© by Anja Eichhorn, Jennifer Machts, Franziska Mundt, Andreas Günther.

© by Anja Eichhorn, Jennifer Machts, Franziska Mundt, Andreas Günther

Structure

Health Insurance in GermanySurvey in DerryNational Health Service in the UKJob interviewConclusionReferences

Health Insurance in Germany

one of the 5 classes of the social insurance system in Germany

was introduced in 1883refunds the costs of the treatments of

diseases, maternity or accidents

The ambition is the redistribution between high-income-households and low-income-households solidarity principle

benefits are similar for everybody

contribution rate depends on the income of each person

two different types:

statutory health insurance with about 87% members

private health insurance with ca. 13% members

contribution rate: 15,5 %

Employers and employees share the contribution

Employee: 8,2% (feature of 0,9% to reduce the ancillary labour costs)

Employer: 7,3%

Survey in Derry

National Health Service in the UKin the UK consists of four publicly funded

healthcare systems:

National Health Service (NHS) in EnglandNHS in ScotlandNHS in WalesHealth and Social Care (HSC) in Northern

Ireland

was founded in 1948

The NHS is responsible to supply:hospitalsdoctorsdentistschemistsopticiansambulances

persons are the medical treatments in the NHS for free:

British citizens who live in the UKEach person, who has been based in the UK

the last yearsEU-CitizensStudents, who are enroled in courses, which

last more than 6 monthsEach person with a permission to work in the

UK

the health care reform improved in many fields, which is shown in the following examples:

Investment of the NHS-Equipment (more beds, improvements of the hygiene)

Increase the number of the physiciansMore university places for medicine studentsImprovements in cancercheck-up

‚Practice Nurses‘

additional insurance: People think it is efficient, reliable and professional

are three different private health insurance companies: Voluntary Health Insurance Board (VHI), Quinn Direct and Hibernian Aviva

The most important advantages in the private health insurance are:

private or semiprivate hospitalstayambulant, consultationadditional insurance, e.g. maternity benefit,

additional ambulant treatments, travel insurance

Job interview

ReferencesGerry Gillespiehttp://de.wikipedia.org/wiki/Krankenversicherunghttp://de.wikipedia.org/wiki/Krankenversicherung_in_Deutschlandhttp://de.wikipedia.org/wiki/National_Health_Servicehttp://www.krankenkassen.de/gesetzliche-krankenkassen/system-gesetzliche-krankenversicherung/gesetzliche-krankenversicherung-information/http://ukingermany.fco.gov.uk/de/visiting-uk/working-in-uk/health-carehttp://www.ess-europe.de/europa/krankenversicherung_england.htmwww.justlanded.com