for customers, while also boosting security and eliminating the need for legacy authentication credentials such as passwords.

The new service, designed to allow customers to log in to financial or telecom accounts, or verify transactions using a mobile app, will, at least at first, only be available in Canada. In a statement announcing the service, Robert Blumenthal, chief identity officer at EnStream, noted the collaboration is designed to increase the adoption of mobile security credentials by making them “much easier to use and much more secure than SMS passcodes.”

BATTLING BREACHESKeeping corporate fleets safe from fraudCompanies with corporate fleets of vehicles may want to consider some new security solutions of their own. A recent KPMG report warned that the automotive industry might be underestimating the risk of fraud and

cybercrime. The report noted that the “impact of a cyberattack on a fleet of connected vehicles that share common operating systems, software or hardware” represents the “next big disruptive threat to the automotive industry,” due in large part to the potential for platform-wide impact.

In a recent interview with PYMNTS, David M. Uze, president and CEO of fleet security company Trillium Secure, noted that the diverse array of cyberthreats facing corporate vehicle fleets is causing problems for companies in the space. “Connected fleet vehicles are effectively ‘networked computers on wheels,’” Uze said. “And as such, they are subject to many of the same cybersecurity risks as an enterprise server or network,” such as remote takeovers, data breaches and other threats.

IoT security solution market on the riseAs new cybersecurity fears threaten connected devices such as cars, it’s no wonder that big growth is predicted in the IoT security market. The industry will be worth

NEWS AND TRENDS

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$6 billion by 2023, according to a report from Juniper research, which noted that spending by both product and service providers and end customers will rise close to 300 percent from now until 2023. The drivers of the market, the report claims, will be growing business risk and regulatory minimum standards.

According to researchers, smart home IoT security spending will be less than 17 percent of the consumer market in 2023 and, in contrast, IoT smart energy security spending is predicted to reach $1 billion annually by the same year.

These projections follow similar predictions from Kapersky Lab, which found that 65 percent of global organizations believe OT/ICS security risks are more likely with IoT organizations over the next year. What’s more, Kapersky researchers noted that 77 percent of industrial organizations surveyed said they feel unsafe, with respondents saying that their organizations are likely to become targets of cybersecurity incidents involving industrial control networks.

GOVERNMENT IDs GO DIGITALSwiss city plans blockchain ID pilot If a new digital identification program pilot in the Swiss city of Zug is successful, residents could soon be relying on the blockchain to power their government issued IDs — and even their right to vote. The town, which is said to be a supporter of blockchain, recently announced it would operate an eVoting pilot designed to test the possibility of using the blockchain to power resident IDs and voting systems.

The city first made blockchain-related news last summer, when it announced it would design and launch an application based on the cryptocurrency ethereum to digitize local ID cards. Since work on the pilot program began in November, 200 residents have signed up for the service, which will allow them to cast votes in the voting pilot. The system may be rolled out further depending on the results of the pilot test.

Bringing digital IDs to a small British isleElsewhere in Europe, the diminutive English island of Jersey, located near the coast of Normandy, announced a new digital identity initiative — the Jersey Digital ID Project — which calls for the island’s local government to work with English security startup Yoti to offer digital identity authentication and verification services to the roughly 100,000 inhabitants of the island.

Like Zug and its blockchain-based system, Jersey first announced last year that it would take up the challenge of issuing digital ID credentials. This latest move is part of an ongoing effort to bring more government services online in the area, including filing tax returns, voter registration and other government services.

NEWS AND TRENDS

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Why Australia’s digital ID program could save billions Meanwhile, the Australian government also seems eager to adopt digital identity processes and solutions — and with good reason. The nation recently announced plans to invest billions of dollars in its digital identity program, which aims to provide digital identity credentials for all Australian citizens by 2025. And while the program may carry a heavy price tag, recently published research indicates the move could pay for itself, and then some, each year.

The country’s minister assisting the prime minister for digital transformation, Michael Keenan, recently told

reporters that the government is hoping to eventually use the digital ID program to bring “all levels” of government transactions online. This could reduce the average cost of government transactions from $17 per transaction to less than 40 cents each, saving taxpayers billions in the process. The system, myGovID, will get its first test drive later this year, when the Australian government opens tax filing capabilities in hopes of reducing the time it takes for citizens to complete their tax returns.

Digital IDs coming to the BahamasAnd finally, in North America, one archipelagic state is also hoping to introduce digital ID cards to all of its citizens in the near future. Bahamian deputy prime minister, Peter Turnquest, recently said that the government is working to create a single digital identity credential that could be used by the country’s citizens to access government services more efficiently.

Turnquest also noted they’re working with local solution provider GIBC Digital to design a cybersecurity system that will protect digital identity credentials. In a statement, he said that a digital identity system “requires a lot of data,” meaning that the country must have “a very robust cybersecurity system … in order to ensure that data is secured.”

NEWS AND TRENDS

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Online Gambling Identity

Authentication

The online gambling industry is a rapidly growing market, with global revenue expected to reach $81.7 billion by 2022. But all those billions could be

at risk if gaming companies don’t find quick and efficient ways to deal with the growing threat of cybercrime.

Legitimate players are registering with online gambling platforms every day, but at the same time, fraudsters are planning and carrying out an increasing number of attacks against these companies, looking to make off with users’ winnings.

The rising threat of fraudThis recent increase in attacks poses a problem for online gambling platforms.

These websites must verify users’ identities to prevent letting in cybercriminals, but must also avoid scaring away potential customers with overly involved or complex security protocols. Research indicates that more than 25 percent of online gamblers have abandoned at least one attempt to register a new account with a gambling website due to complicated sign-up processes.

Fraudsters can take advantage of a gambler’s need for speed by just as quickly stealing a user’s credentials. To do so, they often use identity-spoofing techniques, such as phishing, to fool users into handing over their account credentials. Once these credentials have been obtained

by bad actors, they’re sold on the black market, used to steal the account’s credits or to place fraudulent wagers.

Gamblers aren’t the only ones being targeted by fraudsters and cybercriminals. Increasingly, these bad actors are turning their sights toward the gambling platforms themselves, in hopes of reaping an even larger reward.

A recent Reuters investigation found that a large network of dummy online stores, feigning to offer household goods, were used as fronts for fraudulent internet gambling payments. These criminals often employ location-masking techniques such as IP spoofing, VPNs or other methods, in order to hide winnings from the eyes of the law or collect winnings in areas where online gambling remains illegal.

Fraudsters are even beginning to increasingly target physical casinos and other real-world gambling operations.

DEEP DIVE

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These businesses typically suffer from the effects of legacy security technologies and procedures, such as handheld barcode readers, manual ID checks and recordkeeping and floor-presence checkpoints. Casinos, sportsbooks and other gambling houses typically have not invested enough in new technologies and methods that could help keep casinos and their patrons more secure.

As a result, brick-and-mortar casinos are vulnerable to both online and in-person fraud attacks.

Strengthening securityThe good news for industry observers is that, while online and brick-and-mortar establishments alike have received increasing attention from fraudsters, players in the space are beginning to wise up and upgrade their security offerings.

Brick-and-mortar casinos in cities like Las Vegas, Nevada and Atlantic City, New Jersey, for instance, have begun to use facial recognition technology for authenticating gamblers. Increasingly, operators are also using techniques such as self-enrollment, access management and surveillance to better ensure the safety of bets, and bettors, inside casinos.

Online gambling operators, meanwhile, have invested in solutions designed to boost both customer onboarding and mobile security, and have introduced new identity verification solutions, many of which are employed without the customer’s knowledge. This allows gambling platforms to bolster their security capabilities without pushing new customers away from account registration with complicated authentication processes.

These providers are also increasingly using data-driven solutions to guard against fraud. For example, real-time data regarding each transaction a consumer makes can be used to help identify transactions that don’t match an individual’s purchasing history.

As more commerce is conducted online, digital identity verification and protection tools will begin to have an even larger presence. New players are expected to join digital gaming platforms in droves as online gambling is legalized in new countries, such as in the United States. Companies planning to operate in these territories will need to introduce new authentication technology if they hope to stay compliant with regulators in these markets.

Industry experts recommend that gambling platforms, both large and small, invest in new identity verification solutions that will help them meet customer expectations and stay in line with any and all future regulations.

DEEP DIVE

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Scoring overviewCompanies featured in the Tracker Scorecard have been evaluated based on four primary criteria:

If you would like your company to be considered for inclusion in the Tracker’s Scorecard, or wish to have an existing listing reconsidered for an update, please head over to our profile submission/update page.

Consumer dataOnline, physical identity, social identity and knowledge-based question data

Device intelligenceDevice fingerprint, IP geolocation, true app and device emulator features

Transaction behaviorClick flow, payment history and payment transaction features

Multifactor authenticationPIN, biometric and security token features

Scoring overview

METHODOLOGY

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

01Systems is a software application and solution provider. Its industry products include a portfolio offering arabization, signature management, a biometric solutions integrator (finger vein, fingerprint), ECM and digital vouchers.

Products:

Customer focus:

Signature management, enterprise content management, biometric authentication

Financial services

Acuant provides identity verification services. Its offerings include data capture and auto-fill, document authentication and facial recognition features. The firm partners with companies in industries including government, finance, healthcare, hospitality and security.

Products:

Customer focus:

Auto-fill software, verification software, integration and hardware options

Government, financial, healthcare, hospitality and security

Aeriandi offers voice security solutions. The company’s services include call recording, archiving, payment card industry (PCI)-compliant phone payments, fraud detection and speech analytics.

Products:

Customer focus:

Call recording, Call archive, Speech analytics, PCI phone payments, Phone fraud detection

Banking, telecommunications, utilities, and travel

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19

Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Agnitio offers worldwide market Voice ID products used by government organizations. The company aims to help reduce crime, identify criminals and provide evidence for lawsuits. Agnitos’s Voice ID Products are also used by a number of customers and partners in contact centers, financial services, telecommunications and enterprise security sectors.

Products:

Customer focus:

Voice biometrics, criminal ID

Government (criminal identification), contact centers, financial services, telecommunications and enterprises

AllWebID is focused on preventing online identity fraud and data breaches caused by stolen passwords. AllWebID secures its customers’ networks by converting the login workflows of their web portals and SaaS applications to support 2-factor authentication. User identity is verified either by matching a one-time use PIN code texted to the user’s cellphone or by matching fingerprint templates in real time. AllWebID solutions are used by the healthcare, education and banking sectors.Products:

Customer focus:

Identity, Password Manager

Healthcare, education, banking

Applied Recognition offers face detection, recognition and authentication technology for consumers, enterprises and application developers. The company serves a range of verticals, including financial services, IoT device manufacturers and software providers.

Products:

Customer focus:

Face Locate, Ver-ID SDKs, photo tagging

Enterprise, financial services, eCommerce, subscription services

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20

Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Aratek is a biometrics solution provider and a member of the China 863 Information Security Alliance. Aratek provides fingerprint image processing, matching and fingerprint searching software and hardware products, as well as middleware components, for clients.

Products:

Customer focus:

Fingerprint Software System, Scanner, Identity Card Fingerprint readers, Fingerprint Token

Policy, government, telecom, social security, tobacco, power, finance and insurance

Arcanum Technology provides an authentication solution for financial services organizations, banks and online merchants. The company’s N-Kod solution is a cutting-edge cypher algorithm that generates a series of unique tokenized system values to ensure the customer’s actual passcode is never exposed. N-Kod reduces the complexity of passcodes by expanding their character set to include alphanumeric characters, symbols, colors and key position options. Products:

Customer focus:N-Kōd Secure Authentication

Financial services organizations, banks, online merchants

AU10TIX Limited is a provider of multi-channel ID authentication and record generation solutions. The company develops and implements solutions that help automate the capture, authentication, validation and generation of digital records of identifying documents. AU10TIX Limited is a subsidiary of ICTS International B.V, a global provider of security services and solutions for airports, border crossings and other safeguarded facilities.

Products:

Customer focus:

Front End Solutions (ID Identification), Solutions

Airports, secured facilities, regulated commercial and public services

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Auraya Systems is a biometric voice verification technology provider enabling customers and businesses to interact and engage with security and convenience. Auraya’s biometric voice verification engine, known as ArmorVox, is speaker-adaptive, designed to constantly learn about the customer’s unique voice to improve security.

Products:

Customer focus:

ArmorVox (voice biometrics)

Healthcare, government, retail, telecommunications, financial services

Auth0 is a cloud service that provides a set of unified APIs and tools that instantly enable single sign-on and user management for any application, API or IoT device. The Bellevue, Wa.–based company provides open-source SDKs for all popular platforms, operating systems, devices and programming languages. It also facilitates connections to various digital identity providers ranging from social and enterprise to custom username/password databases.

Products:

Customer focus:

Authentication, breached passwords, MFA

Logistic, healthcare, energy, media, financial services, retail, manufacturing, software, online services

Authasas provides an authentication framework that integrates with Microsoft, Novell, VMware & Citrix environments and interfaces to all single sign-on vendors. The company offers biometrics, contact and contactless card technologies, mobile out of band, one-time passwords (soft) tokens, USB flashdrives, passphrase authentication and federated authentication. Products:

Customer focus:

Authentication

Financial services, government, healthcare

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

AuthenticID is an identity proofing provider that aims to deliver accuracy and improve processes, customer service and regulatory compliance for financial institutions, telecoms and any businesses that are required to develop a customer identification program. Products:

Customer focus:

Global document authentication, facial recognition

All industries

Authentik Systems produces the Remote Access Biometric Time and Attendance System, which enables a biometric time stamp via a personal biometric key and a browser-enabled cellphone. Products:

Customer focus:

Remote biometric time card system

Home cleaning, home health, agriculture, landscaping and HVAC

Aware is a global provider of biometrics software products, services and solutions. Its modular software products include SDKs and subsystems that enable fingerprint, face and iris recognition. It also offers user interface applications for biometric enrollment and forensic analysis, SDKs for name matching and identity resolution, a biometric services platform, and an automated biometric identification system. These products extend biometric functionality to applications built for border management, law enforcement, defense, intelligence, citizen ID, banking and payments.

Products:

Customer focus:

Authentication and payments, identity proofing and fraud prevention, citizen id and elections, visitor screening and border management, law enforcement and investigation, defense, and intelligence

Business, healthcare, law, government

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

BioConnect is a provider of authentication tools. BioConnect’s core solutions include identity management platforms, applications and partnerships.

Products:

Customer focus:

Identity Platform, Applications, Software, Hardware, Terminals

Financial services, retail, data centers, enterprises, healthcare, education, public sector

BIO-key International is a provider of fingerprint biometric identification, mobile credentialing and user identity verification solutions. BIO-key’s products are software-based and compatible with various fingerprint readers. Products:

Customer focus:

Software Solutions, Fingerprint Readers

Healthcare, blood centers, enterprise, education, government, retail, financial services

BioID is a cloud biometrics company. It offers face and voice recognition capabilities for any mobile device. Products:

Customer focus:

Unified authenticator, mobile payment and banking, e-identity

Retailers, banking, government

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Biomatiques is an India-based manufacturer that provides compact iris scanner hardware and iris recognition SDK along with custom casing design solutions to meet various requirements for its range of products. The company supplies products for governments, large businesses and various industries. Products:

Customer focus:

Security & Access Control, Time & Attendance, Identity Management

Government, large business, industries, medical

Biomids is a biometric software security firm that provides authentication systems and technologies for enterprise users and developers. It offers Instant-In Access Manager, which allows customers to use facial recognition software in place of username and passwords to access a wide range of accounts.

Products:

Customer focus:

Biomids Authenticator and Proctor, Mobius, Instant in Access Manager, SDK Toolkit

Education, enterprise, small business/personal, developers

Bluink is an enterprise security company focused on Phone-as-a-Token technology. Bluink enables multifactor authentication and SSO using smartphones as the key. With the company’s Injector app, users can log in to with long, random passwords, one-time passwords or FIDO U2F public key authentication, which eliminates passwords altogether. Products:

Customer focus:

InjectorFinancial services

Enterprise

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

B-Secur offers biometrics authentication solutions. The company’s software uses patented electrocardiogram (ECG) technology to read an individual’s heartbeat pattern and verify his or her identity. It has a wide variety of applications for consumers and enterprises, including mobile banking, building access control and health and wellness, among others.

Products:

Customer focus:

ECG biometrics

Finance and banking, automotive and technology industries

CA Technologies’ CA Advanced Authentication provides real-time protection for online and mobile applications. The solution can authenticate an employee, a partner or a contractor while providing a seamless login experience. It features multifactor authentication and risk-based methods such as device identification, geolocation and user activity.

Products:

Customer focus:

Advanced authentication, API security, identity management, payment security

Enterprise, financial institutions

CBA providers fingerprint authentication modules and algorithms, fingerprint authentication chips, USB keys, and fingerprint authentication for IC. The company also supplies a fingerprint authentication system for mobile phone model solutions to meet requirements of suppliers in various markets such as note PC, PC/network security, door interlock, time information and entry system, safes and internet/intranet authentication servers, among others.

Products:

Customer focus:

Fingerprint sensor, algorithm, processor, module

Suppliers of mobile devices, PCs, internet/intranet authentication servers

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Centrify’s identity-as-a-service (IDaaS) solutions can be used to verify users, validate devices and put limits on access and privilege. It utilizes machine learning to discover risky user behavior and apply conditional access, and all without impacting user experience. Products:

Customer focus:

Single Sing on, Adaptative multifactor authentication, Privileged access management, Risk analytics

Automotive, Banking, Defense & Government, Education, Internet, Manufacturing, Retail, Pharma, Telco

Facial recognition software company Chincotech works with global governments and their agencies toward a unified solution to combat issues including terrorism and immigration. The company provides 2-D and 3-D facial recognition algorithms and software solutions.

Products:

Customer focus:

Facial and general recognition

Government

Confirm offers authentication services for driver’s licenses and other IDs. The company’s software is used by financial institutions, healthcare providers, insurance carriers, retailers, shared economy companies and on-demand service providers.

Products:

Customer focus:

ID authentication, form fill

Financial institutions, healthcare, insurance, retailers

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Crossmatch aims to help organizations solve their identity management challenges. Its enrollment and authentication solutions are used to create, validate and manage identities for a range of government, law enforcement, financial institution, retail and commercial applications. Crossmatch´s solutions are designed using biometric technologies and multifactor authentication software. Products:

Customer focus:

Authentication, enrollment, mobile, SDKs

Defense, finance, government, law enforcement, hospitality and retail, enterprise

Cryptomathic provides security software solutions to businesses across a range of industry sectors. The Authenticator is a multi-factor authentication server designed for applications such as eBanking and eGovernment and includes support for a wide range of tokens to help match security needs.

Products:

Customer focus:

Authentication and signing, EMV, key management, PKI and ID

Banking, government, technology manufacturing, cloud and mobile

Cryptomathic provides security software solutions to businesses across a range of industry sectors. The Authenticator is a multi-factor authentication server designed for applications such as eBanking and eGovernment and includes support for a wide range of tokens to help match security needs.

Products:

Customer focus:

Smart Card Middleware, JAVA Card Framework, PKI Defense, automotive, financial, government, retails, industry

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Cryptsoft provides interoperable enterprise key management and encryption technology solutions. The company offers key management interoperability protocol software development kits, and its solutions include U2F and OTP authentication tokens.

Products:

Customer focus:

U2F, OTP authentication tokens

Security system

Daon is a provider of biometric identity assurance software products and services focused on meeting the needs of governments and large commercial organizations worldwide. Daon aims to support customers and system integrators in building enterprise solutions.

Products:

Customer focus:

Mobile authentication and biometrics, border management and immigration, employee credentialing, national ID, identity providers

Government, commercial enterprises, financial institutions

Dashlane offers a password manager and secure digital wallet. Its products are compatible with Mac, PC, iPhone, iPad, Android phones and tablets, including Kindle Fire.

Products: Customer focus:

Password manager

Internet users and businesses

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Diamond Fortress Technologies’ solution ONYX is a software-based authentication solution that uses a device’s camera to capture and identify a user’s unique fingerprint. The company’s software library is offered via SDK and designed to allow developers quick access to the technology. Products:

Customer focus:

ONYX

N/A

DigiFlak offers business solutions that secure workers’ digital keys, passwords and certificates in a separate hardware environment. The company manufactures Flak security USB dongles (secuters), licenses its technologies (OEM) and offers subscriptions to services and third-party applications. Products:

Customer focus:

Flak classic, Flak classic business edition

Private users and businesses

01Systems is a software application and solution provider. Its industry products are a portfolio offering arabization, signature management, a biometric solutions integrator (finger vein, fingerprint), ECM and digital vouchers.

Products:Customer focus:

Verify user identity, devices Education, financial, healthcare, legal, retail, technology

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Early Warning provides payment and risk solutions to financial institutions, government entities and payment companies. Its identity and authentication offerings are intended to improve account opening, simplify and unify authentication through a single API, and fight fraud with behavioral biometrics.

Products: Customer focus:

Authentication, payment, regulatory solutions

Financial institutions, government entities, payment companies

eBureau is a provider of predictive analytics and information solutions. Its solutions are designed for sectors including financial services, higher education, insurance, automotive, telecom, and utilities and retail.

Products:

Customer focus:

Marketing & lead management, fraud protection, credit risk assessment, collections and recovery

Financial services, higher education, insurance, automotive, telecom & utilities, retail

Entrust Datacard, formerly known as Datacard Group, offers digital identity solutions to FIs, governments and corporate enterprises that conduct highly secure transactions. Some of its solutions include central card issuance systems, passport and ID cards and offering security certificates and communication channels.

Products:

Customer focus:

Authentication, identity credential management, SSL certificates, employee ID, mobile authentication, border control

Financial, government, corporate, education, healthcare, retail, transit

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

ePortID LLC is a divison of ePortation Inc., and provides biometric identity verification solutions. ePortID delivers identity verification using palm vein scanning for a range of industries. Products:

Customer focus:

Biometrics, ePortPass, palm vein scanners

Healthcare, education, banking

Equifax is a consumer, commercial and workforce information solutions provider which organizes, assimilates and analyzes data on consumers and businesses. Its identity authentication solution features a five-step process which works by asking “intelligent questions” related to an applicant’s history.

Products:

Customer focus:

Identity authentication

Retailers, insurance firms, utilities, government, banks, credit unions, other financial institutions

EyeLock Inc. is an iris-based identity management technology company that focuses on developing systems for border control, logical access, global access control, and identity management sectors. It supports governments, businesses and consumers through its distributors and partners.

Products:

Customer focus:

Hardware and software solutions for Iris IdentityGovernments, businesses, consumers, financial services, healthcare, automotive, and consumer products

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

EyeVerify Inc. is the creator of the biometric solution, Eyeprint ID. The technology uses the existing cameras on mobile devices to image- and pattern-match the blood vessels in the whites of the eye and other micro features in and around the eye.

Products:

Customer focus:

Eyeprint ID

Device manufacturers, financial institutions, government agencies, healthcare services

Facebanx has developed an integrated facial recognition technology that works via webcams, mobile phones and tablets. Facebanx uses cloud-based technology to allow multiple users unlimited access worldwide, either on a manual or automated basis. It is an ID verification solution in the registration, single sign-on and KYC process. Products:

Customer focus:

Face, Voice and Facial Recognition, Video Chat

Banking, payments, insurance, gambling industries, police, security and local government

FaceFirst is a provider of real-time biometric face recognition software. The company’s solution matches individual faces from a live image with the face of an individual contained in the system’s database. Products:

Customer focus:

Face recognition platform

Retail, law enforcement, airports & transportation, commercial security, gaming

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

FacePhi provides facial recognition technology. The technology utilizes the camera on a user’s mobile device to take a selfie, which then becomes their method of identification and interaction with the bank’s mobile application. Products:

Customer focus:

SDK, Selphi

Financial institutions, government

FICO is an analytics software company, with solutions designed to help businesses make better decisions through Big Data and mathematical algorithms to predict consumer behavior. ICO provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more pro table customer relationships, optimize operations and meet strict government regulations. Products:

Customer focus:

Analytics, fraud and security, scores, communications transportation and travel

Fingerprint Cards AB (FPC) markets, develops and produces biometric components and technologies that, through the analysis and matching of an individual’s unique fingerprint, verifies the person’s identity. The technology consists of biometric sensors, processors, algorithms and modules that can be used separately or in combination with each other and can be implemented in volume products such as smart cards and mobile phones. The company’s technology can also be used in IT and internet security and access control. Products:

Customer focus:

Touch, swipe, area fingerprint sensors

Smartcards, automotive industry, Internet of Things

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

ForgeRock, an identity relationship management vendor, works to help companies and governments to build secure, customer-facing relationships across apps and devices. Its access management solution provides authentication possibilities with several out-of-the-box authentication modules to fit the needs of business, including device fingerprinting, one-time passwords and adaptive risk authentication.Products:

Customer focus:

Access management, user managed access, identity management, identity gateway, directory service

Digital health, financial services, omnichannel retail, communication and media, government

Gemalto develops software and other technologies for businesses and governments intended to help with identity authentication and data protection to deliver secure digital services – from payment to enterprise security and the Internet of Things. Gemalto´s authentication, ID management, data encryption, and crypto management solutions enable organizations to protect sensitive information and also ensure compliance.

Products:

Customer focus:

Identity and access management, data encryption, crypto management, cloud security

Financial services & retail, government, identity & access security, machine to machine, mobile, transport, training, buy online

Gigya provides security software solutions like its Customer Identity Management Platform, which is designed to identify customers, aggregate data into customer profiles and produce personalized campaigns. The platform aims to help companies build better customer relationships and turn visitors into known, loyal and engaged customers.

Products:

Customer focus:

Customer identity management (Customer Identity, Access Management Platform Enterprise Preference Manager)

E-commerce, Media & Entertainment, Publishing, Travel & Leisure, Brands, Organizations.

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

GlobalSign is a provider of identity and security solutions aimed at helping businesses, large enterprises, cloud service providers and IoT innovators with digital processes and transactions.

Products:

Customer focus:

PKI Solutions, identity and access management, IoT

Businesses, large enterprises, cloud service providers, IoT

Goodix is a company devoted to the research and development of human-computer interaction technologies, including chip design, software development and touchscreen solutions. Products:

Customer focus:

Fingerprint sensor, touch controller for mobile phone, tablet

Smartphone and tablet manufacturers

GoTrust Technology Inc. is an innovator of the secure microSDs and delivers hardware security for mobile devices using the SD and microSD form factor. GO-Trust innovates with powerful, fast and smart microSD embedded chips and sophisticated supporting applications. GoTrust products include Biometric Virtual S.E., Fido 2UF authentication, and password biometric login.

Products:

Customer focus:

Secure Micro SD, IOS reader, biometric virtual SE, FIDO U2F authenticator, passwordless

Financial, military, consumer, enterprise, government

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

HID Global produces products, services, solutions, and know-how related to the creation, management, and use of secure identities. The company’s solutions include identity management, mobile authentication and secure transactions. Identity management is the digital identification and secure confirmation of a person or asset online. Unique identities can be confirmed and counterfeiters can be combated by using multi-factor authentication such as biometrics, tokens or digital certificates.

Products:

Customer focus:

Access control, asset tracking, border protection, embedded solutions, identity management, secure transactions

Banking & financial, education, enterprise & corporate, government, healthcare

HooYu is a global identity verification service. The company’s software uses digital footprints, ID document authentication and facial biometrics to prove customer identity.

Products:

Customer focus:

Identity verification

Peer2peer sites, regulated companies, ecommerce

iDefend is a fraud prevention software provider offering biometrics-driven identity authentication for companies, governments and organizations. Solutions include video-based face, voice and lip verification.

Products:

Customer focus:

biometrics authetication

Financial, ecommerce, healthcare, government

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

HYPR is a provider of biometric authentication solutions that utilize existing cameras, fingerprint sensors, cameras and microphones on mobile devices. Products:

Customer focus:

Biometric security SDK, key password manager, token

All (software developers, enterprises, device manufacturers)

ID Analytics’ solution provides actionable insights into enterprises’ credit and identity risk. It does this through a combination of proprietary data, patented analytics and up-to-the-minute consumer behavior insights from the ID Network, one of the nation’s largest networks of such cross-industry data.

Products:

Customer focus:

Authentication and Verification, Credit Risk, Fraud Risk Management

Automotive lending, communications, credit card, government, online lending, retail banking

IdentityMind Global platform provides identity-based risk management, fraud prevention, and anti-money laundering services for online lenders, acquiring banks, payment processors, gateways, payment service providers, digital currency exchanges, financial institutions, and eCommerce merchants.

Products:

Customer focus:

Online fraud prevention, anti-money laundering, merchant risk

Online merchants, acquiring banks, payment processors and gateways, payments services providers, digital currency exchanges, and financial institutions

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

IDEMIA is a digital identity service provider for companies in the payments, gaming, communication and commerce space. IDEMIA is the result of the merger between embedded digital security provider Oberthur Technologies (OT) and identity and security solutions provider Safran Identity & Security (Morpho).

Products:Customer focus:

Access controlFinancial institutions, mobile network operators, government and corporate entities, transportation authorities, retailers, internet of things providers

IDEX has developed advanced fingerprint imaging, recognition and authentication technology. IDEX’s intellectual property is protected by a comprehensive portfolio of 45 granted and pending patent families. The company sells sensors or licenses its IP to global original equipment manufacturers. Its partners use IDEX IP in biometrically enabled products. Products:

Customer focus:

Touch sensors

Mobile, ID and smart cards and the Internet of Things

IDology, Inc. provides real-time technology solutions that aim to verify the identities and ages of consumers who are not present. Products:

Customer focus:

Financial services, tax, distance learning, healthcare, insurance, retail, gaming, telecommunications, eCommerce

United States, Canada, United Kingdom

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

ID R&D is a biometric solution provider focusing on the development of new biometric soutions to increase security and enhance user experience. The company has developed a suite of core biometric technologies for mobile login, chatbots and virtual assistants, and its solutions utilize various data points and biometric modalities (including behavioral, voice and facial recognition) to create frictionless biometric authentication in emerging communication channels.Products:

Customer focus:

IDSquared, SafeChat, IDVoice, Voice Anti-spoof, IDBahave

United States

ImageWare Systems provides identity management solutions driven by biometrics. Its solutions provide multi-modal biometric authentication using voice, fingerprint and facial recognition, and are designed to combine cloud and mobile technology to offer multifactor authentication for smartphone, tablet and desktop users.

Products:

Customer focus:

Biometric authentication (GoVerifyID, GoCloudID)

financial, healthcare, enterprise and retail markets

Imprivata®, the healthcare IT security company, enables healthcare providers to access, communicate and transact patient information securely. The Imprivata platform addresses critical compliance and security challenges while improving productivity and the patient experience.

Products:

Customer focus:

Single sign-on, multifactor authentication, virtual desktop access, secure communications, patient identification, EPCS, EMR adoption

Healthcare

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Inflection, LLC, is a family history website and a people search engine. The company aggregates records, including birth records, obituaries, census records, and immigration and passenger lists, and makes them available to users through brands. Its also aggregates contact information, public records and social networking profiles in a way that respects privacy.

Products:

Customer focus:

Employment screening, Identity checks

Trust and safety, identity protection, employment screening, identity verification, privacy, background checks and people search

Innovatrics offers biometric technologies for identity management. Its biometric AFIS configuration can include fingerprint identification, facial verification, facial identification and iris verification. Products:

Customer focus:

IDKit Fingerprint SDK, IFace SDK, biometric enrollment system, biometric time and attendance control system

all types of organizations

Integrated Biometrics develops fingerprint scanners. The company’s Integrated Biometrics FBI-certified fingerprint sensors use a light-emitting sensor film, enabling them to work in direct sunlight on dry or moist fingers and resist abrasion.

Products:

Customer focus:

Fingerprint scanners

Government, commercial

NEW

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Intercede® offers cybersecurity services and specializes in identity, credential management and secure mobility services. Its MyID software is an identity and credential management system to enable organizations to create and assign trusted digital identities to employees, citizens and machines. It also allows secure access to services, facilities, information and networks.

Products:

Customer focus:

MyID for employees, customers

governments, enterprises and organizations

IriTech provides iris biometric technology. The company offers compact iris camera modules and iris-based authentication solutions that can be integrated in any handheld device. Products:

Customer focus:

Iris camera hardware, iris recognition software

Government, education, nonprofit organizations, workforce management, healthcare, ATM

Is it You provides face mobile identity verification. Its technology works in context from almost complete darkness to bright sunlight and with most poses even while a user is holding the phone at waist level or to the side. Products:

Customer focus:

Mobile face recognition

Banks, enterprise, personal security

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Jumio is an identity management and credentials company. The company utilizes proprietary computer vision technology to verify credentials real-time web and mobile transactions. Jumio’s products are used by clients in the financial services, sharing economy, retail, travel and online gaming sectors. Products:

Customer focus:

Digital ID verification and scanning solutions

Finance, retail, travel, sharing economy, gaming, telecommunications

LastPass Enterprise offers single sign-on and password management solutions. The company’s offerings are designed to help customers increase security, maintain compliance and boost productivity.

Products:

Customer focus:

Password managementPassword management, identity management, single sign-on, SaaS, cloud, web applications, mobile applications, federated identity management and password management

Irisys is an iris security solution company. Its technology includes iris recognition solution for smartphones, iris recognition camera module for smartphones and a subminiature iris USB called Lockit. Products:

Customer focus:

Lockit USB, Lockit one-time password, iris recognition module

Banks, enterprise

NEW

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

M2SYS Technology provides enterprise solutions designed to enable customers and partners to utilize or integrate biometric technology. The company’s core focus is identity management in workforce management, healthcare and large government projects. M2SYS also offers a biometric SDK that allows developers to add biometric recognition to any software application.Products:

Customer focus:

Cloud solutions, biometric technology, biometric hardware

Government, healthcare, banking, workforce management

MePIN provides an authentication and transaction authorization solution designed to offer customer authentication with a single touch. Its solution is to implement universal two-factor authentication, strong customer authentication for payments and mobile ID services.

Products:

Customer focus:

Authenticate, Authorize, Identity

Telecom operators, Banks and Government

MetaStudio offers fraud defense solutions. Its products are designed to provide actionable cyber intelligence to combat fraudulent registrations, bogus leads, account hijacking and organized cyber criminals. The solutions also work to contribute data on known fraudsters that helps email service providers, internet service providers (ISP), lead generators and global online businesses stop fraudsters efforts.Products:

Customer focus:

Customer authentication, Instant bank verification, Military lending act, Phone verification, Ringless voicemail, Email validation

Bank, Military, Commerce

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Azure Active Directory is Microsoft’s cloud-based directory and identity management service. Azure ID is intended to provide IT admins with the ability to give employees SSO access to numerous SaaS programs with a multi-factor authentication for user sign-ins and transactions.

Products:

Customer focus:

Azure Active Directory

Communications and media, financial services, manufacturing and resources, retails, consumer products and services

miniOrange offers security solutions in the areas of cloud security, identity and access management, mobile Security, and vulnerability management. Its products include miniOrange Strong Authentication, miniOrange Single Sign-on solution and the miniOrange Fraud Prevention solution.

Products:

Customer focus:

Cloud identity broker service, 2FA, single sign-on, fraud prevention, network security, social login

Financial services, retail, healthcare, education

Mitek is a provider of mobile capture and identity verification software solutions. Mitek’s ID document verification can enable an enterprise to verify a user’s identity during a mobile transaction, helping financial institutions, payments companies and other businesses operating in highly regulated markets transact business safely. Mitek also reduces the friction in mobile users’ experience with advanced data prefill. Products:

Customer focus:

Mobile verify, fill, deposit

Financial institutions, enterprise

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Mobile Authentication Technologies offers mobile security and authentication solutions using smartcards and biometrics for iOS and Android mobile devices. It provides systems for iPad, iPhone and Android devices that support smart cards, biometrics and authentication to fit the needs of government agencies and corporations. Products:

Customer focus:

AuthentiKey U2F-FIDO, smart card reader, fingerprint biometric algorithm

Government, corporations

MYPINPAD (MPP) is an enabler of secure multifactor authentication (MFA) for unsecured touchscreen devices like smartphones and tablets. It provides a modular platforms-as-a-service (PaaS) or customer-hosted platform that delivers security with familiar and friendly user authentication interfaces, like biometrics and cardholder personal identification numbers (PINs).

Products:

Customer focus:

Face to Face transactions, online transactions authentication

Consumer, banks, merchants

Neustar provides identity resolution solutions designed for industries including marketing, security and communications, among others.

Products:

Customer focus:

Marketing, Compliance Risk and Fraud, Security, Registery, CommunicationsRetail & Consumer Packaged Goods, Financial Services, Automotive, Travel & Hospitality, Communications & Technology.

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Nexmo’s Verify provides authentication by phone verification. Verify detects a phone number type and selects the appropriate channel for identification – either SMS or voice.

Products:

Customer focus:

Verify

FinTech, enterprises

Nok Nok Labs’ ambition is to transform authentication by enabling end-to-end trust across the web, using authentication methods that are natural to end-users and provide strong proof of identity. Its solutions are intended to remediate and unify authentication silos and provide organizations with greater flexibility to utilize strong authentication solutions in adaptable ways.

Products:

Customer focus:

Multifactor authentication client desktop and client edition, serverDevice manufacturers, mobile networks operators, identity service providers, security vendors, government, public safety and first responder agencies

NXT-ID, Inc.’s MobileBio® solution is intended to mitigate consumer risks associated with mobile computing, m-commerce and smart OS-enabled devices. The company offers the MobileBio® suite of biometric solutions, which includes Wocket®; a smart wallet.

Products:

Customer focus:

Wocket, 3DID, facematch, voicematch, biocloud

Enterprises, financial institutions, government

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

NTechLab is an intelligent security solutions and software provider. The company provides facial recognition software for corporations, governments and law enforcement, and offers a cloud-based security platform and a security software development kit (SDK) for third-party developers.

Products:

Customer focus:

Facial authentication

Corporate, government, and law enforcement clients

OneLogin is a cloud-based identity and access management (IAM) provider that offers enterprise-level SSO and identity-management solution. The San Francisco, Calif.–based company’s solution is used by more than 2,000 enterprise customers for securing and managing identities in cloud, legacy and hybrid environments.

Products:

Customer focus:

Single sign-on, web access management, adaptive authentication, mobile identityEducation and government, finance and insurance, healthcare, high-tech, manufacturing, media, nonprofit, professional services, retail services and aeronautics

OneVisage develops a 3DAuth disruptive digital identity platform for financial services, identity and access management providers, integrators and mobile operators. It turns any consumer mobile device into a real-time 3-D facial scanner that can authenticate the user within seconds.

Products:

Customer focus:

Premier Face SDK, Premier Secret SDK

Financial Services, Identity & Access Management providers, Integrators and Mobile Operators

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Onfido uses a machine learning-powered fraud solution to validate a user’s identity document and compare it with facial biometrics. The user’s identity can then be cross-referenced against international credit and watchlist databases.

Products:

Customer focus:

ID Record Check, Document Check, Facial Check

businesses

PalmID provides authentication and security solutions for devices with a standard camera. Its offerings are designed to convert a user’s palm image into a unique signature.

Products:

Customer focus:

Biometric authentication

Automotive, Banking, Payments, Virtual reality, IOT+Wearables, Healthcare, Device unlock, Enterprise security

Paycasso provides market-leading software to verify consumers’ identities when engaging in mobile, online or in-person transactions. Its suite of products include VeriSure, InstaSure, DocuSure and IdentiSure, all designed to help companies recruit customers, meet compliance requirements and manage personal and financial data.

Products:

Customer focus:

VeriSure, DocuSure, InstaSure, IdentiSure

Financial services, healthcare, retail banking, insurance, restricted goods and services

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Payfone is a mobile and digital identity authentication provider serving banks, insurers, brokerages and technology companies by authenticating new user account openings, logins, chat sessions and call center interactions. It’s all done through Payfone’s patented platform, Lotus, which generates proprietary Trust Scores for mobile identities by analyzing millions of digital signals against multiple authentication factors.

Products:

Customer focus:

Lotus

Banks, insurers, brokerages and technology companies

Ping Identity provides Identity De ned Security for the borderless enterprise, allowing employees, customers and partners access to the applications they need. The company’s solutions are designed to ensure that intended individuals are granted access, securely and seamlessly.

Products:Customer focus:

Federated Access, Management capabilitiesAirlines, automobile, banking, communication, computing, retail, education, entertainment, government, healthcare, insurance, Pil, publishing

PointPredictive provides fraud solutions to banks, lenders and financial firms. The company works to enable lenders and online retailers to stop fraud and reduce first payment and early payment default at low positives via analytic and big data platforms. It also provides fraud and risk consulting services.

Products:Customer focus:

Risk Management, Artificial Intelligence SolutionsAuto finance, consumer lending, mortgage lending, online retail, real estate and consumer rental markets

NEW

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Precise Biometrics is a provider of fingerprint recognition solutions. The technology can be applied to ID, enterprise and bank cards as well as systems that control access to buildings, computers and networks. Precise Biometrics serves business and government organizations. Products:

Customer focus:

Fingerprint technology, smart card readers

Business, government

RCDevs is a security company specializing in multifactor authentication and PKI. RCDevs provides solutions to customers ranging from SMEs to large corporations in the IT, financial, healthcare and government sectors. Its OpenOTP is an enterprise-grade user authentication solution based on open standards. It supports the combinations of single-factor and multifactor user access with one-time password technologies (OTP) and universal second factor (FIDO-U2F).

Products:

Customer focus:

OpenOTP™ server (multi-factor with OTP and FIDO-U2F)

IT, financial, healthcare and government sectors

Risk Ident is a software provider that offers anti-fraud solutions to companies within the eCommerce, telecommunication and financial sectors. Risk Ident’s key products are FRIDA Fraud Manager, DEVICE IDENT Device Fingerprinting and EVE Evaluation Engine, designed for use in payment fraud, account takeovers, and fraud within account and loan applications.Products:

Customer focus:

FRIDA fraud manager, DEVICE IDENT device fingerprinting, EVE evaluation engine

eCommerce, telecommunication, financial sector

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

SecureAuth provides access control solutions, allowing organizations to determine identities. SecureAuth™ IdP provides authentication security, sign-in and self-service tools together in a single platform.

Products:

Customer focus:

Authentication security, single sign-in and user self-service

Financial institutions, healthcare, retail, government and other industries

SecureKey is an identity and authentication provider that works to simplify consumer access to online services and applications. The company enables identity and authentication networks to connect people to critical online services using a digital credential they already have and trust.

Products:

Customer focus:

Digital identity ecosystem, SecureKey Concierge

Telcos, government services, online market places, healthcare

SEKUR Me, Inc. aims to reduce online payment friction for eCommerce and commerce sites. The company’s solution utilizes single-click technology and multi-factor authentication. Products:

Customer focus:

Branded mobile payments, frictionless payments, FonePrint technology

Mobile login & payment

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Sensory offers fraud prevention solutions to improve the consumer electronics user experience through machine learning technologies. It sells chips and embedded software solutions to consumer electronics companies, enables safer experiences and specializes in deep net and learning technologies for speech recognition, machine vision and biometrics on embedded smaller footprint platforms.Products:

Customer focus:

Software, Hardware, Audio and Speech Technologies

mobile devices, wearables, IoT, home electronics, toys, and automotive

Signicat is a provider of digital identity and signature solutions in Europe. The company’s solutions are used by banks and financial institutions, insurance companies, government agencies and large corporations as well as small and medium-sized businesses. Products:

Customer focus:

Connect (access to business apps), assure (identity proofing), sign (electronically signing)

Financial service providers, from large banks to FinTech startups

Socure provides digital identity verification. The company’s technology applies machine-learning techniques with trusted online/offline data intelligence from email, phone, address, IP, social media and the broader internet to authenticate identities in real time. The company has established global channel partnerships with credit bureaus, identity verification vendors and other solution providers. The company powers financial inclusion verifying identities in over 180 countries, helping enterprises combat identity fraud, prevent account takeover and increase customer acceptance.

Products:

Customer focus:

ID+ (digital identity verification), perceive (remote facial biometrics), business verification

Financial institutions, sharing economy

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

The Sonavation product line provides authentication and protection for digital and physical environments for consumers and businesses. Solutions include both embedded and stand-alone device offerings designed to protect access to online systems, including eCommerce, financial services, health data and other applications. Products:

Customer focus:

Ultrasound biometric technology, biometric sensor, touch sensor under glass technology

eCommerce, financial services, health

Sthaler offers fingerprint authentication with its product Fingopay. The solution allows consumers to pay for goods and services, gain entry to events and manage payments online using just a finger. The Fingopay reader builds a 3-D map of veins within a finger, creating a natural personal key. Products:

Customer focus:

Fingopay (biometric authentication)

Financial services, retailers

Synacts offers identity protection tools for consumers. The digital identification solutions company develops user-centric online services designed to give internet users full control over access to their data, providing a secure, private and automated way to exchange sensitive information over the web. The solution is intended for use in digital onboarding, online checkouts, eSigning, secure messaging and payment.

Products:

Customer focus:

Digital ID

End user

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Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Synaptics specializes in the development of human interface solutions. Synaptics’ touch, display, and biometric solutions are designed for mobile, PC and automotive industries. Products:

Customer focus:

Biometrics, touch controllers, display drivers, TouchPad

Technology (mobile, tablet, Notebook PC), automobiles, wearables

Tascent develops and deploys biometric identity products and solutions for real world environments. Tascent focuses on iris recognition and multimodal high-throughput and mobile biometrics stemming from its acquisition of AOptix Technologies’ Identity Solutions business unit.

Products:

Customer focus:

High throughput iris recognition, mobile identity

Borders and identity, law enforcement and public safety, defense and humanitarian aid, healthcare and personal data

TeleSign is a provider of mobile identity solutions and offers account security and fraud prevention with two-factor authentication, based on each user’s mobile identity (phone number, device and behavior), which is driven by real-time global intelligence, including reputation scoring and device data.

Products:

Customer focus:

Account registration, access and usage recovery, smart start services

Software CRM, loyalty marketing, social platforms

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55

Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Trulioo Information Services, Inc. is a global identity verification company that provides secure access to over 200 unique and reliable data sources worldwide to instantly verify identities via a single API integration.

Products:

Customer focus:

GlobalGateway

Financial services, banking, payments, remittance, foreign exchange, online trading and lending, and eCommerce

Trusona offers an insured digital identity authentication solution that does not require passwords. Instead, it relies on technology to analyze the nature of ACH transactions and ensure the “True Persona” behind each digital interaction.

Products:

Customer focus:

Multi-factor authentication, identity proofing, and Consumer Identity and Access Management

Financial Services, Healthcare, Government, E-Commerce, Education.

Trustev, owned by Transunion, is a fraud prevention solution powered by technology that uses information surrounding a user’s behavior, device, email and social media when attempting to determine identity. Trustev provides services to retail, banking, digital goods, insurance, airlines and other travel-related companies. Products:

Customer focus:

ID checks, digital data

Retail, banking, digital goods, airlines and travel, insurance

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56

Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Ubisecure offers a platform of digital identity and authentication services. It includes Customer Identity and Access Management (IAM) and Identity-as-a-Service (IDaaS) solutions enabling businesses to determine and authenticate a new customer’s identity. The solution also connects digital services and identity providers, such as social networks, mobile networks, banks and governments.Products:

Customer focus:

Identity platform, identity server, identity cloud, mobile connect

Online commerce, banking and insurance, e-government

Veiris provides advanced computer vision technology for real-time identity verification, facial detection, facial recognition and facial analysis to address enterprises’ know your customer (KYC) needs.

Products:

Customer focus:

ID verification, face detection

Fintech, e-commerce, travel industries, financial institution

Veridium offers biometric authentication technology. The company’s solutions help organizations increase security, reduce fraud and cut costs associated with passwords and traditional multifactor authentication solutions. VeridiumID is a software-only platform for biometric authentication which works in conjunction with a front-end mobile SDK to embed biometrics into a company’s mobile app.

Products:

Customer focus:

VeridiumID, VeridiumAD

Financial, healthcare, enterprise, government

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57

Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

VerifyMe offers ID services to replace passwords and PINs with multi-factor authentication. The company also provides the ability to authenticate individuals using facial recognition, fingerprint, voice and retina scanning, swipe pattern recognition, location detection and approved IP detection.

Products:

Customer focus:

Biometrics, identity protection, anti-counterfeiting

Industries, governments, and individual

VisionLabs offers security and authentication products and solutions. Its products offer capabilities in the areas of face recognition, object recognition, augmented reality and virtual reality, and are designed for security, banking, retail, construction, transportation and other industries.

Products:

Customer focus:

Luna Platform, Luna SKD, Face DJ

Security, banking, retail, construction, transportation and other industries.

VoicePIN is a voice-based biometric system for user authentication. The company’s technology enables users to log into a system without having to remember passwords or PIN numbers. It provides secure access to data and confidential information, and its services apply to mobile applications, call centers, web applications and IoT.

Products:

Customer focus:

Voice authentication

Banking and e-commerce

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58

Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

VoiceVault provides voice biometrics solutions for applications. The solutions focus on ease of use along with convenience for customers and end users while providing security. Solutions are developed and delivered through partners or direct to client organizations, and these can be deployed through a range of hosting models including cloud, on-site or via managed service providers.Products:

Customer focus:

VIGO mobile identity verification, VIGO wear for wearables, VoiceAuth, VIM identity and access management, VoiceSign

Healthcare, financial

VoiceTrust offers biometric authentication experiences that are ISO 9001– and Common Criteria–certified. The solutions are designed for the delivery of biometric solutions consulting, solution deployments and customer support. Its voice-, face- and knowledge-based identity verification solutions are used by banks, insurance companies, call centers, hospitals and telcos across North America, Europe and the Middle East.Products:

Customer focus:

Password reset, caller authentication, proof of life, voice and face login

Financial services, IT and helpdesk, call centers, healthcare

Zoom is a San Diego, Calif.–based company that replaces passwords with selfie-style authentication by matching user faces via recognition algorithms and verifying liveness with motion and three-dimensionality. Products:

Customer focus:

Biometric authentication and verification (facial recognition) Commercial retailers

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59

Consumer Data Scorecard – All players are listed in alphabetical order.

© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

Online Data

Social

PIN

Microphone

Security Tokens

Physical

Knowledge

Based Questions

IDENTITY DATA

Camera

Fingerprint

BIOMETRICS

01Systems is a software application and solution provider. Its industry products are a portfolio offering arabization, signature management, a biometric solutions integrator (finger vein, fingerprint), ECM and digital vouchers.

Products:

Customer focus:

Signature management, enterprise content management, biometric authentication

Financial services

Page 60: JULY 2018 DIGITAL IDENTITY...digital identity tracker™ july 2018 6

Device Intelligence Scorecard – All players are listed in alphabetical order.

DIGITAL IDENTITYTRACKER™

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

60© 2018 PYMNTS.com All Rights Reserved

01Systems is a software application and solution provider. Its industry products are a portfolio offering arabization, signature management, a biometric solutions integrator (finger vein, fingerprint), ECM and digital vouchers.

Products:

Customer focus:

Signature management, enterprise content management, biometric authentication

Financial services

BeyondTrust is a global cybersecurity company. Its solutions work to prevent data breaches by exercising control over internal and external risks.

Products:

Customer focus:

ISMS, vulnerability management, and assessment and data security solutions

Privileged access management, vulnerability management, privileged account management, session monitoring, privileged password management, windows privilege management, Sudo, Unix and Linux privilege management, SSH key management, AD bridge, threat analytics, least privilege and AD auditing

BioCatch provides behavioral biometric, authentication and malware detection solutions for mobile and web applications. Available as a cloud-based solution, BioCatch collects and analyzes cognitive parameters to generate a user profile.

Products:

Customer focus:

Behavioral authentication, RAT detection, fraudulent activity

Banking, eCommerce, enterprise

NEW

Page 61: JULY 2018 DIGITAL IDENTITY...digital identity tracker™ july 2018 6

Device Intelligence Scorecard – All players are listed in alphabetical order.

DIGITAL IDENTITYTRACKER™

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

61© 2018 PYMNTS.com All Rights Reserved

CA Technologies’ CA Advanced Authentication provides real-time protection for online and mobile applications. The solution can authenticate an employee, a partner or a contractor while providing a seamless login experience. It includes features multifactor authentication and risk-based methods such as device identification, geolocation and user activity.

Products:

Customer focus:

Advanced authentication, API security, identity management, payment security

Enterprise, financial institutions

Callsign offers the Intelligence Driven Authentication Solution, a software designed to enable informed and adaptive access control decisions via location and behavior analytics, biometrics and machine learning. Callsign’s solution serves enterprises, financial institutions and consumer-facing digital services

Products:

Customer focus:

Intelligence Driven Authentication

Enterprises, financial institutions and consumer-facing digital services

CardinalCommerce Corporations provides authenticated payments, secure transactions and alternative payment brands for both eCommerce and mobile commerce, as well as proprietary solutions for banks and processors. Products:

Customer focus:

Consumer authentication, alternative payments, mobile, big data, solution design

Merchants and banks

Page 62: JULY 2018 DIGITAL IDENTITY...digital identity tracker™ july 2018 6

Device Intelligence Scorecard – All players are listed in alphabetical order.

DIGITAL IDENTITYTRACKER™

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

62© 2018 PYMNTS.com All Rights Reserved

Centrify’s identity-as-a-service (IDaaS) solutions can be used to verify users, validate devices and put limits on access and privilege. It utilizes machine learning to discover risky user behavior and apply conditional access, and all without impacting user experience. Products:

Customer focus:

Single Sing on, Adaptative multifactor authentication, Privileged access management, Risk analytics

Automotive, Banking, Defense & Government, Education, Internet, Manufacturing, Retail, Pharma, Telco

Duo Security aims to protect organizations against data breaches by ensuring that only legitimate users and appropriate devices have access to sensitive data and applications.

Products:

Customer focus:

Verify user identity, devices

Education, financial, healthcare, legal, retail, technology

Easy Solutions is focused on the detection and prevention of electronic fraud across devices, channels and clouds. Easy Solutions products range from fraud intelligence and secure browsing to multifactor authentication and transaction anomaly detection. Products:

Customer focus:

Mobile anti-fraud protection suite, fraudulent transaction and activity detection, fraud intelligence, strong authentication, save browsing for any environment, mobile authentication

Financial services, security firms, retailers, airlines, enterprises, infrastructure

Page 63: JULY 2018 DIGITAL IDENTITY...digital identity tracker™ july 2018 6

Device Intelligence Scorecard – All players are listed in alphabetical order.

DIGITAL IDENTITYTRACKER™

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

63© 2018 PYMNTS.com All Rights Reserved

Encap Security offers strong authentication and e-signature solutions for the financial services industry. Its Smarter Authentication Platform is integrated into individual customer infrastructure and delivers security and user experience across all applications, channels and devices. The platform supports Apple Touch ID and Samsung fingerprint biometric authentication systems. Products:

Customer focus:

Smarter authentication platform

Banking, enterprise, identity providers, healthcare

Entersekt offers push-based authentication and app security. Entersekt’s patented security products comply with most regulatory guidelines.

Products:

Customer focus:

Online banking, mobile banking, mobile app, card not present authentication

Banking, insurance, healthcare, mobile

Entrust Datacard, formerly known as Datacard Group, offers digital identity solutions to FIs, governments and corporate enterprises that conduct highly secure transactions. Some of its solutions include central card issuance systems, passport and ID cards and offering security certificates and communication channels.

Products:

Customer focus:

Authentication, identity credential management, SSL certificates, employee ID, mobile authentication, border control

Financial, government, corporate, education, healthcare, retail, transit

Page 64: JULY 2018 DIGITAL IDENTITY...digital identity tracker™ july 2018 6

Device Intelligence Scorecard – All players are listed in alphabetical order.

DIGITAL IDENTITYTRACKER™

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

64© 2018 PYMNTS.com All Rights Reserved

Evernym provides data security solutions. It works with other organizations — including businesses, institutions and non-government organizations (NGOs) — to create and deploy private-by-design solutions offering control and ownership of personal data.

Products:

Customer focus:

Identity owner tools, Claims issuing & trust anchor services, Claims exchange & verification tools, Decentralized application stack

Finance, Education, Healthcare, Commerce, Travel

EZMCOM is a security access software developer. The company’s biometric and authentication solutions can be deployed to protect users, data and applications from credential theft, account takeover and breaches.

Products:

Customer focus:

Fusion biometrics, multi factor authentication, behavioral authentication, risk based authentication, 3d secure, hardware & mobile pki tokens, documents authentication

Windows desktops, banking, ecommerce, government, enterprises employee authentication, law

ForgeRock, an identity relationship management vendor, works to help companies and governments to build secure, customer-facing relationships across apps and devices. Its access management solution provides authentication possibilities with several out-of-the-box authentication modules to fit the needs of business, including device fingerprinting, one-time passwords and adaptive risk authentication.Products:

Customer focus:

Access management, user managed access, identity management, identity gateway, directory service

Digital health, financial services, omnichannel retail, communication and media, government

Page 65: JULY 2018 DIGITAL IDENTITY...digital identity tracker™ july 2018 6

Device Intelligence Scorecard – All players are listed in alphabetical order.

DIGITAL IDENTITYTRACKER™

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

65© 2018 PYMNTS.com All Rights Reserved

FusionPipe offers secure software authentication solutions to improve productivity and enhance data and network security for enterprises, mobile field service workers, first responders and healthcare professionals. Its QuikSafe Authentication platform leverages personal devices to provide secure, convenient multifunctional authentication (MFA) without the need for smart cards, readers or hardware-based solutions.

Products:

Customer focus:

QuickSafe, QuickID, QuickID Smart, 2FA

enterprises, mobile field service workers, first responders and healthcare professionals

IDology, Inc. provides real-time technology solutions that aim to verify the identities and ages of consumers who are not present. Products:

Customer focus:

Financial services, tax, distance learning, health care, insurance, retail, gaming, telecommunications, eCommerce

N/A

InAuth is a digital device intelligence company. Through its device ID technology, InPermID, the InAuth Security Platform is designed to deliver the advanced device identification, analysis and risk assessment capabilities to help organizations reduce fraud within their digital channels.

Products:

Customer focus:

Device identification, integrity screening, analysis and risk assessment

Banking, payments, eCommerce, healthcare, enterprise

Page 66: JULY 2018 DIGITAL IDENTITY...digital identity tracker™ july 2018 6

Device Intelligence Scorecard – All players are listed in alphabetical order.

DIGITAL IDENTITYTRACKER™

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

66© 2018 PYMNTS.com All Rights Reserved

iovation provides a real-time service that works to expose online fraudsters and provides multifactor authentication services. Its software-as-a-service solution examines the reputation of devices (computer, tablet or mobile phone) connecting to online businesses in order to provide security. Products:

Customer focus:

Clearkey, launchkey multifactor authentication, fraud prevention, SureScore

Financial services, retail

Kount aims to help online businesses increase sales by reducing fraud and allowing them to accept more orders. Its SaaS platform is designed for businesses operating in card-not-present environments. For each transaction, Kount’s “decisioning” engine analyzes hundreds of relevant variables and activity across the globe in real time. Products:

Customer focus:

Fraud prevention platform, access

Retailers, health, insurance, payment processor, telco

LiveEnsure is an interactive authentication company with solutions that authenticate users, their mobile devices and sessions, location and behavior context with an app-to-app rollover or touch-to-tap engagement. LiveEnsure offers mobile security solutions for cloud, web and apps on Apple iOS, Google Android and Windows. Products:

Customer focus:

Four factors of authentication

eCommerce providers and applications, web developers, telecoms, and financial services

Page 67: JULY 2018 DIGITAL IDENTITY...digital identity tracker™ july 2018 6

Device Intelligence Scorecard – All players are listed in alphabetical order.

DIGITAL IDENTITYTRACKER™

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

67© 2018 PYMNTS.com All Rights Reserved

MaxMind is a provider of IP intelligence and online fraud detection tools. MaxMind provides IP intelligence through the GeoIP brand. Companies use GeoIP data to locate internet visitors and show them relevant content and ads, prevent fraudulent online transactions and reduce manual review.

Products:

Customer focus:

GeoIP, minFraud

eCommerce

MetaStudio offers fraud defense solutions. Its products are designed to provide actionable cyber intelligence to combat fraudulent registrations, bogus leads, account hijacking and organized cyber criminals. The solutions also work to contribute data on known fraudsters that helps email service providers, internet service providers (ISP), lead generators and global online businesses stop fraudsters efforts.Products:

Customer focus:

Customer authentication, Instant bank verification, Military lending act, Phone verification, Ringless voicemail, Email validation

Bank, Military, Commerce

miniOrange offers security solutions in the areas of cloud security, identity and access management, mobile Security, and vulnerability management. Its products include miniOrange Strong Authentication, miniOrange Single Sign-on solution and the miniOrange Fraud Prevention solution.

Products:

Customer focus:

Cloud identity broker service, 2FA, single sign-on, fraud prevention, network security, social login

Financial services, retail, healthcare, education

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Device Intelligence Scorecard – All players are listed in alphabetical order.

DIGITAL IDENTITYTRACKER™

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

68© 2018 PYMNTS.com All Rights Reserved

mSIGNIA offers mobile authentication and user-device recognition solutions. The company’s software helps businesses limit risk, reduce fraud and enhance customer experiences within fastest-growing digital channels. mSignia uses authentication, intelligent behavior data analytics and biometric authentication technology.

Products:

Customer focus:

IDNA authentication, 3D secure

Payment, banking, ecommerce, healthcare, gaming

Neustar provides identity resolution solutions designed for industries including marketing, security and communications, among others.

Products:

Customer focus:

Marketing, Compliance Risk and Fraud, Security, Registery, CommunicationsRetail & Consumer Packaged Goods, Financial Services, Automotive, Travel & Hospitality, Communications & Technology.

NoPassword, powered by WiActs, offers identity management and password-free single sign-on solutions. Its products are designed around biometrics and feature multifactor authentication.

Products:

Customer focus:

NoPassword Authentication, Human and hidden multifactor authentication

Financial, Insurance, Healthcare, Technology, Government, Manufacturing, Retail, Travel

Page 69: JULY 2018 DIGITAL IDENTITY...digital identity tracker™ july 2018 6

Device Intelligence Scorecard – All players are listed in alphabetical order.

DIGITAL IDENTITYTRACKER™

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

69© 2018 PYMNTS.com All Rights Reserved

Okta’s Identity Cloud solution is designed to securely connect enterprises to their partners, suppliers and customers. It uses deep integrations to secure access from any device.

Products:

Customer focus:

Single Sign-On, Multi-Factor Authentication, Lifecycle Management, Universal Directory, API Access ManagementCloud, Consumer, Education, Finance, Government, Healthcare, Manufacturing, Media, Non-Profit, Retail, Services, Technology, Transportation

OneLogin is a cloud-based identity and access management (IAM) provider that offers enterprise-level SSO and identity-management solution. The San Francisco, Calif.–based company’s solution is used by more than 2,000 enterprise customers for securing and managing identities in cloud, legacy and hybrid environments.

Products:

Customer focus:

Single sign-on, web access management, adaptive authentication, mobile identity

Education and government, finance and insurance, healthcare, high-tech, manufacturing, media, nonprofit, professional services and retail services

Privakey offers multifactor authentication (MFA) security without requiring passwords, password managers, SMS messages, out-of-band codes or other protocols. It allows users to use personal devices like phones, tablets or computers with a PIN or biometrics as the unstored second factor. This protects against phishing, keylogging, device cloning, account takeover (ATO) and other common attack vectors.

Products:

Customer focus:

2 Factor authentication

Financial Services, PSD2

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Device Intelligence Scorecard – All players are listed in alphabetical order.

DIGITAL IDENTITYTRACKER™

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

70© 2018 PYMNTS.com All Rights Reserved

RCDevs is a security company specializing in multifactor authentication and PKI. RCDevs provides solutions to customers ranging from SMEs to large corporations in the IT, financial, healthcare and government sectors. Its OpenOTP is an enterprise-grade user authentication solution based on open standards. It supports the combinations of single-factor and multifactor user access with one-time password technologies (OTP) and universal second factor (FIDO-U2F).

Products:

Customer focus:

OpenOTP™ server (multi-factor with OTP and FIDO-U2F)

SMEs, IT, financial, healthcare and government sectors

Risk Ident is a software provider that offers anti-fraud solutions to companies within the eCommerce, telecommunication and financial sectors. Risk Ident’s key products are FRIDA Fraud Manager, DEVICE IDENT Device Fingerprinting and EVE Evaluation Engine, designed for use in payment fraud, account takeovers, and fraud within account and loan applications.Products:

Customer focus:

FRIDA fraud manager, DEVICE IDENT device fingerprinting, EVE evaluation engine

eCommerce, telecommunication, financial sector

SecureAuth provides access control solutions, allowing organizations to determine identities. SecureAuth™ IdP provides authentication security, sign-in and self-service tools together in a single platform.

Products:

Customer focus:

Authentication security, single sign-in and user self-service

Financial institutions, healthcare, retail, government and other industries

Page 71: JULY 2018 DIGITAL IDENTITY...digital identity tracker™ july 2018 6

Device Intelligence Scorecard – All players are listed in alphabetical order.

DIGITAL IDENTITYTRACKER™

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

71© 2018 PYMNTS.com All Rights Reserved

Sift Science offers fraud detection systems, using large-scale machine learning technology to predict fraudulent behavior, leveraging a global network of fraud data. The solution is intended to catch fraud that is unique to different businesses and to train specific customer customized models to stop fraudsters in real time. Products:

Customer focus:

Machine learning, device fingerprinting

Travel, digital cash, on-demand, online marketplace, eCommerce, payment gateway

Socure provides digital identity verification. The company’s technology applies machine-learning techniques with trusted online/offline data intelligence from email, phone, address, IP, social media and the broader internet to authenticate identities in real time. The company has established global channel partnerships with credit bureaus, identity verification vendors and other solution providers. The company powers financial inclusion verifying identities in over 180 countries, helping enterprises combat identity fraud, prevent account takeover and increase customer acceptance.

Products:

Customer focus:

ID+ (digital identity verification), perceive (remote facial biometrics), business verification

Financial institutions, sharing economy

ThreatMetrix offers advanced fraud prevention and context-based security solutions. These solutions authenticate consumer and workforce access to mission critical applications using real-time identity and analytics.

Products:

Customer focus:

Advanced fraud protection, content-based authenticationeCommerce, financial institutions and FFIEC, enterprise, insurance, social networks, government, healthcare

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Device Intelligence Scorecard – All players are listed in alphabetical order.

DIGITAL IDENTITYTRACKER™

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

72© 2018 PYMNTS.com All Rights Reserved

Trustev, owned by Transunion, is a fraud prevention solution powered by technology that uses information surrounding a user’s behavior, device, email and social media when attempting to determine identity. Trustev provides services to retail, banking, digital goods, insurance, airlines and other travel-related companies. Products:

Customer focus:

ID checks, digital data

Retail, banking, digital goods, airlines & travel, insurance

Vantage Point is a solution designed to stop friendly fraud by creating digital video recordings of customers placing orders online. The company’s digital video recordings contain the device and environment fingerprint — combined with customer interactions as they navigate websites — adding an extra layer of security.

Products:

Customer focus:

Devices fingerptinting

eCommerce

VASCO is a provider of two-factor authentication and electronic signature solutions to financial institutions. The company also offers access to data and applications in the cloud, and provides tools for application developers to integrate security functions into their web-based and mobile applications. The company primarily serves clients in the financial, enterprise, eCommerce, government and healthcare markets.

Products:

Customer focus:

Mobile app security, compliance, fraud prevention, transaction signing, identity and access, documents eSignature

Financial, enterprise, eCommerce, government, healthcare

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Device Intelligence Scorecard – All players are listed in alphabetical order.

DIGITAL IDENTITYTRACKER™

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

Device

Fingerprinting

True

Application

PIN

Microphone

Security Tokens

IP

Geolocation

Device Emulator / With Malware

Camera

Fingerprint

BIOMETRICS

73© 2018 PYMNTS.com All Rights Reserved

Veridium offers biometric authentication technology. The company’s solutions help organizations increase security, reduce fraud and cut costs associated with passwords and traditional multifactor authentication solutions. VeridiumID is a software-only platform for biometric authentication which works in conjunction with a front-end mobile SDK to embed biometrics into a company’s mobile app.

Products:

Customer focus:

VeridiumID, VeridiumAD

Financial, healthcare, enterprise, government

VerifyMe offers ID services to replace passwords and PINs with multi-factor authentication. The company also provides the ability to authenticate individuals using facial recognition, fingerprint, voice and retina scanning, swipe pattern recognition, location detection and approved IP detection.

Products:

Customer focus:

Biometrics, identity protection, anti-counterfeiting

Industries, governments, and individual

Yoti Ltd provides security software solutions. Its offerings include a digital identity platform to improve online and in-person security by verifying and authenticating the user.

Products:

Customer focus:

Customer authentication, digital identity, Biometric login, Identity verification, Age checks, Building Access

Financial services, Businesses, E-commerce, Venues, Healthcare.

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Transaction Behavior Scorecard – All players are listed in alphabetical order.

74© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

AimBrain is a mobile biometric authentication platform including three types of protection: behavioral, facial and voice. The company offers patent-pending technology to authenticate the user.

Products:

Customer focus:

Biometric authentication

Financial

Balabit is a provider of contextual security technologies that focuses on preventing data breaches without constraining business. Balabit operates globally with offices across the United States and Europe. The company’s platform offers protection to organizations in real time from threats posed by the misuse of high-risk and privileged accounts. Some of its solutions include reliable system and application log management with context-enriched data ingestion, privileged user monitoring and user behavior analytics.

Products:

Customer focus:

Behavioral analytics, user monitoring, log management

Finance, telecommunications, cloud and managed service providers, government, higher education, healthcare

BehavioSec offers Behaviometric solutions for risk-based authentication of end users, and is designed for IT organizations and online services. Behaviometrics identifies unauthorized users by detecting anomalies in keyboard/mouse or environment behavior and creates digital fingerprints from user behavior. Products:

Customer focus:

IT security, fraud detection, information theft, authentication with behavioral biometrics

Finance

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Transaction Behavior Scorecard – All players are listed in alphabetical order.

75© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

BioCatch provides behavioral biometric, authentication and malware detection solutions for mobile and web applications. Available as a cloud-based solution, BioCatch collects and analyzes cognitive parameters to generate a user profile.

Products:

Customer focus:

Behavioral authentication, RAT detection, fraudulent activity

Banking, eCommerce, enterprise

Biometric Signature ID (BSI) is a developer of biometric ID verification software solutions using multifactor authentication. BSI aims to help organizations control risk, reduce fraud, manage security and maintain compliance. Products:

Customer focus:

BioSig-ID, BioProof-ID, BioSafe-ID, BioTec-ID

Education, financial, healthcare, ecommerce, enterprise

CA Technologies’ CA Advanced Authentication provides real-time protection for online and mobile applications. The solution can authenticate an employee, a partner or a contractor while providing a seamless login experience. It includes features multifactor authentication and risk-based methods such as device identification, geolocation and user activity.

Products:

Customer focus:

Advanced authentication, API security, identity management, payment security

Enterprise, financial institutions

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Transaction Behavior Scorecard – All players are listed in alphabetical order.

76© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

Credence ID, LLC, offers biometric authentication tools. The company’s solutions include mobile fingerprint, iris and facial recognition technologies.

Products:

Customer focus:

Mobile biometric hardware and software for government, civil and enterprise applications.

Biometrics, mobile, ePayments and identity

Crossmatch aims to help organizations solve their identity management challenges. Its enrollment and authentication solutions are used to create, validate and manage identities for a range of government, law enforcement, financial institution, retail and commercial applications. Crossmatch´s solutions are designed using biometric technologies and multifactor authentication software. Products:

Customer focus:

Authentication, enrollment, mobile, SDKs

Defense, finance, government, law enforcement, hospitality and retail, enterprise

Early Warning provides payment and risk solutions to financial institutions, government entities and payment companies. Its identity and authentication offerings are intended to improve account opening, simplify and unify authentication through a single API, and fight fraud with behavioral biometrics. Products:

Customer focus:

Authentication, payment, regulatory solutions

Financial institutions, government entities, payment companies

NEW

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Transaction Behavior Scorecard – All players are listed in alphabetical order.

77© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

Easy Solutions is focused on the detection and prevention of electronic fraud across devices, channels and clouds. Easy Solutions products range from fraud intelligence and secure browsing to multifactor authentication and transaction anomaly detection.

Products:

Customer focus:

Mobile anti-fraud protection suite, fraudulent transaction and activity detection, fraud intelligence, strong authentication, save browsing for any environment, mobile authentication

Financial services, security firms, retailers, airlines

FICO is an analytics software company, with solutions designed to help businesses make better decisions through Big Data and mathematical algorithms to predict consumer behavior. ICO provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more pro table customer relationships, optimize operations and meet strict government regulations. Products:

Customer focus:

Analytics, fraud and security, scores, communications Transportation and travel

Forter provides new generation fraud prevention for enterprise eCommerce. Its Decision as a Service system is designed to eliminate fraud prevention frictions such as the need for rules, scores or manual reviews. Behind the scenes, Fortier’s machine learning technology combines cyber intelligence with behavioral and identity analysis to create a multi-layered fraud detection mechanism. Products:

Customer focus:

Elastic identity, cyber intelligence, behavorial analysis

Online merchants

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Transaction Behavior Scorecard – All players are listed in alphabetical order.

78© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

FST Biometrics offers solutions that utilize biometric identification technology to provide secure access. The company’s motion identification system uses a fusion of facial recognition, behavioral analytics and voice analytics. Its technology is designed to identify authorized individuals from a distance and in motion.

Products:

Customer focus:

In motion identification access, digital doorman, mobile, rapidCorporates, retail industry, financial institutions, entertainment, residential buildings, airports, educational institutions, healthcare facilities, pharmaceutical companies

ID Analytics’ solution provides actionable insights into enterprises’ credit and identity risk. It does this through a combination of proprietary data, patented analytics and up-to-the-minute consumer behavior insights from the ID Network, one of the nation’s largest networks of such cross-industry data.

Products:

Customer focus:

Authentication and Verification, Credit Risk, Fraud Risk Management

Automotive lending, communications, credit card, government, online lending, retail banking

01Systems is a software application and solution provider. Its industry products are a portfolio offering arabization, signature management, a biometric solutions integrator (finger vein, fingerprint), ECM and digital vouchers.

Products:

Customer focus:

Online fraud prevention, anti-money laundering, merchant riskOnline merchants, acquiring banks, payment processors and gateways, payments services providers, digital currency exchanges, and financial institutions

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Transaction Behavior Scorecard – All players are listed in alphabetical order.

79© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

ID R&D is a biometric solution provider focusing on the development of new biometric soutions to increase security and enhance user experience. The company has developed a suite of core biometric technologies for mobile login, chatbots and virtual assistants, and its solutions utilize various data points and biometric modalities (including behavioral, voice and facial recognition) to create frictionless biometric authentication in emerging communication channels.Products:

Customer focus:

IDSquared, SafeChat, IDVoice, Voice Anti-spoof, IDBahave

N/A

KeyTrac provides companies with biometric solutions to identify users. The offerings can be accessed using a common and commercially available computer keyboard.

Products:

Customer focus:

keystroke biometrics

financial services, universities, e-learning providers, startups, legal and other online services

miniOrange offers security solutions in the areas of cloud security, identity and access management, mobile security and vulnerability management. Its products include miniOrange Strong Authentication, miniOrange Single Sign-On solution and the miniOrange Fraud Prevention solution. Products:

Customer focus:

Cloud identity broker service, 2FA, single sign-on, fraud prevention, network security, social login

Financial services, retail, healthcare, education

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Transaction Behavior Scorecard – All players are listed in alphabetical order.

80© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

Netguardian is a FinTech company that provides software that uses data to correlate and analyze behaviors across the entire bank system. The solution allows banks to target specific anti-fraud or regulatory requirements. Products:

Customer focus:

FraudGuardian, RiskGuardian

Financial institutions

NoPassword, powered by WiActs, offers identity management and password-free single sign-on solutions. Its products are designed around biometrics and feature multifactor authentication.

Products:

Customer focus:

NoPassword Authentication, Human and hidden multifactor authentication

Financial, Insurnce, Healthcare, Technology, Government, Manufacturing, Retail, Travel

NuData Security offers biometrics security technology. The company uses real-time behavioral and statistical analytics in order to detect both automated and human security attacks.

Products:

Customer focus:

Early fraud detection, behavior piercing, behavioral analytics, web fraud, advanced threat detection

eCommerce, banking

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Transaction Behavior Scorecard – All players are listed in alphabetical order.

81© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

Plurilock’s regulation-compliant solutions protect companies and their customers using artificial intelligence to identify, prevent and eliminate insider threats. Its flagship BioTracker solution is designed to monitor how users interact with a keyboard, mouse and/or touchscreen to develop a unique biometric signature for each.

Products:

Customer focus:

Continuous authentication, Behavioral login

Government & Military, Critical Infrastructure, Banking & Financial Services, Healthcare

SecureAuth provides access control solutions, allowing organizations to determine identities. SecureAuth™ IdP provides authentication security, sign-in and self-service tools together in a single platform.

Products:

Customer focus:

Authentication security, single sign-in and user self-service

Financial institutions, healthcare, retail, government and other industries

SecuredTouch offers behavioral biometrics for mobile devices. The company collects and analyzes different behavioral parameters like keyboard-typing, scroll-velocity, touch pressure and finger size to automatically create a unique user behavioral profile to authenticate transactions. The company offers both application- and device-based solutions.

Products:

Customer focus:

Behavioral biometrics, U-NIQUE, HUMANOBOT, CONTINEW-ID

Financial institutions

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Transaction Behavior Scorecard – All players are listed in alphabetical order.

82© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

Sift Science offers fraud detection systems, using large-scale machine learning technology to predict fraudulent behavior, leveraging a global network of fraud data. The solution is intended to catch fraud that is unique to different businesses and to train specific customer customized models to stop fraudsters in real time. Products:

Customer focus:

Machine learning, device fingerprinting

Travel, digital cash, on-demand, online marketplace, eCommerce, payment gateway

Solus offers a solution to solve two issues for digital business: user fraud and hacking. The solution delivers a secure authentication platform for businesses in a range of industries.

Products:

Customer focus:

Eyeprint, behavioural authentication, solus connect, pinpad

Banking and finance, healthcare, government or enterprise data protection

TeleSign is a provider of mobile identity solutions and offers account security and fraud prevention with two-factor authentication, based on each user’s mobile identity (phone number, device and behavior), which is driven by real-time global intelligence, including reputation scoring and device data.

Products:

Customer focus:

Account registration, access and usage recovery, smart start services

Software CRM, loyalty marketing, social platforms

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Transaction Behavior Scorecard – All players are listed in alphabetical order.

83© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

ThisData offers an advanced data security application designed to both secure and protect client information through cloud-based storage, and leverage behavioral biometrics and advanced machine intelligence to create user profiles based on user activity. The profile will automatically detect unusual behaviors, such as accessing an application from an unrecognized device or a new location.Products:

Customer focus:

Real-time Account Breach Detection, Contextual Authentication, User Risk Profiling, Security Performance Dashboard, Shared Intelligence Network, User Access & Activity Log, End User Notifications, IP Reputation.

Finance, Education, Healthcare, Commerce, Travel

ThreatMetrix offers advanced fraud prevention and context-based security solutions. These solutions authenticate consumer and workforce access to mission critical applications using real-time identity and analytics.

Products:

Customer focus:

Advanced fraud protection, content-based authenticationeCommerce, financial institutions and FFIEC, enterprise, insurance, social networks, government, healthcare

Trustev, owned by Transunion, is a fraud prevention solution powered by technology that uses information surrounding a user’s behavior, device, email and social media when attempting to determine identity. Trustev provides services to retail, banking, digital goods, insurance, airlines and other travel-related companies. Products:

Customer focus:

ID checks, digital data

Retail, banking, digital goods, airlines & travel, insurance

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Transaction Behavior Scorecard – All players are listed in alphabetical order.

84© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

TwoSense provides a mobile software development kit designed to offer continuous, invisible user authentication practices through behavioral biometrics. It can be integrated with a few lines of code, and is designed to observe and model authorized users’ behavioral fingerprints to deny entry to attackers. The solution also works to apply deep learning tools to reduce fraud and improve user experiences.

Products:

Customer focus:

Behavioral Biometrics, Fraud Protection

Mobile Banking, Mobile Payments, Call Center Support

TypingDNA provides biometric technology. It offers proprietary artificial intelligence (AI)-based software to identify users by the way they type on their keyboards. The solution also aims to provide quick integration via application program interface (API).

Products:

Customer focus:

Authentication solutions

Financial

Unbotify provides a security solution that leverages behavioral biometrics data and machine learning models to offer a bot detection solution. It detects bots by analyzing hundreds of features extracted from mouse movement data, keystroke dynamics, touch events and mobile device orientation sensors, and is designed to isolate those that carry out malicious activities like fake registrations, account takeover, ad fraud, scraping and scalping.Products:

Customer focus:

Registration Page Protection, Automated MitB Attacks Prevention, Content Protection, Layer 7 DDoS Mitigation.

Banks, E-commerce, Digital marketers

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Transaction Behavior Scorecard – All players are listed in alphabetical order.

85© 2018 PYMNTS.com All Rights Reserved

DIGITAL IDENTITYTRACKER™

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

History

PIN

Microphone

Security Tokens

Click Flow

Transaction

Camera

Fingerprint

BIOMETRICSPAYMENTS

UnifyID offers authentication services with solutions that rely on implicit authentication and are based on location, technology usage habits and sensor technology. The company also offers machine learning software.

Products: Customer focus:

Implicit authentication

Companies and governments

VASCO is a provider of two-factor authentication and electronic signature solutions to financial institutions. The company also offers access to data and applications in the cloud, and provides tools for application developers to integrate security functions into their web-based and mobile applications. The company primarily serves clients in the financial, enterprise, eCommerce, government and healthcare markets.

Products:

Customer focus:

Mobile app security, compliance, fraud prevention, transaction signing, identity and access, documents eSignature

Financial, enterprise, eCommerce, government, healthcare

Zighra’s solutions aims to provide user recognition by adding an invisible biometric layer to mobile and IoT authentication. Zighra applies the intelligence of biological systems to security to deliver continuous authentication to mobile transactions.

Products:

Customer focus:

Kinetic Id

Mobile financial services and retail

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86© 2018 PYMNTS.com All Rights Reserved

FeedbackIf you would like to be included in this report and/or would like your information to be updated, please visit our submission/update page. Or, if you have feedback or questions, please contact us at [email protected].

PYMNTS.com is where the best minds and the best content meet on the web to learn about “What’s Next” in payments and commerce. Our interactive platform is reinventing the way in which companies in payments share relevant information about the initiatives that shape the future of this dynamic sector and make news. Our data and analytics team includes economists, data scientists and industry analysts who work with companies to measure and quantify the innovation that is at the cutting edge of this new world.

Jumio enables businesses to reduce fraud, increase customer conversions and provide seamless experiences, and offers identity verification solutions that can be tailored to fit specific business requirements. Boasting more than 80 million verified identities, the company’s technology uses computer vision, machine learning and live verification experts to verify credentials — including passports and drivers licenses — issued by more than 200 countries. It powers businesses with scalable, secure and compliant identity verification, enabling them to build and sustain trust in an increasingly risky digital world.

Based in Palo Alto, California, and funded by Centana Growth Partners and Millennium Technology Value Partners, Jumio operates globally, with offices in the U.S., Europe and Asia Pacific. Learn more about it here: https://www.jumio.com

C

M

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CM

MY

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CMY

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ABOUT

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87© 2018 PYMNTS.com All Rights Reserved

The Digital Identity TrackerTM may be updated periodically. While reasonable efforts are made to keep the content accurate and up-to-date, PYMNTS.COM: MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, REGARDING THE CORRECTNESS, ACCURACY, COMPLETENESS, ADEQUACY, OR RELIABILITY OF OR THE USE OF OR RESULTS THAT MAY BE GENERATED FROM THE USE OF THE INFORMATION OR THAT THE CONTENT WILL SATISFY YOUR REQUIREMENTS OR EXPECTATIONS. THE CONTENT IS PROVIDED “AS IS” AND ON AN “AS AVAILABLE” BASIS. YOU EXPRESSLY AGREE THAT YOUR USE OF THE CONTENT IS AT YOUR SOLE RISK. PYMNTS.COM SHALL HAVE NO LIABILITY FOR ANY INTERRUPTIONS IN THE CONTENT THAT IS PROVIDED AND DISCLAIMS ALL WARRANTIES WITH REGARD TO THE CONTENT, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT AND TITLE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, AND, IN SUCH CASES, THE STATED EXCLUSIONS DO NOT APPLY. PYMNTS.COM RESERVES THE RIGHT AND SHOULD NOT BE LIABLE SHOULD IT EXERCISE ITS RIGHT TO MODIFY, INTERRUPT, OR DISCONTINUE THE AVAILABILITY OF THE CONTENT OR ANY COMPONENT OF IT WITH OR WITHOUT NOTICE.

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